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SWISS-ELECTRO

Active
Private limited companyfounded 20206 years activeLt. Graffplein 15, 1780 Wemmel, BelgiumKBO/BCE: BE 0753.752.752
Summary

The computed 12-month bankruptcy probability of SWISS-ELECTRO is 1.6% (moderate). The 2025 annual accounts show equity of €2,252 and a net result of €7,520. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 23% of 13,521 sector peers (NACE 46, fiscal year 2025). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.

Overview

Activity
Agents in non-specialised wholesale trade
NACE 46190Retail sale of electrical household appliances NACE 47540
1 site
Size
€44,354total assets 2025
Equity
€2,252
Profit
€7,520
Financial health
55 Fair Checked score 2025
Bankruptcy probability, 12 months
1.6%
Structure
Accounts filed 14 days late0 of 1 deed read
Why 55- Latest accounts 14 days late; 2 of the last 3 late- Founded in 2020- Equity €2,252 (5.1% of total assets)+ Liquidity: current ratio 0.67, cash €12,210, halvedShow the evidence

Checked score

Score 2025
55 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 45% of its sector peers (NACE 46, micro)
Financial strength · tick = 2023
Average
Solvency 30-26
equity 5.1% of total assets
Liquidity 34-29
short-term debt 94.9% · cash 27.5%
Profitability 90-10
return on assets 17.0%
Bankruptcy probability, 12 months
1.6% Moderate
0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.4% (26,858 companies)
Last 24 months 11-2024: 1.0%lowest value 12-2024: 1.0%● unchanged vs 11-2024 01-2025: 1.1%▲ +0.1 percentage points vs 12-2024 02-2025: 1.1%● unchanged vs 01-2025 03-2025: 1.1%● unchanged vs 02-2025 04-2025: 1.2%▲ +0.1 percentage points vs 03-2025 05-2025: 1.7%▲ +0.5 percentage points vs 04-2025 06-2025: 2.0%▲ +0.3 percentage points vs 05-2025 07-2025: 2.9%▲ +0.9 percentage points vs 06-2025 08-2025: 3.0%▲ +0.1 percentage points vs 07-2025 09-2025: 3.9%▲ +0.9 percentage points vs 08-2025 10-2025: 5.5%▲ +1.6 percentage points vs 09-2025 11-2025: 5.4%▼ -0.1 percentage points vs 10-2025 12-2025: 5.7%▲ +0.3 percentage points vs 11-2025 01-2026: 5.3%▼ -0.4 percentage points vs 12-2025 02-2026: 5.3%● unchanged vs 01-2026 03-2026: 5.2%▼ -0.1 percentage points vs 02-2026 04-2026: 5.1%▼ -0.1 percentage points vs 03-2026 05-2026: 6.6%▲ +1.5 percentage points vs 04-2026highest value 06-2026: 1.6%▼ -5.0 percentage points vs 05-2026 07-2026: 1.6%● unchanged vs 06-2026 08-2026: 1.6%● unchanged vs 07-2026 09-2026: 1.6%● unchanged vs 08-2026 10-2026: 1.6%● unchanged vs 09-2026
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, micro): better than 20% on solvency, 32% on liquidity and 85% on profitability.

The bankruptcy probability was computed on 06-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
−lowers risk+raises risk○neutral
raises risk · Latest accounts 14 days late; 2 of the last 3 late
NBB · filings
raises risk · Founded in 2020
How long the company has existed counts in the probability; how much depends on the rest of its profile.
KBO
lowers risk · Liquidity: current ratio 0.67, cash €12,210, halved
NBB · annual accounts
raises risk · Equity €2,252 (5.1% of total assets)
NBB · annual accounts
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 23% of 13521 sector peers (2025).
NBB · sector comparison
Position among 13521 sector peers
Solvency
better than 23%
← weakest strongest →
neutral · Filed after the deadline
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 14-05-2026, 14 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 4 filings
Deviation from the deadline
2025
14 days late
2023
31 days late
2022
109 days late
2021
40 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 4 accounts on average 49 days after the deadline; the sector median for financial year 2023 is 2 days before the deadline, and 40% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today. Usually files around 5 June (3 of the last 4 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
30-09-2026 close07-10-2026 today30-04-2027 deadline
neutral · No strike-offs in the KBO publications
Checked from 2021 on.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Annual accounts filedfiscal year 2023 · full…
  3. Back to profitnet €18,885

Key points

  • Total assets 20254 fiscal years filed €44,354 View
  • Active since 2020founded 07-09-2020 6 years View

By topic

Financials

Fiscal year
2025
Total assets
€44,354
Profit
€7,520
Solvency
5.1%
Total assets▼ 26.6%
Net result
20212025
Go to Financials

Timeline

Events
6
Since
2022
Next accounts
by 30-04-2027
  1. 17-08-2023Annual accounts filed
  2. 30-09-2022Weakest financial year
  3. 09-06-2022Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Agents in non-specialised wholesale tradeNACE 46190
Founded
07-09-2020
Year ends
30-09
Peppol
Reachable for e-invoices
Go to Company details

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