FOUR ZERO
ActiveFOUR ZERO has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €63k and a net result of €3k. Equity is growing by ~13.9% per year across the filed fiscal years. Its solvency ranks better than 53% of 31642 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
78
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability64▲+8
Solvency84▼-16
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4.5k at 30 days acceptable
Liquidity ample (current ratio 1.76 against 5.1 in 2024; short-term debt: 40.7% of total assets), and 41.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
58.7%
Return on assets
2.7%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-08-2026, 26 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
26 d late
2024
66 d late
2023
28 d late
2022
25 d late
2021
26 d late
2020
8 d late
2019
94 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€63k▲ 4.9%
2024 · €60k
2018: €18k
2019: €29k
2020: €39k
2021: €42k
2022: €47k
2023: €55k
2024: €60k
2018 → 2025
Total assets
€108k▲ 43.1%
2024 · €75k
2018: €59k
2019: €67k
2020: €63k
2021: €59k
2022: €62k
2023: €67k
2024: €75k
2018 → 2025
Net result
€3k▼ 48.8%
2024 · €6k
2018: €3k
2019: €10k
2020: €10k
2021: €4k
2022: €5k
2023: €7k
2024: €6k
2018 → 2025
Working capital
€33k▼ 45.2%
2024 · €60k
2018: €14k
2019: €35k
2020: €41k
2021: €41k
2022: €47k
2023: €55k
2024: €60k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€42k-€47k▲ 11.8%€55k▲ 15.7%€60k▲ 10.5%€63k▲ 4.9%
Operating result€6k-€9k▲ 38.7%€12k▲ 44.3%€10k▼ 17.0%€6k▼ 37.0%
Net result€4k-€5k▲ 39.0%€7k▲ 48.6%€6k▼ 22.9%€3k▼ 48.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 37% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €108k
Fixed assets
€31k
Current assets
€77k
Equity and liabilities €108k
Equity
€63k▲ 4.9%
Debt
€44k▲ 198%
The debt ratio rises from 19.8% to 41.3%. Equity and debt are higher.
Key figures and ratios
EBITDA
€7k
Cash flow
€3k
Solvency
58.7%▼
2024 · 80.2%
Current ratio
1.76▼
2024 · 5.10
Quick ratio
1.76▼
2024 · 5.10
Debt / equity
0.70▲
2024 · 0.25
ROE
4.6%▼
2024 · 9.5%
ROA
2.7%▼
2024 · 7.6%
Interest coverage
5.01
Debt
€44k▲
2024 · €15k
Debt ≤ 1 year
€44k▲
2024 · €15k
Income taxes
€3k▼
2024 · €4k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€75k€108k▲
Fixed assets21/28-€31k
Tangible fixed assets22/27-€31k
Furniture and vehicles24-€31k
Current assets29/58€75k€77k▲
Amounts receivable within one year40/41€75k€77k▲
Trade receivables40€45k€45k▼
Other amounts receivable41€30k€32k▲
Equity and liabilities
Total equity and liabilities10/49€75k€108k▲
Equity10/15€60k€63k▲
Contributions10/11€6k€6k=
Reserves13€15k€18k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€13k€16k▲
Profit (loss) carried forward14€39k€39k=
Amounts payable17/49€15k€44k▲
Amounts payable within one year42/48€15k€44k▲
Financial debts43€6k€3k▼
Credit institutions430/8€6k€3k▼
Trade debts44€191€32k▲
Suppliers440/4€191€32k▲
Taxes, remuneration and social security45€9k€9k▼
Taxes450/3€9k€9k▼
Other amounts payable47/48€12€602▲
Accrued charges and deferred income492/3€172€644▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€289
Other operating charges640/8€702€1k▲
Gross operating margin9900€11k€8k▼
Operating profit (loss)9901€10k€6k▼
Financial income75/76B€499€398▼
Recurring financial income75€499€398▼
Financial charges65/66B€1k€1k▲
Recurring financial charges65€1k€1k▲
Profit (loss) for the period before taxes9903€10k€6k▼
Income taxes67/77€4k€3k▼
Profit (loss) for the period9904€6k€3k▼
Profit (loss) for the period to be appropriated9905€6k€3k▼
Appropriation of the result
Profit (loss) to be appropriated9906€45k€42k▼
Profit (loss) brought forward from the previous period14P€39k€39k=
Transfer to equity691/2€6k€3k▼
To other reserves6921€6k€3k▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
26-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 26 days late
2025
05-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 66 days late
2024
28-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 28 days late
2023
25-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 25 days late
2022
26-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 26 days late
2021
08-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 8 days late
2020
02-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 94 days late
2019
31-12
Financial
Highest result since 2018net €10k ▲281%
Operating result €14k, net result €10k, both a record.
15-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 46 days late
2018
28-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 59 days late
2017
27-06
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Wavre
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Avenue Mirabeau 111300 WavreGround area
957 m²
Building footprint
148 m²
Volume, LiDAR
862 m³
Parcel 25772H0071/00P000, Wallonia · tallest building 8.0 m, ±2 floors. Linked by address, not a title deed.
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25772H0071/00P000 | Wallonia | 957 m² | 1 · 148 m² | 8.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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ALERCE
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SMARTSTEVENVETS CONSULTANCY
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Of 82,570 companies in sector 70200 we hold annual accounts for 52,573. 39,230 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded30-08-2015
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
56210Event catering
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 10 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.