FONTEYNE CONSTRUCTION
ActiveSummary
FONTEYNE CONSTRUCTION has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-51k) and a net result of €-907. Equity is shrinking by ~38.2% per year across the filed fiscal years. Its solvency ranks better than 5% of 7500 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.5% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability67▲+67
Solvency0=
Growth22=
Track record100
Bankruptcy probability, 12 months
1.5%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.36 against 0.41 in 2024; short-term debt: 174.9% and cash: 9.2% of total assets), and equity is negative.
Credit check for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Construction of residential and non-residential buildings (NACE 41)
about 67% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-74.9%
Return on assets
-1.3%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €-51k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
60 d late
2023
233 d late
2022
200 d late
2021
485 d late
2020
26 d late
2019
87 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€18k▼ 86.8%
2018 · €138k
2018: €138k
2019: €18k▼ -86.8% vs 2018
2018 → 2019
EBIT margin
-82.7%▼ 83.4pp
2018 · 0.7%
2018: 0.7%
2019: -82.7%▼ -12011% vs 2018
2018 → 2019
Net result
€-907▲ 95.4%
2024 · €-20k
2018: €284
2019: €-15k▼ -5408% vs 2018
2020: €-24k▼ -60.9% vs 2019lowest in 8 years
2021: €9k▲ +136% vs 2020highest in 8 years
2022: €3k▼ -62.0% vs 2021
2023: €-16k▼ -572% vs 2022
2024: €-20k▼ -27.6% vs 2023
2025: €-907▲ +95.4% vs 2024
2018 → 2025
Working capital
€-76k▲ 1.3%
2024 · €-77k
2018: €65k
2019: €158k▲ +144% vs 2018
2020: €211k▲ +33.1% vs 2019highest in 8 years
2021: €46k▼ -78.2% vs 2020
2022: €23k▼ -49.7% vs 2021
2023: €-58k▼ -352% vs 2022
2024: €-77k▼ -32.7% vs 2023lowest in 8 years
2025: €-76k▲ +1.3% vs 2024
2018 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-18k-€-14k▲ 18.7%€-30k▼ 108%€-50k▼ 66.3%€-51k▼ 1.8%
2021: €-18k
2022: €-14k▲ +18.7% vs 2021highest in 5 years
2023: €-30k▼ -108% vs 2022
2024: €-50k▼ -66.3% vs 2023
2025: €-51k▼ -1.8% vs 2024lowest in 5 years
Operating result€18k-€4k▼ 75.7%€13k▲ 196%€-20k€-825▲ 95.9%
2021: €18khighest in 5 years
2022: €4k▼ -75.7% vs 2021
2023: €13k▲ +196% vs 2022
2024: €-20k▼ -256% vs 2023lowest in 5 years
2025: €-825▲ +95.9% vs 2024
Net result€9k-€3k▼ 62.0%€-16k€-20k▼ 27.6%€-907▲ 95.4%
2021: €9khighest in 5 years
2022: €3k▼ -62.0% vs 2021
2023: €-16k▼ -572% vs 2022
2024: €-20k▼ -27.6% vs 2023lowest in 5 years
2025: €-907▲ +95.4% vs 2024
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €825 in 2025 against €20k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €68k
Fixed assets
€25k ▼ 6.9%
Current assets
€42k ▼ 21.4%
Key figures and ratios
EBITDA
€1k▲
2024 · €-18k
Cash flow
€972▲
2024 · €-18k
Solvency
-74.9%▼
2024 · -61.4%
Current ratio
0.36▼
2024 · 0.41
Debt to equity
-2.34▲
2024 · -2.63
ROA
-1.3%▲
2024 · -24.5%
Interest coverage
8.49▲
2024 · -61.94
Debt
€119k▼
2024 · €131k
Debt ≤ 1 year
€119k▼
2024 · €131k
Staff costs
€727▲
2024 · €61
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 42 lines
Balance sheet
Code20242025
Assets
Total assets20/58€81k€68k▼
Fixed assets21/28€27k€25k▼
Tangible fixed assets22/27€5k€3k▼
Plant, machinery and equipment23€4k€3k▼
Furniture and vehicles24€1k€606▼
Financial fixed assets28€22k€22k=
Current assets29/58€54k€42k▼
Amounts receivable within one year40/41€47k€35k▼
Trade receivables40€40k€35k▼
Other amounts receivable41€7k€255▼
Cash at bank and in hand54/58€7k€6k▼
Deferred charges and accrued income490/1€25€670▲
Equity and liabilities
Total equity and liabilities10/49€81k€68k▼
Equity10/15€-50k€-51k▼
Contributions10/11€6k€6k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€-58k€-59k▼
Amounts payable17/49€131k€119k▼
Amounts payable within one year42/48€131k€119k▼
Trade debts44€41k€25k▼
Suppliers440/4€41k€25k▼
Taxes, remuneration and social security45€32k€21k▼
Taxes450/3€32k€21k▼
Remuneration and social security454/9€162€162=
Other amounts payable47/48€59k€72k▲
Income statement
Code20242025
Remuneration, social security and pensions62€61€727▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€2k▲
Other operating charges640/8€692€412▼
Non-recurring operating charges66A€149-
Gross operating margin9900€-17k€2k▲
Operating profit (loss)9901€-20k€-825▲
Financial income75/76B€318€42▼
Recurring financial income75€318€42▼
Financial charges65/66B€295€124▼
Recurring financial charges65€295€124▼
Profit (loss) for the period before taxes9903€-20k€-907▲
Profit (loss) for the period9904€-20k€-907▲
Profit (loss) for the period to be appropriated9905€-20k€-907▲
Appropriation of the result
Profit (loss) to be appropriated9906€-58k€-59k▼
Profit (loss) brought forward from the previous period14P€-38k€-58k▼
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | €90k | - | - | - |
| Remuneration, social security and pensions62 | €311 | €603 | - | €61 | €727 | ▲ 1,100% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €2k | €1k | €1k | €2k | €2k | ▲ 15.9% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | - | - | €3k | - | - | - |
| Other operating charges640/8 | €1k | €273 | - | €692 | €412 | ▼ 40.5% |
| Non-recurring operating charges66A | €3k | €788 | €24k | €149 | - | - |
| Gross operating margin9900 | €24k | €7k | €40k | €-17k | €2k | ▲ 113% |
| Operating profit (loss)9901 | €18k | €4k | €13k | €-20k | €-825 | ▲ 95.9% |
| Financial income75/76B | €148 | €821 | €8 | €318 | €42 | ▼ 86.7% |
| Recurring financial income75 | €148 | €821 | €8 | €318 | €42 | ▼ 86.7% |
| Financial charges65/66B | €9k | €2k | €508 | €295 | €124 | ▼ 57.9% |
| Recurring financial charges65 | €9k | €2k | €508 | €295 | €124 | ▼ 57.9% |
| Profit (loss) for the period before taxes9903 | €9k | €3k | €12k | €-20k | €-907 | ▲ 95.4% |
| Income taxes67/77 | - | - | €28k | - | - | - |
| Profit (loss) for the period9904 | €9k | €3k | €-16k | €-20k | €-907 | ▲ 95.4% |
| Profit (loss) for the period to be appropriated9905 | €9k | €3k | €-16k | €-20k | €-907 | ▲ 95.4% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €235k | €146k | €80k | €81k | €68k | ▼ 16.5% |
| Fixed assets21/28 | €23k | €29k | €28k | €27k | €25k | ▼ 6.9% |
| Intangible fixed assets21 | €394 | €55 | - | - | - | - |
| Tangible fixed assets22/27 | €414 | €7k | €6k | €5k | €3k | ▼ 37.2% |
| Plant, machinery and equipment23 | €414 | €6k | €5k | €4k | €3k | ▼ 32.2% |
| Furniture and vehicles24 | - | €1k | €895 | €1k | €606 | ▼ 52.1% |
| Financial fixed assets28 | €22k | €22k | €22k | €22k | €22k | = |
| Current assets29/58 | €212k | €117k | €52k | €54k | €42k | ▼ 21.4% |
| Amounts receivable within one year40/41 | €63k | €64k | €47k | €47k | €35k | ▼ 24.0% |
| Trade receivables40 | €61k | €57k | €44k | €40k | €35k | ▼ 11.5% |
| Other amounts receivable41 | €2k | €7k | €3k | €7k | €255 | ▼ 96.3% |
| Cash at bank and in hand54/58 | €149k | €53k | €5k | €7k | €6k | ▼ 13.8% |
| Deferred charges and accrued income490/1 | - | - | €1k | €25 | €670 | ▲ 2,604% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €235k | €146k | €80k | €81k | €68k | ▼ 16.5% |
| Equity10/15 | €-18k | €-14k | €-30k | €-50k | €-51k | ▼ 1.8% |
| Contributions10/11 | €6k | €6k | €6k | €6k | €6k | = |
| Outside capital11 | €6k | €6k | €6k | - | - | - |
| Other1109/19 | €6k | €6k | €6k | - | - | - |
| Reserves13 | €2k | €2k | €2k | €2k | €2k | = |
| Non-distributable reserves130/1 | €2k | €2k | €2k | €2k | €2k | = |
| Reserves not available under the articles1311 | €2k | €2k | €2k | €2k | €2k | = |
| Profit (loss) carried forward14 | €-26k | €-22k | €-38k | €-58k | €-59k | ▼ 1.6% |
| Provisions and deferred taxes16 | €67k | €67k | - | - | - | - |
| Provisions for liabilities and charges160/5 | €67k | €67k | - | - | - | - |
| Pensions and similar obligations160 | €67k | €67k | - | - | - | - |
| Amounts payable17/49 | €186k | €94k | €110k | €131k | €119k | ▼ 9.6% |
| Amounts payable within one year42/48 | €166k | €94k | €110k | €131k | €119k | ▼ 9.6% |
| Trade debts44 | €16k | €44k | €39k | €41k | €25k | ▼ 37.9% |
| Suppliers440/4 | €16k | €44k | €39k | €41k | €25k | ▼ 37.9% |
| Taxes, remuneration and social security45 | €4k | €4k | €32k | €32k | €21k | ▼ 32.5% |
| Taxes450/3 | €4k | €4k | €32k | €32k | €21k | ▼ 32.7% |
| Remuneration and social security454/9 | - | €162 | €162 | €162 | €162 | = |
| Other amounts payable47/48 | €146k | €45k | €39k | €59k | €72k | ▲ 22.6% |
| Accrued charges and deferred income492/3 | €20k | - | - | - | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €9k | €3k | €-16k | €-20k | €-907 | ▲ 95.4% |
| + Depreciation and write-downs630 | €2k | €1k | €1k | €2k | €2k | ▲ 15.9% |
| Operating cash flow (approximation) | €11k | €4k | €-15k | €-18k | €972 | ▲ 105% |
| Investment in fixed assets (approximation) | - | €-7k | €0 | €-773 | €0 | ▲ 100% |
| Change in cash | - | €-96k | €-48k | €3k | €-996 | ▼ 139% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
29-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 60 days late
21-03
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 233 days late
2024
16-02
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 200 days late
2023
28-11
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 485 days late
2021
31-12
Financial
Back to profitnet €9k
Net result €9k after 2 loss-making years.
26-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 26 days late
2020
31-12
Financial
Weakest financial yearnet €-24k
Net result drops to €-24k, the lowest in the series; recovery starts the following year.
26-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 87 days late
2019
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 31 days late
2017
05-10
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 66 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Namur · 1 establishment unit since 2011
Ground area
3,784 m²
Building footprint
1,129 m²
Volume, LiDAR
15,069 m³
2 parcels, Wallonia · tallest building 18.2 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
FONTEYNE CONSTRUCTION
since 20112.203.253.743
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92078A0002/02G002 | Wallonia | 2,634 m² | 1 · 1,021 m² | 18.2 m · 5 fl. |
| 92097C0684/00N000 | Wallonia | 1,149 m² | 1 · 108 m² | - |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 29,779 companies in sector 41001 we hold annual accounts for 16,044. 10,232 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company (pre-2019)
Founded04-10-2011
Fiscal year end31-12
Activities, NACEBEL 2025
41001General construction of residential buildings
43320Joinery installation
43410Roofing work
47522Retail trade
77110Renting and leasing of cars and light motor vehicles
77320Rental and leasing activities
77330Rental and leasing activities
Scores and ratios are computed by Checked and are not a credit decision.