FORTITRADE
ActiveSummary
FORTITRADE has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €507k and a net result of €229k. Equity is growing by ~11.2% per year across the filed fiscal years. Its solvency ranks better than 37% of 31694 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
66
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability91▲+37
Solvency65▼-35
Growth52=
Track record94
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €30k at 30 days acceptable
Liquidity ample (current ratio 1.64 against 5.04 in 2024; short-term debt: 58% and cash: 1.4% of total assets), but 60.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
39.7%
Return on assets
17.9%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 12-08-2026, 12 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 4 filingsDeviation from the deadline
2025
12 d late
2024
26 d late
2023
28 d late
2022
23 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€507k▼ 9.5%
2024 · €560k
2022: €287k
2023: €519k
2024: €560k
2022 → 2025
Total assets
€1.28M▲ 75.4%
2024 · €728k
2022: €538k
2023: €842k
2024: €728k
2022 → 2025
Net result
€229k▲ 441%
2024 · €42k
2022: €282k
2023: €231k
2024: €42k
2022 → 2025
Working capital
€471k▼ 12.4%
2024 · €537k
2022: €256k
2023: €498k
2024: €537k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€287k-€519k▲ 80.5%€560k▲ 8.0%€507k▼ 9.5%
Operating result€417k-€354k▼ 15.2%€99k▼ 71.9%€348k▲ 250%
Net result€282k-€231k▼ 18.0%€42k▼ 81.7%€229k▲ 441%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 250% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.28M
Fixed assets
€66k ▲ 14.1%
Current assets
€1.21M ▲ 80.7%
Equity and liabilities €1.28M
Equity
€507k ▼ 9.5%
Provisions
€30k ▲ 3.2%
Debt
€741k ▲ 432%
Debt's share of the balance-sheet total rises from 19.1% to 58.0%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€385k▲
2024 · €128k
Cash flow
€265k▲
2024 · €71k
Current ratio
1.64▼
2024 · 5.04
Debt to equity
1.46▲
2024 · 0.25
ROE
45.2%▲
2024 · 7.6%
ROA
17.9%▲
2024 · 5.8%
Interest coverage
8.40▲
2024 · 3.31
Debt ≤ 1 year
€741k▲
2024 · €133k
Income taxes
€108k▲
2024 · €19k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 54 lines
Balance sheet
Code20242025
Assets
Total assets20/58€728k€1.28M▲
Fixed assets21/28€58k€66k▲
Tangible fixed assets22/27€58k€66k▲
Furniture and vehicles24€58k€66k▲
Current assets29/58€670k€1.21M▲
Amounts receivable within one year40/41€5k€283k▲
Trade receivables40-€265k
Other amounts receivable41€5k€18k▲
Current investments50/53€586k€906k▲
Cash at bank and in hand54/58€74k€18k▼
Deferred charges and accrued income490/1€5k€5k▲
Equity and liabilities
Total equity and liabilities10/49€728k€1.28M▲
Equity10/15€560k€507k▼
Contributions10/11€5k€5k=
Reserves13€553k€499k▼
Distributable reserves133€553k€499k▼
Profit (loss) carried forward14€2k€3k▲
Provisions and deferred taxes16€29k€30k▲
Provisions for liabilities and charges160/5€29k€30k▲
Other liabilities and charges164/5€29k€30k▲
Amounts payable17/49€139k€741k▲
Amounts payable after more than one year17€6k-
Financial debts170/4€6k-
Amounts payable within one year42/48€133k€741k▲
Current portion of amounts payable after more than one year42€27k€8k▼
Financial debts43€1k€361k▲
Credit institutions430/8€1k€917▼
Other loans439-€360k
Trade debts44€4k€6k▲
Suppliers440/4€4k€6k▲
Taxes, remuneration and social security45€89k€102k▲
Taxes450/3€89k€102k▲
Other amounts payable47/48€12k€264k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€29k€37k▲
Provisions for liabilities and charges: additions (uses and reversals)635/8€691€915▲
Other operating charges640/8€2k€2k▼
Non-recurring operating charges66A-€511
Gross operating margin9900€130k€388k▲
Operating profit (loss)9901€99k€348k▲
Financial income75/76B€429€34k▲
Recurring financial income75€429€34k▲
Financial charges65/66B€39k€46k▲
Recurring financial charges65€39k€46k▲
Profit (loss) for the period before taxes9903€61k€336k▲
Income taxes67/77€19k€108k▲
Profit (loss) for the period9904€42k€229k▲
Profit (loss) for the period to be appropriated9905€42k€229k▲
Appropriation of the result
Profit (loss) to be appropriated9906€43k€231k▲
Profit (loss) brought forward from the previous period14P€343€2k▲
Transfer from equity791/2-€282k
Transfer to equity691/2€40k€228k▲
To other reserves6921€40k€228k▲
Profit to be distributed694/7€859€282k▲
Return on contributions (dividend)694€859€282k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
12-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 12 days late
2025
26-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 26 days late
2024
31-12
Financial
Weakest financial yearnet €42k ▼81.7%
Net result drops to €42k, the lowest in the series; recovery starts the following year.
28-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 28 days late
2023
31-12
Financial
Equity above €500kEq €519k ▲80.5%
2 profitable years in a row build equity to €519k.
23-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 23 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lasne · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Grand rue du Double Ecot 121380 LasneGround area
3,592 m²
Building footprint
228 m²
Parcel 25024B0184/00E000, Wallonia. Linked by address, not a title deed.
1 establishment unit
FORTITRADE
since 20222.329.319.101
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25024B0184/00E000 | Wallonia | 3,592 m² | 1 · 228 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
984500C7C48EQD8F4B75
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LITA
BE 0558.870.052
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DW CONSULT
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Of 82,562 companies in sector 70200 we hold annual accounts for 52,574. 34,512 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded10-02-2022
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
68110Buying and selling of own real estate
74130Interior design
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:florenzon@fortitrade.be