Summary
PECUNIAE has a registered holding activity and consists mainly of financial fixed assets; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €4.0m and a net result of €35,751. Equity remains stable across the filed fiscal years (±0.3% per year). Its solvency ranks better than 65% of 8871 sector peers (fiscal year 2025). The company has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Holding: general score not applicable
The company has a registered holding activity and financial fixed assets account for more than half of its assets. The general operating-company model is unsuitable for this profile, so we show no financial axes either. Filed figures remain available.
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Signals
1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
57 d late
2023
61 d early
2022
4 d early
2021
23 d early
2020
36 d early
2019
90 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 8 days after the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 27 July (4 of the last 5 filed years within 56 days of that day).
Companies Code · seven monthsPosition in the running window
01-10-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, abbreviated schema
Equity
€4.0m▲ 0.9%
2024 · €4.0m
Total assets
€5.9m▲ 32.2%
2024 · €4.4m
Net result
€35,751▼ 65.3%
2024 · €103,003
Working capital
€1.4m▲ 4,524%
2024 · €29,281
Trend over the years
In euros
In per cent
Ratio
In full-time equivalents (FTE)
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
In full-time equivalents (FTE)
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA), Staff (FTE).
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€157,790▼ 31.3%€115,144▼ 27.0%€181,041▲ 57.2%€140,707▼ 22.3%€165,150▲ 17.4%
Net result€118,954within the sector's middle half▼ 29.3%€85,986within the sector's middle half▼ 27.7%€136,519within the sector's middle half▲ 58.8%€103,003within the sector's middle half▼ 24.6%€35,751within the sector's middle half▼ 65.3%
Equity€4.1mabove the sector's middle half▲ 0.5%€3.9mabove the sector's middle half▼ 4.3%€3.9mabove the sector's middle half▼ 0.6%€4.0mabove the sector's middle half▲ 2.7%€4.0mabove the sector's middle half▲ 0.9%
Total assets€4.5mabove the sector's middle half▲ 3.2%€4.3mabove the sector's middle half▼ 4.1%€4.1mabove the sector's middle half▼ 4.1%€4.4mabove the sector's middle half▲ 7.2%€5.9mabove the sector's middle half▲ 32.2%
Debt€414,657▲ 40.8%€404,794▼ 2.4%€249,923▼ 38.3%€444,117▲ 77.7%€1.8m▲ 313%
Working capital€416,782above the sector's middle half▼ 30.6%€179,206within the sector's middle half▼ 57.0%€187,916within the sector's middle half▲ 4.9%€29,281within the sector's middle half▼ 84.4%€1.4mabove the sector's middle half▲ 4,524%
Solvency90.8%above the sector's middle half▼ 2.5pp90.6%above the sector's middle half▼ 0.2pp93.9%above the sector's middle half▲ 3.3pp90.0%above the sector's middle half▼ 4.0pp68.7%within the sector's middle half▼ 21.3pp
Current ratio3.54within the sector's middle half▲ 0.511.82within the sector's middle half▼ 1.722.49within the sector's middle half▲ 0.661.15within the sector's middle half▼ 1.343.00within the sector's middle half▲ 1.85
Return on assets (ROA)2.6%within the sector's middle half▼ 1.2pp2.0%within the sector's middle half▼ 0.7pp3.3%within the sector's middle half▲ 1.3pp2.3%within the sector's middle half▼ 1.0pp0.6%within the sector's middle half▼ 1.7pp
Staff (FTE)0within the sector's middle half0within the sector's middle half0within the sector's middle half
above
within
below
the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 17% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €5.9m
Fixed assets
€3.8m ▼ 9.0%
Current assets
€2.0m ▲ 792%
Equity and liabilities €5.9m
Equity
€4.0m ▲ 0.9%
Debt
€1.8m ▲ 313%
Debt's share of the balance-sheet total rises from 10.0% to 31.3%. Equity and debt are higher.
Key figures and ratios
ROE
0.9%▼
2024 · 2.6%
Debt ≤ 1 year
€676,491▲
2024 · €198,236
Debt > 1 year
€1.1m▲
2024 · €245,881
Income taxes
€49,778▲
2024 · €37,442
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | €3,500 | €0 | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €2,640 | €20,585 | €20,881 | €21,690 | €21,690 | = |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | €11,500 | €0 | - | - | - | - |
| Other operating charges640/8 | €1,904 | €1,819 | €1,578 | €1,422 | €3,133 | ▲ 120% |
| Gross operating margin9900 | €173,834 | €137,548 | €203,500 | €163,819 | €189,974 | ▲ 16.0% |
| Operating profit (loss)9901 | €157,790 | €115,144 | €181,041 | €140,707 | €165,150 | ▲ 17.4% |
| Financial income75/76B | €5,048 | €7,480 | €7,480 | €9,889 | €70,893 | ▲ 617% |
| Recurring financial income75 | €5,048 | €7,480 | €7,480 | €9,889 | €70,893 | ▲ 617% |
| Financial charges65/66B | €1,668 | €4,603 | €3,486 | €10,150 | €150,515 | ▲ 1,383% |
| Recurring financial charges65 | €1,668 | €4,603 | €3,486 | €10,150 | €45,719 | ▲ 350% |
| Non-recurring financial charges66B | - | - | - | - | €104,796 | - |
| Profit (loss) for the period before taxes9903 | €161,170 | €118,021 | €185,035 | €140,445 | €85,529 | ▼ 39.1% |
| Income taxes67/77 | €42,215 | €32,035 | €48,515 | €37,442 | €49,778 | ▲ 32.9% |
| Profit (loss) for the period9904 | €118,954 | €85,986 | €136,519 | €103,003 | €35,751 | ▼ 65.3% |
| Profit (loss) for the period to be appropriated9905 | €118,954 | €85,986 | €136,519 | €103,003 | €35,751 | ▼ 65.3% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €4.5m | €4.3m | €4.1m | €4.4m | €5.9m | ▲ 32.2% |
| Fixed assets21/28 | €3.9m | €3.9m | €3.8m | €4.2m | €3.8m | ▼ 9.0% |
| Tangible fixed assets22/27 | €99,506 | €78,922 | €63,399 | €43,725 | €22,034 | ▼ 49.6% |
| Furniture and vehicles24 | €99,506 | €78,922 | €63,399 | €43,725 | €22,034 | ▼ 49.6% |
| Financial fixed assets28 | €3.8m | €3.8m | €3.8m | €4.2m | €3.8m | ▼ 8.5% |
| Current assets29/58 | €580,563 | €397,271 | €314,442 | €227,517 | €2.0m | ▲ 792% |
| Amounts receivable after more than one year29 | €183,048 | €175,528 | €168,008 | €0 | €1.6m | - |
| Other amounts receivable291 | €183,048 | €175,528 | €168,008 | €0 | €1.6m | - |
| Amounts receivable within one year40/41 | €294,862 | €128,823 | €111,572 | €223,933 | €447,722 | ▲ 99.9% |
| Trade receivables40 | €53,000 | €24,200 | €87,200 | €102,850 | €174,470 | ▲ 69.6% |
| Other amounts receivable41 | €241,862 | €104,623 | €24,372 | €121,083 | €273,252 | ▲ 126% |
| Cash at bank and in hand54/58 | €102,653 | €92,919 | €34,861 | €3,584 | €20,110 | ▲ 461% |
| Deferred charges and accrued income490/1 | €0 | - | - | - | - | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €4.5m | €4.3m | €4.1m | €4.4m | €5.9m | ▲ 32.2% |
| Equity10/15 | €4.1m | €3.9m | €3.9m | €4.0m | €4.0m | ▲ 0.9% |
| Contributions10/11 | €18,600 | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Reserves13 | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Non-distributable reserves130/1 | €1,860 | €1,860 | €1,860 | €0 | - | - |
| Reserves not available under the articles1311 | €1,860 | €1,860 | €1,860 | €0 | - | - |
| Distributable reserves133 | - | - | - | €1,860 | €1,860 | = |
| Profit (loss) carried forward14 | €4.1m | €3.9m | €3.9m | €4.0m | €4.0m | ▲ 0.9% |
| Amounts payable17/49 | €414,657 | €404,794 | €249,923 | €444,117 | €1.8m | ▲ 313% |
| Amounts payable after more than one year17 | €250,876 | €186,729 | €123,397 | €245,881 | €1.1m | ▲ 361% |
| Financial debts170/4 | €250,876 | €186,729 | €123,397 | €245,881 | €1.1m | ▲ 361% |
| Amounts payable within one year42/48 | €163,781 | €218,064 | €126,525 | €198,236 | €676,491 | ▲ 241% |
| Current portion of amounts payable after more than one year42 | €60,463 | €62,640 | €63,332 | €114,782 | €112,644 | ▼ 1.9% |
| Financial debts43 | €29,167 | €29,167 | €29,167 | €29,167 | €29,167 | = |
| Credit institutions430/8 | €29,167 | €29,167 | €29,167 | €29,167 | €29,167 | = |
| Trade debts44 | €13,989 | €23,019 | €4,450 | €50,921 | €50,332 | ▼ 1.2% |
| Suppliers440/4 | €13,989 | €23,019 | €4,450 | €50,921 | €50,332 | ▼ 1.2% |
| Taxes, remuneration and social security45 | €3,218 | €3,239 | €3,316 | €3,367 | €3,463 | ▲ 2.9% |
| Taxes450/3 | €0 | - | - | - | €72 | - |
| Remuneration and social security454/9 | €3,218 | €3,239 | €3,316 | €3,367 | €3,391 | ▲ 0.7% |
| Other amounts payable47/48 | €56,944 | €100,000 | €26,260 | €0 | €480,885 | - |
| Accrued charges and deferred income492/3 | - | - | - | - | €24,932 | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €118,954 | €85,986 | €136,519 | €103,003 | €35,751 | ▼ 65.3% |
| + Depreciation and write-downs630 | €2,640 | €20,585 | €20,881 | €21,690 | €21,690 | = |
| Operating cash flow (approximation) | €121,594 | €106,571 | €157,400 | €124,694 | €57,441 | ▼ 53.9% |
| Investment in fixed assets (approximation) | - | -€20,000 | €74,642 | -€405,813 | €354,797 | ▲ 187% |
| Change in cash | - | -€9,734 | -€58,058 | -€31,277 | €16,526 | ▲ 153% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 31 days late
26-02
State Gazette act
General meeting · Capital increase
Capital decrease · Capital
2025
31-12
Financial
Weakest financial yearnet €35,751 ▼65.3%
Net result drops to €35,751, the lowest in the series.
31-12
Financial
Liquidity triplescurrent ratio 3.00
Current ratio from 1.15 to 3.00.
26-09
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 57 days late
2024
31-05
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
22-09
State Gazette act
General meeting · Auditor appointment
Permanent representative
27-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
08-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
11-03
State Gazette act
Board meeting · Merger
Permanent representative · Accounting effect
2021
25-06
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
29-10
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 90 days late
Show earlier events
2019
31-12
Financial
Highest result since 2018net €4.5m ▲4,239%
Operating result €256,843, net result €4.5m, both a record.
31-12
Financial
Liquidity quadruplescurrent ratio 2.56
Current ratio from 0.57 to 2.56.
31-12
Financial
Equity above €2mEq €4.5m ▲837%
2 profitable years in a row build equity to €4.5m.
26-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 26 days late
2018
28-09
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 59 days late
2017
29-09
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 60 days late
2014
19-11
State Gazette act
Incorporation · Corporate purpose
Founding capital · Bank account
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
No directors read yet: 0 of 3 Gazette acts processed. See the function holders in the CBE →
Location & real-estate footprint
Registered office, Brussel · 1 establishment unit since 2014
Ground area
195 m²
Building footprint
87 m²
Volume, LiDAR
1,236 m³
Parcel 21812N1320/00L000, Brussels · tallest building 16.9 m, ±5 floors. Linked by address, not a title deed.
3
companies at this address
See who is registered here
1 establishment unit
PECUNIAE
since 20142.236.716.466
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21812N1320/00L000 ProtectedMonumentTraditioneel huis |
Brussels | 194 m² | 1 · 87 m² | 16.9 m · 5 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage: expect extra rules on renovation or sale.
Structure & network
Owners and holdings
1 holdingOwners 0
The accounts to 31-12-2025 list no shareholders, and no other source names one.
Holdings 1
-
32.73%
According to the 2025 annual accounts of PECUNIAE and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.
Connections & network
5 connected companiesThis company
Company
Director
Shareholding
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Linked via shared directors
CENTRUM VOOR MAATSCHAPPELIJKE INFORMATIE
Shared director
→
Fédération de l'Industrie du Verre
Shared director
→
i-City
Shared director
→
LIBERAAL STUDIECENTRUM
Shared director
→
Show 1 more companies with a shared director
SPRIMO VITRO
Shared director
→
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Company details
Identification
Legal formPrivate limited company
Founded22-10-2014
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
63920Other information service activities
64210Activities of holding companies
82990Other business support services
E-invoicing
Reachable via Peppol
Peppol ID
0208:0564945717
Registered
27-03-2026
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 1 October 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.