FRANCKLINE
ActiveSummary
FRANCKLINE has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €163k and a net result of €10k. Equity remains stable across the filed fiscal years (±1.7% per year). Its solvency ranks better than 24% of 16546 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
65
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability49▲+1
Solvency52=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €10k at 30 days acceptable
Liquidity tight (current ratio 1.25 against 1.32 in 2024; short-term debt: 23.9% and cash: 0.1% of total assets), and 73.4% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 86
Relative position
BE, all sectors
reference
Sector 86
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 24% of 16546 sector peers (2025).
NBB · sector comparisonPosition among 16546 sector peers
Solvency
better than 24%
← weakest
strongest →
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
19202122232425
2019 to 2025 · latest year €163k
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 31-10-2025, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
on the day
2024
29 d late
2023
179 d early
2022
on the day
2021
3 d late
2020
20 d late
2019
on the day
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close25-09-2026 today31-10-2026 deadline
Financials · fiscal year 2025, micro schema
Equity
€163k▲ 0.1%
2024 · €163k
2019: €163k
2020: €178k
2021: €175k
2022: €79k
2023: €144k
2024: €163k
2019 → 2025
Total assets
€614k▲ 0.9%
2024 · €608k
2019: €604k
2020: €521k
2021: €509k
2022: €387k
2023: €424k
2024: €608k
2019 → 2025
Net result
€10k▼ 65.2%
2024 · €29k
2019: €2k
2020: €15k
2021: €-3k
2022: €-97k
2023: €67k
2024: €29k
2019 → 2025
Working capital
€37k▼ 22.3%
2024 · €47k
2019: €37k
2020: €66k
2021: €59k
2022: €-49k
2023: €12k
2024: €47k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€175k-€79k▼ 55.2%€144k▲ 83.2%€163k▲ 13.3%€163k▲ 0.1%
Operating result€10k-€-90k€81k€72k▼ 10.9%€31k▼ 57.4%
Net result€-3k-€-97k▼ 3,454%€67k€29k▼ 56.5%€10k▼ 65.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 57% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €614k
Fixed assets
€431k ▲ 4.4%
Current assets
€183k ▼ 6.4%
Equity and liabilities €614k
Equity
€163k ▲ 0.1%
Debt
€451k ▲ 1.2%
Debt's share of the balance-sheet total rises from 73.2% to 73.4%. Equity and debt are higher.
Key figures and ratios
EBITDA
€74k▼
2024 · €107k
Cash flow
€53k▼
2024 · €64k
Current ratio
1.25▼
2024 · 1.32
Debt to equity
2.76▲
2024 · 2.73
ROE
6.2%▼
2024 · 17.9%
ROA
1.7%▼
2024 · 4.8%
Interest coverage
3.42▲
2024 · 2.74
Debt ≤ 1 year
€147k▼
2024 · €149k
Debt > 1 year
€304k▲
2024 · €296k
Income taxes
€2k▼
2024 · €4k
Staff costs
€201k▼
2024 · €212k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 54 lines
Balance sheet
Code20242025
Assets
Total assets20/58€608k€614k▲
Fixed assets21/28€412k€431k▲
Tangible fixed assets22/27€411k€429k▲
Land and buildings22€245k€289k▲
Plant, machinery and equipment23€2k€1k▼
Furniture and vehicles24€156k€138k▼
Leasing and similar rights25€9k€1k▼
Financial fixed assets28€2k€2k=
Current assets29/58€196k€183k▼
Amounts receivable within one year40/41€182k€172k▼
Trade receivables40€60k€77k▲
Other amounts receivable41€122k€95k▼
Cash at bank and in hand54/58€406€407▲
Deferred charges and accrued income490/1€13k€11k▼
Equity and liabilities
Total equity and liabilities10/49€608k€614k▲
Equity10/15€163k€163k▲
Contributions10/11€6k€6k=
Reserves13€96k€106k▲
Distributable reserves133€96k€106k▲
Profit (loss) carried forward14€61k€51k▼
Amounts payable17/49€445k€451k▲
Amounts payable after more than one year17€296k€304k▲
Financial debts170/4€296k€304k▲
Amounts payable within one year42/48€149k€147k▼
Current portion of amounts payable after more than one year42€45k€46k▲
Financial debts43€27k€3k▼
Credit institutions430/8€27k€3k▼
Trade debts44€46k€64k▲
Suppliers440/4€46k€64k▲
Taxes, remuneration and social security45€21k€25k▲
Taxes450/3€5k€11k▲
Remuneration and social security454/9€16k€14k▼
Other amounts payable47/48€10k€10k=
Accrued charges and deferred income492/3€98-
Income statement
Code20242025
Remuneration, social security and pensions62€212k€201k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€35k€43k▲
Other operating charges640/8€7k€8k▲
Gross operating margin9900€326k€283k▼
Operating profit (loss)9901€72k€31k▼
Financial income75/76B€78€3k▲
Recurring financial income75€78€3k▲
Financial charges65/66B€39k€22k▼
Recurring financial charges65€39k€22k▼
Profit (loss) for the period before taxes9903€33k€12k▼
Income taxes67/77€4k€2k▼
Profit (loss) for the period9904€29k€10k▼
Profit (loss) for the period to be appropriated9905€29k€10k▼
Appropriation of the result
Profit (loss) to be appropriated9906€98k€71k▼
Profit (loss) brought forward from the previous period14P€69k€61k▼
Transfer from equity791/2€2k-
Transfer to equity691/2€29k€10k▼
To other reserves6921€29k€10k▼
Profit to be distributed694/7€10k€10k=
Directors or managers695€10k€10k=
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
31-10
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2024
29-11
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
31-03
Financial
Equity above €150kEq €163k ▲13.3%
2 profitable years in a row build equity to €163k.
2023
05-05
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
31-03
Financial
Back to profitnet €67k
Net result €67k after 2 loss-making years.
31-03
Financial
Equity above €100kEq €144k ▲83.2%
Equity rises from €79k to €144k.
2022
31-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
31-03
Financial
Weakest financial yearnet €-97k
Net result drops to €-97k, the lowest in the series; recovery starts the following year.
2021
03-11
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 3 days late
2020
20-11
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 20 days late
2019
31-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
27-11
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 27 days late
2017
30-10
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2016
29-09
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 6 acts read
About the unread acts
We know of 6 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Beersel · 1 establishment unit since 2010
Ground area
1,956 m²
Building footprint
531 m²
Volume, LiDAR
3,438 m³
2 parcels, Flanders · tallest building 12.0 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Franckline BVBA
since 20102.187.105.817
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23352F0042/00P014 | Flanders | 1,002 m² | 1 · 115 m² | 11.9 m · 3 fl. |
| 23035A0050/03C000 | Flanders | 954 m² | 1 · 416 m² | 10.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 263 companies in sector 86920 we hold annual accounts for 130. 105 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded22-04-2010
Fiscal year end31-03
Activities, NACEBEL 2025
86920Human health activities
Sources
Crossroads Bank for EnterprisesNational Bank · 14 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.