FourOne
ActiveThe file of FourOne contains 2 historical bankruptcy publications, as published in the Belgian Official Gazette.
Summary
The computed 12-month bankruptcy probability is 0.4% (very low). The 2025 annual accounts show equity of €87,041 and a net result of -€8,282. Equity fluctuates too strongly from year to year to read a trend from it. Its solvency ranks better than 95% of 334 sector peers (NACE 16, financial year 2025).
Overview
Overview
Official details
Source: KBO- Status
- Active since 07-05-1993 Normal situation
- Activity
- Manufacture of other builders' carpentry and joinery NACE 16230and 1 other
- Establishment unit
- 2.062.381.435 3920 Lommel, since 08-06-1993
- Financial year end
- 31 December
- Peppol
- Reachable since 10-02-2026
Board and ownership
Board
- GROUP SDDirector · permanent representative Sven Drooghmans
- Veronique TheunissenDirector
Financial position
- Bankruptcy probabilitywithin 12 months
- 0.4%
Annual accounts 2025
- Gross margin
- -€1,969
- ▲ 80.9%
- Loss
- €8,282
- Equity
- €87,041
- ▼ 8.7%
- Total assets
- €92,939
- ▼ 25.0%
Turnover not published (abbreviated or micro format)
Filed on 09-06-2026, 52 days before the deadline
Score breakdownraises riskLoss of €8,282 (financial year 2025)1 change of registered office in 24 monthslowers riskLiquidity: current ratio 11.75, cash €67,116Equity €87,041 (93.7% of total assets)Show the evidence
Checked score
Score 2025
84
/ 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 56% of micro companies in wood and cork (NACE 16)
Financial strength · tick: 2024
Strong
Solvency
100=
equity 93.7% of total assets
Liquidity
100+8
short-term debt 6.3% · cash 72.2%
Profitability
8-42
return on assets -8.9%
Bankruptcy probability within 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
About 4 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.8%highest value
01-2025: 0.7%▼ -0.1 percentage points vs 12-2024
02-2025: 0.7%● unchanged vs 01-2025
03-2025: 0.6%▼ -0.1 percentage points vs 02-2025
04-2025: 0.6%● unchanged vs 03-2025
05-2025: 0.6%● unchanged vs 04-2025
06-2025: 0.6%● unchanged vs 05-2025
07-2025: < 0.1%▼ -0.6 percentage points vs 06-2025lowest value
08-2025: < 0.1%● unchanged vs 07-2025
09-2025: < 0.1%● unchanged vs 08-2025
10-2025: < 0.1%● unchanged vs 09-2025
11-2025: < 0.1%● unchanged vs 10-2025
12-2025: < 0.1%● unchanged vs 11-2025
01-2026: < 0.1%● unchanged vs 12-2025
02-2026: < 0.1%● unchanged vs 01-2026
03-2026: < 0.1%● unchanged vs 02-2026
04-2026: 0.1%▲ +0.1 percentage points vs 03-2026
05-2026: 0.1%● unchanged vs 04-2026
06-2026: 0.1%● unchanged vs 05-2026
07-2026: 0.4%▲ +0.3 percentage points vs 06-2026
08-2026: 0.4%● unchanged vs 07-2026
09-2026: 0.4%● unchanged vs 08-2026
10-2026: 0.4%● unchanged vs 09-2026
11-2026: 0.4%● unchanged vs 10-2026
Credit of up to €7,000 on 30-day terms, only on tighter conditions: historical bankruptcy publications
Liquidity is ample, with a current ratio of 11.75 (3.51 in 2024), above the usual 1.5. Short-term debt is 6.3% and cash 72.2% of total assets. 6.3% of the assets are financed with debt and provisions.
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 16, micro). It does better than 90% of them on solvency, 98% on liquidity, 10% on profitability and 24% on growth.
The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-06-2026, 52 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
52 days early
2024
56 days early
2023
68 days late
2022
26 days early
2021
61 days late
2020
102 days late
2019
68 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 24 days after the deadline. In the sector (NACE 16), the median for financial year 2024 was 3 days before the deadline, and 37% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 5 July (4 of the last 5 accounts filed within 87 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
02-11-2026 today31-12-2026 year end31-07-2027 deadline
Financials
Financials · financial year 2025, abbreviated format
Annual accounts 2025 filed on 09-06-2026 PDF all 33 filings
Equity
€87,041▼ 8.7%
2024 · €95,323
Total assets
€92,939▼ 25.0%
2024 · €123,911
Net result
-€8,282
2024 · €69,982
Working capital
€63,385▼ 11.6%
2024 · €71,667
Trend over the years
2021 to 2025, 5 financial years 2018 to 2025, 8 financial years
The operating result for 2025 is a loss of €8,247, smaller than the loss of €16,850 in 2024.
Operating result-€8,247
2025
Net result-€8,282
2025
Total assets€92,939
2025
Equity€87,041
2025
Debt€5,898
2025
Working capital€63,385
2025
Return on assets (ROA)-8.9%
2025
Solvency93.7%
2025
Current ratio11.75
2025
Staff (FTE)0
2025
Turnover is what the company sold, the result is what was left of it. A loss stands below the zero line.
Assets, equity and debt per financial year.
Above zero, the company can pay its short-term debts with what it holds in the short term.
The EBIT margin is the share of each euro of turnover left from operations. The return on assets is what the assets earn.
The higher the solvency, the better the company absorbs a setback.
A ratio above 1 means the short-term assets cover the short-term debts.
Average staff per financial year, in full-time equivalents (FTE).
Use the arrow keys on the chart for the figures per year.
The sector band is the middle half of the companies in Manufacture of wood and of products of wood and cork, except furniture; manufacture of articles of straw and plaiting materials (NACE 16). A quarter of them sit below it, a quarter above. Each year counts only accounts in the same format, and only where there are at least 30. The dashed line is the median. There is a sector band for net result, equity, total assets, working capital, solvency, current ratio, return on assets (ROA) and staff (FTE).
Every figure with its change against the financial year before
favourable
unfavourable
Line20182019202020212022202320242025
Operating result€8,322--€28,369-€41,971▼ 47.9%€405,051-€129,065-€20,374▲ 84.2%-€16,850▲ 17.3%-€8,247▲ 51.1%
Net result€1,460--€31,445-€45,311below the sector's middle half▼ 44.1%€300,944above the sector's middle half-€133,106below the sector's middle half-€20,571below the sector's middle half▲ 84.5%€69,982above the sector's middle half-€8,282below the sector's middle half
Equity€29,513--€1,933-€47,243below the sector's middle half▼ 2,345%€253,701above the sector's middle half€120,596within the sector's middle half▼ 52.5%€25,341within the sector's middle half▼ 79.0%€95,323within the sector's middle half▲ 276%€87,041within the sector's middle half▼ 8.7%
Total assets€224,390-€123,136▼ 45.1%€90,369within the sector's middle half▼ 26.6%€542,987above the sector's middle half▲ 501%€236,438within the sector's middle half▼ 56.5%€142,718within the sector's middle half▼ 39.6%€123,911within the sector's middle half▼ 13.2%€92,939below the sector's middle half▼ 25.0%
Debt€194,878-€125,069▼ 35.8%€137,613▲ 10.0%€189,015▲ 37.4%€15,573▼ 91.8%€17,107▲ 9.8%€28,588▲ 67.1%€5,898▼ 79.4%
Working capital€5,320--€25,738-€71,048below the sector's middle half▼ 176%€328,237above the sector's middle half€195,844above the sector's middle half▼ 40.3%€101,452above the sector's middle half▼ 48.2%€71,667within the sector's middle half▼ 29.4%€63,385within the sector's middle half▼ 11.6%
Solvency13.2%--1.6%▼ 14.7pp-52.3%below the sector's middle half▼ 50.7pp46.7%within the sector's middle half▲ 99.0pp51.0%within the sector's middle half▲ 4.3pp17.8%within the sector's middle half▼ 33.2pp76.9%above the sector's middle half▲ 59.2pp93.7%above the sector's middle half▲ 16.7pp
Current ratio1.03-0.79▼ 0.230.48below the sector's middle half▼ 0.312.74within the sector's middle half▲ 2.2513.58above the sector's middle half▲ 10.846.93above the sector's middle half▼ 6.653.51above the sector's middle half▼ 3.4211.75above the sector's middle half▲ 8.24
Return on assets (ROA)0.7%--25.5%▼ 26.2pp-50.1%below the sector's middle half▼ 24.6pp55.4%above the sector's middle half▲ 105.6pp-56.3%below the sector's middle half▼ 111.7pp-14.4%below the sector's middle half▲ 41.9pp56.5%above the sector's middle half▲ 70.9pp-8.9%below the sector's middle half▼ 65.4pp
Staff (FTE)3.1-1.7▼ 45.2%1within the sector's middle half▼ 41.2%0.8▼ 20.0%0below the sector's middle half
above
within
below
The sector band is the middle half of the companies in Manufacture of wood and of products of wood and cork, except furniture; manufacture of articles of straw and plaiting materials (NACE 16). A quarter of them sit below it, a quarter above. Each year counts only accounts in the same format, and only where there are at least 30.
Turnover and EBIT margin are not published. The abbreviated or micro format does not require them.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €92,939
Fixed assets
€23,656 =
Current assets
€69,283 ▼ 30.9%
Equity and liabilities €92,939
Equity
€87,041 ▼ 8.7%
Debt
€5,898 ▼ 79.4%
Debt's share of the balance-sheet total falls from 23.1% to 6.3%. Equity and debt are lower.
Key figures and ratios
EBITDA
-€8,247▲
2024 · -€16,348
Cash flow
-€8,282▼
2024 · €70,485
Debt to equity
0.07▼
2024 · 0.30
ROE
-9.5%▼
2024 · 73.4%
Interest coverage
-235.63▼
2024 · -210.94
Debt ≤ 1 year
€5,898▼
2024 · €28,588
Income taxes
€0▼
2024 · €13,730
Green means a favourable move, even when the figure itself falls, as with debt or debt to equity.
Staff
| Item | 31-12-2021 |
|---|---|
| Average over the year, in full-time equivalents | 0.8 |
| Joined | 0 |
| Left | 1 |
Source: social balance sheet in the 2021 annual accounts
Investments
| Item | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|
| Tangible fixed assets | €2,141 | - | - | - | - |
| Depreciation and write-downs of the year | €211 | €714 | €714 | €502 | €0 |
Source: notes to the 2021 to 2025 annual accounts (statement of fixed assets)
Comparable companies
These companies have the same main activity as FourOne: manufacture of other builders' carpentry and joinery (NACE 16230). They are comparable in size and age: total assets between €63,100 and €94,800, founded between 1985 and 2011.
| Company | Founded | Total assets | Equity | Gross margin | Net result | FTE | Financial year |
|---|---|---|---|---|---|---|---|
| FourOne Balen | 1993 | €92,939 | €87,041 | -€1,969 | -€8,282 | 0 | 2025 |
| KAMO POORTEN Pelt | 2011 | €94,835 | -€83,058 | -€456 | -€1,893 | 0 | 2025 |
| MENUISERIE ARTISANALE MOUSCRON Mouscron | 1991 | €92,868 | €45,424 | -€4,381 | -€9,099 | - | 2025 |
| BELI Hasselt | 1995 | €74,815 | €73,616 | -€1,506 | -€513 | - | 2025 |
| M.P.V. Assesse | 1985 | €63,062 | -€22,270 | -€4,578 | -€9,887 | - | 2025 |
| MENUISERIE LANOTTE Chiny | 2003 | €88,609 | €30,839 | -€8,584 | -€11,797 | - | 2025 |
| MENUISERIE LECROART Estaimpuis | 2004 | €93,382 | €91,008 | -€310 | -€737 | - | 2025 |
They were chosen from the 746 other active companies with that main activity and annual accounts from the past two years. All companies with this main activity
Companies with the same profile, two years later
Historical observationIn July 2024, 12,322 companies had the same profile as FourOne has now. Two years later, 0.7% had gone bankrupt and 90.3% were still going.
- Micro
- 20 years or older
- solvency 30% or more
- a small loss
0.7%
went bankrupt
8.6%
stopped otherwise
90.3%
was still going
Another 0.5% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of FourOne itself: 0.4% within 12 months.
Test of the method
The method was tested on the 497,446 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 12,322 companies, not a prediction for FourOne. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Annual accounts
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | - | - | - | - | - | €21,000 | - |
| Remuneration, social security and pensions62 | - | - | - | €41,842 | - | - | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €1,467 | €387 | - | €211 | €714 | €714 | €502 | €0 | ▼ 100% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | - | - | - | - | €11,316 | €0 | - | - | - |
| Other operating charges640/8 | - | - | - | €11,605 | €6,170 | €6,635 | €6,048 | €6,278 | ▲ 3.8% |
| Non-recurring operating charges66A | - | - | - | €2,095 | €5,851 | €0 | - | - | - |
| Gross operating margin9900 | €166,230 | €63,038 | €16,530 | €460,804 | -€105,014 | -€13,026 | -€10,300 | -€1,969 | ▲ 80.9% |
| Operating profit (loss)9901 | €8,322 | -€28,369 | -€41,971 | €405,051 | -€129,065 | -€20,374 | -€16,850 | -€8,247 | ▲ 51.1% |
| Financial income75/76B | - | - | - | - | - | - | €370 | €0 | ▼ 100.0% |
| Recurring financial income75 | €157 | €147 | €740 | - | - | - | €370 | €0 | ▼ 100.0% |
| Financial charges65/66B | - | - | - | €3,510 | €3,691 | €0 | €78 | €35 | ▼ 54.8% |
| Recurring financial charges65 | €6,691 | €2,900 | €3,770 | €3,510 | €3,691 | €0 | €78 | €35 | ▼ 54.8% |
| Profit (loss) for the period before taxes9903 | €1,788 | -€31,122 | -€45,001 | €401,542 | -€132,756 | -€20,374 | -€16,558 | -€8,282 | ▲ 50.0% |
| Transfer from deferred taxes780 | - | - | - | - | - | - | €100,270 | €0 | ▼ 100% |
| Transfer to deferred taxes680 | - | - | - | €100,270 | - | - | - | - | - |
| Income taxes67/77 | €329 | €323 | €310 | €327 | €350 | €197 | €13,730 | €0 | ▼ 100% |
| Profit (loss) for the period9904 | €1,460 | -€31,445 | -€45,311 | €300,944 | -€133,106 | -€20,571 | €69,982 | -€8,282 | - |
| Transfer from tax-exempt reserves789 | - | - | - | - | - | - | €300,810 | €0 | ▼ 100% |
| Transfer to tax-exempt reserves689 | - | - | - | €300,810 | - | - | - | - | - |
| Profit (loss) for the period to be appropriated9905 | €1,460 | -€31,445 | -€45,311 | €134 | -€133,106 | -€20,571 | €370,792 | -€8,282 | - |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Assets | |||||||||
| Total assets20/58 | €224,390 | €123,136 | €90,369 | €542,987 | €236,438 | €142,718 | €123,911 | €92,939 | ▼ 25.0% |
| Fixed assets21/28 | €24,192 | €23,805 | €23,805 | €25,735 | €25,021 | €24,159 | €23,656 | €23,656 | = |
| Tangible fixed assets22/27 | €24,044 | €23,656 | €23,656 | €25,586 | €24,872 | €24,159 | €23,656 | €23,656 | = |
| Land and buildings22 | - | - | - | €23,656 | €23,656 | €23,656 | €23,656 | €23,656 | = |
| Furniture and vehicles24 | - | - | - | €1,930 | €1,216 | €502 | €0 | - | - |
| Financial fixed assets28 | €149 | €149 | €149 | €149 | €149 | €0 | - | - | - |
| Current assets29/58 | €200,198 | €99,331 | €66,564 | €517,252 | €211,417 | €118,559 | €100,255 | €69,283 | ▼ 30.9% |
| Stocks and contracts in progress3 | €15,000 | €15,000 | €7,000 | - | - | - | - | - | - |
| Amounts receivable within one year40/41 | €18,375 | €28,331 | €27,385 | €517,055 | €14,102 | €467 | €1,927 | €1,278 | ▼ 33.7% |
| Trade receivables40 | - | - | - | €22,553 | €2,310 | €0 | €171 | €0 | ▼ 100% |
| Other amounts receivable41 | - | - | - | €494,503 | €11,792 | €467 | €1,756 | €1,278 | ▼ 27.3% |
| Cash at bank and in hand54/58 | €95,322 | - | €5,741 | - | €197,316 | €118,091 | €98,327 | €67,116 | ▼ 31.7% |
| Deferred charges and accrued income490/1 | - | - | - | €196 | - | - | - | €889 | - |
| Equity and liabilities | |||||||||
| Total equity and liabilities10/49 | €224,390 | €123,136 | €90,369 | €542,987 | €236,438 | €142,718 | €123,911 | €92,939 | ▼ 25.0% |
| Equity10/15 | €29,513 | -€1,933 | -€47,243 | €253,701 | €120,596 | €25,341 | €95,323 | €87,041 | ▼ 8.7% |
| Contributions10/11 | €136,184 | €136,184 | €136,184 | €136,184 | €136,184 | €61,500 | €61,500 | €61,500 | = |
| Capital10 | - | - | - | €136,184 | €136,184 | €61,500 | €61,500 | €61,500 | = |
| Issued capital100 | - | - | - | €136,184 | €136,184 | €61,500 | €61,500 | €61,500 | = |
| Reserves13 | €26,858 | €26,858 | €26,858 | €327,668 | €327,668 | €327,668 | €33,823 | €25,541 | ▼ 24.5% |
| Non-distributable reserves130/1 | - | - | - | €7,973 | €7,973 | €6,150 | €6,150 | €6,150 | = |
| Legal reserve130 | - | - | - | €7,973 | €7,973 | €6,150 | €6,150 | €6,150 | = |
| Tax-exempt reserves132 | - | - | - | €300,810 | €300,810 | €300,810 | €0 | - | - |
| Distributable reserves133 | - | - | - | €18,884 | €18,884 | €20,708 | €27,673 | €19,391 | ▼ 29.9% |
| Profit (loss) carried forward14 | -€133,529 | -€164,974 | -€210,285 | -€210,151 | -€343,256 | -€363,827 | €0 | - | - |
| Provisions and deferred taxes16 | - | - | - | €100,270 | €100,270 | €100,270 | €0 | - | - |
| Deferred taxes168 | - | - | - | €100,270 | €100,270 | €100,270 | €0 | - | - |
| Amounts payable17/49 | €194,878 | €125,069 | €137,613 | €189,015 | €15,573 | €17,107 | €28,588 | €5,898 | ▼ 79.4% |
| Amounts payable within one year42/48 | €194,878 | €125,069 | €137,613 | €189,015 | €15,573 | €17,107 | €28,588 | €5,898 | ▼ 79.4% |
| Financial debts43 | - | - | - | €28,003 | - | - | - | - | - |
| Credit institutions430/8 | - | - | - | €28,003 | - | - | - | - | - |
| Trade debts44 | €107,112 | €64,735 | €73,375 | €111,277 | €1,410 | €449 | €0 | €5,898 | - |
| Suppliers440/4 | - | - | - | €111,277 | €1,410 | €449 | €0 | €5,898 | - |
| Taxes, remuneration and social security45 | - | - | - | €44,512 | €350 | €197 | €13,730 | €0 | ▼ 100% |
| Taxes450/3 | - | - | - | €637 | €350 | €197 | €13,730 | €0 | ▼ 100% |
| Remuneration and social security454/9 | - | - | - | €43,875 | - | - | - | - | - |
| Other amounts payable47/48 | - | - | - | €5,223 | €13,813 | €16,461 | €14,858 | €0 | ▼ 100% |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €1,460 | -€31,445 | -€45,311 | €300,944 | -€133,106 | -€20,571 | €69,982 | -€8,282 | - |
| + Depreciation and write-downs630 | €1,467 | €387 | - | €211 | €714 | €714 | €502 | €0 | ▼ 100% |
| Operating cash flow (approximation) | €2,927 | -€31,058 | -€45,311 | €301,156 | -€132,392 | -€19,857 | €70,485 | -€8,282 | - |
| Investment in fixed assets (approximation) | - | €0 | €0 | -€2,141 | €0 | €149 | €0 | €0 | - |
| Change in cash | - | - | - | - | - | -€79,224 | -€19,764 | -€31,211 | ▼ 57.9% |
A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.
Latest 10 of 33 filings with the National Bank
| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2025 | abbreviated format | 09-06-2026 | 2026-00146292 | |
| 31-12-2024 | micro format | 05-06-2025 | 2025-00123621 | |
| 31-12-2023 | micro format | 07-10-2024 | 2024-00498319 | |
| 31-12-2022 | micro format | 05-07-2023 | 2023-00204504 | |
| 31-12-2021 | micro format | 30-09-2022 | 2022-20449866 | |
| 31-12-2020 | micro format | 10-11-2021 | 2021-77000454 | |
| 31-12-2019 | micro format | 07-10-2020 | 2020-59600090 | |
| 31-12-2018 | micro format | 07-10-2020 | 2020-59600088 | |
| 31-12-2017 | micro format | 19-06-2019 | 2019-20100299 | |
| 31-12-2016 | micro format | 28-08-2017 | 2017-49600107 |
Board & ownership
Directors
Directors
2 directors, last change in 2025
Board 2
GROUP SD
Current
Director · current term since 12-01-2026 · Private limited company · permanent representative: Sven Drooghmans · also on the board of 2 other companies · listed in the 2025 annual accounts, filed on 09-06-2026
Current
Permanent representatives 1
Sven Drooghmans
Current
Permanent representative · appointed in the act of 20-01-2026 · for GROUP SD
Insolvency mandates
1 mandate| Role | Name | Tenure |
|---|---|---|
| Trustee | Theo Macours Eersels 56, 3980 Tessenderlo |
10-03-2022 → 21-04-2022 |
Owners and capital
Capital transactions
Capital over time
- 17-04-2023 Capital reduction of €74,684.02 · to €61,500 · repaid to the shareholders
Mandate history
4 people, 2 in office
- Board
- Day-to-day management
- began earlier
| Name | Functions and periods |
|---|---|
| GROUP SD |
|
| Veronique Theunissen |
|
| Ivo Vandenberk |
|
| VDB KREATIEF |
|
Articles of association
- Board ruleThese rules set how the board is made up, meets and takes decisions.
- “Monistisch bestuur door raad van bestuur, eenparigheid van stemmen”“Raad van bestuur, raad kan ondervoorzitter benoemen”“1, enige bestuurder”
Articles of association, deed of 17-03-2026 (in Dutch)
Network & group
Companies at the same address
2 other companiesConnections & network
3 connected companiesThis company
Company
Director
Shareholding
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Linked via shared directors
DROOGHMANS
Shared corporate director
→
LIMEPARTS
Shared corporate director
→
SD INVEST
Shared corporate director
→
Timeline
Acts, filings and financial milestones
Deadline for the 2026 accounts:
2026
09-06
abbreviated format · 52 days before the deadline
17-03
Gazette deed
Company renamed from INTERIEURINRICHTING V.B. VANDENBERK to FourOneRegistered office moved to Balen · Amendment of the articles · Purpose change8 points ▸
Gazette deed
Company renamed from INTERIEURINRICHTING V.B. VANDENBERK to FourOne
Registered office moved to Balen · Amendment of the articles · Purpose change8 points ▸
- General meeting, 10-03-2026
- Other provision, “vaststelling overeenkomst artikel 2:8 §4, artikel 2:8 § 4 Wetboek van vennootschappen en verenigingen” (deed in Dutch)
- Name change, FourOne
- Amendment of the articles, mentioned 3 times in the deed
- Registered-office move, 2491 Balen (Olmen), Germeer 17
- Other provision, “ontslag voorzitter van voorlezen verslag bestuursorgaan over voorwerpwijziging, Wetboek van Vennootschappen en Verenigingen” (deed in Dutch)
- Purpose change
- General meeting, “opmaken en ondertekenen in overeenstemming met vorig besluit en neerlegging in vennootschapsdossier verzorgen, opdracht aan ondergetekende notaris om coördinati…” (deed in Dutch)
20-01
Gazette deed
Resignations: VDB KREATIEF CommV (bestuurder) and Ivo Vandenberk (bestuurder)Permanent representative: Jean Vandenberk · Appointments: GROUP SD BV (director) and Veronique Theunissen (director)7 points ▸
Gazette deed
Resignations: VDB KREATIEF CommV (bestuurder) and Ivo Vandenberk (bestuurder)
Permanent representative: Jean Vandenberk · Appointments: GROUP SD BV (director) and Veronique Theunissen (director)7 points ▸
- General meeting, 17-12-2025
- Director resignation, VDB KREATIEF CommV ((gedelegeerd) bestuurder)
- Director resignation, Ivo Vandenberk ((gedelegeerd) bestuurder)
- Permanent representative, Jean Vandenberk
- Other provision, “stopzetting en sluiting vereffening”, 15-12-2023 (deed in Dutch)
- Director appointment, GROUP SD BV (director)
- Director appointment, Veronique Theunissen (director)
2025
31-12
Financial
Liquidity more than triplescurrent ratio 11.75
The current ratio rises from 3.51 to 11.75. Short-term debt falls from €28,588 to €5,898.
05-06
micro format · 56 days before the deadline
2024
31-12
Financial
Back to profitnet €69,982
The net result is €69,982, after 2 loss-making years.
07-10
micro format · 68 days late
2023
05-07
micro format · 26 days before the deadline
17-04
Gazette deed
Capital decrease of €74,684.02 to €61,500Amendment of the articles4 points ▸
Gazette deed
Capital decrease of €74,684.02 to €61,500
Amendment of the articles4 points ▸
- General meeting, 04-04-2023
- Amendment of the articles, mentioned 2 times in the deed
- Capital decrease, €74,684.02
- Capital, €61,500
2022
31-12
Financial
Weakest financial yearnet -€133,106
The net result drops to -€133,106, the lowest from 2018 to 2025. It recovers the following year.
31-12
Financial
Liquidity more than quadruplescurrent ratio 13.58
The current ratio rises from 2.74 to 13.58. Short-term debt falls from €189,015 to €15,573.
30-09
micro format · 61 days late
Show earlier events
29-04
Bankruptcy
Bankruptcy reversal
Enterprise Court of Antwerp, Hasselt division · judgment of 21-04-2022
16-03
Bankruptcy
Bankruptcy declared
Enterprise Court of Antwerp, Hasselt division · judgment of 10-03-2022
2021
31-12
Financial
Back to profitnet €300,944
The net result is €300,944, after 2 loss-making years.
31-12
Financial
Liquidity more than 5 timescurrent ratio 2.74
The current ratio rises from 0.48 to 2.74.
31-12
Financial
Equity above €200,000equity €253,701
Equity rises from -€47,243 to €253,701.
10-11
micro format · 102 days late
2020
2019
19-06
micro format · 323 days late
2017
28-08
micro format · 28 days late
1993
29-05
Gazette deed
Incorporation
SignalFinancial milestoneGazette deedNBB filingFinancial milestones sit on the financial year-end date, not the filing date.
Sources:Publications in the Belgian Official GazetteFilings with the National Bank
History
FourOne was incorporated on 7 May 1993.1 In 2026 the company took the name FourOne.2 The registered office was moved to Balen in 2026.2 Total assets fell from €224,390 in 2018 to €92,939 in 2025 and headcount from 3.1 full-time equivalents in 2018 to 0.8 in 2021.3 On 10 March 2022 the company was declared bankrupt.4
Company details
Register details
Identity
KBO recordName
FourOne in Dutch
Former name
INTERIEURINRICHTING V.B. VANDENBERK until the act of 17-03-2026
Enterprise number
0450.065.449
Legal form
Public limited company
Status
Active, normale toestand
Founded
07-05-1993
Entity type
Legal entity
DurationMost companies exist for an unlimited period, until they are dissolved.
Unlimited
deed of 17-03-2026 (in Dutch)Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
“Gevestigd in het Vlaams Gewest”
deed of 17-03-2026 (in Dutch)Registered office and establishments
Registered office
Germeer 17, 2491 Balen, Belgium
Establishment unit
INTERIEURINRICHTING, Lodewijk De Raetstraat 40, 3920 Lommel since 08-06-1993 · unit number 2.062.381.4354324001 Other construction installation
Activities
NACEBEL 202516230
Manufacture of other builders' carpentry and joinery main activity
43333
Wallpapering and laying of floor and wall coverings in other materials
Codes under NACEBEL 2008
16230
Manufacture of other builders' carpentry and joinery main activity
43333
Wallpapering and laying of floor and wall coverings in other materials
Codes under NACEBEL 2003
45433
main activity
PurposeThe purpose describes the activities the company may carry out under its articles.
deed of 17-03-2026 (in Dutch)
“Het beheer van onroerend of roerend vermogen, het aankopen, verhuren, uitbaten van onroerende goederen, alsmede alle handelingen die…”
13 activities
- Het beheer van onroerend of roerend vermogen, het aankopen, verhuren, uitbaten van onroerende goederen, alsmede alle handelingen die rechtstreeks of onrechtstreeks met dit voorwerp in verband staan en die van aard zijn, de opbrengst van de onroerende goederen te bevorderen.
- Alle verrichtingen met betrekking tot onroerende goederen en onroerende zakelijke rechten zoals onder meer erfpacht opstalrechten en de huurfinanciering van onroerende goederen aan derden, het aankopen en verkopen zowel in volle eigendom als in vruchtgebruik en/of blote eigendom, ruilen, doen bouwen, doen verbouwen, onderhouden, verhuren, huren, verkavelen, prospecteren en uitbaten van onroerende goederen, de aan en verkoop, huur en verhuur van roerende goederen betreffende de inrichting en uitrusting van onroerende goederen, alsmede alle handelingen die rechtstreeks of onrechtstreeks met dit voorwerp in verband staan en die van aard zijn de opbrengst van de roerende goederen en onroerende goederen te bevorderen, kortom alle onroerende transacties en verrichtingen in de meest brede zin en van welke aard ook;
- Projectmanagement en projectontwikkeling en alles wat daarmee gepaard gaat zoals de promotie, realisatie, verkoop en commercialisatie van projecten, omvattende onder meer maar niet uitsluitend het begeleiden van bouwprojecten, het uitvoeren van projectopvolging, toezicht, werfcontroles en expertises, kostencalculaties en budgetbeheer, de coördinatie van de bouwwerken en de controle daarop tijdens en nadien alsook de algemene coördinatie van de werkzaamheden op de bouwwerf in het algemeen en in het bijzonder de werkzaamheden die betrekking hebben op de gehele of gedeeltelijke uitvoering van bouwvoltooiïngswerken door onderaannemers;
- Het verlenen van technische, juridische en administratieve adviezen, allerlei adviezen aan de bouwheer, het onderhandelen met en het aanstellen van architecten, aannemers en andere betrokken personen, het optreden tegenover allerlei overheden en instanties voor vergunningen en andere administratieve procedures;
- Het stellen van alle handelingen die rechtstreeks of onrechtstreeks, geheel of gedeeltelijk verband houden met, betrekking hebben op, of bevorderlijk zijn tot de verrichtingen van projectontwikkeling, en/of tussenpersoon inzake handel in onroerende goederen, zoals onder meer, doch niet beperkt tot het stellen van alle verrichtingen van beheer, onderhoud, herstellingen en verzekering, alles in de ruimst mogelijke betekenis;
- Het verlenen van adviezen van financiële, technische, commerciële of administratieve aard; in de ruimste zin, bijstand en diensten verlenen, rechtstreeks of onrechtstreeks op het vlak van administratie en financiën, de verkoop, softwareontwikkeling en algemeen bestuur.
- De verrichtingen die door de wet voorbehouden zijn aan vermogensbeheerders en beleggingsadviseurs zijn de vennootschap verboden.
- Het verwerven door inschrijving of aankoop en het beheer van aandelen, obligaties, kasbons of andere roerende waarden van welke vorm ook, van Belgische of buitenlandse, beslaande of nog op te richten vennootschappen;
- Het bevorderen van de oprichting van vennootschappen door inbreng, participaties of investeringen;
- Het toestaan van leningen aan vennootschappen, onder om het even welke vorm; in dit kader kan zij zich ook borg stellen of haar aval verlenen; in de meest ruime zin, alle handels en financiële operaties verrichten, behalve die wettelijk voorbehouden zijn aan depositobanken, houders van deposito’s op korte termijn, spaarkassen, hypotheekmaatschappijen en kapitalisatie-ondernemingen;
- Het waarnemen van alle bestuur en controleopdrachten, hel uitoefenen van opdrachten en functies.
- Het ontwikkelen en commercialiseren van IT concepten (websites, en dergelijke meer…)
- Het creëren, ontwikkelen en commercialiseren van nieuwe producten, services en ideeën.
Invoicing and payment
VAT number
BE 0450.065.449
Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice. Use the enterprise number 0450.065.449
Financial year and general meeting
Accounts at the NBBFinancial year end
31-12
Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
First Friday of June at 20:00
deed of 17-03-2026 (in Dutch)Sites & property
Location
Buildings and parcels at the addresses
Ground area
1.3 ha
Building footprint
1,139 m²
Building volume
1,061 m³
Tallest building: 8.1 m.
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 13030B0798/00C000 | Flanders | 9,942 m² | 1 · 211 m² | 8.1 m · 1 |
| 72020C1399/00V006 | Flanders | 2,964 m² | 1 · 928 m² | - |