FOUBERT
ActiveThe computed 12-month bankruptcy probability of FOUBERT is 1.5% (moderate). The 2025 annual accounts show equity of €63k and a net result of €87k. Equity is growing by ~18.3% per year across the filed fiscal years. Its solvency ranks better than 76% of 13009 sector peers (fiscal year 2025). The company has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
91
/ 100
Excellent▼ -9 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+15
Solvency79▼-16
Growth78=
Stability100
Bankruptcy probability, 12 months
1.5%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days acceptable
Liquidity tight (current ratio 1.1 against 1.76 in 2024), and 38.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
61.4%
Return on assets
84.2%
Age of the figures
14 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 28-01-2026, 3 days ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2025
3 d early
2024
45 d early
2023
1 d early
2022
1 d early
2021
3 d early
2020
93 d early
2019
on the day
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close12-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€63k▲ 0.2%
2024 · €63k
2019: €289
2020: €30k
2021: €41k
2022: €57k
2023: €62k
2024: €63k
2019 → 2025
Total assets
€103k▲ 14.4%
2024 · €90k
2019: €20k
2020: €36k
2021: €88k
2022: €112k
2023: €108k
2024: €90k
2019 → 2025
Net result
€87k▲ 705%
2024 · €11k
2019: €-962
2020: €30k
2021: €11k
2022: €21k
2023: €5k
2024: €11k
2019 → 2025
Working capital
€4k▼ 81.3%
2024 · €20k
2019: €-1k
2020: €26k
2021: €37k
2022: €54k
2023: €52k
2024: €20k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€41k-€57k▲ 38.1%€62k▲ 9.1%€63k▲ 2.0%€63k▲ 0.2%
Operating result€12k-€25k▲ 108%€6k▼ 75.4%€10k▲ 62.2%€89k▲ 783%
Net result€11k-€21k▲ 93.8%€5k▼ 75.1%€11k▲ 110%€87k▲ 705%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 783% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €103k
Fixed assets
€59k▲ 39.0%
Current assets
€43k▼ 7.9%
Equity and liabilities €103k
Equity
€63k▲ 0.2%
Debt
€40k▲ 47.7%
The debt ratio rises from 29.9% to 38.6%: debt grows faster than equity.
Key figures and ratios
EBITDA
€97k▲
2024 · €13k
Cash flow
€94k▲
2024 · €14k
Solvency
61.4%▼
2024 · 70.1%
Current ratio
1.10▼
2024 · 1.76
Quick ratio
0.97▼
2024 · 1.76
Debt / equity
0.63▲
2024 · 0.43
ROE
137.2%▲
2024 · 17.1%
ROA
84.2%▲
2024 · 12.0%
Interest coverage
41.93▼
2024 · 49.22
Debt
€40k▲
2024 · €27k
Debt ≤ 1 year
€40k▲
2024 · €27k
Income taxes
€564
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€90k€103k▲
Fixed assets21/28€43k€59k▲
Tangible fixed assets22/27€43k€59k▲
Plant, machinery and equipment23€23k€43k▲
Furniture and vehicles24€20k€16k▼
Current assets29/58€47k€43k▼
Stocks and contracts in progress3-€5k
Stocks30/36-€5k
Amounts receivable within one year40/41€30k€10k▼
Trade receivables40€9k€2k▼
Other amounts receivable41€21k€8k▼
Cash at bank and in hand54/58€16k€26k▲
Deferred charges and accrued income490/1€670€2k▲
Equity and liabilities
Total equity and liabilities10/49€90k€103k▲
Equity10/15€63k€63k▲
Contributions10/11€12k€12k=
Reserves13€51k€51k▲
Tax-exempt reserves132€8k€8k=
Distributable reserves133€43k€43k▲
Amounts payable17/49€27k€40k▲
Amounts payable within one year42/48€27k€40k▲
Trade debts44€14k€10k▼
Suppliers440/4€14k€10k▼
Taxes, remuneration and social security45€671€2k▲
Taxes450/3€671€2k▲
Other amounts payable47/48€12k€28k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€8k▲
Other operating charges640/8€3k€2k▼
Non-recurring operating charges66A€6k-
Gross operating margin9900€22k€99k▲
Operating profit (loss)9901€10k€89k▲
Financial income75/76B€884€8▼
Recurring financial income75€884€8▼
Financial charges65/66B€270€2k▲
Recurring financial charges65€270€2k▲
Profit (loss) for the period before taxes9903€11k€87k▲
Income taxes67/77-€564
Profit (loss) for the period9904€11k€87k▲
Profit (loss) for the period to be appropriated9905€11k€87k▲
Appropriation of the result
Profit (loss) to be appropriated9906€11k€87k▲
Transfer to equity691/2€1k€115▼
To other reserves6921€1k€115▼
Profit to be distributed694/7€10k€87k▲
Directors or managers695€10k€87k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
Financial
Highest result since 2019net €87k ▲705%
Operating result €89k, net result €87k, both a record.
2024
17-12
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
30-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
28-01
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2020
30-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
30-06
Financial
Back to profitnet €30k
Net result €30k after one loss-making year.
30-06
Financial
Liquidity times 6current ratio 5.33
Current ratio from 0.94 to 5.33; short-term debt falls from €20k to €6k.
31-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
28-01
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
17-01
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 director, no change since 2024
JulMau Invest
CurrentNon-statutory director · since 26-07-2024 · Private limited company
26-07-2024
Appointed as Non-statutory director
Location & real-estate footprint
Registered office, Oostende · 1 establishment unit since 2016
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Mariakerkelaan 2348400 OostendeGround area
415 m²
Building footprint
154 m²
Volume, LiDAR
1,234 m³
2 parcels, Flanders · tallest building 15.1 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Christinastraat 47, 8400 Oostende
since 20162.252.523.805
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 35384A0455/03G004 | Flanders | 329 m² | 1 · 68 m² | 9.7 m · 2 fl. |
| 35013A0941/00H000 | Flanders | 86 m² | 1 · 86 m² | 15.1 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
DE DRIE WEIZEN
BE 0456.564.647
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PIZZA EVENTS & MORE
BE 0768.237.921
Waterloo · Eq €63k
TABOE
BE 0794.714.664
Blankenberge · Eq €63k
HNO
BE 0837.540.164
Antwerpen · Eq €63k
Waasland Company
BE 0700.666.434
Beveren-Kruibeke-Zwijndrecht · Eq €63k
Of 20,234 companies in sector 56111 we hold annual accounts for 11,308. 9,735 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded25-04-2016
Fiscal year end30-06
Activities, NACEBEL
56101Full-service restaurants
56111Full-service restaurants
56210Event catering
56220Contract catering and other food service activities
56290Food and beverage service activities
56301Cafés and bars
Sources
Crossroads Bank for EnterprisesNational Bank · 9 filingsAddress and cadastre registers
Data from official sources, last processed on 11-09-2026. Scores and ratios are computed by Checked and are not a credit decision.