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Generated 04-08-2026
Active BE 0752.681.002Private limited company

FOXY & OWL

Diestsestraat 28 ·3470 Kortenaken, Belgium· 5 yrs active
Sector: Computer programming & consultancy (62200)
Conclusion Checked

The computed 12-month bankruptcy probability of FOXY & OWL is 0.4% (very low). The 2025 annual accounts show equity of €37k and a net result of €19k. Equity is growing by ~86% per year across the filed fiscal years. Its solvency ranks better than 48% of 174 sector peers (fiscal year 2025). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 3 annual accounts.
Key figures
Equity €37k
Net result €19k
Better than sector 48%
Active 5 yrs
Snowflake analysis 5 axes · computed by Checked
Health89Profitability100Solvency64Growth78Stability94
85 / 100

Exceptional profile, strong across almost every axis.

Health 89
Profitability 100
Solvency 64
Growth 78
Stability 94
Bankruptcy probability (12 mo) Checked model v1 · free
0.4% Very low
0%0,5%1,5%4%10%≥25%
Lower-failure-rate sector −Young company +Annual accounts: healthy financial profile −

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 3 signals
More than 3 years active
Founded in 2020, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.
Administratively compliant
No FOD Economie strikeouts (UBO, accounts, address, activity).
Administrative Flags 0 events
No administrative flags
Health barometer FY 2025 · computed
89 / 100 Excellent
050100

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Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative, not credit advice.
Financial overview5 NBB filings
Annual accounts filed on 10-12-2025 with the NBB · fiscal year 2025 · verkort
€-10k€0€10k€20k€30kOperating result 2023: €1k€1kNet result 2023: €-2k€-2kOperating result 2024: €21k€21kNet result 2024: €13k€13kOperating result 2025: €31k€31kNet result 2025: €19k€19k202320242025
Operating resultNet result
Trajectory (indicative)
Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.
growing Equity: growth of ~86%/year over 3 fiscal years, indicative, assuming unchanged policy.
€0€25k€50k€75k2026: €52k (€49k - €55k)2027: €68k (€65k - €71k)2028: €84k (€81k - €87k)2023: €5k2024: €18k2025: €37k202320242025202620272028
Solid line = filed figures · dashed = extended trend · area = indicative range.
How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

Sector comparison
Fiscal year 2025 · NACE 62, Computer programming & consultancy · compared within the same schema type (abbreviated schema)
Metric This company Sector median Position in the sector
Solvency 34.3% 36.7%
better than 48% of 174 sector peers
Net result €19k €28k
better than 41% of 174 sector peers
Equity €37k €99k
better than 31% of 174 sector peers
Gross operating margin €54k €86k
better than 35% of 174 sector peers
Employees (FTE) 0.0 3.3
better than 12% of 95 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
EBITDA
€31k
-10.2% +128% vs sector
Net profit
€19k
+44.8% +190% vs sector
Cash flow
€19k
-28.2% +78% vs sector
Total assets
€107k
+45.2% -7% vs sector
Equity
€37k
+101.8% -40% vs sector
Working capital
€34k
+292.5% -46% vs sector
Employees (FTE)
0
- 23-25
Income taxes
€8k
+88.1% far above sector median
Debt
€71k
+26.6% +105% vs sector
Debt ≤ 1y
€71k
+121.0% +116% vs sector
Debt > 1y
€0
-100.0% 23-25
Current ratio
1.48
+16.4% -71% vs sector
Quick ratio
1.48
+16.4% -71% vs sector
Solvency
34.3%
+39.0% -40% vs sector
Debt / equity
1.92
-37.2% +19% vs sector
ROE
50.4%
-28.2% far above sector median
ROA
17.3%
-0.2% +292% vs sector
Interest coverage
7.56
-17.9% -4% vs sector
Figures by fiscal year
Fiscal year2025
Revenue-
EBITDA€31k
Net profit€19k
Cash flow€19k
Staff costs-
Income taxes€8k
Dividends-
Total assets€107k
Equity€37k
Debt€71k
of which ≤ 1y€71k
of which > 1y€0
Working capital€34k
Employees (FTE)0.0
Ratios (computed)
2025
Current ratio1.48
Quick ratio1.48
Working capital ratio31.4%
Solvency34.3%
Debt / equity1.92
Long-term debt ratio0.00
Interest coverage7.56
Gross margin-
Net margin-
ROA17.3%
ROE50.4%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2025
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2025
Balance sheet, Assets
TOTAL ASSETS 20/58€107k
Fixed assets 21/28€3k
Tangible fixed assets 22/27€3k
Current assets 29/58€104k
Amounts receivable within one year 40/41€72k
Cash & bank 54/58€30k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€107k
Equity 10/15€37k
Contributions / capital 10/11€3k
Accumulated profits (losses) 14€34k
Amounts payable 17/49€71k
Amounts payable after one year 17€0
Amounts payable within one year 42/48€71k
Trade debts payable within one year 44€16k
Income statement
Gross operating margin 9900€54k
Operating result 9901€31k
Financial charges 65€4k
Result before taxes 9903€26k
Income taxes 67/77€8k
Net result for the period 9904€19k
Result to be appropriated 9905€19k
You're seeing the latest fiscal year only. Unlock 2 prior years (figures + ratios) with a paid plan. See plans →
Ratios computed by Checked.
Legal Structure
NACE primary Computer programming & consultancy(62200)
Legal form Private limited company(610)
Incorporation18-08-2020
StatusActive
Postal code3470
Establishment units 1 location
FOXY & OWL
Diestsestraat 28, 3470 KortenakenOntwerpen en programmeren van computerprogramma's
since 20202.306.497.771
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
24054C0462/00P000 Flanders 2,295 m² 1 · 294 m² 8.2 m · 2 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 7 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025
10-12-2025
NBB filing Annual accounts filed
fiscal year 2025 · verkort
22-01-2025
NBB filing Annual accounts filed
fiscal year 2024 · verkort
2024
11-01-2024
NBB filing Annual accounts filed
fiscal year 2023 · verkort
2023
18-09-2023
NBB filing Annual accounts filed
fiscal year 2022 · verkort
02-02-2023
State Gazette act Minor change
other · Kathleen Denruyter
2022
29-01-2022
NBB filing Annual accounts filed
fiscal year 2021 · verkort
2021
03-03-2021
State Gazette act Minor change
Agm rules change · Kathleen Denruyter
Belgisch Staatsblad, acts 2 acts
All acts · 2 updated 3 years ago
2023
02-02-2023 Publication in the Belgian Official Gazette, Minor change Minor change·Kathleen Denruyter
Summary: otherNotary: Kathleen Denruyter · Glabbeek
Technical details 
{
  "notary": {
    "name": "Kathleen Denruyter",
    "firm_city": null,
    "firm_name": null,
    "office_city": "Glabbeek",
    "is_associated": false
  },
  "act_meta": {
    "language": "nl",
    "pub_date": "2023-02-02",
    "filing_date": "2023-01-31",
    "act_kind_objet": "BENAMING, DOEL"
  },
  "decision": {
    "body": "buitengewone_algemene_vergadering",
    "date": "2023-01-27",
    "unanimous": false
  },
  "agm_change": null,
  "detected_kind": "other",
  "other_address": null,
  "mandate_renewal": null,
  "subject_company": {
    "kbo": "0752.681.002",
    "name_full": "HYPERFOX",
    "legal_form": "BV"
  },
  "accounts_deposit": null,
  "publication_proxy": {
    "kind": "none",
    "org_kbo": null,
    "org_name": null,
    "person_name": null,
    "org_rep_person_name": null
  },
  "co_filed_documents": [
    "uitgifte van akte",
    "geco\u00F6rdineerde statuten"
  ],
  "fiscal_year_change": null,
  "liquidation_closure": null,
  "officer_designation": null,
  "special_procuration": null,
  "is_volet_a_only_stub": false,
  "vakbekwaamheid_change": null,
  "should_reroute_to_category": null,
  "single_shareholder_declaration": null
}
2021
03-03-2021 Publication in the Belgian Official Gazette, Minor change Minor change·Kathleen Denruyter
Summary: Agm rules changeNotary: Kathleen Denruyter · Glabbeek
Technical details 
{
  "notary": {
    "name": "Kathleen Denruyter",
    "firm_city": null,
    "firm_name": null,
    "office_city": "Glabbeek",
    "is_associated": false
  },
  "act_meta": {
    "language": "nl",
    "pub_date": "2021-03-03",
    "filing_date": "2021-03-01",
    "act_kind_objet": "DOEL"
  },
  "decision": {
    "body": "buitengewone_algemene_vergadering",
    "date": "2021-02-23",
    "unanimous": true
  },
  "agm_change": {
    "new_schedule": null,
    "old_schedule": null,
    "effective_from_year": null,
    "rule_changes_summary": "De algemene vergadering besluit overeenkomstig artikel 5:101 van het wetboek van vennootschappen en verenigingen om het voorwerp van de vennootschap aan te vullen."
  },
  "detected_kind": "agm_rules_change",
  "other_address": null,
  "mandate_renewal": null,
  "subject_company": {
    "kbo": "0752.681.002",
    "name_full": "HYPERFOX",
    "legal_form": "BV"
  },
  "accounts_deposit": null,
  "publication_proxy": {
    "kind": "none",
    "org_kbo": null,
    "org_name": null,
    "person_name": null,
    "org_rep_person_name": null
  },
  "co_filed_documents": [
    "uitgifte van akte",
    "geco\u00F6rdineerde statuten"
  ],
  "fiscal_year_change": null,
  "liquidation_closure": null,
  "officer_designation": null,
  "special_procuration": null,
  "is_volet_a_only_stub": false,
  "vakbekwaamheid_change": null,
  "should_reroute_to_category": null,
  "single_shareholder_declaration": null
}
Credit advice verdict per customer and amount

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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
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Company registry (CBE) Crossroads Bank
Activities
Computerconsultancy-activiteiten62020Activiteiten op het gebied van computerconsultancy en beheer van computerfaciliteiten62200Uitgeverijen van boeken58110Uitgeven van boeken58110Ontwerpen en programmeren van computerprogramma's62010Ontwerpen van computerprogramma’s62100Handel in eigen onroerend goed68100Handel in eigen onroerend goed68110Verhuur en exploitatie van eigen of geleasd residentieel onroerend goed, exclusief sociale woningen68201Verhuur en exploitatie van eigen of geleased residentieel onroerend goed, exclusief sociale woningen68201Verhuur en exploitatie van eigen of geleasd niet-residentieel onroerend goed, exclusief terreinen68203Verhuur en exploitatie van eigen of geleased niet-residentieel onroerend goed, exclusief terreinen68203Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies70200Overige adviesbureaus op het gebied van bedrijfsbeheer; adviesbureaus op het gebied van bedrijfsvoering70220Reisorganisatoren79120Activiteiten van reisorganisatoren79120Organisatie van congressen en beurzen82300Organisatie van congressen en beurzen82300
Primary activity highlighted.
Names & trade names
Legal nameNL FOXY & OWL
Registered office
Diestsestraat 28
3470 Kortenaken, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative