FOOD EXPRESS
ActiveThe computed 12-month bankruptcy probability of FOOD EXPRESS is 2.8% (moderate). The 2025 annual accounts show equity of €102k and a net result of €25k. Equity is growing by ~37.3% per year across the filed fiscal years. Its solvency ranks better than 95% of 13091 sector peers (fiscal year 2025). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
82
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability99▼-1
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
2.8%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €8k at 30 days acceptable
short-term debt: 0.4% and cash: 39.5% of total assets, and 0.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
99.6%
Return on assets
24.5%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-06-2026, 51 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
51 d early
2024
58 d early
2023
51 d early
2022
53 d late
2021
31 d late
2020
108 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€25k▼ 20.9%
2024 · €32k
2020: €17k
2021: €6k
2022: €3k
2023: €15k
2024: €32k
2020 → 2025
Working capital
€91k▲ 45.1%
2024 · €63k
2020: €21k
2021: €27k
2022: €-10k
2023: €26k
2024: €63k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€27k-€30k▲ 9.6%€45k▲ 51.3%€77k▲ 70.5%€102k▲ 32.7%
Operating result€6k-€7k▲ 31.6%€16k▲ 112%€41k▲ 161%€26k▼ 35.2%
Net result€6k-€3k▼ 53.3%€15k▲ 488%€32k▲ 108%€25k▼ 20.9%
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 35% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €102k
Fixed assets
€10k▼ 26.1%
Current assets
€92k▲ 45.5%
Equity and liabilities €102k
Equity
€102k▲ 32.7%
Debt
€438▲ 312%
The debt ratio rises from 0.1% to 0.4%. Equity and debt are higher.
Key figures and ratios
EBITDA
€30k▼
2024 · €46k
Cash flow
€28k▼
2024 · €37k
Solvency
99.6%▼
2024 · 99.9%
Debt / equity
0.00▲
2024 · 0.00
ROE
24.7%▼
2024 · 41.3%
ROA
24.5%▼
2024 · 41.3%
Interest coverage
23.08▼
2024 · 138.48
Debt
€438▲
2024 · €106
Debt ≤ 1 year
€438▲
2024 · €106
Staff costs
€438▼
2024 · €5k
A ratio outside any meaningful range has been withheld (balance sheet total €102k, equity €102k).
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€77k€102k▲
Formation expenses20€535€535=
Fixed assets21/28€13k€10k▼
Tangible fixed assets22/27€13k€10k▼
Furniture and vehicles24€13k€10k▼
Current assets29/58€63k€92k▲
Stocks and contracts in progress3€5k€3k▼
Stocks30/36€5k€3k▼
Amounts receivable within one year40/41€36k€48k▲
Other amounts receivable41€36k€48k▲
Cash at bank and in hand54/58€22k€40k▲
Equity and liabilities
Total equity and liabilities10/49€77k€102k▲
Equity10/15€77k€102k▲
Contributions10/11€5k€5k=
Capital10€5k€5k=
Issued capital100€5k€5k=
Profit (loss) carried forward14€72k€97k▲
Amounts payable17/49€106€438▲
Amounts payable within one year42/48€106€438▲
Trade debts44€106€438▲
Suppliers440/4€106€438▲
Income statement
Code20242025
Remuneration, social security and pensions62€5k€438▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6k€3k▼
Other operating charges640/8€2k€4k▲
Gross operating margin9900€54k€35k▼
Operating profit (loss)9901€41k€26k▼
Financial charges65/66B€335€1k▲
Recurring financial charges65€335€1k▲
Profit (loss) for the period before taxes9903€40k€25k▼
Income taxes67/77€9k-
Profit (loss) for the period9904€32k€25k▼
Profit (loss) for the period to be appropriated9905€32k€25k▼
Appropriation of the result
Profit (loss) to be appropriated9906€72k€97k▲
Profit (loss) brought forward from the previous period14P€40k€72k▲
The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
10-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Equity above €100kEq €102k ▲32.7%
6 profitable years in a row build equity to €102k.
03-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2020net €32k ▲108%
Operating result €41k, net result €32k, both a record.
31-12
Financial
Liquidity times 274current ratio 594.63
Current ratio from 2.17 to 594.63; short-term debt falls from €22k to €106.
10-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Liquidity triplescurrent ratio 2.17
Current ratio from 0.76 to 2.17; short-term debt falls from €43k to €22k.
22-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 53 days late
2022
31-12
Financial
Weakest financial yearnet €3k ▼53.3%
Net result drops to €3k, the lowest in the series; recovery starts the following year.
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
16-11
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 108 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mechelen · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Veemarkt 302800 MechelenGround area
64 m²
Building footprint
64 m²
Volume, LiDAR
619 m³
Parcel 12025C0418/00A000, Flanders · tallest building 13.5 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
FOOD EXPRESS
since 20202.298.427.767
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12025C0418/00A000 | Flanders | 64 m² | 1 · 64 m² | 13.5 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteMechelen2.298.427.767
Similar companies · same sector, comparable size
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HUANG-JIA
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Good Gut
BE 0805.991.608
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NTI
BE 0773.622.708
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BIJ COLONYS
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Antwerpen · Eq €102k
Of 20,506 companies in sector 56111 we hold annual accounts for 11,453. 9,544 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded17-01-2020
Fiscal year end31-12
Activities, NACEBEL
56101Full-service restaurants
56102Limited-service restaurants
56111Full-service restaurants
56112Limited-service restaurants, excluding mobile food services
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.