FOTOCAM
ActiveSummary
For FOTOCAM, one filing cycle of the annual accounts is missing. The 2024 annual accounts show equity of €294,249 and a net result of -€37,387. Equity is growing by ~8.3% per year across the filed fiscal years. Its solvency ranks better than 62% of 26040 sector peers (fiscal year 2024). The company has been active since 2000 and the Belgian State Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
No current score
Figures too old
The available figures for FY 2024 are too old to assess current financial health.
Filing: One filing cycle is missing
Axes, FY 2024 · tick = 2023
Profitability11▼-73
Solvency72▼-28
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
47.1%
Return on assets
-6%
Age of the figures
27 mo
raises risk · Annual accounts not filed
The financial year that closed on 30-06-2025 was due at the National Bank by 31-01-2026. Nothing is on record, 239 days later.
NBB · 10 filingsPosition against the passed deadline
30-06-2025 close31-01-2026 deadline27-09-2026 today
neutral · Filed after the deadline
The financial year that closed on 30-06-2024 was due by 31-01-2025 and was filed on 04-02-2025, 4 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not filed
2024
4 d late
2023
2 d late
2022
on the day
2021
on the day
2020
2 d early
2019
347 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 59 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 46% of the sector filed late.
Checked, nothing found (1)
History
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed
Is this your company? See how customers and banks see it.
Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2024, micro schema
Equity
€294,249▼ 11.3%
2023 · €331,636
Total assets
€624,771▲ 48.4%
2023 · €420,866
Net result
-€37,387
2023 · €51,705
Working capital
€65,795▼ 78.2%
2023 · €301,519
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Operating result-€12,070€4,106€93,953▲ 2,188%€79,380▼ 15.5%-€37,113
Net result-€16,012below the sector's middle half▼ 525%€976within the sector's middle half€68,333above the sector's middle half▲ 6,898%€51,705above the sector's middle half▼ 24.3%-€37,387below the sector's middle half
Equity€210,622above the sector's middle half▼ 7.1%€211,598above the sector's middle half▲ 0.5%€279,931above the sector's middle half▲ 32.3%€331,636above the sector's middle half▲ 18.5%€294,249above the sector's middle half▼ 11.3%
Total assets€301,906within the sector's middle half▼ 10.3%€301,594within the sector's middle half▼ 0.1%€364,472above the sector's middle half▲ 20.8%€420,866above the sector's middle half▲ 15.5%€624,771above the sector's middle half▲ 48.4%
Debt€91,285▼ 17.1%€89,995▼ 1.4%€61,187▼ 32.0%€39,900▼ 34.8%€281,492▲ 605%
Working capital€60,134▼ 27.7%€52,586▼ 12.6%€174,337▲ 232%€301,519▲ 73.0%€65,795▼ 78.2%
Solvency69.8%above the sector's middle half▲ 2.5pp70.2%above the sector's middle half▲ 0.4pp76.8%above the sector's middle half▲ 6.6pp78.8%above the sector's middle half▲ 2.0pp47.1%within the sector's middle half▼ 31.7pp
above
within
below
the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2024: a loss of €37,113 after €79,380 in 2023, the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €624,771
Fixed assets
€452,485 ▲ 405%
Current assets
€172,286 ▼ 48.0%
Equity and liabilities €624,771
Equity
€294,249 ▼ 11.3%
Provisions
€49,031 ▼ 0.6%
Debt
€281,492 ▲ 605%
Debt's share of the balance-sheet total rises from 9.5% to 45.1%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
-€13,813▼
2023 · €83,907
Cash flow
-€14,087▼
2023 · €56,233
Current ratio
1.62▼
2023 · 11.14
Debt to equity
0.96▲
2023 · 0.12
ROE
-12.7%▼
2023 · 15.6%
ROA
-6.0%▼
2023 · 12.3%
Interest coverage
-4.30▼
2023 · 49.39
Debt ≤ 1 year
€106,492▲
2023 · €29,722
Debt > 1 year
€175,000▲
2023 · €10,178
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | €95,415 | €103,903 | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €15,170 | €18,559 | €10,049 | €4,528 | €23,300 | ▲ 415% |
| Other operating charges640/8 | - | - | €3,729 | €3,807 | €3,279 | ▼ 13.9% |
| Non-recurring operating charges66A | - | - | €3,636 | €1,723 | - | - |
| Gross operating margin9900 | €10,308 | €26,924 | €111,366 | €89,436 | -€10,534 | ▼ 112% |
| Operating profit (loss)9901 | -€12,070 | €4,106 | €93,953 | €79,380 | -€37,113 | ▼ 147% |
| Financial income75/76B | - | - | - | - | €2,640 | - |
| Recurring financial income75 | - | €0 | - | - | €2,640 | - |
| Financial charges65/66B | - | - | €2,288 | €1,699 | €3,213 | ▲ 89.1% |
| Recurring financial charges65 | €3,941 | €3,029 | €2,288 | €1,699 | €3,213 | ▲ 89.1% |
| Profit (loss) for the period before taxes9903 | -€16,012 | €1,077 | €91,665 | €77,681 | -€37,686 | ▼ 149% |
| Transfer from deferred taxes780 | - | - | - | - | €299 | - |
| Transfer to deferred taxes680 | - | - | €23,354 | €25,976 | - | - |
| Income taxes67/77 | - | €101 | -€21 | - | - | - |
| Profit (loss) for the period9904 | -€16,012 | €976 | €68,333 | €51,705 | -€37,387 | ▼ 172% |
| Transfer from tax-exempt reserves789 | - | - | - | - | €1,194 | - |
| Transfer to tax-exempt reserves689 | - | - | €70,061 | €77,927 | - | - |
| Profit (loss) for the period to be appropriated9905 | -€16,012 | €976 | -€1,728 | -€26,223 | -€36,193 | ▼ 38.0% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €301,906 | €301,594 | €364,472 | €420,866 | €624,771 | ▲ 48.4% |
| Fixed assets21/28 | €216,479 | €206,244 | €160,221 | €89,625 | €452,485 | ▲ 405% |
| Tangible fixed assets22/27 | €213,385 | €203,150 | €157,128 | €86,531 | €449,391 | ▲ 419% |
| Land and buildings22 | - | - | €1,723 | - | €367,372 | - |
| Other tangible fixed assets26 | - | - | €155,405 | €86,531 | €82,020 | ▼ 5.2% |
| Financial fixed assets28 | €3,094 | €3,094 | €3,094 | €3,094 | €3,094 | = |
| Current assets29/58 | €85,428 | €95,350 | €204,251 | €331,241 | €172,286 | ▼ 48.0% |
| Amounts receivable within one year40/41 | €57,117 | €57,117 | €57,117 | €103,502 | €68,830 | ▼ 33.5% |
| Trade receivables40 | - | - | - | €21,386 | - | - |
| Other amounts receivable41 | - | - | €57,117 | €82,117 | €68,830 | ▼ 16.2% |
| Cash at bank and in hand54/58 | €28,311 | €36,788 | €147,134 | €219,339 | €84,477 | ▼ 61.5% |
| Deferred charges and accrued income490/1 | - | - | - | €8,400 | €18,979 | ▲ 126% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €301,906 | €301,594 | €364,472 | €420,866 | €624,771 | ▲ 48.4% |
| Equity10/15 | €210,622 | €211,598 | €279,931 | €331,636 | €294,249 | ▼ 11.3% |
| Contributions10/11 | €20,000 | - | €20,000 | €20,000 | €20,000 | = |
| Reserves13 | €209,197 | €209,197 | €279,258 | €357,185 | €355,991 | ▼ 0.3% |
| Non-distributable reserves130/1 | - | - | €2,000 | €2,000 | €2,000 | = |
| Reserves not available under the articles1311 | - | - | €2,000 | €2,000 | €2,000 | = |
| Tax-exempt reserves132 | - | - | €126,515 | €204,442 | €203,248 | ▼ 0.6% |
| Distributable reserves133 | - | - | €150,743 | €150,743 | €150,743 | = |
| Profit (loss) carried forward14 | -€18,575 | -€17,599 | -€19,327 | -€45,549 | -€81,742 | ▼ 79.5% |
| Provisions and deferred taxes16 | - | - | €23,354 | €49,329 | €49,031 | ▼ 0.6% |
| Deferred taxes168 | - | - | €23,354 | €49,329 | €49,031 | ▼ 0.6% |
| Amounts payable17/49 | €91,285 | €89,995 | €61,187 | €39,900 | €281,492 | ▲ 605% |
| Amounts payable after more than one year17 | €65,991 | €46,366 | €31,274 | €10,178 | €175,000 | ▲ 1,619% |
| Financial debts170/4 | - | - | €31,274 | €10,178 | €175,000 | ▲ 1,619% |
| Amounts payable within one year42/48 | €25,294 | €42,764 | €29,914 | €29,722 | €106,492 | ▲ 258% |
| Current portion of amounts payable after more than one year42 | - | - | €15,092 | €10,173 | €31,122 | ▲ 206% |
| Trade debts44 | €1,396 | €17,490 | €9,273 | €19,000 | €74,962 | ▲ 295% |
| Suppliers440/4 | - | - | €9,273 | €19,000 | €74,962 | ▲ 295% |
| Taxes, remuneration and social security45 | - | - | - | - | €37 | - |
| Taxes450/3 | - | - | - | - | €37 | - |
| Other amounts payable47/48 | - | - | €5,549 | €549 | €371 | ▼ 32.3% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€16,012 | €976 | €68,333 | €51,705 | -€37,387 | ▼ 172% |
| + Depreciation and write-downs630 | €15,170 | €18,559 | €10,049 | €4,528 | €23,300 | ▲ 415% |
| Operating cash flow (approximation) | -€842 | €19,536 | €78,382 | €56,233 | -€14,087 | ▼ 125% |
| Investment in fixed assets (approximation) | - | -€8,324 | €35,973 | €66,069 | -€386,161 | ▼ 684% |
| Change in cash | - | €8,477 | €110,346 | €72,205 | -€134,862 | ▼ 287% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
04-02
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 4 days late
2024
30-06
Financial
Weakest financial yearnet -€37,387
Net result drops to -€37,387, the lowest in the series.
02-02
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 2 days late
2023
31-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-06
Financial
Highest result since 2019net €68,333 ▲6,898%
Operating result €93,953, net result €68,333, both a record.
30-06
Financial
Liquidity triplescurrent ratio 6.83
Current ratio from 2.23 to 6.83; short-term debt falls from €42,764 to €29,914.
31-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-06
Financial
Back to profitnet €976
Net result €976 after 2 loss-making years.
29-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
12-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 347 days late
2019
30-01
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2017
26-01
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
2016
12-01
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
2015
14-01
NBB filing
Annual accounts filed
fiscal year 2014 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2000
Ground area
164 m²
Building footprint
102 m²
Volume, LiDAR
693 m³
Parcel 11364F0091/00K004, Flanders · tallest building 11.2 m, ±2 floors. Linked by address, not a title deed.
4
companies at this address
See who is registered here
1 establishment unit
Driehoekstraat 164, 2180 Antwerpen
since 20002.100.953.979
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11364F0091/00K004 | Flanders | 164 m² | 1 · 102 m² | 11.2 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
EYESAVER
BE 0460.624.789
Herentals · Eq €295,067
OPTIEK FLAMEY
BE 0818.820.550
Lendelede · Eq €295,227
OPTIEK JUMA
BE 0541.928.706
De Haan · Eq €295,732
Optiek Coppin
BE 0646.838.659
Roeselare · Eq €298,871
ZICHTBAR
BE 0468.540.682
Moorslede · Eq €289,185
Of 1,733 companies in sector 47742 we hold annual accounts for 1,139. 906 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company (pre-2019)
Founded19-07-2000
Fiscal year end30-06
Activities, NACEBEL 2025
47742Retail sale of prescription glasses, lenses and sunglasses
95100Repair and maintenance of computers and communication equipment
E-invoicing
Reachable via Peppol
Peppol ID
0208:0472448792
Also
9925:BE0472448792
Registered
08-01-2026
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.