Financials
- Financial year
- 2024
- Total assets
- €7.1m
- Profit
- €179,880
- Solvency
- 56.6%
Total assets▲ 29.7%
Net result
20182024
FORTIMMO
ActiveSummary
FORTIMMO has been active since 1990 and the Belgian Official Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €4.0m and a net result of €179,880. Equity is growing by about 7.5% per year across the filed financial years. Its solvency ranks better than 57% of 4,578 sector peers (NACE 70, financial year 2024). The computed 12-month bankruptcy probability is 1.1% (low).
Overview
Activity
Business and other management consultancy
NACE 70200
Oldest company in Celles, Professional and technical services sector1 site
Size
€7.1mtotal assets 2024
- Equity
- €4.0m
- Profit
- €179,880
Structure
- Holdings
- 2
- Alice HERNOULDDirector
- Lisa HERNOULDDirector
- Ludovic HernouldManaging director
2025 accounts not filed, 87 days past the deadline3 of 14 deeds summarised
Why 55raises riskCapped at 59: a confirmed filing findingFigures for financial year 2024 (filed 14-11-2025)1 change of registered office in 24 monthsLiquidity: current ratio 0.94, cash €147,537lowers riskSector: Activities of head offices; management consultancy activities (NACE 70)Show the evidence
Checked score
Score 2024
55
/ 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 47% of its sector peers (NACE 70, small)
A confirmed filing finding caps the score at 59. Every signal that counts is listed under Signals.
Financial strength · tick = 2023
Average
Solvency
82-13
equity 56.6% of total assets
Liquidity
39-10
short-term debt 32.3% · cash 2.1%
Profitability
70+1
return on assets 2.5%
Bankruptcy probability, 12 months
1.1%
Low
0%0.5%1.5%4%10%≥ 25%
About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2024: < 0.1%lowest value
12-2024: < 0.1%● unchanged vs 11-2024lowest value
01-2025: < 0.1%● unchanged vs 12-2024lowest value
02-2025: < 0.1%● unchanged vs 01-2025
03-2025: < 0.1%● unchanged vs 02-2025
04-2025: < 0.1%● unchanged vs 03-2025
05-2025: < 0.1%● unchanged vs 04-2025
06-2025: < 0.1%● unchanged vs 05-2025
07-2025: 0.1%▲ +0.1 percentage points vs 06-2025
08-2025: 0.1%● unchanged vs 07-2025
09-2025: 0.2%▲ +0.1 percentage points vs 08-2025
10-2025: 0.3%▲ +0.1 percentage points vs 09-2025
11-2025: 0.3%● unchanged vs 10-2025
12-2025: 0.1%▼ -0.2 percentage points vs 11-2025
01-2026: 0.1%● unchanged vs 12-2025
02-2026: 0.1%● unchanged vs 01-2026
03-2026: 0.3%▲ +0.2 percentage points vs 02-2026
04-2026: 0.3%● unchanged vs 03-2026
05-2026: 0.3%● unchanged vs 04-2026
06-2026: 0.3%● unchanged vs 05-2026
07-2026: 0.3%● unchanged vs 06-2026
08-2026: 0.5%▲ +0.2 percentage points vs 07-2026
09-2026: 0.6%▲ +0.1 percentage points vs 08-2026
10-2026: 1.1%▲ +0.5 percentage points vs 09-2026highest value
Credit of up to €220,000 on 30-day terms, only on tighter conditions: an expected filing is missing beyond Checked's processing allowance
Liquidity insufficient (current ratio 0.94, compared with 1.91 in 2023, below 1; short-term debt: 32.3% and cash: 2.1% of total assets), and 43.4% of the assets are financed with debt and provisions.
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, small): better than 54% on solvency, 24% on liquidity, 57% on profitability and 52% on growth.
The bankruptcy probability was computed on 26-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
Six signals.
lowers riskraises risk
raises risk · Annual accounts not filed
The financial year that closed on 31-12-2025 was due at the National Bank by 31-07-2026. Nothing is on record, 87 days later.
NBB · 10 filingsPosition against the passed deadline
31-12-2025 year end31-07-2026 deadline26-10-2026 today
raises risk · 2024 accounts filed 106 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 14-11-2025, 106 days past the deadline. Measured on financial year 2023: of the companies more than 90 days late, 5.61% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers.
NBB · 10 filingsDeviation from the deadline
2025
not filed
2024
106 days late
2023
30 days late
2022
24 days early
2021
2 days late
2020
18 days late
2019
25 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 26 days after the deadline; the sector median (NACE 70) for financial year 2024 is 9 days before the deadline, and 32% of those companies filed late.
Searched, nothing found (1)
- Resignation: Julie Voisin (director)Appointment: Lisa HERNOULD (director) ·…
- Annual accounts filedfinancial year 2024 · full…
- RestructuringPermanent representatives: Ludovic HERNOULD and…
Key points
- Positive: Result rose in 2024from €94,105 to €179,880 ▲ 91.1% View
- Positive: Oldest company in Celles, Professional and technical services sectorin the Checked rankings No. 1 View
- Caution: 2025 accounts not fileddeadline was 31-07-2026 87 days past the deadline View
- Positive: 7 profitable years in a rowprofit 2024: €179,880 7 years View
- A director leftlatest change 30-11-2025 · 3 in office 1 left View
By topic
Board & ownership
- Board
- 3 members
- Alice HERNOULDDirector
- Lisa HERNOULDDirector
- Ludovic HernouldManaging director
Network & group
- Subsidiaries
- 1
- Direct holdings
- 2
- Mergers and asset contributions
- 1
2 holdings
Timeline
- Events
- 39
- Since
- 1991
- 30-08-2024Annual accounts filed
- 11-12-2023Restructuring
- 07-07-2023Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Public limited company
- Activity
- Business and other management consultancyNACE 70200
- Founded
- 30-03-1990
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
Articles of association
- Provisions read
- 15
- Annual meeting
- Last Friday of May at 18:00
- Purpose
- “Elle pourra participer à toutes entreprises et opérations industrielles, commerciales…” (deed in French)
Key facts about FORTIMMO
- What is the company number of FORTIMMO?
- 0440.189.958. In Belgium the VAT number is the company number with BE in front: BE 0440.189.958.
- Where is FORTIMMO based?
- The registered office is at Rue Marcel Delbecke 2, 7760 Celles (lez-Tournai).Company details
- What does FORTIMMO do?
- According to the KBO register, the main activity is business and other management consultancy (NACE 70200).
- What is the legal form of FORTIMMO?
- Public limited company (NV).
- When was FORTIMMO founded?
- On 30-03-1990.
- Is FORTIMMO still active?
- Yes, FORTIMMO is an active enterprise in the KBO register.
- What is the turnover of FORTIMMO?
- Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.Financials
- Is FORTIMMO profitable?
- In financial year 2024, FORTIMMO made a profit of €179,880.
- Where can I find the annual accounts of FORTIMMO?
- FORTIMMO filed 35 annual accounts with the National Bank of Belgium, the latest for financial year 2024.
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Subsidiaries and holdings
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