FOURNIMAT
ActiveSummary
FOURNIMAT has been active since 2001 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €153k and a net result of €8k. Equity remains stable across the filed fiscal years (±1.8% per year). Its solvency ranks better than 40% of 11389 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability40=
Solvency54▲+2
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €8k at 30 days acceptable
Liquidity ample (current ratio 1.99 against 1.89 in 2024; short-term debt: 49.8% and cash: 0.9% of total assets), but 71% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Wholesale trade (NACE 46)
about 21% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
29%
Return on assets
1.6%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
70 d late
2023
91 d late
2022
92 d late
2021
89 d late
2020
69 d late
2019
119 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€8k▲ 206%
2024 · €3k
Working capital
€259k▲ 4.5%
2024 · €248k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€36k▼ 6.8%€21k▼ 42.5%€27k▲ 31.6%€31k▲ 12.8%€30k▼ 2.8%
Net result€4k▼ 58.0%€-6k€1k€3k▲ 139%€8k▲ 206%
Equity€147k▲ 2.6%€141k▼ 4.3%€142k▲ 0.8%€145k▲ 1.9%€153k▲ 5.7%
Total assets€570k▼ 20.7%€479k▼ 16.0%€466k▼ 2.6%€543k▲ 16.5%€526k▼ 3.2%
Debt€423k▼ 26.5%€338k▼ 20.0%€324k▼ 4.0%€399k▲ 22.9%€373k▼ 6.4%
Working capital€198k▲ 14.9%€219k▲ 11.0%€236k▲ 7.8%€248k▲ 4.8%€259k▲ 4.5%
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 3% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €526k
Fixed assets
€5k ▼ 69.2%
Current assets
€521k ▼ 1.1%
Equity and liabilities €526k
Equity
€153k ▲ 5.7%
Debt
€373k ▼ 6.4%
Debt's share of the balance-sheet total falls from 73.4% to 71.0%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€42k▼
2024 · €52k
Cash flow
€20k▼
2024 · €24k
Current ratio
1.99▲
2024 · 1.89
Quick ratio
1.21▲
2024 · 1.13
Debt to equity
2.44▼
2024 · 2.76
ROE
5.4%▲
2024 · 1.9%
ROA
1.6%▲
2024 · 0.5%
Interest coverage
2.28▼
2024 · 2.47
Debt ≤ 1 year
€262k▼
2024 · €279k
Debt > 1 year
€111k▼
2024 · €120k
Income taxes
€6k▼
2024 · €7k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €34k | €28k | €27k | €21k | €11k | ▼ 46.6% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | - | - | €15k | €13k | - | - |
| Other operating charges640/8 | €14k | €16k | €11k | €38k | €17k | ▼ 55.6% |
| Non-recurring operating charges66A | - | €37k | - | - | - | - |
| Gross operating margin9900 | €84k | €102k | €80k | €103k | €58k | ▼ 43.4% |
| Operating profit (loss)9901 | €36k | €21k | €27k | €31k | €30k | ▼ 2.8% |
| Financial income75/76B | - | - | €3k | €339 | €2k | ▲ 552% |
| Recurring financial income75 | - | - | €3k | €339 | €2k | ▲ 552% |
| Financial charges65/66B | €27k | €14k | €21k | €21k | €18k | ▼ 13.9% |
| Recurring financial charges65 | €27k | €14k | €21k | €21k | €18k | ▼ 13.9% |
| Profit (loss) for the period before taxes9903 | €10k | €7k | €9k | €10k | €14k | ▲ 39.0% |
| Income taxes67/77 | €6k | €13k | €8k | €7k | €6k | ▼ 20.8% |
| Profit (loss) for the period9904 | €4k | €-6k | €1k | €3k | €8k | ▲ 206% |
| Profit (loss) for the period to be appropriated9905 | €4k | €-6k | €1k | €3k | €8k | ▲ 206% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €570k | €479k | €466k | €543k | €526k | ▼ 3.2% |
| Fixed assets21/28 | €93k | €65k | €38k | €16k | €5k | ▼ 69.2% |
| Intangible fixed assets21 | €0 | - | - | - | - | - |
| Tangible fixed assets22/27 | €93k | €65k | €38k | €16k | €5k | ▼ 69.2% |
| Land and buildings22 | €74k | €55k | €36k | €16k | €5k | ▼ 69.5% |
| Plant, machinery and equipment23 | €18k | €10k | €2k | €0 | - | - |
| Furniture and vehicles24 | €492 | €0 | - | €60 | €60 | = |
| Current assets29/58 | €477k | €414k | €429k | €527k | €521k | ▼ 1.1% |
| Stocks and contracts in progress3 | €136k | €112k | €95k | €210k | €205k | ▼ 2.7% |
| Stocks30/36 | €136k | €112k | €95k | €210k | €205k | ▼ 2.7% |
| Amounts receivable within one year40/41 | €321k | €296k | €310k | €314k | €312k | ▼ 0.7% |
| Trade receivables40 | €268k | €242k | €256k | €249k | €248k | ▼ 0.5% |
| Other amounts receivable41 | €53k | €54k | €54k | €65k | €64k | ▼ 1.5% |
| Cash at bank and in hand54/58 | €20k | €0 | €23k | €3k | €5k | ▲ 79.5% |
| Deferred charges and accrued income490/1 | - | €6k | - | - | - | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €570k | €479k | €466k | €543k | €526k | ▼ 3.2% |
| Equity10/15 | €147k | €141k | €142k | €145k | €153k | ▲ 5.7% |
| Contributions10/11 | €19k | €19k | €19k | €19k | €19k | = |
| Reserves13 | €12k | €12k | €12k | €15k | €23k | ▲ 56.4% |
| Non-distributable reserves130/1 | €2k | €2k | €2k | €2k | €2k | = |
| Reserves not available under the articles1311 | €2k | €2k | €2k | €2k | €2k | = |
| Tax-exempt reserves132 | €10k | €10k | €10k | €10k | €10k | = |
| Distributable reserves133 | - | - | - | €3k | €11k | ▲ 306% |
| Profit (loss) carried forward14 | €117k | €110k | €111k | €111k | €111k | = |
| Amounts payable17/49 | €423k | €338k | €324k | €399k | €373k | ▼ 6.4% |
| Amounts payable after more than one year17 | €143k | €143k | €132k | €120k | €111k | ▼ 7.1% |
| Financial debts170/4 | €143k | €143k | €132k | €120k | €111k | ▼ 7.1% |
| Amounts payable within one year42/48 | €280k | €195k | €192k | €279k | €262k | ▼ 6.1% |
| Current portion of amounts payable after more than one year42 | €14k | - | - | - | - | - |
| Financial debts43 | - | €9k | €38k | €18k | €18k | = |
| Other loans439 | - | €9k | €38k | €18k | €18k | = |
| Trade debts44 | €208k | €143k | €107k | €235k | €212k | ▼ 10.1% |
| Suppliers440/4 | €208k | €143k | €107k | €235k | €212k | ▼ 10.1% |
| Taxes, remuneration and social security45 | €31k | €36k | €22k | €6k | €10k | ▲ 48.5% |
| Taxes450/3 | €30k | €30k | €19k | €6k | €10k | ▲ 48.5% |
| Remuneration and social security454/9 | €2k | €6k | €3k | - | - | - |
| Other amounts payable47/48 | €27k | €6k | €26k | €19k | €23k | ▲ 18.2% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €4k | €-6k | €1k | €3k | €8k | ▲ 206% |
| + Depreciation and write-downs630 | €34k | €28k | €27k | €21k | €11k | ▼ 46.6% |
| Operating cash flow (approximation) | €38k | €22k | €28k | €24k | €20k | ▼ 18.4% |
| Investment in fixed assets (approximation) | - | €0 | €0 | €-60 | €0 | ▲ 100% |
| Change in cash | - | €-20k | €23k | €-21k | €2k | ▲ 110% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
31-12
Financial
Equity above €150kEq €153k ▲5.7%
3 profitable years in a row build equity to €153k.
09-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 70 days late
2024
30-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 91 days late
2023
31-12
Financial
Back to profitnet €1k
Net result €1k after one loss-making year.
31-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 92 days late
2022
31-12
Financial
Weakest financial yearnet €-6k
Net result drops to €-6k, the lowest in the series; recovery starts the following year.
28-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 89 days late
2021
08-10
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 69 days late
2020
31-12
Financial
Highest result since 2018net €9k ▲63.7%
Net result €9k, the highest in the series.
27-11
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 119 days late
2019
27-09
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 58 days late
2018
10-08
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 10 days late
2017
29-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 29 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Seneffe · 1 establishment unit since 2002
Ground area
1,529 m²
Building footprint
552 m²
Parcel 52003B0518/00M002, Wallonia. Linked by address, not a title deed.
3
companies at this address
See who is registered here
1 establishment unit
Rue de Bon Conseil 25, 7181 Seneffe
since 20022.098.041.506
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 52003B0518/00M002 | Wallonia | 1,529 m² | 1 · 552 m² | - |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteSeneffe2.098.041.506
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Of 2,503 companies in sector 46649 we hold annual accounts for 1,755. 1,189 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded11-04-2001
Fiscal year end31-12
Activities, NACEBEL 2025
46649Wholesale of other machinery and equipment
Scores and ratios are computed by Checked and are not a credit decision.