Raamwijzer

Active

Private limited companyfounded 2015active for 11 yearsStationsstraat 180, 3110 Rotselaar, Belgium19 active companies are registered at this addressKBO/BCE: BE 0629.938.091

Summary

Raamwijzer has been active since 2015 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €47,534 and a net result of €43,921. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 61% of 9,844 sector peers (NACE 43, financial year 2025). The computed 12-month bankruptcy probability is 1.4% (low).

Risk analysisFollow Report Compare

RaamwijzerActiveChecked score 67/100

Risk analysis Report Compare

Activity

Joinery installation

NACE 43320

1 site

Size

≈ €240,000turnover 2025, estimated

Equity: €47,534
Profit: €43,921

Turnover estimated from the gross margin

Financial health

67 Healthy Checked score 2025

Bankruptcy probabilitywithin 12 months: 1.4%

Structure

DE CUYPER Gaëtan Henri HedwigDirector

2025 accounts 52 days early2 of 6 deeds summarised

Why 67raises risk2 changes of registered office in 24 monthsSize: total assets €89,812lowers riskLiquidity: current ratio 3.81, cash €48,008Equity €47,534 (52.9% of total assets)Show the evidence

Checked score

Score 2025

67 / 100

Healthy

Probability in this band: 0.55% to 1.5%

Financially better than 84% of its sector peers (NACE 43, micro)

Every signal that counts is listed under Signals.

Financial strength · tick = 2024

Strong

Solvency 78+47

equity 52.9% of total assets

Liquidity 91+47

short-term debt 24.5% · cash 53.5%

Profitability 100+100

return on assets 48.9%

Bankruptcy probability, 12 months

1.4% Low

0%0.5%1.5%4%10%≥ 25%

About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,663 companies, NACE 43, micro)

Last 24 months 11-2024: 0.3% 12-2024: 0.3%● unchanged vs 11-2024 01-2025: 0.3%● unchanged vs 12-2024 02-2025: 0.3%● unchanged vs 01-2025lowest value 03-2025: 0.3%● unchanged vs 02-2025 04-2025: 0.3%● unchanged vs 03-2025 05-2025: 0.3%● unchanged vs 04-2025 06-2025: 0.7%▲ +0.4 percentage points vs 05-2025 07-2025: 0.8%▲ +0.1 percentage points vs 06-2025 08-2025: 1.7%▲ +0.9 percentage points vs 07-2025 09-2025: 1.7%● unchanged vs 08-2025 10-2025: 1.7%● unchanged vs 09-2025 11-2025: 1.6%▼ -0.1 percentage points vs 10-2025 12-2025: 1.6%● unchanged vs 11-2025 01-2026: 1.6%● unchanged vs 12-2025 02-2026: 1.7%▲ +0.1 percentage points vs 01-2026 03-2026: 1.7%● unchanged vs 02-2026 04-2026: 4.5%▲ +2.8 percentage points vs 03-2026highest value 05-2026: 4.4%▼ -0.1 percentage points vs 04-2026 06-2026: 4.3%▼ -0.1 percentage points vs 05-2026 07-2026: 1.4%▼ -2.9 percentage points vs 06-2026 08-2026: 1.4%● unchanged vs 07-2026 09-2026: 1.4%● unchanged vs 08-2026 10-2026: 1.4%● unchanged vs 09-2026

Credit of up to €3,000 on 30-day terms is acceptable

Liquidity ample (current ratio 3.81, compared with 1.04 in 2024, above the usual 1.5; short-term debt: 24.5% and cash: 53.5% of total assets), and 47.1% of the assets are financed with debt and provisions.

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro): better than 58% on solvency, 88% on liquidity, 92% on profitability and 99% on growth.

The bankruptcy probability was computed on 29-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.

lowers riskraises riskneutral

2 changes of registered office in 24 months

Belgian Official Gazette

Liquidity: current ratio 3.81, cash €48,008

NBB · annual accounts

Size: total assets €89,812

Companies of this size fail more often; how much that weighs depends on the rest of its profile.

NBB · annual accounts

Equity €47,534 (52.9% of total assets)

NBB · annual accounts

Growing equity

Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.

NBB · annual accounts 2025

Equity per financial year

1819202122232425

2018 to 2025 · latest year €47,534

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-06-2026, 52 days ahead of the deadline.

NBB · 10 filings

Deviation from the deadline

2025

52 days early

2024

9 days early

2023

33 days early

2022

38 days early

2021

37 days early

2020

65 days late

2019

21 days early

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 18 days before the deadline; the sector median (NACE 43) for financial year 2024 is 1 day before the deadline, and 43% of those companies filed late.

Searched, nothing found (2)

Next filing not due yet

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 24 June (5 of the last 5 filed years within 30 days of that day).

Companies Code · seven months

Where today falls in the filing period

29-10-2026 today31-12-2026 year end31-07-2027 deadline

No strike-offs in the KBO publications

Searched since 2021.

KBO publications · our coverage

09-06-2026 Annual accounts filedfinancial year 2025 · abbreviated…
19-03-2026 Registered officeRegistered-office move
31-12-2025 Back to profitnet €43,921

Key points

Positive: Back in profit in 2025after -€22,627 in 2024 €43,921 View
Positive: Filed on time since financial year 2021accounts within the deadline every year 5 years View
One director decidessole director in office 1 View

By topic

Financials

Financial year: 2025
Total assets: €89,812
Profit: €43,921
Solvency: 52.9%

Total assets▲ 48.2%

Net result

20182025

Go to Financials

Board & ownership

Board: 1 member

DE CUYPER Gaëtan Henri HedwigDirector

Go to Board & ownership

Timeline

Events: 17
Since: 2017
Next accounts: by 31-07-2027

31-12-2025Liquidity more than triples
22-07-2025Annual accounts filed
23-05-2025Resignation: DE CUYPER Gaëtan Henri Hedwig (director)

Go to Timeline

Company details

Sites: 1

Legal form: Private limited company
Activity: Joinery installationNACE 43320
Founded: 11-05-2015
Year ends: 31-12
Peppol: Reachable for e-invoices

Go to Company details

Articles of association

Provisions read: 53

Annual meeting: Third Tuesday of June at 12:00
Purpose: “Opmeten,plaatsen,produceren van ramen en deuren,rolluiken,zonnewering,alsook garagepoorten…” (deed in Dutch)

Go to Articles of association

Key facts about Raamwijzer

What is the company number of Raamwijzer?: 0629.938.091. In Belgium the VAT number is the company number with BE in front: BE 0629.938.091.
Where is Raamwijzer based?: The registered office is at Stationsstraat 180, 3110 Rotselaar.Company details
What does Raamwijzer do?: According to the KBO register, the main activity is joinery installation (NACE 43320).
What is the legal form of Raamwijzer?: Private limited company (BV).
When was Raamwijzer founded?: On 11-05-2015.
Is Raamwijzer still active?: Yes, Raamwijzer is an active enterprise in the KBO register.
What is the turnover of Raamwijzer?: Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.Financials
Is Raamwijzer profitable?: In financial year 2025, Raamwijzer made a profit of €43,921.
Where can I find the annual accounts of Raamwijzer?: Raamwijzer filed 10 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of Raamwijzer due?: By 31-07-2027, for financial year 2026.Timeline