FOREIGN RELOCATION SERVICE
ActiveFOREIGN RELOCATION SERVICE has been active since 1995 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €95k and a net result of €-40k. Equity is growing by ~17.2% per year across the filed fiscal years. Its solvency ranks better than 63% of 198 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability0=
Solvency97▼-1
Growth52=
Stability100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity ample (current ratio 2.32 against 2.84 in 2024), and 44.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 13
Relative position
BE, all sectors
reference
Sector 13
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
55.1%
Return on assets
-23.2%
Age of the figures
8 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity fell accordingly. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year -€40k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 14-07-2026, 17 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
17 d early
2024
3 d early
2023
2 d early
2022
17 d early
2021
39 d early
2020
39 d early
2019
47 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
13-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€95k▼ 29.6%
2024 · €134k
2018: €48k
2019: €52k
2020: €43k
2021: €71k
2022: €107k
2023: €158k
2024: €134k
2018 → 2025
Total assets
€172k▼ 23.5%
2024 · €225k
2018: €100k
2019: €132k
2020: €126k
2021: €142k
2022: €158k
2023: €206k
2024: €225k
2018 → 2025
Net result
€-40k▼ 344%
2024 · €-9k
2018: €3k
2019: €4k
2020: €-9k
2021: €29k
2022: €36k
2023: €52k
2024: €-9k
2018 → 2025
Working capital
€78k▼ 30.3%
2024 · €112k
2018: €44k
2019: €35k
2020: €26k
2021: €69k
2022: €88k
2023: €139k
2024: €112k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€71k-€107k▲ 50.8%€158k▲ 48.6%€134k▼ 15.1%€95k▼ 29.6%
Operating result€40k-€46k▲ 15.0%€65k▲ 43.2%€-7k€-38k▼ 459%
Net result€29k-€36k▲ 22.4%€52k▲ 44.3%€-9k€-40k▼ 344%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €38k in 2025 against €7k in 2024; the loss grows and 2025 is the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €172k
Fixed assets
€34k▼ 32.8%
Current assets
€137k▼ 20.8%
Equity and liabilities €172k
Equity
€95k▼ 29.6%
Debt
€77k▼ 14.5%
The debt ratio rises from 40.1% to 44.9%: equity shrinks faster than debt is paid down.
Key figures and ratios
EBITDA
€-21k▼
2024 · €11k
Cash flow
€-23k▼
2024 · €9k
Solvency
55.1%▼
2024 · 59.9%
Current ratio
2.32▼
2024 · 2.84
Quick ratio
2.32▼
2024 · 2.84
Debt / equity
0.81▲
2024 · 0.67
ROE
-42.0%▼
2024 · -6.7%
ROA
-23.2%▼
2024 · -4.0%
Interest coverage
-11.03▼
2024 · 5.49
Debt
€77k▼
2024 · €90k
Debt ≤ 1 year
€59k▼
2024 · €61k
Debt > 1 year
€10k▼
2024 · €21k
Income taxes
€282▲
2024 · €258
Staff costs
€78k▲
2024 · €75k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€225k€172k▼
Fixed assets21/28€51k€34k▼
Tangible fixed assets22/27€51k€34k▼
Furniture and vehicles24€51k€34k▼
Financial fixed assets28€0-
Current assets29/58€173k€137k▼
Amounts receivable within one year40/41€35k€46k▲
Trade receivables40€30k€41k▲
Other amounts receivable41€5k€5k▼
Cash at bank and in hand54/58€134k€86k▼
Deferred charges and accrued income490/1€5k€5k▲
Equity and liabilities
Total equity and liabilities10/49€225k€172k▼
Equity10/15€134k€95k▼
Contributions10/11€19k€19k=
Reserves13€116k€76k▼
Distributable reserves133€116k€76k▼
Profit (loss) carried forward14€0€0=
Amounts payable17/49€90k€77k▼
Amounts payable after more than one year17€21k€10k▼
Financial debts170/4€21k€10k▼
Amounts payable within one year42/48€61k€59k▼
Current portion of amounts payable after more than one year42€18k€11k▼
Financial debts43€284€542▲
Credit institutions430/8€284€542▲
Trade debts44€5k€8k▲
Suppliers440/4€5k€8k▲
Taxes, remuneration and social security45€23k€19k▼
Taxes450/3€11k€8k▼
Remuneration and social security454/9€12k€11k▼
Other amounts payable47/48€14k€20k▲
Accrued charges and deferred income492/3€8k€8k▼
Income statement
Code20242025
Non-recurring operating income76A€826€0▼
Remuneration, social security and pensions62€75k€78k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€18k€17k▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€13k€0▼
Other operating charges640/8€2k€2k▼
Gross operating margin9900€101k€59k▼
Operating profit (loss)9901€-7k€-38k▼
Financial income75/76B€0€0▲
Recurring financial income75€0€0▲
Financial charges65/66B€2k€2k▼
Recurring financial charges65€2k€2k▼
Profit (loss) for the period before taxes9903€-9k€-39k▼
Income taxes67/77€258€282▲
Profit (loss) for the period9904€-9k€-40k▼
Profit (loss) for the period to be appropriated9905€-9k€-40k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-9k€-40k▼
Transfer from equity791/2€24k€40k▲
Transfer to equity691/2€0-
To other reserves6921€0-
Profit to be distributed694/7€15k€0▼
Return on contributions (dividend)694€15k€0▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
14-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €-40k
Net result drops to €-40k, the lowest in the series.
28-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
29-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2018net €52k ▲44.3%
Operating result €65k, net result €52k, both a record.
31-12
Financial
Equity above €150kEq €158k ▲48.6%
3 profitable years in a row build equity to €158k.
14-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Equity above €100kEq €107k ▲50.8%
2 profitable years in a row build equity to €107k.
22-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Back to profitnet €29k
Net result €29k after one loss-making year.
22-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
16-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 47 days late
2019
22-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
28-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
30-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2020
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
01-01-2020
Resigned as Director
Location & real-estate footprint
Registered office, Sint-Genesius-Rode · 1 establishment unit since 1996
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Eikenlaan 341640 Sint-Genesius-RodeGround area
1,511 m²
Building footprint
194 m²
Volume, LiDAR
1,205 m³
Parcel 22552F0009/00S025, Flanders · tallest building 8.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Eikenlaan 34, 1640 Sint-Genesius-Rode
since 19962.070.373.443
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 22552F0009/00S025 | Flanders | 1,511 m² | 1 · 193 m² | 8.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Stevens L & B
BE 0869.454.550
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PROSPORT MANAGEMENT
BE 0424.741.125
Tournai · Eq €96k
SIGNTEC VISUAL COMMUNICATION
BE 0465.864.967
Malmedy · Eq €93k
L.S. FLOCKING
BE 0417.865.310
Vilvoorde · Eq €92k
TIARELLI
BE 0441.937.839
Dentergem · Eq €90k
Of 757 companies in sector 13300 we hold annual accounts for 160. 116 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded03-02-1995
Fiscal year end31-12
Abbreviation NL
F.R.S.
Activities, NACEBEL
13300Finishing of textiles
74152
82990Other business support services
47716Retail sale of clothing and accessories for women, men, children and babies (general range)
58290Other software publishing
62010Computer programming, consultancy and related activities
62100Computer programming
70100Activities of head offices
70210Activities of head offices; management consultancy activities
73300Public relations and communication consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 31 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.