ALVEBO
ActiveALVEBO has been active since 2002 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €519k and a net result of €315k. Equity is growing by ~8% per year across the filed fiscal years. Its solvency ranks better than 46% of 2096 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2024
71
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability95▲+11
Solvency60▲+1
Growth78=
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €35k at 30 days acceptable
Liquidity tight (current ratio 1.0 against 0.99 in 2023; short-term debt: 59.3% and cash: 14.3% of total assets), and 64.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 19-09-2025, 50 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
50 d late
2023
30 d late
2022
24 d early
2021
64 d late
2020
29 d early
2019
32 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, abbreviated schema
Equity
€519k▲ 3.0%
2023 · €503k
2018: €27k
2019: €65k
2020: €482k
2021: €484k
2022: €485k
2023: €503k
2018 → 2024
Total assets
€1.48M▲ 1.0%
2023 · €1.46M
2018: €178k
2019: €314k
2020: €977k
2021: €1.07M
2022: €1.43M
2023: €1.46M
2018 → 2024
Net result
€315k▲ 76.6%
2023 · €179k
2018: €28k
2019: €39k
2020: €34k
2021: €1k
2022: €33k
2023: €179k
2018 → 2024
Working capital
€688
2023 · €-6k
2018: €98k
2019: €33k
2020: €-10k
2021: €-60k
2022: €-37k
2023: €-6k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€482k-€484k▲ 0.3%€485k▲ 0.2%€503k▲ 3.8%€519k▲ 3.0%
Operating result€67k-€34k▼ 49.9%€67k▲ 98.8%€229k▲ 243%€343k▲ 49.7%
Net result€34k-€1k▼ 95.9%€33k▲ 2,264%€179k▲ 441%€315k▲ 76.6%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2021 the operating result has climbed three years in a row; 2024 is 50% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €1.48M
Fixed assets
€600k▲ 9.9%
Current assets
€877k▼ 4.3%
Equity and liabilities €1.48M
Equity
€519k▲ 3.0%
Debt
€958k▼ 0.1%
The debt ratio falls from 65.6% to 64.9%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€390k▲
2023 · €255k
Cash flow
€363k▲
2023 · €205k
Solvency
35.1%▲
2023 · 34.4%
Current ratio
1.00▲
2023 · 0.99
Quick ratio
1.00▲
2023 · 0.99
Debt / equity
1.85▼
2023 · 1.90
ROE
60.8%▲
2023 · 35.5%
ROA
21.4%▲
2023 · 12.2%
Interest coverage
26.12▲
2023 · 6.56
Debt
€958k▼
2023 · €958k
Debt ≤ 1 year
€876k▼
2023 · €922k
Debt > 1 year
€68k▲
2023 · €23k
Income taxes
€12k▲
2023 · €11k
Staff costs
€-564▼
2023 · €-60
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€1.46M€1.48M▲
Fixed assets21/28€546k€600k▲
Tangible fixed assets22/27€96k€150k▲
Plant, machinery and equipment23€8k€6k▼
Furniture and vehicles24€53k€90k▲
Leasing and similar rights25€35k€54k▲
Financial fixed assets28€450k€450k=
Current assets29/58€916k€877k▼
Amounts receivable within one year40/41€758k€660k▼
Trade receivables40€507k€613k▲
Other amounts receivable41€252k€47k▼
Cash at bank and in hand54/58€154k€212k▲
Deferred charges and accrued income490/1€3k€5k▲
Equity and liabilities
Total equity and liabilities10/49€1.46M€1.48M▲
Equity10/15€503k€519k▲
Contributions10/11€324k€324k=
Reserves13€180k€195k▲
Distributable reserves133€180k€195k▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€958k€958k▼
Amounts payable after more than one year17€23k€68k▲
Financial debts170/4€23k€68k▲
Amounts payable within one year42/48€922k€876k▼
Current portion of amounts payable after more than one year42€8k€25k▲
Financial debts43€100k€0▼
Credit institutions430/8€100k€0▼
Trade debts44€624k€634k▲
Suppliers440/4€624k€634k▲
Taxes, remuneration and social security45€13k€33k▲
Taxes450/3€13k€26k▲
Remuneration and social security454/9-€7k
Other amounts payable47/48€176k€184k▲
Accrued charges and deferred income492/3€14k€14k=
Income statement
Code20232024
Non-recurring operating income76A€0-
Remuneration, social security and pensions62€-60€-564▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€26k€47k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€133k€-37k▼
Other operating charges640/8€21k€18k▼
Non-recurring operating charges66A€0€1k▲
Gross operating margin9900€409k€371k▼
Operating profit (loss)9901€229k€343k▲
Financial income75/76B€2€0▼
Recurring financial income75€2€0▼
Financial charges65/66B€39k€15k▼
Recurring financial charges65€39k€15k▼
Profit (loss) for the period before taxes9903€190k€328k▲
Income taxes67/77€11k€12k▲
Profit (loss) for the period9904€179k€315k▲
Profit (loss) for the period to be appropriated9905€179k€315k▲
Appropriation of the result
Profit (loss) to be appropriated9906€179k€315k▲
Transfer to equity691/2€19k€15k▼
To other reserves6921€19k€15k▼
Profit to be distributed694/7€160k€300k▲
Directors or managers695€160k€300k▲
Social balance
Average headcount (FTE)90870.00.0=
The notes to these accounts (16 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
19-09
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 50 days late
2024
31-12
Financial
Highest result since 2018net €315k ▲76.6%
Operating result €343k, net result €315k, both a record.
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 30 days late
2023
31-12
Financial
Equity above €500kEq €503k ▲3.8%
6 profitable years in a row build equity to €503k.
07-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
03-10
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 64 days late
2021
31-12
Financial
Weakest financial yearnet €1k ▼95.9%
Net result drops to €1k, the lowest in the series; recovery starts the following year.
02-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Equity above €200kEq €482k ▲637%
3 profitable years in a row build equity to €482k.
29-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
15-10
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 76 days late
2018
31-10
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 92 days late
2017
12-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
2016
31-08
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
8 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lier · 1 establishment unit since 2002
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Lintsesteenweg 672500 LierGround area
1,555 m²
Building footprint
487 m²
Volume, LiDAR
1,884 m³
2 parcels, Flanders · tallest building 9.0 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Schotensesteenweg 121, 2100 Antwerpen
since 20022.115.347.987
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12393F0424/00F000 | Flanders | 1,412 m² | 1 · 402 m² | 5.3 m · 1 fl. |
| 11344A0464/00C003 | Flanders | 143 m² | 1 · 85 m² | 9.0 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
COBECO
BE 0445.429.938
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DELERS INVEST
BE 0715.530.594
Wemmel · Eq €518k
CELES-TECH
BE 0554.935.614
Colfontaine · Eq €518k
IMMOBOIS.BE
BE 0897.944.341
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APK Drilling
BE 0415.591.649
Diest · Eq €519k
Of 29,801 companies in sector 41001 we hold annual accounts for 16,041. 9,089 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded04-04-2002
Fiscal year end31-12
Activities, NACEBEL
41001General construction of residential buildings
43110Demolition
43222Installation of electric heating, air conditioning, cooling and ventilation
43221Plumbing work
43341Painting of buildings
43410Roofing work
45220
Sources
Crossroads Bank for EnterprisesNational Bank · 21 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.