Financials
- Fiscal year
- 2025
- Turnover
- €1.6m
- Profit
- €2,710
- Solvency
- 21.1%
FRAMPAL
ActiveSummary
FRAMPAL has been active since 1997 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €263,331 and a net result of €2,710. Equity is growing by ~29.2% per year across the filed fiscal years. Its solvency ranks better than 24% of 298 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Overview
What they do
Manufacture of wood and of products of wood and cork, except furniture; manufacture of articles of straw and plaiting materials
NACE 16240NACE 20400
1 site
How big
€1.6mturnover 2025
- Staff
- 4.5 FTE
- Equity
- €263,331
- Profit
- €2,710
Who decides
Accounts 22 d early0 of 3 deeds read
Why 79- Equity €263,331 (21.1% of total assets)- Sector Manufacture of wood and of products of wood and cork, except furniture; manufacture of articles of straw and plaiting materials (NACE 16)- Liquidity: current ratio 0.86, cash €32,731+ Founded in 1997Show the evidence
Checked score
Score 2025
79
/ 100
Excellent
Probability in this band: under 0.55%
Better than 28% of its sector peers (NACE 16, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Weak
Solvency
46-4
equity 21.1% of total assets
Liquidity
25-9
short-term debt 55.3% · cash 2.6%
Profitability
49-27
return on assets 0.2%
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
About 5 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 4 months
07-2026: 0.6%highest value
08-2026: 0.5%▼ -8.0% vs 07-2026lowest value
09-2026: 0.5%● 0.0% vs 08-2026lowest value
10-2026: 0.5%▲ +4.4% vs 09-2026
- Equity €263,331 (21.1% of total assets) raises the probability
- Sector Manufacture of wood and of products of wood and cork, except furniture; manufacture of articles of straw and plaiting materials (NACE 16) raises the probability
- Founded in 1997 lowers the probability for this profile
- Liquidity: current ratio 0.86, cash €32,731 raises the probability
Credit up to €20,000 at 30 days acceptable
Liquidity short (current ratio 0.86 against 0.85 in 2024; short-term debt: 55.3% and cash: 2.6% of total assets), and 78.9% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 16, micro). Better than this share of them on solvency 28%, liquidity 16%, profitability 27%, growth against the median 40%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 24% of 298 sector peers (2025).
NBB · sector comparisonPosition among 298 sector peers
Solvency
better than 24%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-07-2026, 22 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
22 d early
2024
17 d late
2023
on the day
2022
18 d late
2021
120 d late
2020
13 d late
2019
14 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 19 days after the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 37% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 17 August (4 of the last 5 filed years within 39 days of that day).
Companies Code · seven monthsPosition in the running window
02-10-2026 today31-12-2026 close31-07-2027 deadline
- Annual accounts filedfiscal year 2025 · abbreviated…
- Annual accounts filedfiscal year 2024 · full…
- Highest result since 2018net €63,278 ▲10%
Key points
By topic
Timeline
- Events
- 14
- Since
- 2017
- Next accounts
- by 31-07-2027
- 09-07-2026Annual accounts filed
- 17-08-2025Annual accounts filed
- 31-12-2024Highest result since 2018
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Manufacture of wood and of products of wood…NACE 16240
- Founded
- 03-10-1997
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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