FOUR ZERO

Active Private limited company (pre-2019)founded 2015active for 11 yearsAvenue Mirabeau 11, 1300 WavreKBO/BCE: BE 0635.874.293

FOUR ZERO

Follow Report Compare

Overview

Lifetime

10 annual accounts with figures on one time axis

Compare with

peak €23,930 (2017)

€7,828▼ 28.7%

peak €10,241 (2019)

€2,924▼ 48.8%

peak €63,204 (2025)

€63,204▲ 4.9%

€44,423▲ 198%

Board1 name since 2015

1 directorHUYSMANS Dan

Documentsfilings and deeds

26-08-202626 days late

2025micro format

Gross margin from €10,974 to €7,828Result from €5,711 to €2,924Debts from €14,908 to €44,423

Key points

from the 2025 annual accounts

Equity

€63,204 ▲ 4.9%

FOUR ZERO has made a profit in every financial year since 2016.

Investments

€31,019 107.4 × depreciation

Green is investment, beige is depreciation.

Filings

10 annual accounts 9 late

The 2019 accounts came latest: 94 days after the end of the period.

Checked score

Healthy

Financially stronger than 47% of micro companies in head offices and management consultancy (NACE 70)

Probability in this band: 0.55% to 1.5%

Bankruptcy probability within 12 months 0.8% Low

0%0.5%1.5%4%10%≥ 25%

The dashed line is the sector median: 0.1% across 48,555 companies (NACE 70, micro).

About 8 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 12-2024: 0.4% 01-2025: 0.4%● unchanged vs 12-2024 02-2025: 0.4%● unchanged vs 01-2025lowest value 03-2025: 0.4%● unchanged vs 02-2025 04-2025: 0.5%▲ +0.1 percentage points vs 03-2025 05-2025: 0.5%● unchanged vs 04-2025 06-2025: 0.4%▼ -0.1 percentage points vs 05-2025 07-2025: 0.5%▲ +0.1 percentage points vs 06-2025 08-2025: 0.8%▲ +0.3 percentage points vs 07-2025 09-2025: 1.0%▲ +0.2 percentage points vs 08-2025 10-2025: 1.9%▲ +0.9 percentage points vs 09-2025 11-2025: 1.5%▼ -0.4 percentage points vs 10-2025 12-2025: 1.5%● unchanged vs 11-2025 01-2026: 1.5%● unchanged vs 12-2025 02-2026: 1.5%● unchanged vs 01-2026 03-2026: 1.5%● unchanged vs 02-2026 04-2026: 1.5%● unchanged vs 03-2026 05-2026: 1.5%● unchanged vs 04-2026 06-2026: 1.5%● unchanged vs 05-2026 07-2026: 1.5%● unchanged vs 06-2026 08-2026: 2.0%▲ +0.5 percentage points vs 07-2026highest value 09-2026: 0.8%▼ -1.2 percentage points vs 08-2026 10-2026: 0.8%● unchanged vs 09-2026 11-2026: 0.8%● unchanged vs 10-2026

Financial strength

Strong

84-16equity 58.7% of total assets

62-26short-term debt 40.7%

64+8return on assets 2.7%

Score breakdown

raises risk

Liquidity: current ratio 1.76

Last filed accounts filed 26 days late; 1 of the last 3 accounts late

lowers risk

Sector: Activities of head offices; management consultancy activities (NACE 70)

Size: total assets €107,627

Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, micro). It does better than 54% of them on solvency, 54% on liquidity, 28% on profitability and 50% on growth.

The bankruptcy probability was computed on 06-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 31-12-2025.

Of the companies with a bankruptcy probability in the low class on 30-06-2025, 0.8% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Comparable companies, two years later

In July 2024, 10,904 companies had the same profile as FOUR ZERO has now. Each dot stands for 28 companies, two years later.

95.2%

were still trading

4.0%

stopped another way

0.7%

went bankrupt

Micro
10 to 20 years old
solvency 30% or more
a profit under 5% of the balance sheet

That fits the bankruptcy probability of FOUR ZERO itself: 0.8% within 12 months.

Test of the method

The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group	Expected	Actual
1	0.2%	0.2%
2	0.3%	0.5%
3	0.5%	0.6%
4	0.7%	0.8%
5	0.9%	0.9%
6	1.3%	1.5%
7	1.6%	1.8%
8	1.8%	1.8%
9	3.0%	3.1%
10	5.6%	6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 10,904 companies, not a prediction for FOUR ZERO. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

Credit of up to €4,000 on 30-day terms is acceptable

Liquidity is ample, with a current ratio of 1.76 (5.1 in 2024), above the usual 1.5. Short-term debt is 40.7% of total assets. 41.3% of the assets are financed with debt and provisions.

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.

lowers riskraises risk

Liquidity: current ratio 1.76

NBB · annual accounts

Sector: Activities of head offices; management consultancy activities (NACE 70)

KBO

Last filed accounts filed 26 days late; 1 of the last 3 accounts late

NBB · filings

Size: total assets €107,627

Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.

NBB · annual accounts

2025 accounts filed 26 days late

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-08-2026, 26 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.

NBB · 10 filings

Deviation from the deadline

2025

26 days late

2024

66 days late

2023

28 days late

2022

25 days late

2021

26 days late

2020

8 days late

2019

94 days late

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 39 days after the deadline. In the sector (NACE 70), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.

Searched, nothing found (2)

Next filing not due yet

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 26 August (4 of the last 5 accounts filed within 30 days either side of that date).

Companies Code · seven months

Where today falls in the filing period

07-11-2026 today31-12-2026 year end31-07-2027 deadline

No strike-offs in the KBO publications

That holds for every publication since 2021.

KBO publications

Board and ownership

HUYSMANS Dan

Director, since 28-08-2015

Board & ownership

Recent changes

28-11-2025

Registered in the Peppol Directory Reachable for e-invoices through 0208:0635874293

30-08-2015

Incorporation published on 02-09-2015 · Gazette deed

All 13 events

Comparable companies

same main activity, similar in size and age

Company
FOUR ZERO Wavre	€107,627	€7,828	58.7%	-
MICOMA CONSEILS Uccle	€109,614	€7,308	73.8%	-
EUVENTUS Lennik	€116,892	€6,959	51.0%	-
ÖZKAN GROUP Uccle	€101,808	€6,867	33.2%	0
THELEMONTREE Anderlecht	€93,786	€8,642	88.1%	-
ELONOOR Kruisem	€92,374	€6,725	-216.1%	-
FORMATION EN MARKETING DIGITAL Overijse	€110,374	€6,925	-9.9%	-

These companies have the same main activity as FOUR ZERO: business and other management consultancy (NACE 70200). They are comparable in size and age: total assets between €92,400 and €117,000, founded between 2014 and 2016.

Official details

Source: KBO

Status: Active since 30-08-2015Normal situation
Activity: Business and other management consultancyNACE 70200and 2 others
Financial year end: 31 December
Peppol: Reachable since 28-11-2025

Company details

Annual accounts 2025

: €7,828▼ 28.7%
: ≈ €37,000estimated
: €2,924▼ 48.8%
: €63,204▲ 4.9%
: €107,627▲ 43.1%
Filing: Filed on 26-08-2026

Financials

Insights on FOUR ZERO

FOUR ZERO files the micro format. That format states no turnover. The gross margin rose from €7,732 in 2016 to €7,828 in 2025.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette.

Financials

Annual accounts 2025

micro format, filed on 26-08-2026, 26 days late

€7,828

▼ 28.7%

€6,468

▼ 37.0%

€2,924

▼ 48.8%

€33,117

▼ 45.2%

58.7%

▼ 21.4 percentage points

1.76

▼ 3.35

Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.

Turnover ≈ €37,000. Estimated: probably between €17,000 and €73,000.

Balance sheet

balance sheet total €107,627 on 31-12-2025

What the company ownsHow it is paid for

in euro

Position in the sector

Compare with sector

58.7%

Higher than 53% of 39,342 companies in 2025.

1.76

Higher than 44% of 38,027 companies in 2025.

2.7%

Higher than 26% of 38,499 companies in 2025.

FOUR ZERO Middle half of the sector 80% of the sector Micro accounts in head offices and management consultancy (NACE 70)

Net result: bottom quarter · Equity: middle half · Balance sheet total: middle half · Working capital: middle half

Filed annual accounts

as filed with the National Bank, click a year to choose it

Line	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016
Balance sheet: assets
`20/58`	107,627	75,189	67,189	61,894	59,498	63,324	66,900	59,382	61,620	48,844
`21/28`	30,730	-	-	560	1,120	-	-	10,799	17,399	6,000
`22/27`	30,730	-	-	560	1,120	-	-	10,799	17,399	6,000
`24`	30,730	-	-	560	1,120	-	-	10,799	17,399	6,000
`29/58`	76,897	75,189	67,189	61,334	58,378	63,324	66,900	48,583	44,221	42,844
`40/41`	76,897	75,189	67,189	61,334	58,378	63,324	66,900	48,583	44,221	42,844
`40`	44,684	45,348	29,650	13,500	23,303	14,883	-	7,260	8,000	28,435
`41`	32,212	29,841	37,539	47,834	35,075	48,441	66,900	41,323	36,221	14,409
Balance sheet: equity and liabilities
`10/49`	107,627	75,189	67,189	61,894	59,498	63,324	66,900	59,382	61,620	48,844
`10/15`	63,204	60,280	54,569	47,157	42,169	38,580	28,606	18,364	15,675	7,395
`10/11`	6,200	6,200	6,200	6,200	6,200	6,200	6,200	6,200	6,200	6,200
`100`	-	-	-	-	-	-	18,600	18,600	18,600	18,600
`101`	-	-	-	-	-	-	12,400	12,400	12,400	12,400
`13`	17,907	14,983	9,272	1,860	1,860	1,860	1,860	1,860	1,860	60
`130/1`	1,860	1,860	1,860	1,860	1,860	1,860	-	-	-	-
`130`	-	-	-	-	-	-	1,860	1,860	1,860	60
`1311`	1,860	1,860	1,860	1,860	1,860	1,860	-	-	-	-
`133`	16,047	13,123	7,412	-	-	-	-	-	-	-
`14`	39,097	39,097	39,097	39,097	34,109	30,520	20,546	10,304	7,615	1,135
`17/49`	44,423	14,908	12,620	14,737	17,330	24,744	38,295	41,018	45,946	41,449
`17`	-	-	-	-	-	2,247	6,004	5,647	9,179	-
`170/4`	-	-	-	-	-	2,247	6,004	5,647	9,179	-
`42/48`	43,779	14,737	12,415	14,530	17,330	22,497	32,290	35,007	36,654	41,449
`42`	-	-	-	-	2,247	3,758	3,643	3,532	3,424	-
`43`	2,619	5,962	5,890	5,992	5,923	5,663	5,541	5,895	4,156	5,886
`430/8`	2,619	5,962	5,890	5,992	5,923	5,663	5,541	5,895	4,156	5,886
`44`	32,033	191	11	3,132	2,591	4,700	15,437	18,700	17,338	32,785
`440/4`	32,033	191	11	3,132	2,591	4,700	15,437	18,700	17,338	32,785
`45`	8,525	8,572	6,359	5,306	6,459	7,581	6,425	4,878	8,591	2,779
`450/3`	8,525	8,572	6,359	5,306	6,459	7,581	6,425	4,878	8,591	2,779
`47/48`	602	12	154	99	110	795	1,243	2,002	3,144	-
`492/3`	644	172	205	207	-	-	-	364	112	-
Income statement
`9900`	7,828	10,974	13,621	9,770	7,507	11,756	16,024	8,831	23,930	7,732
`630`	289	-	560	560	560	-	-	6,600	6,600	3,934
`640/8`	1,071	702	690	639	768	368	1,703	625	706	764
`9901`	6,468	10,272	12,371	8,572	6,179	11,389	14,320	1,607	16,624	3,033
`75/76B`	398	499	688	816	971	1,541	1,579	1,098	222	-
`75`	398	499	688	816	971	1,541	1,579	1,098	222	-
`65/66B`	1,350	1,111	1,112	1,535	1,200	1,100	1,117	1,261	1,271	1,839
`65`	1,350	1,111	1,112	1,535	1,200	1,100	1,117	1,261	1,271	1,839
`9903`	5,517	9,660	11,947	7,853	5,951	11,830	14,783	1,444	15,575	1,195
`67/77`	2,593	3,949	4,536	2,865	2,362	1,855	4,541	-1,246	7,294	-
`9904`	2,924	5,711	7,412	4,988	3,589	9,974	10,241	2,689	8,280	1,195
`9905`	2,924	5,711	7,412	4,988	3,589	9,974	10,241	2,689	8,280	1,195
Appropriation of the result
`9906`	42,021	44,808	46,509	39,097	34,109	30,520	20,546	10,304	9,415	1,195
`14P`	39,097	39,097	39,097	34,109	30,520	-	-	-	-	-
`691/2`	2,924	5,711	7,412	-	-	-	-	-	1,800	60
`6920`	-	-	-	-	-	-	-	-	1,800	60
`6921`	2,924	5,711	7,412	-	-	-	-	-	-	-
Document	PDF	PDF	PDF	PDF	PDF	PDF	PDF	PDF	PDF	PDF

The notes to these accounts have 6 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.

Source: Annual accounts 2025 at the NBB, filed on 26-08-2026.

Download as CSV

Filings

each dot is a set of accounts, on the day it reached the National Bank

2025 annual accounts filed 26 days after the deadline. Filed on 26 August 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00428879.

Financial year	Type	Filed	Reference	Document
31-12-2025	micro format	26-08-2026	2026-00428879	PDF
31-12-2024	micro format	05-10-2025	2025-00530545	PDF
31-12-2023	micro format	28-08-2024	2024-00397438	PDF
31-12-2022	micro format	25-08-2023	2023-00356595	PDF
31-12-2021	micro format	26-08-2022	2022-20323679	PDF
31-12-2020	micro format	08-08-2021	2021-46900586	PDF
31-12-2019	micro format	02-11-2020	2020-67900078	PDF
31-12-2018	micro format	15-09-2019	2019-64600024	PDF
31-12-2017	micro format	28-09-2018	2018-66100146	PDF
31-12-2016	full format	27-06-2017	2017-22400165	PDF

Key figures and ratios

per financial year, computed from the annual accounts

2025	2024	2023	2022	2021	2020	2019	2018	2017	2016
6,757	-	12,931	9,132	6,739	-	-	8,207	23,224	6,968
3,213	-	7,972	5,548	4,149	-	-	9,289	14,880	5,129
31,019	-	0	0	1,680	-	-	0	17,999	9,000
33,117	60,452	54,774	46,804	41,049	40,827	34,610	13,576	7,567	1,395
58.7%	80.2%	81.2%	76.2%	70.9%	60.9%	42.8%	30.9%	25.4%	15.1%
1.76	5.10	5.41	4.22	3.37	2.81	2.07	1.39	1.21	1.03
0.70	0.25	0.23	0.31	0.41	0.64	1.34	2.23	2.93	5.61
4.6%	9.5%	13.6%	10.6%	8.5%	25.9%	35.8%	14.6%	52.8%	16.2%
2.7%	7.6%	11.0%	8.1%	6.0%	15.8%	15.3%	4.5%	13.4%	2.4%
5.01	-	11.63	5.95	5.62	-	-	-	-	-

A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.

Investments

fixed assets acquired

Item	2025	2024	2023	2022	2021
Tangible fixed assets	€31,019	-	-	-	€1,680
	€289	-	€560	€560	€560

Source: notes to the 2021 to 2025 annual accounts (statement of fixed assets)

Insights on FOUR ZERO

The operating result for 2025 is 37% lower than in 2024 and the lowest since 2021. It is the second fall in a row.

Debt's share of the balance-sheet total rises from 19.8% to 41.3%. Equity and debt are higher.

Board & ownership

Board

1 director

HUYSMANS Dan

Director

since 28-08-2015

listed in the 2025 annual accounts, filed on 26-08-2026

Office holders in the KBO →

Mandates through the years

1 name, the dashed line is today

HUYSMANS Dan
Director

Board

Mandates as a list

HUYSMANS Dan
- Director, from 28-08-2015 to date

See the board, name and registered office on a given date →

Control

See the annual accounts at the National Bank and the publications in the Belgian Official Gazette.

Capital

Contribution: €6,200
Source: 2025 annual accounts

Network & group

No group

FOUR ZERO has no parent and no holdings in its annual accounts. HUYSMANS Dan is the only director. FOUR ZERO shares no director with another company.

At the same address

Avenue Mirabeau 11, 1300 Wavre · 1 other company

EXPONENTIELLE

registered office since 12-01-2011 · founded in 2011

total assets €212,242 (2025)

0832.812.405

Timeline

13 events since 2015

Filings

Financial

201620182020202220242026

Deadline for the 2026 accounts: 31-07-2027

2026

26-08-2026

Annual accounts 2025 filed NBBmicro format · 26 days late

2025

28-11-2025

Registered in the Peppol Directory Reachable for e-invoices through 0208:0635874293

05-10-2025

Annual accounts 2024 filed PDFmicro format · 66 days late

2024

28-08-2024

Annual accounts 2023 filed PDFmicro format · 28 days late

2023

25-08-2023

Annual accounts 2022 filed PDFmicro format · 25 days late

2022

26-08-2022

Annual accounts 2021 filed PDFmicro format · 26 days late

2021

08-08-2021

Annual accounts 2020 filed PDFmicro format · 8 days late

2020

02-11-2020

Annual accounts 2019 filed PDFmicro format · 94 days late

2019

31-12-2019

Highest result from 2016 to 2025 net €10,241 ▲281% The net result of €10,241 is the highest of those years.

15-09-2019

Annual accounts 2018 filed PDFmicro format · 46 days late

2018

28-09-2018

Annual accounts 2017 filed PDFmicro format · 59 days late

2017

27-06-2017

Annual accounts 2016 filed PDFfull format · 34 days before the deadline

2015

30-08-2015

Incorporation PDFpublished on 02-09-2015

Financial milestones sit on the financial year-end date, not the filing date.

Sources: Publications in the Belgian Official Gazette Filings with the National Bank

History

FOUR ZERO was incorporated on 30 August 2015.¹ Total assets rose from €59,382 in 2018 to €107,627 in 2025.²

Company details

Identity

Enterprise number: 0635.874.293
VAT number: BE 0635.874.293
Peppol ID: 0208:0635874293
Other Peppol ID: 9925:BE0635874293
Legal form: Private limited company (pre-2019)
Status: Active, normal situation
Founded: 30-08-2015
Financial year: ends on 31 December
Peppol: Reachable since 28-11-2025Follow this company and you will hear the next morning if it leaves the Peppol register.
Name: FOUR ZERO in French
Entity type: Legal entity

Activities

NACEBEL 2025

70200 Business and other management consultancy main activity

56210 Event catering

82990 Other business support services

Codes under NACEBEL 2008

70220 Business consulting main activity

56210 Catering

82990 Other business support services

Registered office and establishments

Avenue Mirabeau 11 registered office 1300 Wavre

Buildings and parcels at the address

Ground area: 957 m²
Buildings: 148 m²
Volume, LiDAR: 862 m³
Tallest building: 8.0 m

Buildings to scale, each on its own parcel

exact location from the address register On OpenStreetMap

2 companies at this address See who is registered here

Parcels

Cadastral parcel	Area	Buildings	Height / floors
25772H0071/00P000	957 m²	1 · 148 m²	8.0 m · 2

Overview

Lifetime

Key points

Equity

Investments

Filings

Checked score

Score breakdown

Comparable companies, two years later

Credit verdict

Signals

Board and ownership

Recent changes

Comparable companies

Official details

Annual accounts 2025

Insights on FOUR ZERO

Financials

Annual accounts 2025

Balance sheet

Change in equityin euro

Position in the sector

Solvency58.7%

Current ratio1.76

Return on assets2.7%

Filed annual accounts

Filings

Key figures and ratios

Investments

Insights on FOUR ZERO

Board & ownership

Board

Mandates through the years

Control

Capital

Network & group

No group

At the same address

Timeline

Timeline

History

Company details

Identity

Activities

Registered office and establishments

Buildings and parcels at the address

Location

Parcels

in euro

58.7%

1.76

2.7%