FRAMIC
ActiveSummary
FRAMIC has been active since 2013 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €27,693 and a net result of €8,118. Equity fluctuates too strongly from year to year to read a trend from it. Its solvency ranks better than 30% of 17,145 sector peers (NACE 68, financial year 2025). The computed 12-month bankruptcy probability is 1.2% (low).
Overview
Overview
Official details
Source: KBO- Status
- Active since 29-04-2013 Normal situation
- Activity
- Renting and operating of own or leased residential real estate, excluding social housing NACE 68201and 5 others
- Establishment unit
- 2.220.094.725 8400 Oostende, since 29-04-2013
- Financial year end
- 31 December
- Peppol
- Reachable since 26-03-2026
Financial position
- Bankruptcy probabilitywithin 12 months
- 1.2%
Annual accounts 2025
- Gross margin
- €42,920
- ▲ 10.3%
- Turnover
- ≈ €70,000
- estimated
- Profit
- €8,118
- ▲ 9.9%
- Equity
- €27,693
- ▲ 41.5%
- Total assets
- €354,727
- ▼ 4.9%
- 2025 accounts filed 61 days after the deadline
Score breakdownraises risk1 change of registered office in 24 monthsLast filed accounts filed 61 days late; 1 of the last 3 accounts latelowers riskSize: total assets €354,727Sector: Real estate activities (NACE 68)Show the evidence
Checked score
Score 2025
66
/ 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially stronger than 53% of micro companies in real estate (NACE 68)
Financial strength · tick: 2024
Average
Solvency
33+3
equity 7.8% of total assets
Liquidity
50-6
short-term debt 20.0% · cash 5.3%
Profitability
61+7
return on assets 2.3%
Bankruptcy probability within 12 months
1.2%
Low
0%0.5%1.5%4%10%≥ 25%
About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.5%
01-2025: 0.5%● unchanged vs 12-2024
02-2025: 0.5%● unchanged vs 01-2025
03-2025: 0.5%● unchanged vs 02-2025
04-2025: 0.4%▼ -0.1 percentage points vs 03-2025lowest value
05-2025: 1.2%▲ +0.8 percentage points vs 04-2025
06-2025: 1.2%● unchanged vs 05-2025
07-2025: 1.3%▲ +0.1 percentage points vs 06-2025
08-2025: 0.6%▼ -0.7 percentage points vs 07-2025
09-2025: 0.6%● unchanged vs 08-2025
10-2025: 0.6%● unchanged vs 09-2025
11-2025: 0.6%● unchanged vs 10-2025
12-2025: 0.6%● unchanged vs 11-2025
01-2026: 0.6%● unchanged vs 12-2025
02-2026: 0.6%● unchanged vs 01-2026
03-2026: 0.6%● unchanged vs 02-2026
04-2026: 0.6%● unchanged vs 03-2026
05-2026: 0.7%▲ +0.1 percentage points vs 04-2026
06-2026: 0.6%▼ -0.1 percentage points vs 05-2026
07-2026: 0.7%▲ +0.1 percentage points vs 06-2026
08-2026: 1.1%▲ +0.4 percentage points vs 07-2026
09-2026: 1.5%▲ +0.4 percentage points vs 08-2026highest value
10-2026: 1.2%▼ -0.3 percentage points vs 09-2026
11-2026: 1.2%● unchanged vs 10-2026
Credit of up to €1,500 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 0.29 (0.53 in 2024), below 1. Short-term debt is 20% and cash 5.3% of total assets. 92.2% of the assets are financed with debt and provisions.
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, micro). It does better than 29% of them on solvency, 53% on liquidity, 49% on profitability and 84% on growth.
The bankruptcy probability was computed on 02-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises riskneutral
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €27,693
neutral · A punctual record breaks
This company filed 3 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-09-2026, 61 days late. Weigh it accordingly: of the companies that move to filing 1 to 90 days late, 1.41% are now bankrupt, dissolved or in another special legal status, below the 1.66% of all filers. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
61 days late
2024
31 days early
2023
on the day
2022
31 days early
2021
31 days late
2020
40 days late
2019
31 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 14 days after the deadline. In the sector (NACE 68), the median for financial year 2024 was 7 days before the deadline, and 36% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 1 August (4 of the last 5 accounts filed within 32 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
02-11-2026 today31-12-2026 year end31-07-2027 deadline
Financials
Financials · financial year 2025, micro format
2025 annual accounts filed 61 days after the deadline Filed on 30 September 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00543924.
Annual accounts 2025 filed on 30-09-2026 at the NBB all 12 filings
Turnover
≈ €70,000
Estimated: probably between €52,000 and €100,000
Total assets
€354,727▼ 4.9%
2024 · €373,193
Net result
€8,118▲ 9.9%
2024 · €7,390
Working capital
-€50,601▼ 186%
2024 · -€17,664
Trend over the years
2021 to 2025, 5 financial years 2018 to 2025, 8 financial years
The operating result for 2025 is 22% higher than in 2024. It is a recovery after the fall in 2024.
Operating result€19,993
2025
Net result€8,118
2025
Total assets€354,727
2025
Equity€27,693
2025
Debt€327,034
2025
Working capital-€50,601
2025
Return on assets (ROA)2.3%
2025
Solvency7.8%
2025
Current ratio0.29
2025
Turnover is what the company sold, the result is what was left of it. A loss stands below the zero line.
Assets, equity and debt per financial year.
Above zero, the company can pay its short-term debts with what it holds in the short term.
The EBIT margin is the share of each euro of turnover left from operations. The return on assets is what the assets earn.
The higher the solvency, the better the company absorbs a setback.
A ratio above 1 means the short-term assets cover the short-term debts.
Use the arrow keys on the chart for the figures per year.
The sector band is the middle half of the companies in Real estate activities (NACE 68). A quarter of them sit below it, a quarter above. Each year counts only accounts in the same format, and only where there are at least 30. The dashed line is the median. There is a sector band for net result, equity, total assets, working capital, solvency, current ratio and return on assets (ROA).
Every figure with its change against the financial year before
favourable
unfavourable
Line20182019202020212022202320242025
Operating result€15,448-€13,643▼ 11.7%€5,094▼ 62.7%€9,145▲ 79.5%€20,058▲ 119%€24,377▲ 21.5%€16,336▼ 33.0%€19,993▲ 22.4%
Net result€2,725-€929▼ 65.9%-€6,447within the sector's middle half-€1,758within the sector's middle half▲ 72.7%€10,033within the sector's middle half€14,568within the sector's middle half▲ 45.2%€7,390within the sector's middle half▼ 49.3%€8,118within the sector's middle half▲ 9.9%
Equity-€5,139--€4,210▲ 18.1%-€10,657below the sector's middle half▼ 153%-€12,415below the sector's middle half▼ 16.5%-€2,383below the sector's middle half▲ 80.8%€12,185within the sector's middle half€19,575within the sector's middle half▲ 60.6%€27,693within the sector's middle half▲ 41.5%
Total assets€474,642-€457,124▼ 3.7%€439,704within the sector's middle half▼ 3.8%€416,068within the sector's middle half▼ 5.4%€396,977within the sector's middle half▼ 4.6%€387,734within the sector's middle half▼ 2.3%€373,193within the sector's middle half▼ 3.8%€354,727within the sector's middle half▼ 4.9%
Debt€479,782-€461,334▼ 3.8%€450,361▼ 2.4%€428,484▼ 4.9%€399,359▼ 6.8%€375,549▼ 6.0%€353,618▼ 5.8%€327,034▼ 7.5%
Working capital-€11,705--€11,772▼ 0.6%-€14,942within the sector's middle half▼ 26.9%-€29,221within the sector's middle half▼ 95.6%-€29,043within the sector's middle half▲ 0.6%-€20,963within the sector's middle half▲ 27.8%-€17,664within the sector's middle half▲ 15.7%-€50,601within the sector's middle half▼ 186%
Solvency-1.1%--0.9%▲ 0.2pp-2.4%below the sector's middle half▼ 1.5pp-3.0%below the sector's middle half▼ 0.6pp-0.6%below the sector's middle half▲ 2.4pp3.1%below the sector's middle half▲ 3.7pp5.2%within the sector's middle half▲ 2.1pp7.8%within the sector's middle half▲ 2.6pp
Current ratio0.48-0.50▲ 0.020.46within the sector's middle half▼ 0.040.21below the sector's middle half▼ 0.250.19below the sector's middle half▼ 0.010.44within the sector's middle half▲ 0.240.53within the sector's middle half▲ 0.100.29below the sector's middle half▼ 0.25
Return on assets (ROA)0.6%-0.2%▼ 0.4pp-1.5%within the sector's middle half▼ 1.7pp-0.4%within the sector's middle half▲ 1.0pp2.5%within the sector's middle half▲ 2.9pp3.8%within the sector's middle half▲ 1.2pp2.0%within the sector's middle half▼ 1.8pp2.3%within the sector's middle half▲ 0.3pp
above
within
below
The sector band is the middle half of the companies in Real estate activities (NACE 68). A quarter of them sit below it, a quarter above. Each year counts only accounts in the same format, and only where there are at least 30.
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €354,727
Fixed assets
€334,467 ▼ 5.2%
Current assets
€20,260 ▲ 0.2%
Equity and liabilities €354,727
Equity
€27,693 ▲ 41.5%
Debt
€327,034 ▼ 7.5%
Debt's share of the balance-sheet total falls from 94.8% to 92.2%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€38,505▲
2024 · €34,847
Cash flow
€26,630▲
2024 · €25,901
Debt to equity
11.81▼
2024 · 18.06
ROE
29.3%▼
2024 · 37.8%
Interest coverage
4.74▲
2024 · 3.89
Debt ≤ 1 year
€70,861▲
2024 · €37,878
Debt > 1 year
€256,174▼
2024 · €312,617
Income taxes
€3,755
Green means a favourable move, even when the figure itself falls, as with debt or debt to equity.
Annual accounts
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €18,511 | €18,511 | €18,511 | €18,511 | €18,511 | €18,511 | €18,511 | €18,511 | = |
| Other operating charges640/8 | - | - | - | €3,424 | €3,599 | €3,826 | €4,071 | €4,415 | ▲ 8.5% |
| Gross operating margin9900 | €35,759 | €35,596 | €26,923 | €31,080 | €42,168 | €46,714 | €38,918 | €42,920 | ▲ 10.3% |
| Operating profit (loss)9901 | €15,448 | €13,643 | €5,094 | €9,145 | €20,058 | €24,377 | €16,336 | €19,993 | ▲ 22.4% |
| Financial income75/76B | - | - | - | - | - | - | €5 | - | - |
| Recurring financial income75 | - | - | - | - | - | - | €5 | - | - |
| Financial charges65/66B | - | - | - | €10,903 | €10,025 | €9,809 | €8,951 | €8,120 | ▼ 9.3% |
| Recurring financial charges65 | €12,722 | €12,714 | €11,541 | €10,903 | €10,025 | €9,809 | €8,951 | €8,120 | ▼ 9.3% |
| Profit (loss) for the period before taxes9903 | €2,725 | €929 | -€6,447 | -€1,758 | €10,033 | €14,568 | €7,390 | €11,874 | ▲ 60.7% |
| Income taxes67/77 | - | - | - | - | - | - | - | €3,755 | - |
| Profit (loss) for the period9904 | €2,725 | €929 | -€6,447 | -€1,758 | €10,033 | €14,568 | €7,390 | €8,118 | ▲ 9.9% |
| Profit (loss) for the period to be appropriated9905 | €2,725 | €929 | -€6,447 | -€1,758 | €10,033 | €14,568 | €7,390 | €8,118 | ▲ 9.9% |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Assets | |||||||||
| Total assets20/58 | €474,642 | €457,124 | €439,704 | €416,068 | €396,977 | €387,734 | €373,193 | €354,727 | ▼ 4.9% |
| Fixed assets21/28 | €464,046 | €445,535 | €427,024 | €408,513 | €390,001 | €371,490 | €352,979 | €334,467 | ▼ 5.2% |
| Tangible fixed assets22/27 | €464,046 | €445,535 | €427,024 | €408,513 | €390,001 | €371,490 | €352,979 | €334,467 | ▼ 5.2% |
| Land and buildings22 | - | - | - | €408,513 | €390,001 | €371,490 | €352,979 | €334,467 | ▼ 5.2% |
| Current assets29/58 | €10,596 | €11,589 | €12,680 | €7,556 | €6,975 | €16,244 | €20,214 | €20,260 | ▲ 0.2% |
| Amounts receivable within one year40/41 | €1,710 | €5,012 | €8,103 | €1,402 | €1,112 | €1,119 | €1,767 | €1,518 | ▼ 14.1% |
| Trade receivables40 | - | - | - | €336 | €510 | €520 | €1,168 | €655 | ▼ 43.9% |
| Other amounts receivable41 | - | - | - | €1,066 | €602 | €599 | €599 | €863 | ▲ 44.1% |
| Cash at bank and in hand54/58 | €8,842 | €6,577 | €4,578 | €6,154 | €5,864 | €14,618 | €18,447 | €18,742 | ▲ 1.6% |
| Deferred charges and accrued income490/1 | - | - | - | - | - | €507 | - | - | - |
| Equity and liabilities | |||||||||
| Total equity and liabilities10/49 | €474,642 | €457,124 | €439,704 | €416,068 | €396,977 | €387,734 | €373,193 | €354,727 | ▼ 4.9% |
| Equity10/15 | -€5,139 | -€4,210 | -€10,657 | -€12,415 | -€2,383 | €12,185 | €19,575 | €27,693 | ▲ 41.5% |
| Contributions10/11 | €20,000 | €20,000 | - | €20,000 | €20,000 | €20,000 | €20,000 | €20,000 | = |
| Reserves13 | - | - | - | - | - | - | - | €7,693 | - |
| Distributable reserves133 | - | - | - | - | - | - | - | €7,693 | - |
| Profit (loss) carried forward14 | -€25,139 | -€24,210 | -€30,657 | -€32,415 | -€22,383 | -€7,815 | -€425 | - | - |
| Amounts payable17/49 | €479,782 | €461,334 | €450,361 | €428,484 | €399,359 | €375,549 | €353,618 | €327,034 | ▼ 7.5% |
| Amounts payable after more than one year17 | €457,480 | €434,235 | €411,255 | €387,624 | €363,320 | €338,325 | €312,617 | €256,174 | ▼ 18.1% |
| Financial debts170/4 | - | - | - | €357,624 | €333,320 | €308,325 | €282,617 | €256,174 | ▼ 9.4% |
| Other amounts payable178/9 | - | - | - | €30,000 | €30,000 | €30,000 | €30,000 | - | - |
| Amounts payable within one year42/48 | €22,301 | €23,361 | €27,622 | €36,777 | €36,018 | €37,207 | €37,878 | €70,861 | ▲ 87.1% |
| Current portion of amounts payable after more than one year42 | - | - | - | €24,396 | €24,303 | €24,995 | €25,708 | €26,443 | ▲ 2.9% |
| Trade debts44 | - | - | - | €2,903 | €2,227 | €2,115 | €2,126 | €2,223 | ▲ 4.6% |
| Suppliers440/4 | - | - | - | €2,903 | €2,227 | €2,115 | €2,126 | €2,223 | ▲ 4.6% |
| Taxes, remuneration and social security45 | - | - | - | - | €10 | €112 | €59 | €3,755 | ▲ 64× |
| Taxes450/3 | - | - | - | - | €10 | €112 | €59 | €3,755 | ▲ 64× |
| Other amounts payable47/48 | - | - | - | €9,478 | €9,478 | €9,985 | €9,985 | €38,439 | ▲ 285% |
| Accrued charges and deferred income492/3 | - | - | - | €4,083 | €21 | €17 | €3,124 | - | - |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €2,725 | €929 | -€6,447 | -€1,758 | €10,033 | €14,568 | €7,390 | €8,118 | ▲ 9.9% |
| + Depreciation and write-downs630 | €18,511 | €18,511 | €18,511 | €18,511 | €18,511 | €18,511 | €18,511 | €18,511 | = |
| Operating cash flow (approximation) | €21,237 | €19,441 | €12,064 | €16,753 | €28,544 | €33,079 | €25,901 | €26,630 | ▲ 2.8% |
| Investment in fixed assets (approximation) | - | €0 | €0 | €0 | €0 | €0 | €0 | €0 | - |
| Change in cash | - | -€2,265 | -€1,999 | €1,576 | -€290 | €8,754 | €3,829 | €295 | ▼ 92.3% |
A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.
Historical observation
In July 2024, 1,375 companies had the same profile as FRAMIC has now. Two years later, 95.9% were still going and 2.2% had gone bankrupt.
- Micro
- 10 to 20 years old
- solvency under 10%
- a profit under 5% of the balance sheet
95.9%
was still going
1.6%
stopped otherwise
2.2%
went bankrupt
Another 0.3% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of FRAMIC itself: 1.2% within 12 months.
Test of the method
The method was tested on the 497,446 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 1,375 companies, not a prediction for FRAMIC. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Latest 10 of 12 filings with the National Bank
| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2025 | micro format | 30-09-2026 | 2026-00543924 | |
| 31-12-2024 | micro format | 30-06-2025 | 2025-00220950 | |
| 31-12-2023 | micro format | 31-07-2024 | 2024-00314579 | |
| 31-12-2022 | micro format | 30-06-2023 | 2023-00178832 | |
| 31-12-2021 | micro format | 31-08-2022 | 2022-20423577 | |
| 31-12-2020 | micro format | 09-09-2021 | 2021-66700582 | |
| 31-12-2019 | micro format | 31-08-2020 | 2020-50600486 | |
| 31-12-2018 | micro format | 25-07-2019 | 2019-39100111 | |
| 31-12-2017 | micro format | 31-08-2018 | 2018-61400022 | |
| 31-12-2016 | micro format | 31-08-2017 | 2017-56100235 |
Board & ownership
Directors
Directors
1 director, last change in 2026
OPSTAELE Michael Marco
Current
Director · appointed in the act of 09-06-2026 · term without a fixed end · listed in the 2025 annual accounts, filed on 30-09-2026
Owners and capital
Shareholders
Stated in the act
act of 09-06-2026 ↗
- OPSTAELE Michael Marco all shares
Capital transactions
Capital over time
- 09-06-2026 Converted to unavailable equity
- 09-06-2026 Converted to uncalled contributions
Mandate history
1 person, 1 in office
- Board
- began earlier
| Name | Functions and periods |
|---|---|
| OPSTAELE Michael Marco |
|
Articles of association
- Board ruleThese rules set how the board is made up, meets and takes decisions.
- “De algemene vergadering die de bestuurder(s) benoemt bepaalt hun aantal, de duur van hun opdracht en, indien er meerdere bestuurders zijn…”
Articles of association, deed of 09-06-2026 (in Dutch)
Network & group
FRAMIC shares no director with another company.
Companies at the same address
3 other companiesConnections & network
1 current directorThe network starts from the directors of FRAMIC. Every other company they run is a node.
This company
Company
Director
Shareholding
+N: links not shown yet
Click a node to look further, drag to arrange, zoom with the mouse wheel.
Timeline
Acts, filings and financial milestones
Deadline for the 2026 accounts:
2026
30-09
micro format · 61 days late
09-06
Gazette deed
Appointment: OPSTAELE Michael Marco (director)Resignation: OPSTAELE Michael Marco (director) · Legal-form conversion · Capital conversion16 points ▸
Gazette deed
Appointment: OPSTAELE Michael Marco (director)
Resignation: OPSTAELE Michael Marco (director) · Legal-form conversion · Capital conversion16 points ▸
- General meeting, 29-05-2026
- Legal-form conversion, “statuten aanpassen aan WVV, Besloten vennootschap met beperkte aansprakelijkheid” (deed in Dutch)
- Capital conversion, “statutair onbeschikbare eigen vermogensrekening” (deed in Dutch)
- Capital conversion, “eigen vermogensrekening niet-opgevraagde inbrengen” (deed in Dutch)
- Reserve release, “tevens voor eventuele toekomstige bijstortingen van het deel van het in het verleden geplaatste kapitaal dat op heden nog niet werd gestort en dat werd geboekt…” (deed in Dutch)
- Amendment of the articles
- Director appointment, OPSTAELE Michael Marco (director)
- Director resignation, OPSTAELE Michael Marco (director)
- Declaration, “no management ban, geen strafrechtelijk of burgerrechtelijk bestuursverbod werd opgelegd om persoonlijk of via tussenpersoon een onderneming uit te baten of om…” (deed in Dutch)
- Director discharge, OPSTAELE Michael Marco (director)
- Registered office clause, “8400 Oostende, Kapittelstraat 44” (deed in Dutch)
- OPSTAELE Michael Marco holds all the shares
- The act holds 4 more points.
2025
30-06
micro format · 31 days before the deadline
03-04
Gazette deed
Registered office moved from Bredene to Oostende2 points ▸
Gazette deed
Registered office moved from Bredene to Oostende
2 points ▸
- General meeting, 05-02-2025
- Registered-office move, Kapittelstraat 44, 8400 Oostende
2024
31-07
micro format · on the deadline day
2023
31-12
Financial
Highest result from 2018 to 2025net €14,568 ▲45.2%
The operating result of €24,377 and the net result of €14,568 are both a record.
30-06
micro format · 31 days before the deadline
2022
31-12
Financial
Back to profitnet €10,033
The net result is €10,033, after 2 loss-making years.
31-08
micro format · 31 days late
2021
09-09
micro format · 40 days late
2020
31-12
Financial
Weakest financial yearnet -€6,447
The net result drops to -€6,447, the lowest from 2018 to 2025. It recovers the following year.
31-08
micro format · 31 days late
Show earlier events
2019
25-07
micro format · 6 days before the deadline
2018
31-08
micro format · 31 days late
2017
31-08
micro format · 31 days late
2013
15-05
Financial milestoneGazette deedNBB filingFinancial milestones sit on the financial year-end date, not the filing date.
Sources:Publications in the Belgian Official GazetteFilings with the National Bank
History
Company details
Register details
Identity
KBO recordName
FRAMIC in Dutch
Enterprise number
0533.860.482
Legal form
Private limited company
Status
Active, normale toestand
Founded
29-04-2013
Entity type
Legal entity
DurationMost companies exist for an unlimited period, until they are dissolved.
Unlimited
deed of 09-06-2026 (in Dutch)Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
“Vlaamse Gewest, Het adres van de zetel kan worden overgebracht naar om het even welke plaats in het tweetalig gebied Brussel Hoofdstad of in…”
deed of 09-06-2026 (in Dutch)Registered office and establishments
Registered office
Kapittelstraat 44, 8400 Oostende, Belgium
1 former office
- Brugsesteenweg 47, 8450 Bredene until 06-02-2025 · act of 03-04-2025
Establishment unit
FRAMIC, Kapittelstraat 44, 8400 Oostende since 29-04-2013 · unit number 2.220.094.725
E-mail
info@fimacobvba.beOostende
Phone
059/80.27.29Oostende
Activities
NACEBEL 202568201
Renting and operating of own or leased residential real estate, excluding social housing main activity
64210
Activities of holding companies
68110
Buying and selling of own real estate
68204
Real estate activities
77399
Renting and leasing of other machinery, equipment and tangible goods
82990
Other business support services
Codes under NACEBEL 2008
68201
Real estate activities main activity
64200
Holdings
68100
Real estate activities
68204
Real estate activities
77399
Renting and leasing of other machinery, equipment and tangible goods
82990
Other business support services
PurposeThe purpose describes the activities the company may carry out under its articles.
deed of 09-06-2026 (in Dutch)
“Het kopen, verkopen, huren, verhuren, leasen, importeren, exporteren, ruilen en ontwikkelen van machines, materialen en allerlei goederen…”
35 activities
- Het kopen, verkopen, huren, verhuren, leasen, importeren, exporteren, ruilen en ontwikkelen van machines, materialen en allerlei goederen.
- Het verwerven en beheren van participaties, in eender welke vorm, in alle bestaande of op te richten vennootschappen, ondernemingen, economische samenwerkingsverbanden, beroepsverenigingen of groeperingen, evenals het verlenen van alle managementbijstand en het uitoefenen van alle bestuursmandaten, volmachtdrager, mandataris of vereffenaar en het ter beschikking stellen van personen gespecialiseerd in het adviseren en/of besturen van ondernemingen, dit alles in de meest ruime zin.
- Het stimuleren, de planning, de coördinatie, de ontwikkeling van en de investering in rechtspersonen en ondernemingen waarin zij al of niet een participatie aanhoudt.
- Het bevorderen van de oprichting van vennootschappen door inbreng, participatie of investering.
- Het toestaan of opnemen van leningen en kredietopeningen al dan niet onder hypothecair verband, het verstrekken van zekerheden ook voor schulden van derden, waaronder begrepen hypothecaire zekerheden op haar toebehorende goederen voor schulden aan derden van één of meer van zuster- of dochtervennootschappen, dan wel voor schulden van derden van (andere) natuurlijke personen of rechtspersonen, alsmede het zich hoofdelijk of als borg mede verbinden en aval verlenen voor die schulden, met uitzondering van de activiteiten en verrichtingen die wettelijk voorbehouden zijn aan depositobanken, houders van deposito's op korte termijn, spaarkassen, hypotheekmaatschappijen, kapitalisatieondernemingen, ondernemingen voor vermogensbeheer en beleggingsadvies.
- In het raam van haar thesauriebeheer, het rechtstreeks uitvoeren of door toedoen van vestigingen in België of in het buitenland van trading- en deviezenoperaties en de tussenkomst in de emissie en plaatsing van aandelen, obligaties en allerhande effecten.
- Zowel tot waarborg van eigen verbintenissen als tot waarborg van verbintenissen van derden borg stellen, onder meer door haar goederen in hypotheek of in pand te geven, inclusief de eigen handelszaak.
- Het verstrekken van adviezen, raadplegingen in statistische, economische, financiële en administratieve aangelegenheden, en het uitvoeren van allerlei studies en werkzaamheden dienaangaande, met uitzondering van beleggingsadvies en de activiteiten waarvoor een bijkomende erkenning vereist is en/of die door de wet voorbehouden zijn aan andere beroepen;
- Bijstand en diensten verlenen, rechtstreeks of onrechtstreeks, op het vlak van administratie en financiën, verkoop, productie en algemeen bestuur; het verlenen van alle dienstprestaties en het uitvoeren van alle opdrachten onder de vorm van organisatiestudies, expertises, technische handelingen en raadgevingen of andere op eender welk vlak binnen het voorwerp.
- Het waarnemen van alle bestuursopdrachten en opdrachten van vereffenaars, het uitoefenen van opdrachten en functies, in andere vennootschappen of verenigingen.
- Het deelnemen aan het beheer, bestuur en toezicht van alsmede het verlenen van technische, administratieve en financiële bijstand aan vennootschappen en ondernemingen waarin zij rechtstreeks of onrechtstreeks enig belang heeft.
- Het ontwikkelen, kopen, verkopen, in licentie nemen of geven van octrooien, knowhow en aanverwante immateriële duurzame activa.
- Het onderzoek, de ontwikkeling, de vervaardiging of commercialisering van nieuwe producten, nieuwe vormen van technologie en hun toepassingen.
- Het verlenen van adviezen van financiële, technische, commerciële of administratieve aard, in de ruimste zin, met uitzondering van adviesverschaffing inzake beleggingen en geldplaatsingen; bijstand en diensten verlenen, rechtstreeks of onrechtstreeks, op het vlak van administratie en financiën, verkoop, productie en algemeen bestuur; het verlenen van alle dienstprestaties en het uitvoeren van alle opdrachten onder de vorm van organisatiestudies, expertises, technische handelingen en raadgevingen of andere op eender welk vlak binnen het voorwerp.
- De vennootschap heeft tevens tot voorwerp, zo in België als in het buitenland, hetzij rechtstreeks, hetzij als tussenpersoon, alle activiteiten als holding, patrimoniumvennootschap, beheermaatschappij, managementvennootschap, financier, adviseur op alle domeinen waarin zij competent is, en waarin zij actief mag zijn in overeenstemming met de wettelijke reglementeringen, dit alles ter uitsluiting van de activiteiten inzake beleggingsadvies en vermogensbeheer die overeenkomstig de wet van vier december negentienhonderd negentig en latere uitvoeringsbesluiten aan een wettelijk erkennings- en inschrijvingsregime onderworpen zijn, en voor zover daartoe geen erkenning en inschrijving werd bekomen, en ter uitsluiting van alle andere activiteiten wettelijk voorbehouden aan erkende financiële instellingen en andere tussenpersonen.
- Het voorzien in de supervisie, beheren, het raadgeven en controleren van filialen, het beheren en besturen van vennootschappen in de meest uitgebreide zin en het verlenen van allerlei managementdiensten op het gebied van organisatie, beheer, informatisering en opleiding, het geven van managementadviezen op het gebied van marketing, productie, financiën en administratief en commercieel beheer, controle van ondernemingen en organisaties en het uitwerken van organisatieprojecten in alle ondernemingen, het uitoefenen van de leiding en de controle, in haar hoedanigheid van zaakvoerder, vereffenaar of anderszins over allerhande ondernemingen, al dan niet verwant;
- Voor eigen rekening, voor rekening van derden, of in deelneming met derden, bijdragen tot de vestiging en de ontwikkeling van rechtspersonen en ondernemingen;
- Het optreden als tussenpersoon in de handel, commissionair, of zelfstandige representatie met betrekking tot allerhande producten;
- Het optreden als commissionair voor de levering van diverse projecten en goederen;
- Handelsbemiddeling in goederen, algemeen assortiment;
- Het ter beschikking stellen van commerciële en technische know-how;
- Adviesverstrekking en het uitoefenen van consultancy opdrachten die leiden tot het toepassen van nieuwe technologieën in producten, diensten en processen, en tot een verhoogde productiviteit;
- Adviesverstrekking en het uitoefenen van consultancy opdrachten om een bepaald doel te bereiken, om hiermee naam te verwerven en concurrentievoordelen te behalen;
- Adviesverstrekking en het uitoefenen van consultancy opdrachten op vlak van productieprocessen, procesontwikkeling, kwaliteitscontrole, innovatieve oplossingen… in diverse sectoren;
- Consultancy, advies en dienstverlening op het vlak van informaticatoepassingen in de ruimste zin, inclusief softwareontwikkeling, het maken en exploiteren van softwaretoepassingen & websites, analyse, ontwerp, programmering, implementatie en onderhoud alsook het verstrekken van opleidingen in informatica;
- Voor eigen rekening, voor rekening van derden, of in deelneming met derden, bijdragen tot de vestiging en de ontwikkeling van rechtspersonen en ondernemingen;
- Management activiteiten van holdings;
- Het hervormen van diensten en administraties, methodieken en werking;
- Onderzoeken, ontwikkelingen, vervaardigen of commercialiseren van nieuwe producten, nieuwe vormen van technologie en hun toepassingen;
- Adviesverstrekking aan rechtspersonen en vennootschappen op vlak van planning, coördinatie, ontwikkeling en investeringen;
- De organisatie van businessmeetings, evenementen, seminaries, promotionele activiteiten, handelsmissies, professionele contacten, zowel in binnen- als in buitenland, en alles wat daarmede verband houdt, voor zowel professionelen als particulieren, inbegrepen het zorgen voor maaltijden, overnachtingen, vergaderruimten, logistieke en intellectuele bijstand;
- Aan- en verkoop, in- en uitvoer, commissiehandel en vertegenwoordiging van om het even welke goederen;
- Klein- en groothandel in allerlei goederen;
- Overige groothandel in consumentenartikelen,n.e.g.;
- Het kopen, verkopen, huren, verhuren, leasen, importeren, exporteren, ruilen en ontwikkelen van rollend materiaal, machines, installaties, gereedschap, materialen en allerlei goederen;
Invoicing and payment
VAT number
BE 0533.860.482
Financial year and general meeting
Accounts at the NBBFinancial year end
31-12
Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
Third Thursday of June at 20:00
deed of 09-06-2026 (in Dutch)Voting ruleThe articles set which majority the meeting decides by, for example a simple or a special majority.
“Meerderheid van stemmen, ongeacht het aantal effecten dat op de algemene vergadering vertegenwoordigd is”
deed of 09-06-2026 (in Dutch)Sites & property
Location
Buildings and parcels at the address
Ground area
720 m²
Building footprint
209 m²
Building volume
804 m³
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 35026B0517/00H002 | Flanders | 720 m² | 1 · 209 m² | 8.1 m · 1 |