Skip to content

CHARLOTTE L.

Active
Private limited companyfounded 2019active for 7 yearsDon Boscostraat 31, 3920 Lommel, BelgiumKBO/BCE: BE 0731.839.462
Summary

CHARLOTTE L. has been active since 2019 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €29,270 and a net result of €23,759. Equity has been growing by about 9.1% per year since 2020. Its solvency ranks better than 49% of 16,996 sector peers (NACE 56, financial year 2025). The computed 12-month bankruptcy probability is 0.8% (low).

Overview

Official details

Source: KBO
Status
Active since 02-08-2019 Normal situation
Activity
Full-service restaurants NACE 56111
Establishment unit
2.291.945.395 3970 Leopoldsburg, since 02-08-2019
Financial year end
31 December
Peppol
Reachable since 25-04-2025

Board and ownership

Board
  • Flemings ElsDirector
  • Geys JoostDirector

Financial position

69 Healthy Checked score 2025
Bankruptcy probabilitywithin 12 months
0.8%
Annual accounts 2025
Gross margin
€37,970
▼ 37.5%
Turnover
≈ €190,000
estimated
Profit
€23,759
▼ 41.0%
Equity
€29,270
▼ 29.5%
Total assets
€102,921
▲ 12.9%
Score breakdownraises riskSector: Food and beverage service activities (NACE 56)Founded in 2019Size: total assets €102,921lowers riskLiquidity: current ratio 1.94, cash €76,727Show the evidence

Checked score

Score 2025
69 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially stronger than 59% of micro companies in food and beverage service (NACE 56)
Financial strength · tick: 2024
Strong
Solvency 53-18
equity 28.4% of total assets
Liquidity 79+7
short-term debt 44.4% · cash 74.5%
Profitability 98-2
return on assets 23.1%
Bankruptcy probability within 12 months
0.8% Low
0%0.5%1.5%4%10%≥ 25%

About 8 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.8% (23,778 companies, NACE 56, micro)
Last 24 months 12-2024: 0.5% 01-2025: 0.5%● unchanged vs 12-2024lowest value 02-2025: 0.5%● unchanged vs 01-2025 03-2025: 0.5%● unchanged vs 02-2025 04-2025: 0.5%● unchanged vs 03-2025 05-2025: 0.5%● unchanged vs 04-2025 06-2025: 0.5%● unchanged vs 05-2025 07-2025: 0.8%▲ +0.3 percentage points vs 06-2025 08-2025: 0.8%● unchanged vs 07-2025 09-2025: 0.8%● unchanged vs 08-2025 10-2025: 0.8%● unchanged vs 09-2025 11-2025: 0.6%▼ -0.2 percentage points vs 10-2025 12-2025: 0.7%▲ +0.1 percentage points vs 11-2025 01-2026: 0.6%▼ -0.1 percentage points vs 12-2025 02-2026: 0.6%● unchanged vs 01-2026 03-2026: 0.6%● unchanged vs 02-2026 04-2026: 0.6%● unchanged vs 03-2026 05-2026: 0.6%● unchanged vs 04-2026 06-2026: 0.6%● unchanged vs 05-2026 07-2026: 0.7%▲ +0.1 percentage points vs 06-2026 08-2026: 0.9%▲ +0.2 percentage points vs 07-2026 09-2026: 1.0%▲ +0.1 percentage points vs 08-2026highest value 10-2026: 0.8%▼ -0.2 percentage points vs 09-2026 11-2026: 0.8%● unchanged vs 10-2026
Credit of up to €2,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 1.94 (1.45 in 2024), above the usual 1.5. Short-term debt is 44.4% and cash 74.5% of total assets. However, 71.6% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 56, micro). It does better than 49% of them on solvency, 82% on liquidity, 85% on profitability and 21% on growth.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
raises risk · Sector: Food and beverage service activities (NACE 56)
KBO
lowers risk · Liquidity: current ratio 1.94, cash €76,727
NBB · annual accounts
raises risk · Founded in 2019
Companies of this age fail more often than older ones. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Size: total assets €102,921
Companies of this size fail more often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-06-2026, 38 days ahead of the deadline.
NBB · 6 filings
Deviation from the deadline
2025
38 days early
2024
38 days early
2023
30 days early
2022
62 days early
2021
3 days late
2020
32 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 6 accounts on average 33 days before the deadline. In the sector (NACE 56), the median for financial year 2024 was 7 days after the deadline, and 53% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 23 June (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
02-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: Filed on time since financial year 2022accounts within the deadline every year 4 years View

Recent changes

  1. · Gazette deed Incorporation
All 11 events

Comparable companies

These companies have the same main activity as CHARLOTTE L.: full-service restaurants (NACE 56111). They are comparable in size and age: total assets between €91,900 and €117,000, founded between 2019 and 2020.

CompanyTotal assetsGross margin
CHARLOTTE L. Lommel€102,921€37,970
EZAI Houthalen-Helchteren€91,879€40,075
IL TOSCANINO Genk€103,507€31,411
FOOD EXPRESS Mechelen€102,040€34,507
MAISON 3 Kortemark€106,853€36,208
Li Smulhoekske Retie€103,005€32,620
Bella Ciaoo Evere€117,430€39,414
Full comparison

Key facts about CHARLOTTE L.

What is the company number of CHARLOTTE L.?
The company number of CHARLOTTE L. is 0731.839.462. The VAT number is the same number with BE in front: BE 0731.839.462.
Where is CHARLOTTE L. based?
The registered office is at Don Boscostraat 31, 3920 Lommel.Company details
What does CHARLOTTE L. do?
According to the KBO register, the main activity is full-service restaurants (NACE 56111).
What is the legal form of CHARLOTTE L.?
The legal form of CHARLOTTE L. is Private limited company (BV).
When was CHARLOTTE L. founded?
CHARLOTTE L. was founded on 02-08-2019.
Is CHARLOTTE L. still active?
Yes, CHARLOTTE L. is an active enterprise in the KBO register.
How many employees does CHARLOTTE L. have?
CHARLOTTE L. had an average of 0.1 full-time equivalents in financial year 2024, according to the filed annual accounts.Financials
What is the turnover of CHARLOTTE L.?
The turnover in financial year 2025 is ≈ €190,000. This figure is estimated from the gross margin of €37,970 and 60 comparable companies (NACE 56111). It probably lies between €140,000 and €250,000.
Is CHARLOTTE L. profitable?
In financial year 2025, CHARLOTTE L. made a profit of €23,759.
Where can I find the annual accounts of CHARLOTTE L.?
CHARLOTTE L. filed 6 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of CHARLOTTE L. due?
CHARLOTTE L. must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

Next steps

See how customers, suppliers and banks see your own company and what to improve first.

Keep this company with today's facts in a case file.