FraCon
ActiveSummary
FraCon is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The latest annual accounts of FraCon were filed more than 90 days after the deadline. The 2024 annual accounts show equity of €317,803 and a net result of €11,523. Equity is growing by ~15.9% per year across the filed fiscal years. Its solvency ranks better than 69% of 9866 sector peers (fiscal year 2024). The company has been active since 2005 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Filing: Filed more than 90 days late
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Signals
1 signal. The signal on the left, the evidence on the right.
+raises risk
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 28-04-2026, 271 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
271 d late
2023
138 d late
2022
98 d late
2021
79 d late
2020
107 d late
2019
123 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 136 days after the deadline; the sector median for financial year 2024 is 14 days before the deadline, and 28% of the sector filed late.
Checked, nothing found (1)
History
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Financials · fiscal year 2024, micro schema
Equity
€317,803▲ 3.8%
2023 · €306,279
Net result
€11,523▼ 45.4%
2023 · €21,102
Total assets
€431,202▼ 1.8%
2023 · €439,111
Solvency
73.7%▲ 4.0pp
2023 · 69.7%
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Turnover
Operating result€64,889▲ 165%€72,305▲ 11.4%€56,507▼ 21.8%€37,298▼ 34.0%€33,475▼ 10.2%
Net result€40,540within the sector's middle half▲ 235%€47,643within the sector's middle half▲ 17.5%€30,532within the sector's middle half▼ 35.9%€21,102within the sector's middle half▼ 30.9%€11,523within the sector's middle half▼ 45.4%
Equity€207,004within the sector's middle half▲ 139%€254,646within the sector's middle half▲ 23.0%€285,177within the sector's middle half▲ 12.0%€306,279within the sector's middle half▲ 7.4%€317,803within the sector's middle half▲ 3.8%
Total assets€377,792within the sector's middle half▲ 37.9%€423,373within the sector's middle half▲ 12.1%€449,552within the sector's middle half▲ 6.2%€439,111within the sector's middle half▼ 2.3%€431,202within the sector's middle half▼ 1.8%
Debt€170,788▼ 8.9%€168,727▼ 1.2%€164,375▼ 2.6%€132,832▼ 19.2%€113,399▼ 14.6%
Working capital€45,246▲ 45.8%€93,161▲ 106%€114,574▲ 23.0%€152,282▲ 32.9%€153,073▲ 0.5%
Solvency54.8%within the sector's middle half▲ 23.2pp60.1%within the sector's middle half▲ 5.4pp63.4%within the sector's middle half▲ 3.3pp69.7%within the sector's middle half▲ 6.3pp73.7%within the sector's middle half▲ 4.0pp
above
within
below
the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen three years in a row; 2024 is 10% below 2023 and is the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €431,202
Fixed assets
€220,449 ▼ 5.9%
Current assets
€210,753 ▲ 2.9%
Equity and liabilities €431,202
Equity
€317,803 ▲ 3.8%
Debt
€113,399 ▼ 14.6%
Debt's share of the balance-sheet total falls from 30.3% to 26.3%. Equity is higher and debt is lower.
Key figures and ratios
ROE
3.6%▼
2023 · 6.9%
ROA
2.7%▼
2023 · 4.8%
Debt ≤ 1 year
€57,680▲
2023 · €52,441
Debt > 1 year
€55,719▼
2023 · €80,391
Income taxes
€25,130▲
2023 · €15,994
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €17,815 | €17,842 | €18,650 | €18,934 | €14,206 | ▼ 25.0% |
| Other operating charges640/8 | - | €1,954 | €2,964 | €206 | €27,652 | ▲ 13,323% |
| Gross operating margin9900 | €85,547 | €92,101 | €78,121 | €56,438 | €75,333 | ▲ 33.5% |
| Operating profit (loss)9901 | €64,889 | €72,305 | €56,507 | €37,298 | €33,475 | ▼ 10.2% |
| Financial income75/76B | - | €1 | €169 | €5,119 | €7,197 | ▲ 40.6% |
| Recurring financial income75 | €403 | €1 | €169 | €5,119 | €7,197 | ▲ 40.6% |
| Financial charges65/66B | - | €5,637 | €6,400 | €5,321 | €4,019 | ▼ 24.5% |
| Recurring financial charges65 | €8,265 | €5,637 | €6,400 | €5,321 | €4,019 | ▼ 24.5% |
| Profit (loss) for the period before taxes9903 | €57,027 | €66,669 | €50,276 | €37,096 | €36,653 | ▼ 1.2% |
| Income taxes67/77 | €16,487 | €19,026 | €19,744 | €15,994 | €25,130 | ▲ 57.1% |
| Profit (loss) for the period9904 | €40,540 | €47,643 | €30,532 | €21,102 | €11,523 | ▼ 45.4% |
| Profit (loss) for the period to be appropriated9905 | €40,540 | €47,643 | €30,532 | €21,102 | €11,523 | ▼ 45.4% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €377,792 | €423,373 | €449,552 | €439,111 | €431,202 | ▼ 1.8% |
| Formation expenses20 | - | €0 | €0 | €0 | €0 | - |
| Fixed assets21/28 | €266,027 | €262,293 | €252,191 | €234,388 | €220,449 | ▼ 5.9% |
| Intangible fixed assets21 | - | €0 | - | - | €0 | - |
| Tangible fixed assets22/27 | €266,014 | €262,280 | €252,178 | €234,375 | €220,436 | ▼ 5.9% |
| Land and buildings22 | - | €237,232 | €226,644 | €213,155 | €203,940 | ▼ 4.3% |
| Plant, machinery and equipment23 | - | €2,346 | €2,086 | €1,481 | €1,136 | ▼ 23.3% |
| Furniture and vehicles24 | - | €22,702 | €23,448 | €19,739 | €15,360 | ▼ 22.2% |
| Leasing and similar rights25 | - | €0 | €0 | €0 | €0 | - |
| Other tangible fixed assets26 | - | €0 | €0 | €0 | €0 | - |
| Assets under construction and advance payments27 | - | €0 | €0 | €0 | €0 | - |
| Financial fixed assets28 | €13 | €13 | €13 | €13 | €13 | = |
| Current assets29/58 | €111,766 | €161,080 | €197,361 | €204,723 | €210,753 | ▲ 2.9% |
| Amounts receivable after more than one year29 | - | - | - | - | €0 | - |
| Trade receivables290 | - | - | - | - | €0 | - |
| Other amounts receivable291 | - | - | - | - | €0 | - |
| Stocks and contracts in progress3 | - | - | - | - | €0 | - |
| Stocks30/36 | - | - | - | - | €0 | - |
| Contracts in progress37 | - | - | - | - | €0 | - |
| Amounts receivable within one year40/41 | €15,000 | €35,000 | €10,156 | €110,962 | €94,355 | ▼ 15.0% |
| Trade receivables40 | - | €35,000 | €10,156 | €31,626 | €34,000 | ▲ 7.5% |
| Other amounts receivable41 | - | - | - | €79,336 | €60,355 | ▼ 23.9% |
| Current investments50/53 | €17,243 | €1,500 | €0 | €999 | €2,399 | ▲ 140% |
| Cash at bank and in hand54/58 | €79,522 | €124,580 | €187,205 | €92,762 | €113,999 | ▲ 22.9% |
| Deferred charges and accrued income490/1 | - | - | - | €0 | €0 | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €377,792 | €423,373 | €449,552 | €439,111 | €431,202 | ▼ 1.8% |
| Equity10/15 | €207,004 | €254,646 | €285,177 | €306,279 | €317,803 | ▲ 3.8% |
| Contributions10/11 | €12,400 | €12,400 | €12,400 | €12,400 | €12,400 | = |
| Capital10 | - | €12,400 | €12,400 | €12,400 | €12,400 | = |
| Issued capital100 | - | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Uncalled capital101 | - | €6,200 | €6,200 | €6,200 | €6,200 | = |
| Outside capital11 | - | - | - | - | €0 | - |
| Share premium1100/10 | - | - | - | - | €0 | - |
| Other1109/19 | - | - | - | - | €0 | - |
| Revaluation surpluses12 | - | €72,000 | €68,000 | €64,000 | €64,000 | = |
| Reserves13 | €118,604 | €170,246 | €204,777 | €229,879 | €241,403 | ▲ 5.0% |
| Non-distributable reserves130/1 | - | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Legal reserve130 | - | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Reserves not available under the articles1311 | - | - | - | - | €0 | - |
| Own shares acquired1312 | - | - | - | - | €0 | - |
| Financial assistance1313 | - | - | - | - | €0 | - |
| Other1319 | - | - | - | - | €0 | - |
| Tax-exempt reserves132 | - | €2,500 | €2,500 | €2,500 | €2,500 | = |
| Distributable reserves133 | - | €165,886 | €200,417 | €225,519 | €237,043 | ▲ 5.1% |
| Profit (loss) carried forward14 | - | - | - | - | €0 | - |
| Investment grants15 | - | - | - | - | €0 | - |
| Advance to shareholders on the distribution of net assets19 | - | - | - | - | €0 | - |
| Provisions and deferred taxes16 | - | - | - | - | €0 | - |
| Provisions for liabilities and charges160/5 | - | - | - | - | €0 | - |
| Pensions and similar obligations160 | - | - | - | - | €0 | - |
| Taxes161 | - | - | - | - | €0 | - |
| Major repairs and maintenance162 | - | - | - | - | €0 | - |
| Environmental obligations163 | - | - | - | - | €0 | - |
| Other liabilities and charges164/5 | - | - | - | - | €0 | - |
| Deferred taxes168 | - | - | - | - | €0 | - |
| Amounts payable17/49 | €170,788 | €168,727 | €164,375 | €132,832 | €113,399 | ▼ 14.6% |
| Amounts payable after more than one year17 | €104,268 | €100,808 | €81,588 | €80,391 | €55,719 | ▼ 30.7% |
| Financial debts170/4 | - | €100,808 | €81,588 | €80,391 | €55,719 | ▼ 30.7% |
| Trade debts175 | - | - | - | - | €0 | - |
| Advances received on contracts in progress176 | - | - | - | - | €0 | - |
| Other amounts payable178/9 | - | - | - | - | €0 | - |
| Amounts payable within one year42/48 | €66,520 | €67,919 | €82,787 | €52,441 | €57,680 | ▲ 10.0% |
| Current portion of amounts payable after more than one year42 | - | €36,850 | - | €0 | - | - |
| Financial debts43 | - | - | €29,552 | €24,602 | €23,045 | ▼ 6.3% |
| Credit institutions430/8 | - | - | €29,552 | €24,602 | €23,045 | ▼ 6.3% |
| Other loans439 | - | - | - | - | €0 | - |
| Trade debts44 | €11,039 | €6,399 | €28,475 | €4,799 | €14,602 | ▲ 204% |
| Suppliers440/4 | - | €6,399 | €28,475 | €4,799 | €14,602 | ▲ 204% |
| Bills of exchange payable441 | - | - | - | - | €0 | - |
| Advances received on contracts in progress46 | - | - | - | - | €0 | - |
| Taxes, remuneration and social security45 | - | €24,670 | €24,760 | €23,040 | €20,033 | ▼ 13.1% |
| Taxes450/3 | - | €24,670 | €24,760 | €23,040 | €18,707 | ▼ 18.8% |
| Remuneration and social security454/9 | - | - | - | - | €1,326 | - |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €40,540 | €47,643 | €30,532 | €21,102 | €11,523 | ▼ 45.4% |
| + Depreciation and write-downs630 | €17,815 | €17,842 | €18,650 | €18,934 | €14,206 | ▼ 25.0% |
| Operating cash flow (approximation) | €58,355 | €65,485 | €49,182 | €40,036 | €25,729 | ▼ 35.7% |
| Investment in fixed assets (approximation) | - | -€14,108 | -€8,548 | -€1,131 | -€267 | ▲ 76.4% |
| Change in cash | - | €45,058 | €62,625 | -€94,443 | €21,237 | ▲ 122% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2026
28-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 271 days late
2024
16-12
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 138 days late
2023
06-11
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 98 days late
2022
18-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 79 days late
2021
31-12
Financial
Highest result since 2018net €47,643 ▲17.5%
Operating result €72,305, net result €47,643, both a record.
15-11
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 107 days late
2020
31-12
Financial
Equity above €200,000Eq €207,004 ▲139%
3 profitable years in a row build equity to €207,004.
01-12
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 123 days late
2019
19-12
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 141 days late
2018
27-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 58 days late
2017
29-09
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 60 days late
2016
30-11
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 122 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Houthalen-Helchteren · 1 establishment unit since 2005
Ground area
1,406 m²
Building footprint
136 m²
Volume, LiDAR
844 m³
Parcel 72453F0640/00M000, Flanders · tallest building 18.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
FraCon
since 20052.146.627.717
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 72453F0640/00M000 | Flanders | 1,406 m² | 1 · 136 m² | 18.1 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
549300V0QESQ1U9O8918
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Of 24,729 companies in sector 64210 we hold annual accounts for 19,773. 13,782 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company (pre-2019)
Founded08-04-2005
Fiscal year end31-12
Activities, NACEBEL 2025
64210Activities of holding companies
47400Retail sale of information and communication equipment
62200Computer consultancy and computer facilities management
95100Repair and maintenance of computers and communication equipment
E-invoicing
Reachable via Peppol
Peppol ID
0208:0873064831
Registered
27-03-2026
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.