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BHN-AMBU

Active
Cooperative companyfounded 200818 years activeFaubourg de Bruxelles 146A, 6041 Charleroi, BelgiumKBO/BCE: BE 0898.197.432
Summary

BHN-AMBU has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €440,572 and a net result of €197,981. Equity is growing by ~2.8% per year across the filed fiscal years. Its solvency ranks better than 53% of 20,374 sector peers (NACE 86, fiscal year 2025). The computed 12-month bankruptcy probability is < 0.1% (very low).

Overview

Activity
Human health activities
NACE 86920
1 site
Size
€665,596total assets 2025
Staff
4 FTE
Equity
€440,572
Profit
€197,981
Turnover not published (abridged schema)
Financial health
97 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
< 0.1%
Structure
Accounts 29 days early0 of 5 deeds read
Why 97+ Sector Human health activities (NACE 86)+ Liquidity: current ratio 4.06, cash €283,240+ Size: total assets €665,596+ Figures for FY 2025 (filed 02-07-2026)Show the evidence

Checked score

Score 2025
97 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 77% of its sector peers (NACE 86, micro)
Financial strength · tick = 2024
Strong
Solvency 91+18
equity 66.2% of total assets
Liquidity 99+3
short-term debt 11.5% · cash 42.6%
Profitability 100+23
return on assets 29.7%
Bankruptcy probability, 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median < 0.1% (23,979 companies)
Last 24 months 11-2024: 0.1% 12-2024: 0.1%● unchanged vs 11-2024 01-2025: 0.1%● unchanged vs 12-2024 02-2025: 0.1%● unchanged vs 01-2025 03-2025: 0.1%● unchanged vs 02-2025 04-2025: 0.1%● unchanged vs 03-2025highest value 05-2025: 0.1%● unchanged vs 04-2025 06-2025: 0.1%● unchanged vs 05-2025 07-2025: < 0.1%▼ -0.1 percentage points vs 06-2025 08-2025: < 0.1%● unchanged vs 07-2025 09-2025: < 0.1%● unchanged vs 08-2025 10-2025: < 0.1%● unchanged vs 09-2025 11-2025: < 0.1%● unchanged vs 10-2025 12-2025: < 0.1%● unchanged vs 11-2025 01-2026: < 0.1%● unchanged vs 12-2025 02-2026: < 0.1%● unchanged vs 01-2026 03-2026: < 0.1%● unchanged vs 02-2026 04-2026: < 0.1%● unchanged vs 03-2026 05-2026: < 0.1%● unchanged vs 04-2026 06-2026: < 0.1%● unchanged vs 05-2026 07-2026: < 0.1%● unchanged vs 06-2026 08-2026: < 0.1%● unchanged vs 07-2026lowest value 09-2026: < 0.1%● unchanged vs 08-2026lowest value 10-2026: < 0.1%● unchanged vs 09-2026lowest value
Credit up to €40,000 at 30 days acceptable
Liquidity ample (current ratio 4.06 against 2.98 in 2024; short-term debt: 11.5% and cash: 42.6% of total assets), and 33.8% of the assets are financed with debt.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 86, micro): better than 54% on solvency, 89% on liquidity, 80% on profitability and 87% on growth.

The bankruptcy probability was computed on 07-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
−lowers risk○neutral
lowers risk · Sector Human health activities (NACE 86)
KBO
lowers risk · Liquidity: current ratio 4.06, cash €283,240
NBB · annual accounts
lowers risk · Size: total assets €665,596
The company's size counts in the probability; how much depends on the rest of its profile.
NBB · annual accounts
lowers risk · Figures for FY 2025 (filed 02-07-2026)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-07-2026, 29 days ahead of the deadline.
NBB · 5 filings
Deviation from the deadline
2025
29 days early
2024
59 days early
2023
28 days late
2022
40 days early
2021
52 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 5 accounts on average 10 days before the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 36% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 2 July (4 of the last 5 filed years within 58 days of that day).
Companies Code · seven months
Position in the running window
07-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Checked from 2021 on.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Highest result since 2021net €197,981 ▲537%
  3. Annual accounts filedfiscal year 2024 · micro…

Key points

  • Positive: Result rose in 2025from €31,094 to €197,981 ▲ 537% View
  • Positive: Among the best 13% on net resultsector median €60,298 · 20,362 companies €197,981 View
  • Total assets 20255 fiscal years filed €665,596 View

By topic

Financials

Fiscal year
2025
Total assets
€665,596
Profit
€197,981
Solvency
66.2%
Total assets▲ 32.9%
Net result
20212025
Go to Financials

Timeline

Events
7
Since
2022
Next accounts
by 31-07-2027
  1. 31-12-2024Back to profit
  2. 28-08-2024Annual accounts filed
  3. 21-06-2023Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Cooperative company
Activity
Human health activitiesNACE 86920
Founded
28-05-2008
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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