FRAMA FINANCE
A bankruptcy procedure is open for FRAMA FINANCE according to publications in the Belgian State Gazette. The 2022 annual accounts show equity of €147k and a net result of €11k.
| Equity | €147k |
| Net result | €11k |
| Active | 21 yrs |
| Locations | 1 |
Fragile profile, watch stability in particular.
All 5 axes are computed from data Checked has read.
Bankruptcy opened
A bankruptcy procedure is already open, a probability score is no longer meaningful. See the insolvency timeline for the state of the procedure.
Unlock the full score breakdown, per-year score history and the indicative credit limit from Kantoor S.
See plans →| Fiscal year | 2022 |
|---|---|
| Deposit | micro |
| Revenue | €32k |
| EBITDA | €22k |
| Net profit | €11k |
| Cash flow | €17k |
| Staff costs | - |
| Income taxes | €4k |
| Dividends | - |
| Total assets | €333k |
| Equity | €147k |
| Debt | €186k |
| of which ≤ 1y | €186k |
| of which > 1y | - |
| Working capital | €-66k |
| Employees (FTE) | - |
| 2022 | |
|---|---|
| Current ratio | 0.65 |
| Quick ratio | 0.65 |
| Working capital ratio | -19.7% |
| Solvency | 44.0% |
| Debt / equity | 1.27 |
| Long-term debt ratio | - |
| Interest coverage | 9.11 |
| Gross margin | 68.2% |
| Net margin | 33.6% |
| ROA | 3.2% |
| ROE | 7.3% |
| EBITDA margin | 68.0% |
| Days sales outstanding | 1012d |
| Days payable outstanding | 2398d |
| Inventory turnover | - |
| Days inventory (DSI) | - |
| Line item | Code | 2022 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €333k |
| Fixed assets | 21/28 | €212k |
| Tangible fixed assets | 22/27 | €154k |
| Financial fixed assets | 28 | €59k |
| Current assets | 29/58 | €121k |
| Amounts receivable within one year | 40/41 | €121k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €333k |
| Equity | 10/15 | €147k |
| Contributions / capital | 10/11 | €100k |
| Reserves | 13 | €31k |
| Accumulated profits (losses) | 14 | €16k |
| Amounts payable | 17/49 | €186k |
| Amounts payable within one year | 42/48 | €186k |
| Trade debts payable within one year | 44 | €66k |
| Income statement | ||
| Turnover | 70 | €32k |
| Gross operating margin | 9900 | €22k |
| Operating result | 9901 | €15k |
| Financial income | 75 | €2k |
| Financial charges | 65 | €2k |
| Result before taxes | 9903 | €15k |
| Income taxes | 67/77 | €4k |
| Net result for the period | 9904 | €11k |
| Result to be appropriated | 9905 | €11k |
| Role | Name | Tenure | Source |
|---|---|---|---|
| Curator | MARIE GOSSIAUX AVENUE PAUL PASTUR 53,
6032 MONT-SUR-MARCHIENNE- .
Date provisoire de cessation de paiement : 24/03/2025 |
24-03-2025 → present | Belgian State Gazette |
| NACE primary | Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies(70200) |
| Legal form | Partnership limited by shares(013) |
| Incorporation | 10-03-2005 |
| Status | Active |
| Postal code | 6230 |
| First BS signal | 31-03-2025 |
| Latest BS signal | 31-03-2025 |
Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 52051C0277/00P000 | Wallonia | 545 m² | 1 · 43 m² | - |
A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.
21-09-2023 Dissolution of the company
Technical details
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},
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"act_meta": {
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"pub_date": "2023-09-21",
"filing_date": "2023-09-12",
"act_kind_objet": "Opposition au jugement de dissolution judiciaire du 17/04/2023."
},
"decision": {
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"act_date": "2023-06-26",
"unanimous": null
},
"end_event": {
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},
"silent_merger": null,
"court_division": {
"name": "Tribunal de l\u0027Entreprise du Hainaut, Division Charleroi",
"language": "fr",
"tribunal_type": "entreprise"
},
"books_custodian": null,
"subject_company": {
"kbo": "0872.413.545",
"name_full": "FRAMA FINANCE",
"legal_form": "S.C.A."
},
"closure_mandatary": null,
"prior_opening_ref": null,
"publication_proxy": {
"kind": "org",
"org_kbo": null,
"org_name": "Frama Gestion SPRL",
"person_name": "Emmanuel de Munck",
"org_rep_person_name": "Emmanuel de Munck"
},
"co_filed_documents": [],
"real_estate_transferred": [],
"shareholder_loan_settled": null,
"financials_at_dissolution": null,
"distribution_to_shareholders": null
}Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.
| Legal nameFR | FRAMA FINANCE |