Foyer Anderlechtois - Anderlechtse Haard
ActiveSummary
Foyer Anderlechtois - Anderlechtse Haard has been active since 1907 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €164.05M and a net result of €-1.50M. Equity is growing by ~15.1% per year across the filed fiscal years. Its solvency ranks better than 53% of 4539 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
74
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability69▼-9
Solvency67▲+9
Growth52▲+1
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2M at 30 days acceptable
Liquidity short (current ratio 0.47 against 0.6 in 2024; short-term debt: 11.4% and cash: 1.9% of total assets), and 57.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
42.5%
Return on assets
-0.4%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-06-2026, 53 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
53 d early
2024
37 d early
2023
34 d early
2022
39 d early
2021
39 d early
2020
32 d early
2019
52 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
€27.98M▲ 7.6%
2024 · €26.01M
2018: €19.87M
2019: €20.31M
2020: €20.36M
2021: €20.66M
2022: €21.21M
2023: €23.23M
2024: €26.01M
2018 → 2025
EBIT margin
-13.5%▼ 11.5pp
2024 · -2.0%
2018: 17.5%
2019: 11.9%
2020: 31.5%
2021: 15.4%
2022: 6.1%
2023: 6.7%
2024: -2.0%
2018 → 2025
Net result
€-1.50M
2024 · €261k
2018: €2.95M
2019: €1.87M
2020: €5.82M
2021: €1.72M
2022: €1.75M
2023: €1.81M
2024: €261k
2018 → 2025
Working capital
€-23.40M▼ 64.1%
2024 · €-14.26M
2018: €-7.22M
2019: €-8.31M
2020: €-7.39M
2021: €-9.06M
2022: €-11.73M
2023: €-22.43M
2024: €-14.26M
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€20.66M-€21.21M▲ 2.6%€23.23M▲ 9.5%€26.01M▲ 12.0%€27.98M▲ 7.6%
Equity€76.15M-€92.88M▲ 22.0%€104.42M▲ 12.4%€124.00M▲ 18.8%€164.05M▲ 32.3%
Operating result€3.18M-€1.29M▼ 59.5%€1.57M▲ 21.9%€-527k€-3.79M▼ 619%
Net result€1.72M-€1.75M▲ 1.7%€1.81M▲ 3.4%€261k▼ 85.6%€-1.50M
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €3.79M in 2025 against €527k in 2024; the loss grows and 2025 has the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €386.41M
Fixed assets
€365.90M ▲ 4.2%
Current assets
€20.51M ▼ 4.1%
Equity and liabilities €386.41M
Equity
€164.05M ▲ 32.3%
Provisions
€10.33M ▲ 27.9%
Debt
€212.03M ▼ 11.8%
Debt's share of the balance-sheet total falls from 64.5% to 54.9%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€9.46M▲
2024 · €9.15M
Cash flow
€11.75M▲
2024 · €9.94M
Current ratio
0.47▼
2024 · 0.60
Quick ratio
0.46▼
2024 · 0.60
Debt to equity
1.29▼
2024 · 1.94
ROE
-0.9%▼
2024 · 0.2%
ROA
-0.4%▼
2024 · 0.1%
Interest coverage
4.28▼
2024 · 5.70
Debt ≤ 1 year
€43.90M▲
2024 · €35.64M
Debt > 1 year
€168.02M▼
2024 · €204.53M
Income taxes
€-60k▼
2024 · €140k
Staff costs
€11.11M▲
2024 · €10.07M
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 96 lines
Balance sheet
Code20242025
Assets
Total assets20/58€372.46M€386.41M▲
Fixed assets21/28€351.08M€365.90M▲
Intangible fixed assets21€1.26M€1.15M▼
Tangible fixed assets22/27€349.81M€364.75M▲
Land and buildings22€256.57M€325.11M▲
Plant, machinery and equipment23€57k€43k▼
Furniture and vehicles24€257k€160k▼
Leasing and similar rights25€2.39M€2.18M▼
Other tangible fixed assets26€391k€347k▼
Assets under construction and advance payments27€90.14M€36.90M▼
Financial fixed assets28€7k€7k=
Other financial fixed assets284/8€7k€7k=
Shares284€10€10=
Amounts receivable and cash guarantees285/8€7k€7k=
Current assets29/58€21.38M€20.51M▼
Stocks and contracts in progress3€125k€178k▲
Stocks30/36€125k€178k▲
Raw materials and consumables30/31€125k€178k▲
Amounts receivable within one year40/41€15.28M€12.35M▼
Trade receivables40€2.31M€3.56M▲
Other amounts receivable41€12.97M€8.79M▼
Cash at bank and in hand54/58€5.26M€7.45M▲
Deferred charges and accrued income490/1€720k€527k▼
Equity and liabilities
Total equity and liabilities10/49€372.46M€386.41M▲
Equity10/15€124.00M€164.05M▲
Contributions10/11€65k€65k=
Capital10€65k€65k=
Issued capital100€108k€108k=
Uncalled capital101€43k€43k=
Revaluation surpluses12€3.63M€3.61M▼
Reserves13€49.67M€48.18M▼
Non-distributable reserves130/1€678k€693k▲
Legal reserve130€11k€11k=
Other1319€667k€682k▲
Tax-exempt reserves132€13.51M€13.49M▼
Distributable reserves133€35.49M€34.00M▼
Investment grants15€70.64M€112.19M▲
Provisions and deferred taxes16€8.07M€10.33M▲
Provisions for liabilities and charges160/5€3.88M€3.95M▲
Major repairs and maintenance162€3.88M€3.95M▲
Deferred taxes168€4.20M€6.38M▲
Amounts payable17/49€240.39M€212.03M▼
Amounts payable after more than one year17€204.53M€168.02M▼
Financial debts170/4€204.45M€167.95M▼
Leasing and similar obligations172€331k-
Credit institutions173€204.12M€167.95M▼
Other amounts payable178/9€85k€75k▼
Amounts payable within one year42/48€35.64M€43.90M▲
Current portion of amounts payable after more than one year42€4.68M€5.23M▲
Financial debts43€19.16M€20.60M▲
Credit institutions430/8€19.16M€20.60M▲
Trade debts44€7.67M€11.16M▲
Suppliers440/4€7.67M€11.16M▲
Taxes, remuneration and social security45€1.46M€3.62M▲
Taxes450/3€210k€2.40M▲
Remuneration and social security454/9€1.25M€1.22M▼
Other amounts payable47/48€2.66M€3.30M▲
Accrued charges and deferred income492/3€210k€103k▼
Income statement
Code20242025
Operating income70/76A€35.05M€36.76M▲
Turnover70€26.01M€27.98M▲
Own construction capitalised72€2.29M€1.66M▼
Other operating income74€6.75M€7.11M▲
Operating charges60/66A€35.58M€40.55M▲
Goods for resale, raw materials and consumables60€233k€181k▼
Purchases600/8€211k€235k▲
Change in stocks: decrease (increase)609€23k€-53k▼
Services and other goods61€12.16M€12.20M▲
Remuneration, social security and pensions62€10.07M€11.11M▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€9.68M€13.25M▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€412k€75k▼
Provisions for liabilities and charges: additions (uses and reversals)635/8€19k€70k▲
Other operating charges640/8€3.00M€3.66M▲
Operating profit (loss)9901€-527k€-3.79M▼
Financial income75/76B€2.45M€4.55M▲
Recurring financial income75€2.45M€4.55M▲
Income from current assets751€111k€108k▼
Other financial income752/9€2.33M€4.44M▲
Financial charges65/66B€1.64M€2.55M▲
Recurring financial charges65€1.64M€2.55M▲
Debt charges650€1.61M€2.21M▲
Write-downs on current assets other than stocks, contracts in progress and trade receivables: additions (reversals)651-€298k
Other financial charges652/9€36k€35k▼
Profit (loss) for the period before taxes9903€277k€-1.79M▼
Transfer from deferred taxes780€123k€222k▲
Income taxes67/77€140k€-60k▼
Taxes670/3€140k-
Tax adjustments and reversals of tax provisions77-€60k
Profit (loss) for the period9904€261k€-1.50M▼
Transfer from tax-exempt reserves789€13k€13k=
Profit (loss) for the period to be appropriated9905€274k€-1.49M▼
Appropriation of the result
Profit (loss) to be appropriated9906€274k€-1.49M▼
Transfer from equity791/2-€1.68M
From reserves792-€1.68M
Transfer to equity691/2€274k€193k▼
To other reserves6921€274k€193k▼
Social balance
Average headcount (FTE)9087165.7168.6▲
The notes to these accounts (72 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
08-06
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
31-12
Financial
Weakest financial yearnet €-1.50M ▼677%
Net result drops to €-1.50M, the lowest in the series.
24-06
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
27-06
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
31-12
Financial
Equity above €100MEq €104.42M ▲12.4%
6 profitable years in a row build equity to €104.42M.
22-06
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
22-06
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
29-06
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
31-12
Financial
Highest result since 2018net €5.82M ▲212%
Operating result €6.42M, net result €5.82M, both a record.
09-06
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
27-06
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
05-06
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
22-06
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
36 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Anderlecht · 1 establishment unit since 2008
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Birminghamstraat 2211070 AnderlechtGround area
1.1 ha
Building footprint
1,945 m²
Volume, LiDAR
34,541 m³
Parcel 21304B0066/00M000, Brussels · tallest building 25.8 m, ±7 floors. Linked by address, not a title deed.
1 establishment unit
Foyer Anderlechtois
since 20082.228.524.718
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21304B0066/00M000 | Brussels | 1.1 ha | 1 · 1,945 m² | 25.8 m · 7 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 12,022 companies in sector 68203 we hold annual accounts for 5,986. 213 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded18-04-1907
Fiscal year end31-12
Activities, NACEBEL 2025
68202Real estate activities
68203Renting and operating of own or leased non-residential real estate, excluding land
Sources
Crossroads Bank for EnterprisesNational Bank · 48 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
General meetings
2 convocationsExtraordinary general meeting
Agenda
van deze buitengewone algemene vergadering luidt als volgt : 1. Goedkeuring van het verslag van de gewone algemene vergade- ring van 28 mei 2025. 2. Beslissingen met betrekking tot de terugkoop door de Ander- lechtse Haard van de 404 onbeheerde aandelen die tijdelijk bij de Deposito- en Consignatiekas zijn neergelegd in uitvoering van artikel 11, § 4, van de wet van 14 december 2005, houdende afschaffing van effecten aan toonder en waarvoor op 31 december 2025, naar de kennis van de Maatschappij geen verzoek tot teruggave is ingediend, overeenkomstig artikel 7 :215 van het Wetboek van Vennootschappen en Verenigingen (« WVV »), in voorkomend geval artikel 7 :216 van het WVV, artikel 12/1, § 2 ...
Extraordinary general meeting
Agenda
I. Points mis à l’ordre du jour ordinaire 1. Procès-verbal de l’assemblée générale ordinaire du 29 mai 2024. 2. Rapport d’activité 2024. 3. Rapport de gestion 2024, du conseil d’administration. 4. Présentation et approbation des comptes annuels arrêtés au 31.12.2024. 5. Rapport du commissaire. 6. Décharge aux administrateurs. 7. Décharge au commissaire. 8. Attribution du Marché public du commissaire 2025-2027. 9. Fixation du montant des jetons de présence des membres du conseil d’administration. 10. Démission et élection des membres du conseil d’administrateurs. II. Points mis à l’ordre du jour extraordinaire de manière concomi- tante à l’assemblée générale ordinaire 11. Délibérations et rés ...