FRANCK
ActiveFRANCK has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €88k and a net result of €23k. Equity is growing by ~39.9% per year across the filed fiscal years. Its solvency ranks better than 7% of 6146 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2024
Axes · tick = 2023
Profitability100=
Solvency2▲+1
Growth78=
Stability100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days only on tighter terms
Liquidity short (current ratio 0.08 against 0.11 in 2023), and 97% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 7% of 6146 sector peers (2024).
NBB · sector comparisonPosition among 6146 sector peers
Solvency
better than 7%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-07-2025, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
1 d early
2023
19 d late
2022
17 d late
2021
26 d late
2020
25 d late
2019
18 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, abbreviated schema
Equity
€88k▲ 36.3%
2023 · €65k
2018: €14k
2019: €15k
2020: €23k
2021: €30k
2022: €46k
2023: €65k
2018 → 2024
Total assets
€2.92M▼ 1.7%
2023 · €2.97M
2018: €113k
2019: €129k
2020: €2.83M
2021: €2.81M
2022: €2.82M
2023: €2.97M
2018 → 2024
Net result
€23k▲ 26.3%
2023 · €19k
2018: €806
2019: €868
2020: €9k
2021: €7k
2022: €16k
2023: €19k
2018 → 2024
Working capital
€-1.97M▼ 7.1%
2023 · €-1.84M
2018: €7k
2019: €10k
2020: €-1.80M
2021: €-1.75M
2022: €-1.81M
2023: €-1.84M
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€23k-€30k▲ 29.2%€46k▲ 51.5%€65k▲ 40.3%€88k▲ 36.3%
Operating result€18k-€114k▲ 523%€123k▲ 8.1%€155k▲ 26.0%€197k▲ 27.1%
Net result€9k-€7k▼ 22.7%€16k▲ 128%€19k▲ 18.5%€23k▲ 26.3%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen four years in a row; 2024 is 27% above 2023 and is the highest year so far.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €2.92M
Fixed assets
€2.75M=
Current assets
€171k▼ 23.2%
Equity and liabilities €2.92M
Equity
€88k▲ 36.3%
Debt
€2.84M▼ 2.5%
The debt ratio falls from 97.8% to 97.0%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€199k▲
2023 · €156k
Cash flow
€25k▲
2023 · €19k
Solvency
3.0%▲
2023 · 2.2%
Current ratio
0.08▼
2023 · 0.11
Quick ratio
0.08▼
2023 · 0.11
Debt / equity
32.26▼
2023 · 45.10
ROE
26.6%▼
2023 · 28.7%
ROA
0.8%▲
2023 · 0.6%
Interest coverage
1.23▼
2023 · 1.27
Debt
€2.84M▼
2023 · €2.91M
Debt ≤ 1 year
€2.14M▲
2023 · €2.06M
Debt > 1 year
€694k▼
2023 · €761k
Income taxes
€13k▼
2023 · €14k
Staff costs
€121k▼
2023 · €127k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€2.97M€2.92M▼
Fixed assets21/28€2.75M€2.75M=
Tangible fixed assets22/27€3k€4k▲
Furniture and vehicles24€3k€4k▲
Financial fixed assets28€2.75M€2.75M=
Current assets29/58€222k€171k▼
Amounts receivable within one year40/41€184k€121k▼
Trade receivables40€174k€111k▼
Other amounts receivable41€10k€10k=
Cash at bank and in hand54/58€6k€7k▲
Deferred charges and accrued income490/1€32k€42k▲
Equity and liabilities
Total equity and liabilities10/49€2.97M€2.92M▼
Equity10/15€65k€88k▲
Contributions10/11€19k€19k=
Reserves13€46k€69k▲
Distributable reserves133€46k€69k▲
Amounts payable17/49€2.91M€2.84M▼
Amounts payable after more than one year17€761k€694k▼
Financial debts170/4€761k€694k▼
Amounts payable within one year42/48€2.06M€2.14M▲
Current portion of amounts payable after more than one year42€67k€67k=
Trade debts44€7k€3k▼
Suppliers440/4€7k€3k▼
Advances received on contracts in progress46-€344
Taxes, remuneration and social security45€102k€90k▼
Taxes450/3€83k€79k▼
Remuneration and social security454/9€19k€11k▼
Other amounts payable47/48€1.89M€1.98M▲
Accrued charges and deferred income492/3€87k€1k▼
Income statement
Code20232024
Non-recurring operating income76A-€12k
Remuneration, social security and pensions62€127k€121k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€756€2k▲
Other operating charges640/8€4k€4k▲
Non-recurring operating charges66A€376-
Gross operating margin9900€287k€324k▲
Operating profit (loss)9901€155k€197k▲
Financial income75/76B€497€948▲
Recurring financial income75€497€948▲
Financial charges65/66B€123k€162k▲
Recurring financial charges65€123k€162k▲
Profit (loss) for the period before taxes9903€32k€36k▲
Income taxes67/77€14k€13k▼
Profit (loss) for the period9904€19k€23k▲
Profit (loss) for the period to be appropriated9905€19k€23k▲
Appropriation of the result
Profit (loss) to be appropriated9906€19k€23k▲
Transfer to equity691/2€19k€23k▲
To other reserves6921€19k€23k▲
Social balance
Average headcount (FTE)90872.02.1▲
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
30-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Highest result since 2018net €23k ▲26.3%
Operating result €197k, net result €23k, both a record.
19-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 19 days late
2023
17-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 17 days late
2022
26-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 26 days late
2021
25-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 25 days late
2020
18-08
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 18 days late
2019
27-09
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 58 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 31 days late
2017
28-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
2016
20-07
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hasselt · 1 establishment unit since 2007
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Havermarkt 323500 HasseltGround area
499 m²
Building footprint
257 m²
Volume, LiDAR
2,771 m³
Parcel 71022H0936/00F000, Flanders · tallest building 18.8 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
Franck
since 20072.164.367.334
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71022H0936/00F000 | Flanders | 499 m² | 1 · 257 m² | 18.8 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
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CANOE ROSE
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RADICAL AVENUE
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Liège · Eq €88k
Of 6,459 companies in sector 47716 we hold annual accounts for 2,423. 1,902 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded03-08-2007
Fiscal year end31-12
Activities, NACEBEL
47716Retail sale of clothing and accessories for women, men, children and babies (general range)
64200Holdings
64210Activities of holding companies
70200Business and other management consultancy
70220Business consulting
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 17 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.