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Generated 13-08-2026
Active BE 0791.750.127Private limited company

FRAMENATIC BELGIUM

Zur Burg 13 ·4780 Sankt Vith, Belgium· 3 yrs active
Sector: Handelsbemiddeling in de groothandel in meubelen, huishoudelijke artikelen en ijzerwaren (46150)
Conclusion Checked

The computed 12-month bankruptcy probability of FRAMENATIC BELGIUM is 2.0% (moderate). The 2024 annual accounts show equity of €24k and a net result of €11k. The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 2 annual accounts.
Key figures
Equity €24k
Net result €11k
Active 3 yrs
Board 1
Snowflake analysis 5 of 5 axes measured · computed by Checked
Health100Profitability100Solvency99Growth78Stability94
94 / 100

Exceptional profile, strong across almost every axis.

All 5 axes are computed from data Checked has read.

Health 100
Profitability 100
Solvency 99
Growth 78
Stability 94
Bankruptcy probability (12 mo) Checked model v1 · free
2.0% Moderate
0%0,5%1,5%4%10%≥25%
Young company +Higher-failure-rate sector +Higher-failure-rate region +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 2 signals
More than 3 years active
Founded in 2022, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags 0 events
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Health barometer FY 2024 · computed
100 / 100 Excellent
050100
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

Unlock the full score breakdown, per-year score history and the indicative credit limit from Kantoor S.

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Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.
Financial overview2 NBB filings
Annual accounts filed on 28-07-2025 with the NBB · fiscal year 2024 · ander
€0€5k€10k€15kOperating result 2023: €4k€4kNet result 2023: €3k€3kOperating result 2024: €14k€14kNet result 2024: €11k€11k20232024
Operating resultNet result
EBITDA
€14k
+284.6% 23-24
Net profit
€11k
+318.0% 23-24
Cash flow
€12k
+312.4% 23-24
Total assets
€40k
+64.1% 23-24
Equity
€24k
+88.3% 23-24
Working capital
€23k
+106.3% 23-24
Income taxes
€3k
+234.2% 23-24
Debt
€16k
+37.2% 23-24
Debt ≤ 1y
€16k
+37.2% 23-24
Current ratio
2.43
+24.6% 23-24
Quick ratio
2.43
+24.6% 23-24
Solvency
60.3%
+14.7% 23-24
Debt / equity
0.66
-27.1% 23-24
ROE
46.9%
+122.0% 23-24
ROA
28.3%
+154.7% 23-24
Interest coverage
283.55
+700.7% 23-24
Figures by fiscal year
Fiscal year2024
Depositander
Revenue-
EBITDA€14k
Net profit€11k
Cash flow€12k
Staff costs-
Income taxes€3k
Dividends-
Total assets€40k
Equity€24k
Debt€16k
of which ≤ 1y€16k
of which > 1y-
Working capital€23k
Employees (FTE)-
Ratios (computed)
2024
Current ratio2.43
Quick ratio2.43
Working capital ratio56.9%
Solvency60.3%
Debt / equity0.66
Long-term debt ratio-
Interest coverage283.55
Gross margin-
Net margin-
ROA28.3%
ROE46.9%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2024
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2024
Balance sheet, Assets
TOTAL ASSETS 20/58€40k
Fixed assets 21/28€1k
Tangible fixed assets 22/27€1k
Current assets 29/58€38k
Amounts receivable within one year 40/41€29k
Cash & bank 54/58€9k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€40k
Equity 10/15€24k
Contributions / capital 10/11€10k
Accumulated profits (losses) 14€14k
Amounts payable 17/49€16k
Amounts payable within one year 42/48€16k
Trade debts payable within one year 44€6k
Income statement
Gross operating margin 9900€14k
Operating result 9901€14k
Financial charges 65€51
Result before taxes 9903€14k
Income taxes 67/77€3k
Net result for the period 9904€11k
Result to be appropriated 9905€11k
You're seeing the latest fiscal year only. Unlock 1 prior year (figures + ratios) with a paid plan. See plans →
Ratios computed by Checked.
Directors & mandates 1 directors
Current directors & mandates
  • Timo ALT
    Verwaltungsratsmitglied
    State Gazette act 26024927 (18-02-2026)
    Current
    01-01-2026 → present
    2 events
    • 18-02-2026 Appointed· Verwaltungsratsmitglied
    • 01-01-2026 Appointed· Director
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.
Legal Structure
NACE primary Handelsbemiddeling in de groothandel in meubelen, huishoudelijke artikelen en ijzerwaren(46150)
Legal form Private limited company(610)
Incorporation03-10-2022
StatusActive
Postal code4780
Establishment units 1 location
FRAMENATIC BELGIUM
Zur Burg 13, 4780 Sankt VithHandelsbemiddeling in de groothandel in meubelen, huishoudelijke artikelen en ijzerwaren
since 20222.336.719.706
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Updates 4 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2026
18-02-2026
State Gazette act Minor change
v3.2
2025
28-07-2025
NBB filing Annual accounts filed
fiscal year 2024 · ander
2024
19-07-2024
NBB filing Annual accounts filed
fiscal year 2023 · ander
2022
05-10-2022
State Gazette act Incorporation
oprichting
Belgisch Staatsblad, acts 2 acts
All acts · 2 updated 5 months ago
2026
18-02-2026 Publication in the Belgian Official Gazette, Minor change Minor change
Summary: v3.2
Technical details 
{
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "detected_kind": "officer_designation",
  "effective_date": null,
  "mandate_renewal": null,
  "subject_company": {
    "kbo": "0791.750.127",
    "name_full": "FRAMENATIC BELGIUM",
    "legal_form": "GmbH"
  },
  "liquidation_closure": null,
  "officer_designation": {
    "role": "Verwaltungsratsmitglied",
    "quote": "Ernennung von Herm Timo ALT, wohnhaft in 4780 Sankt Vith, Schlierbacher Weg 3 als weiteres Verwaltungsratsmitglied der Gesellschaft r\u00FCckwirkend ab dem 01.01.2026.",
    "person_name": "Timo ALT",
    "person_or_entity_kbo": null
  },
  "special_procuration": null,
  "single_shareholder_declaration": null
}
2022
05-10-2022 Incorporation of a new SNC Incorporation
Summary: oprichting
Technical details 
{
  "kind": "oprichting",
  "seat": "4780 Sankt Vith, Zur Burg 13/3/2",
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "founders": [
    {
      "org": {
        "kbo": null,
        "name": "Die Erschienene"
      },
      "kind": "rechtspersoon",
      "person": null,
      "share_class": "Stammaktien",
      "partner_role": null,
      "holder_org_kbo": null,
      "holder_org_name": "Die Erschienene",
      "contribution_type": "cash",
      "amount_paid_in_eur": 10000,
      "holder_person_name": null,
      "is_subscriber_only": true,
      "n_shares_subscribed": 100,
      "amount_subscribed_eur": 10000,
      "is_anonymous_silent_partner": false
    }
  ],
  "capital_eur": 10000,
  "subject_company": {
    "kbo": "0791.750.127",
    "name_full": "FRAMENATIC BELGIUM",
    "legal_form": "SNC"
  },
  "initial_directors": [],
  "incorporation_date": "2022-09-30",
  "post_incorporation_mandates": []
}
Credit advice verdict per customer and amount

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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
AI due-diligence brief Checked AI

Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.

Coming soon
The brief is drafted by our AI model at Anthropic in the US, from this dossier's public data. Nothing that identifies you is sent along and we do not keep the brief. Indicative, not legal or investment advice. How it works
Company registry (CBE) Crossroads Bank
Activities
Handelsbemiddeling in meubelen, huishoudelijke artikelen en ijzerwaren46150Handelsbemiddeling in de groothandel in meubelen, huishoudelijke artikelen en ijzerwaren46150Handelsbemiddeling gespecialiseerd in andere goederen46180Handelsbemiddeling in de groothandel in andere specifieke goederen46180Handelsbemiddeling in goederen, algemeen assortiment46190Handelsbemiddeling in de niet-gespecialiseerde groothandel46190Overige niet-gespecialiseerde detailhandel47120Detailhandel via postorderbedrijven of via internet47910Overige ondersteunende activiteiten in verband met financiële diensten, exclusief verzekeringen en pensioenfondsen, n.e.g.66199Overige ondersteunende activiteiten in verband met financiële diensten, neg, exclusief verzekeringen en pensioenfondsen66199
Primary activity highlighted.
Names & trade names
Legal nameDE FRAMENATIC BELGIUM
Registered office
Zur Burg 13 bus 3/2
4780 Sankt Vith, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative