Van Ver & Zonen
ActiveVan Ver & Zonen is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €292k and a net result of €64k. Equity is growing by ~8.8% per year across the filed fiscal years. Its solvency ranks better than 55% of 7974 sector peers (fiscal year 2025). The company has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals.
Signals
Three signals. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 19-05-2026, 73 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
73 d early
2024
111 d early
2023
51 d early
2022
48 d early
2021
110 d early
2020
39 d early
2019
44 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€292k▲ 14.5%
2024 · €255k
2018: €120k
2019: €158k
2020: €223k
2021: €360k
2022: €291k
2023: €255k
2024: €255k
2018 → 2025
Net result
€64k▲ 112%
2024 · €30k
2018: €42k
2019: €56k
2020: €95k
2021: €207k
2022: €-19k
2023: €-36k
2024: €30k
2018 → 2025
Total assets
€509k▲ 20.4%
2024 · €423k
2018: €325k
2019: €353k
2020: €820k
2021: €611k
2022: €503k
2023: €405k
2024: €423k
2018 → 2025
Solvency
57.3%▼ 3.0pp
2024 · 60.2%
2018: 36.9%
2019: 44.7%
2020: 27.2%
2021: 58.9%
2022: 57.7%
2023: 62.8%
2024: 60.2%
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€360k-€291k▼ 19.2%€255k▼ 12.4%€255k=€292k▲ 14.5%
Operating result€-65k-€-15k▲ 76.9%€-33k▼ 121%€32k€88k▲ 170%
Net result€207k-€-19k€-36k▼ 87.4%€30k€64k▲ 112%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 170% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €509k
Fixed assets
€196k▲ 4,827%
Current assets
€313k▼ 25.2%
Equity and liabilities €509k
Equity
€292k▲ 14.5%
Debt
€217k▲ 29.4%
The debt ratio rises from 39.8% to 42.7%: debt grows faster than equity.
Key figures and ratios
Solvency
57.3%▼
2024 · 60.2%
ROE
21.8%▲
2024 · 11.8%
ROA
12.5%▲
2024 · 7.1%
Debt
€217k▲
2024 · €168k
Debt ≤ 1 year
€56k▼
2024 · €80k
Debt > 1 year
€161k▲
2024 · €88k
Income taxes
€26k▲
2024 · €317
Staff costs
€3k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€423k€509k▲
Fixed assets21/28€4k€196k▲
Tangible fixed assets22/27€223€3k▲
Plant, machinery and equipment23€223-
Furniture and vehicles24-€3k
Financial fixed assets28€4k€193k▲
Current assets29/58€419k€313k▼
Amounts receivable after more than one year29€105k€86k▼
Other amounts receivable291€105k€86k▼
Amounts receivable within one year40/41€19k€35k▲
Other amounts receivable41€19k€35k▲
Current investments50/53€85k-
Cash at bank and in hand54/58€209k€193k▼
Equity and liabilities
Total equity and liabilities10/49€423k€509k▲
Equity10/15€255k€292k▲
Contributions10/11€6k€6k=
Reserves13€208k€182k▼
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€207k€180k▼
Profit (loss) carried forward14€40k€104k▲
Amounts payable17/49€168k€217k▲
Amounts payable after more than one year17€88k€161k▲
Financial debts170/4€88k€161k▲
Amounts payable within one year42/48€80k€56k▼
Current portion of amounts payable after more than one year42€48k€27k▼
Trade debts44€812€305▼
Suppliers440/4€812€305▼
Taxes, remuneration and social security45€300€4k▲
Taxes450/3€300€4k▲
Other amounts payable47/48€30k€25k▼
Accrued charges and deferred income492/3€306-
Income statement
Code20242025
Remuneration, social security and pensions62-€3k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€353€254▼
Other operating charges640/8€2k€2k▲
Gross operating margin9900€35k€93k▲
Operating profit (loss)9901€32k€88k▲
Financial income75/76B€2k€5k▲
Recurring financial income75€2k€5k▲
Financial charges65/66B€5k€3k▼
Recurring financial charges65€5k€3k▼
Profit (loss) for the period before taxes9903€30k€89k▲
Income taxes67/77€317€26k▲
Profit (loss) for the period9904€30k€64k▲
Profit (loss) for the period to be appropriated9905€30k€64k▲
Appropriation of the result
Profit (loss) to be appropriated9906€70k€104k▲
Profit (loss) brought forward from the previous period14P€40k€40k=
Transfer from equity791/2-€27k
Profit to be distributed694/7€30k€27k▼
Return on contributions (dividend)694€30k€27k▼
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
19-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
11-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €30k
Net result €30k after 2 loss-making years.
10-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €-36k
Net result drops to €-36k, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity quadruplescurrent ratio 28.88
Current ratio from 7.94 to 28.88; short-term debt falls from €63k to €14k.
13-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
12-04
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Highest result since 2018net €207k ▲117%
Net result €207k, the highest in the series.
31-12
Financial
Liquidity times 12current ratio 6.86
Current ratio from 0.55 to 6.86; short-term debt falls from €561k to €89k.
22-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Equity above €200kEq €223k ▲41.5%
3 profitable years in a row build equity to €223k.
17-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Equity above €150kEq €158k ▲31.4%
2 profitable years in a row build equity to €158k.
21-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
09-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
21-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Beringen · 1 establishment unit since 2006
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Lummenseweg 1003580 BeringenGround area
487 m²
Building footprint
117 m²
Volume, LiDAR
527 m³
Parcel 71004B0731/00A002, Flanders · tallest building 7.0 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Van Ver & Zonen
since 20062.151.997.854
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71004B0731/00A002 | Flanders | 486 m² | 1 · 117 m² | 7.0 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,636 companies in sector 64210 we hold annual accounts for 19,688. 13,703 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded03-01-2006
Fiscal year end31-12
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
70200Business and other management consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 20 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.