FORMA - GEST

In bankruptcy Private limited company (pre-2019)founded 1995Rue de la Venne 16, 6880 BertrixKBO/BCE: BE 0456.846.343

FORMA - GEST

Follow Report

Overview

Information for creditors

Enterprise Court of Liège, Neufchâteau division · Official Gazette of 14-11-2025

Appeal or third-party opposition 29-11-2025Filing the claim in RegSol 07-12-2025First verification report 02-01-2026Late claim 07-11-2026

Trustee: Renaud Crasset. The judgment is more than a year old. A claim can no longer be filed, not even late. The trustee knows whether anything will still be paid out.

Lifetime

14 annual accounts with figures on one time axis, 24 filings since 1996

Compare with

peak €145,718 (2007)

€106,459▲ 118%

lowest -€215,181 (2009)

€33,547▲ €44,794

peak €33,335 (2007)

-€150,833▲ €33,547

€348,600▲ 22.9%

peak 4.8 FTE (2006)

-not published

Documentsfilings and deeds

01-09-202032 days late

2019financial year

Gross margin from €48,834 to €106,459Back to profit: €33,547Equity from -€184,381 to -€150,833Debts from €283,560 to €348,600Investments €11,543Cash from €5,037 to €959

Key points

from the 2019 annual accounts, the last ones filed

Debts

€348,600 176% of the balance sheet

Filings

24 annual accounts since 1996

Ten of the last ten came late. The 2016 accounts came latest: 773 days after the end of the period.

Lifetime

29 years from 1995 to 2025

Recent changes

14-11-2025

Bankruptcy published Enterprise Court of Liège, Neufchâteau division · judgment of 07-11-2025 · Bankruptcy

01-04-2025

Accounts not filed effective 19-03-2025 · KBO administration

27-12-1995

Incorporation 14 publications in the Belgian Official Gazette, the last on 01-09-2009 · published on 11-01-1996 · Gazette deed

All 32 events

Official details

Source: KBO

Status: In bankruptcydeclared bankrupt on 07-11-2025
Activity: Real estate agency activitiesNACE 68310and 3 others
Financial year end: 31 December
Peppol: Not found in the Peppol Directory

Company details

Annual accounts 2019

: €106,459▲ 118%
: ≈ €180,000estimated
: €33,547
: -€150,833▲ 18.2%
: €197,766▲ 99.4%
Filing: Filed on 01-09-2020

Financials

Insights on FORMA - GEST

Equity fell from €33,335 in 2007 to -€150,833 in 2019.

On 7 November 2025 the court declared FORMA - GEST bankrupt.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette.

Financials

Annual accounts 2019

full format, filed on 01-09-2020, 32 days late

€106,459

▲ 118%

€42,835

▲ €48,315

€33,547

▲ €44,794

-€165,928

▲ €26,976

-76.3%

▲ 109.6 percentage points

0.52

▲ 0.20

The turnover shown is an estimate from the gross margin.

Turnover ≈ €180,000. Estimated: probably between €150,000 and €280,000.

Balance sheet

balance sheet total €197,766 on 31-12-2019

What the company ownsHow it is paid for

in euro

Staff

Staff costs divided by the average number of full-time equivalents.

people who joined people who left

Filed annual accounts

as filed with the National Bank, click a year to choose it

Line	2019	2018	2017	2016	2015	2014	2013	2012	2011	2010	2009	2008	2007	2006
Balance sheet: assets
`20/58`	197,766	99,179	72,742	146,193	107,963	49,370	26,821	46,383	77,051	135,804	945,580	965,991	780,572	275,058
`21/28`	15,095	8,523	2,594	4,896	5,094	370	1,486	2,445	2,908	11,714	21,446	39,016	60,910	21,010
`21`	-	0	0	-	-	-	-	-	-	-	-	574	1,148	1,722
`22/27`	13,619	7,701	1,772	4,734	4,932	208	1,324	2,283	1,996	10,802	20,534	37,530	58,850	19,126
`23`	-	-	-	-	-	-	296	592	-	1,532	3,795	7,633	11,727	8,159
`24`	13,619	7,701	1,772	4,734	4,932	208	1,028	1,691	1,996	9,270	16,739	29,897	47,123	10,967
`28`	1,475	822	822	162	162	162	162	162	912	912	912	912	912	162
`29/58`	182,672	90,656	70,148	141,297	102,869	49,000	25,335	43,938	74,143	124,090	924,134	926,975	719,662	254,048
`3`	3,010	2,890	3,015	-	-	-	500	500	2,500	32,500	107,500	778,003	537,500	187,500
`30/36`	3,010	2,890	3,015	-	-	-	500	500	2,500	32,500	107,500	758,400	537,500	187,500
`37`	-	-	-	-	-	-	-	-	-	-	-	19,603	-	-
`40/41`	177,495	81,577	60,398	139,614	102,232	48,230	24,564	43,065	70,966	51,633	816,148	100,105	170,115	65,004
`40`	90,500	32,204	23,252	111,886	74,545	21,647	17,577	23,731	56,336	39,017	811,460	95,099	125,500	49,132
`41`	86,995	49,373	37,146	27,728	27,687	26,583	6,987	19,334	14,630	12,616	4,688	5,006	44,615	15,872
`54/58`	959	5,037	5,584	301	362	187	271	373	677	39,924	453	47,117	11,079	1,317
`490/1`	1,208	1,152	1,152	1,382	275	583	-	-	-	33	33	1,750	968	227
Balance sheet: equity and liabilities
`10/49`	197,766	99,179	72,742	146,193	107,963	49,370	26,821	46,383	77,051	135,804	945,580	965,991	780,572	275,058
`10/15`	-150,833	-184,381	-173,134	-173,677	-207,694	-214,298	-240,261	-206,732	-208,215	-166,034	-218,517	-3,336	33,335	25,741
`10/11`	6,197	6,197	6,197	6,197	6,197	6,197	6,197	6,197	6,197	6,197	6,197	6,197	6,197	6,197
`100`	18,592	18,592	18,592	18,592	18,592	18,592	18,592	18,592	18,592	18,592	18,592	18,592	18,592	18,592
`101`	12,395	12,395	12,395	12,395	12,395	12,395	12,395	12,395	12,395	12,395	12,395	12,395	12,395	12,395
`13`	1,859	1,859	1,859	1,859	1,859	1,860	1,859	1,859	1,859	1,859	1,859	1,859	1,859	1,859
`130`	1,859	1,859	1,859	1,859	1,859	1,860	1,859	1,859	1,859	1,859	1,859	1,859	1,859	1,859
`14`	-158,890	-192,437	-181,190	-181,733	-215,750	-222,355	-248,317	-214,788	-216,271	-174,090	-226,573	-11,392	25,279	17,685
`17/49`	348,600	283,560	245,875	319,870	315,657	263,668	267,082	253,115	285,266	301,838	1.2m	969,327	747,237	249,317
`17`	-	-	-	-	-	-	-	-	-	-	1,430	4,186	6,807	2,268
`170/4`	-	-	-	-	-	-	-	-	-	-	1,430	4,186	6,807	2,268
`42/48`	348,600	283,560	245,875	319,870	315,657	263,668	267,082	250,714	285,266	301,838	1.2m	964,957	740,187	246,000
`42`	-	-	-	-	-	-	-	-	-	1,430	2,755	2,621	4,761	4,027
`43`	19,833	11,905	9,930	9,124	9,356	9,848	12,379	13,353	9,191	8,672	708,180	700,000	565,000	10,763
`430/8`	19,833	11,905	9,930	9,124	9,356	9,848	12,379	13,353	9,191	8,672	708,180	700,000	565,000	10,763
`44`	44,064	36,851	25,294	19,447	13,700	31,147	35,688	97,379	108,087	51,621	14,303	5,976	26,666	77,728
`440/4`	44,064	36,851	25,294	19,447	13,700	31,147	35,688	97,379	108,087	51,621	14,303	5,976	26,666	77,728
`45`	42,360	23,624	9,172	9,077	6,757	17,195	6,839	4,807	10,442	15,637	152,565	21,778	33,760	22,071
`450/3`	26,130	7,280	9,172	7,744	6,281	17,195	1,238	3,768	10,442	15,560	152,426	9,470	18,957	9,672
`454/9`	16,230	16,344	0	1,333	476	-	5,601	1,039	-	77	139	12,308	14,803	12,399
`47/48`	242,343	211,180	201,480	282,222	285,844	205,478	212,176	135,175	157,546	224,478	284,864	234,582	110,000	131,411
`492/3`	-	-	-	-	-	-	-	2,401	-	-	-	184	243	1,049
Income statement
`76A`	4,675	36	624	733	166	-	-	3,566	-	434	243	1,813	4,469	-
`9900`	106,459	48,834	16,297	40,475	15,359	29,882	21,539	12,600	1,698	95,922	-49,780	130,224	145,718	141,484
`62`	47,991	45,473	3,881	623	1,333	-3,623	23,681	1,573	26,387	22,044	93,427	109,224	91,310	100,033
`630`	4,972	1,995	3,349	3,220	2,674	1,116	1,583	1,850	10,205	10,470	23,981	24,020	25,780	11,877
`640/8`	10,661	6,846	648	1,776	2,527	1,311	5,577	1,443	2,529	2,768	2,574	2,781	2,137	4,770
`66A`	4,424	2,629	4,717	373	325	1,430	-	-	-	2,075	250	709	491	460
`9901`	42,835	-5,480	8,419	34,856	8,825	31,078	-9,302	7,734	-37,423	60,640	-169,762	-5,801	26,491	24,804
`75/76B`	1,208	0	1,152	1,108	-	-	-	107	25	12	62	76	18	269
`75`	1,208	0	1,152	1,108	-	-	-	107	25	12	62	76	18	269
`65/66B`	10,495	5,680	9,028	1,947	1,963	3,583	24,153	4,841	4,780	6,528	45,474	32,050	17,704	2,064
`65`	6,071	3,052	4,311	1,574	1,963	3,583	24,153	4,841	4,780	6,528	45,474	32,050	17,704	2,064
`66B`	4,424	2,629	4,717	373	-	-	-	-	-	-	-	-	-	-
`9903`	33,547	-11,160	543	34,017	6,703	26,065	-33,455	6,566	-42,178	52,483	-215,181	-36,671	12,783	22,549
`67/77`	-	87	-	-	98	103	74	5,083	3	-	-	-	5,189	5,270
`9904`	33,547	-11,247	543	34,017	6,605	25,962	-33,529	1,483	-42,181	52,483	-215,181	-36,671	7,594	17,279
`9905`	33,547	-11,247	543	34,017	6,605	25,962	-33,529	1,483	-42,181	52,483	-215,181	-36,671	7,594	17,279
Appropriation of the result
`9906`	-158,890	-192,437	-181,190	-181,733	-215,750	-222,355	-248,317	-214,788	-216,271	-174,090	-226,573	-11,392	25,279	18,399
`691/2`	-	-	-	-	-	-	-	-	-	-	-	-	-	714
`6920`	-	-	-	-	-	-	-	-	-	-	-	-	-	714
Social balance sheet
`9087`	-	-	-	-	0.3	-	2	0.5	1.2	1.2	3	4.5	4.3	4.8
Hours worked`1013`	-	-	-	-	372	-	3,546	96	2,060	1,997	6,338	7,412	7,242	7,934
Document	PDF	PDF	PDF	PDF	PDF	PDF	PDF	PDF	PDF	PDF	PDF	PDF	PDF	PDF

The accounts for 10 older financial years (1996-2005) were filed as documents without figures as data, scans for example.

Source: Annual accounts 2019 (PDF), filed on 01-09-2020.

Download as CSV

Filings

each dot is a set of accounts, on the day it reached the National Bank

2019 annual accounts filed 32 days after the deadline. Filed on 1 September 2020, deadline 31 July 2020 (7 months after the close on 31 December 2019, Companies Code art. 3:10). Source: NBB, 2020-50800159.

Financial year	Type	Filed	Reference	Document
31-12-2019	full format	01-09-2020	2020-50800159	PDF
31-12-2018	full format	02-08-2019	2019-43800147	PDF
31-12-2017	full format	02-08-2019	2019-43800234	PDF
31-12-2016	full format	12-09-2019	2019-64200268	PDF
31-12-2015	full format	31-08-2016	2016-58700057	PDF
31-12-2014	full format	28-08-2015	2015-53300067	PDF
31-12-2013	full format	31-03-2015	2015-08300503	PDF
31-12-2012	full format	31-03-2015	2015-08300500	PDF
31-12-2011	full format	31-07-2013	2013-38800371	PDF
31-12-2010	full format	31-07-2013	2013-38800368	PDF
31-12-2009	full format	02-12-2010	2010-61900560	PDF
31-12-2008	full format	31-08-2009	2009-67100090	PDF
31-12-2007	full format	29-09-2008	2008-75900376	PDF
31-12-2006	full format	19-12-2007	2007-83700152	PDF
31-12-2005	full format	20-09-2006	2006-79000085	PDF
31-12-2004	full format	15-07-2005	2005-50200053	PDF
31-12-2003	full format	26-07-2004	2004-50800364	PDF
31-12-2002	full format	08-07-2003	2003-41201906	PDF
31-12-2001	full format	23-07-2002	2002-40805202	PDF
31-12-2000	full format	29-06-2001	2001-30600118	PDF
31-12-1999	full format	03-07-2000	2000-35702583	PDF
31-12-1998	full format	29-07-1999	1999-38100339	PDF
31-12-1997	full format	23-07-1998	1998-35300946	PDF
31-12-1996	full format	10-07-1997	1997-29301120	PDF

Key figures and ratios

per financial year, computed from the annual accounts

2019	2018	2017	2016	2015	2014	2013	2012	2011	2010	2009	2008	2007	2006
47,806	-3,485	11,768	38,076	11,499	32,194	-7,719	9,584	-27,218	71,110	-145,781	18,219	52,271	36,681
38,519	-9,252	3,892	37,237	9,279	27,078	-31,946	3,333	-31,976	62,953	-191,200	-12,651	33,374	29,156
11,705	7,925	1,047	3,022	7,399	0	624	2,137	1,399	738	6,411	2,126	68,223	5,978
-4,078	-547	5,283	-61	175	-84	-102	-304	-39,247	39,471	-46,664	36,038	9,762	-
-165,928	-192,904	-175,727	-178,573	-212,788	-214,668	-241,747	-206,776	-211,123	-177,748	-238,533	-37,982	-20,525	8,048
-76.3%	-185.9%	-238.0%	-118.8%	-192.4%	-434.1%	-895.8%	-445.7%	-270.2%	-122.3%	-23.1%	-0.3%	4.3%	9.4%
0.52	0.32	0.29	0.44	0.33	0.19	0.09	0.18	0.26	0.41	0.79	0.96	0.97	1.03
0.52	0.31	0.27	0.44	0.33	0.19	0.09	0.17	0.25	0.30	0.70	0.15	0.25	0.27
-	-	-	-	-	-	-	-	-	-	-	-	22.42	9.69
-	-	-	-	-	-	-	-	-	-	-	-	22.8%	67.1%
17.0%	-11.3%	0.7%	23.3%	6.1%	52.6%	-125.0%	3.2%	-54.7%	38.6%	-22.8%	-3.8%	1.0%	6.3%

EBIT margin: not included in this filing.

Debt to equity is not shown because equity is negative. Debt divided by negative equity means nothing.

A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.

Insights on FORMA - GEST

The operating result for 2019 is a profit of €42,835, after a loss of €5,480 in 2018. It is the highest result since 2010.

Equity is negative. Debt (€348,600) exceeds the balance-sheet total (€197,766).

Board & ownership

Curator

the curator has managed the company since 07-11-2025

Renaud Crasset

Curator, Rue Georges Lorand 11, 6830 Bouillon

Also on 26 other cases

Control

See the annual accounts at the National Bank and the publications in the Belgian Official Gazette.

Capital

Capital: €6,197.33
Source: 2019 annual accounts

Office holders in the KBO →

Network & group

No group

FORMA - GEST has no parent and no holdings in its annual accounts.

At the same address

Rue de la Venne 16, 6880 Bertrix · 4 other companies

C.J.H. registered office since 07-04-2008 · founded in 2008 · negative equity (2025)	total assets €537,907 (2025) 0897.023.831
MAISONS DIDIER registered office since 26-01-2009 · founded in 2009 · negative equity (2025)	total assets €176,616 (2025) 0809.329.495
PROMOTION IMMOBILIERE BERTRIGEOISE registered office since 25-05-1994 · founded in 1994	total assets €94,514 (2025) 0452.744.134
IMMO 3F SPRL registered office since 01-01-2021 · founded in 2006	total assets €65,854 (2023) 0878.952.830

Timeline

32 events since 1995

Filings

Financial

Insolvency

1995200020052010201520202025

2025

14-11-2025

Bankruptcy published Enterprise Court of Liège, Neufchâteau division · judgment of 07-11-2025

01-04-2025

Accounts not filed effective 19-03-2025

2020

01-09-2020

Annual accounts 2019 filed PDFfull format · 32 days late

2019

31-12-2019

Back to profit net €33,547 The net result is €33,547, after one loss-making year.

12-09-2019

Annual accounts 2016 filed PDFfull format · 773 days late

02-08-2019

Annual accounts 2017 filed PDFfull format · 367 days late

02-08-2019

Annual accounts 2018 filed PDFfull format · 2 days late

2016

31-08-2016

Annual accounts 2015 filed PDFfull format · 31 days late

2015

28-08-2015

Annual accounts 2014 filed PDFfull format · 28 days late

31-03-2015

Annual accounts 2012 filed PDFfull format · 608 days late

31-03-2015

Annual accounts 2013 filed PDFfull format · 243 days late

2014

31-12-2014

Back to profit net €25,962 The net result is €25,962, after one loss-making year.

2013

31-07-2013

Annual accounts 2010 filed PDFfull format · 731 days late

31-07-2013

Annual accounts 2011 filed PDFfull format · 365 days late

2012

31-12-2012

Back to profit net €1,483 The net result is €1,483, after one loss-making year.

2010

31-12-2010

Back to profit net €52,483 The net result is €52,483, after 2 loss-making years.

02-12-2010

Annual accounts 2009 filed PDFfull format · 124 days late

2009

31-12-2009

Weakest financial year net -€215,181 The net result drops to -€215,181, the lowest from 2006 to 2019.

31-08-2009

Annual accounts 2008 filed PDFfull format · 31 days late

2008

29-09-2008

Annual accounts 2007 filed PDFfull format · 60 days late

2007

19-12-2007

Annual accounts 2006 filed PDFfull format · 141 days late

2006

20-09-2006

Annual accounts 2005 filed PDFfull format

2005

15-07-2005

Annual accounts 2004 filed PDFfull format

2004

26-07-2004

Annual accounts 2003 filed PDFfull format

2003

08-07-2003

Annual accounts 2002 filed PDFfull format

2002

23-07-2002

Annual accounts 2001 filed PDFfull format

2001

29-06-2001

Annual accounts 2000 filed PDFfull format

2000

03-07-2000

Annual accounts 1999 filed PDFfull format

1999

29-07-1999

Annual accounts 1998 filed PDFfull format

1998

23-07-1998

Annual accounts 1997 filed NBBfull format

1997

10-07-1997

Annual accounts 1996 filed NBBfull format

1995

27-12-1995

Incorporation 14 publications in the Belgian Official Gazette, the last on 01-09-2009 · published on 11-01-1996

Financial milestones sit on the financial year-end date, not the filing date.

Sources: Publications in the Belgian Official Gazette Filings with the National Bank

History

FORMA - GEST was incorporated on 27 December 1995.¹ The company has filed 24 sets of annual accounts, the latest for financial year 2019.² On 7 November 2025 the company was declared bankrupt.³

Company details

Identity

Enterprise number: 0456.846.343
VAT number: BE 0456.846.343
Legal form: Private limited company (pre-2019)
Status: In bankruptcy, since 07-11-2025
Founded: 27-12-1995
Financial year: ends on 31 December
Peppol: Not found in the Peppol Directory
Name: FORMA - GEST in French
Trade name: L'IMMOBILIERE in French
Entity type: Legal entity

Activities

NACEBEL 2025

68310 Real estate agency activities main activity

56112 Limited-service restaurants, excluding mobile food services

68322 Real estate appraisal on a fee or contract basis

96999 Other personal services

Codes under NACEBEL 2008

68311 Real estate activities main activity

56102 Limited-service restaurants

68312 Real estate activities

96099 Personal service activities

Codes under NACEBEL 2003

93053 main activity

70312

Registered office and establishments

Rue de la Venne 16 registered office 6880 Bertrix

Buildings and parcels at the address

Ground area: 976 m²
Buildings: 163 m²
Volume, LiDAR: 1,042 m³
Tallest building: 8.1 m

Buildings to scale, each on its own parcel

exact location from the address register On OpenStreetMap

5 companies at this address See who is registered here

Parcels

Cadastral parcel	Area	Buildings	Height / floors
84009D0271/00H002	976 m²	1 · 163 m²	8.1 m · 2

Overview

Information for creditors

Lifetime

Key points

Debts

Filings

Lifetime

Recent changes

Official details

Annual accounts 2019

Insights on FORMA - GEST

Financials

Annual accounts 2019

Balance sheet

Change in equityin euro

Change in cashin euro

Staff

Staff cost per FTE

Joined and left

Filed annual accounts

Filings

Key figures and ratios

Insights on FORMA - GEST

Board & ownership

Curator

Control

Capital

Network & group

No group

At the same address

Timeline

Timeline

History

Company details

Identity

Activities

Registered office and establishments

Buildings and parcels at the address

Location

Parcels

in euro

in euro