FONTEYNE CONSTRUCTION
ActiveSummary
FONTEYNE CONSTRUCTION has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€50,729) and a net result of -€907. Equity is shrinking by ~38.2% per year across the filed fiscal years. Its solvency ranks better than 5% of 7730 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.5% (low).
Overview
What they do
General construction of residential buildings
NACE 41001General construction of buildings NACE 41201
1 site
How big
€67,772total assets 2025
- Equity
- -€50,729
- Loss
- -€907
Turnover not published (abridged schema)
Who decides
Accounts filed 31 d late0 of 2 deeds read
Why 38- Higher-failure-rate sector- Annual accounts: weaker financial profile- Higher-failure-rate region- Negative equity+ Long track recordFiled after the deadlineShow the evidence
Checked score
Score 2025
Axes · tick = 2024
Profitability67▲+67
Solvency0=
Growth22=
Track record100
Bankruptcy probability, 12 months
1.5%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.36 against 0.41 in 2024; short-term debt: 174.9% and cash: 9.2% of total assets), and equity is negative.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Construction of residential and non-residential buildings (NACE 41)
about 67% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-74.9%
Return on assets
-1.3%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year -€50,729
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
60 d late
2023
233 d late
2022
200 d late
2021
485 d late
2020
26 d late
2019
87 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 160 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 46% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 16 February (4 of the last 5 filed years within 169 days of that day).
Companies Code · seven monthsPosition in the running window
01-10-2026 today31-12-2026 close31-07-2027 deadline
- Annual accounts filedfiscal year 2025 · micro…
- Annual accounts filedfiscal year 2024 · micro…
- Annual accounts filedfiscal year 2023 · micro…
Financials
Fiscal year 2025Total assets €67,772Loss -€907Solvency -74.9%Liquidity 0.36
Turnover
€18,229▼ 86.8%
2018 - 2019
Net result
-€907▲ 95.4%
2018 - 2025
Equity
-€50,729▼ 1.8%
2018 - 2025
Solvency
-74.9%▼ 13.5pp
2018 - 2025
Financials · fiscal year 2025, micro schema
Trend over the years
Trend over the years
In euros
In per cent
Ratio
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 41, Construction of residential and non-residential buildings, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Turnover
Operating result€17,757€4,318▼ 75.7%€12,787▲ 196%-€19,884-€825▲ 95.9%
Net result€8,676within the sector's middle half€3,300within the sector's middle half▼ 62.0%-€15,570below the sector's middle half-€19,861below the sector's middle half▼ 27.6%-€907below the sector's middle half▲ 95.4%
EBIT margin
Equity-€17,691below the sector's middle half▲ 32.9%-€14,391below the sector's middle half▲ 18.7%-€29,961below the sector's middle half▼ 108%-€49,823below the sector's middle half▼ 66.3%-€50,729below the sector's middle half▼ 1.8%
Total assets€234,968within the sector's middle half▼ 33.9%€145,938within the sector's middle half▼ 37.9%€80,413within the sector's middle half▼ 44.9%€81,202within the sector's middle half▲ 1.0%€67,772within the sector's middle half▼ 16.5%
Debt€185,993▼ 41.0%€93,663▼ 49.6%€110,374▲ 17.8%€131,024▲ 18.7%€118,501▼ 9.6%
Working capital€45,933within the sector's middle half▼ 78.2%€23,087within the sector's middle half▼ 49.7%-€58,099below the sector's middle half-€77,113below the sector's middle half▼ 32.7%-€76,141below the sector's middle half▲ 1.3%
Solvency-7.5%below the sector's middle half▼ 0.1pp-9.9%below the sector's middle half▼ 2.3pp-37.3%below the sector's middle half▼ 27.4pp-61.4%below the sector's middle half▼ 24.1pp-74.9%below the sector's middle half▼ 13.5pp
Current ratio1.28within the sector's middle half▼ 1.481.25within the sector's middle half▼ 0.030.47below the sector's middle half▼ 0.770.41below the sector's middle half▼ 0.060.36below the sector's middle half▼ 0.05
Return on assets (ROA)3.7%within the sector's middle half▲ 10.5pp2.3%within the sector's middle half▼ 1.4pp-19.4%below the sector's middle half▼ 21.6pp-24.5%below the sector's middle half▼ 5.1pp-1.3%below the sector's middle half▲ 23.1pp
above
within
below
the middle half (P25 to P75) of NACE 41, Construction of residential and non-residential buildings, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result and balance sheet
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €825 in 2025 against €19,884 in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €67,772
Fixed assets
€25,412 ▼ 6.9%
Current assets
€42,360 ▼ 21.4%
Equity and liabilities
Equity-€50,729
Debt€118,501
Equity is negative: debt (€118,501) exceeds the balance-sheet total (€67,772).
Key figures and ratios
Key figures and ratios
EBITDA
€1,053▲
2024 · -€18,263
Cash flow
€972▲
2024 · -€18,240
Interest coverage
8.49▲
2024 · -61.94
Debt ≤ 1 year
€118,501▼
2024 · €131,024
Staff costs
€727▲
2024 · €61
No debt to equity: equity is negative, so debt divided by equity means nothing.
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 2,332 companies that looked in July 2024 the way this one looks now, 2.8% went bankrupt within 24 months and 91% are still going.
- Micro
- 10 to 20 years old
- negative equity
- a small loss
2.8%
went bankrupt
5.8%
stopped otherwise
91%
still going
A further 0.7% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 1.5% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,341 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 2,332 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Filed annual accounts
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | €89,844 | - | - | - |
| Remuneration, social security and pensions62 | €311 | €603 | - | €61 | €727 | ▲ 1,100% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €1,906 | €1,153 | €1,050 | €1,621 | €1,878 | ▲ 15.9% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | - | - | €2,890 | - | - | - |
| Other operating charges640/8 | €1,025 | €273 | - | €692 | €412 | ▼ 40.5% |
| Non-recurring operating charges66A | €2,890 | €788 | €23,505 | €149 | - | - |
| Gross operating margin9900 | €23,887 | €7,134 | €40,232 | -€17,362 | €2,192 | ▲ 113% |
| Operating profit (loss)9901 | €17,757 | €4,318 | €12,787 | -€19,884 | -€825 | ▲ 95.9% |
| Financial income75/76B | €148 | €821 | €8 | €318 | €42 | ▼ 86.7% |
| Recurring financial income75 | €148 | €821 | €8 | €318 | €42 | ▼ 86.7% |
| Financial charges65/66B | €9,228 | €1,839 | €508 | €295 | €124 | ▼ 57.9% |
| Recurring financial charges65 | €9,228 | €1,839 | €508 | €295 | €124 | ▼ 57.9% |
| Profit (loss) for the period before taxes9903 | €8,676 | €3,300 | €12,287 | -€19,861 | -€907 | ▲ 95.4% |
| Income taxes67/77 | - | - | €27,856 | - | - | - |
| Profit (loss) for the period9904 | €8,676 | €3,300 | -€15,570 | -€19,861 | -€907 | ▲ 95.4% |
| Profit (loss) for the period to be appropriated9905 | €8,676 | €3,300 | -€15,570 | -€19,861 | -€907 | ▲ 95.4% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €234,968 | €145,938 | €80,413 | €81,202 | €67,772 | ▼ 16.5% |
| Fixed assets21/28 | €23,042 | €29,188 | €28,138 | €27,290 | €25,412 | ▼ 6.9% |
| Intangible fixed assets21 | €394 | €55 | - | - | - | - |
| Tangible fixed assets22/27 | €414 | €6,899 | €5,903 | €5,055 | €3,177 | ▼ 37.2% |
| Plant, machinery and equipment23 | €414 | €5,763 | €5,009 | €3,790 | €2,571 | ▼ 32.2% |
| Furniture and vehicles24 | - | €1,136 | €895 | €1,265 | €606 | ▼ 52.1% |
| Financial fixed assets28 | €22,235 | €22,235 | €22,235 | €22,235 | €22,235 | = |
| Current assets29/58 | €211,926 | €116,750 | €52,275 | €53,911 | €42,360 | ▼ 21.4% |
| Amounts receivable within one year40/41 | €63,302 | €63,652 | €46,567 | €46,675 | €35,474 | ▼ 24.0% |
| Trade receivables40 | €61,154 | €56,620 | €43,972 | €39,792 | €35,219 | ▼ 11.5% |
| Other amounts receivable41 | €2,148 | €7,032 | €2,595 | €6,883 | €255 | ▼ 96.3% |
| Cash at bank and in hand54/58 | €148,624 | €53,098 | €4,639 | €7,212 | €6,216 | ▼ 13.8% |
| Deferred charges and accrued income490/1 | - | - | €1,069 | €25 | €670 | ▲ 2,604% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €234,968 | €145,938 | €80,413 | €81,202 | €67,772 | ▼ 16.5% |
| Equity10/15 | -€17,691 | -€14,391 | -€29,961 | -€49,823 | -€50,729 | ▼ 1.8% |
| Contributions10/11 | €6,200 | €6,200 | €6,200 | €6,200 | €6,200 | = |
| Outside capital11 | €6,200 | €6,200 | €6,200 | - | - | - |
| Other1109/19 | €6,200 | €6,200 | €6,200 | - | - | - |
| Reserves13 | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Non-distributable reserves130/1 | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Reserves not available under the articles1311 | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Profit (loss) carried forward14 | -€25,751 | -€22,451 | -€38,021 | -€57,883 | -€58,789 | ▼ 1.6% |
| Provisions and deferred taxes16 | €66,667 | €66,667 | - | - | - | - |
| Provisions for liabilities and charges160/5 | €66,667 | €66,667 | - | - | - | - |
| Pensions and similar obligations160 | €66,667 | €66,667 | - | - | - | - |
| Amounts payable17/49 | €185,993 | €93,663 | €110,374 | €131,024 | €118,501 | ▼ 9.6% |
| Amounts payable within one year42/48 | €165,993 | €93,663 | €110,374 | €131,024 | €118,501 | ▼ 9.6% |
| Trade debts44 | €15,775 | €44,036 | €39,398 | €40,720 | €25,298 | ▼ 37.9% |
| Suppliers440/4 | €15,775 | €44,036 | €39,398 | €40,720 | €25,298 | ▼ 37.9% |
| Taxes, remuneration and social security45 | €3,995 | €4,149 | €32,058 | €31,727 | €21,409 | ▼ 32.5% |
| Taxes450/3 | €3,995 | €3,987 | €31,897 | €31,565 | €21,247 | ▼ 32.7% |
| Remuneration and social security454/9 | - | €162 | €162 | €162 | €162 | = |
| Other amounts payable47/48 | €146,222 | €45,478 | €38,918 | €58,577 | €71,794 | ▲ 22.6% |
| Accrued charges and deferred income492/3 | €20,000 | - | - | - | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €8,676 | €3,300 | -€15,570 | -€19,861 | -€907 | ▲ 95.4% |
| + Depreciation and write-downs630 | €1,906 | €1,153 | €1,050 | €1,621 | €1,878 | ▲ 15.9% |
| Operating cash flow (approximation) | €10,581 | €4,453 | -€14,520 | -€18,240 | €972 | ▲ 105% |
| Investment in fixed assets (approximation) | - | -€7,298 | €0 | -€773 | €0 | ▲ 100% |
| Change in cash | - | -€95,526 | -€48,459 | €2,573 | -€996 | ▼ 139% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
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This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of 29,789 companies in this sector we hold annual accounts for 16,071. See the whole sector
Timeline
12 eventsLatest 31-08-2026Next filing 31-07-2027
History
Acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
29-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 60 days late
21-03
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 233 days late
2024
16-02
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 200 days late
2023
28-11
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 485 days late
2021
31-12
Financial
Back to profitnet €8,676
Net result €8,676 after 2 loss-making years.
26-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 26 days late
2020
31-12
Financial
Weakest financial yearnet -€24,246
Net result drops to -€24,246, the lowest in the series; recovery starts the following year.
26-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 87 days late
2019
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 31 days late
2017
05-10
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 66 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Company details
Private limited company (pre-2019) · founded 04-10-2011Year ends 31-12Peppol reachable1 site
Register details
Identification
Legal formPrivate limited company (pre-2019)
Founded04-10-2011
Fiscal year end31-12
Activities, NACEBEL 2025
41001General construction of residential buildings
43320Joinery installation
43410Roofing work
47522Retail trade
77110Renting and leasing of cars and light motor vehicles
77320Rental and leasing activities
77330Rental and leasing activities
E-invoicing
Reachable via Peppol
Peppol ID
0208:0839907954
Also
9925:BE0839907954
Registered
06-01-2026
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 1 October 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.
Sites & property
Location & real-estate footprint
Registered office, Namur · 1 establishment unit since 2011
Ground area
3,784 m²
Building footprint
1,129 m²
Volume, LiDAR
15,069 m³
2 parcels, Wallonia · tallest building 18.2 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
FONTEYNE CONSTRUCTION
since 2011unit no. 2.203.253.743
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92078A0002/02G002 | Wallonia | 2,634 m² | 1 · 1,021 m² | 18.2 m · 5 fl. |
| 92097C0684/00N000 | Wallonia | 1,149 m² | 1 · 108 m² | - |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Go further with this company
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