FONCIERE BOCHUM
ActiveFONCIERE BOCHUM has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €7.00M and a net result of €894k. Equity is growing by ~15.5% per year across the filed fiscal years. The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2024
82
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability84=
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €550k at 30 days acceptable
Liquidity ample (current ratio 2.13 against 1.59 in 2023; short-term debt: 1.9% and cash: 0.7% of total assets), and 5.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
94.9%
Return on assets
12.1%
Age of the figures
21 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-06-2025, 31 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
31 d early
2023
35 d early
2022
42 d early
2021
9 d late
2020
29 d early
2019
11 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, unclassified schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€894k▲ 9.8%
2023 · €815k
2018: €585k
2019: €648k
2020: €489k
2021: €641k
2022: €710k
2023: €815k
2018 → 2024
Working capital
€157k▲ 24.2%
2023 · €126k
2018: €-709k
2019: €-453k
2020: €-418k
2021: €-212k
2022: €-510k
2023: €126k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€3.94M-€4.58M▲ 16.3%€5.29M▲ 15.5%€6.11M▲ 15.4%€7.00M▲ 14.6%
Operating result€663k-€822k▲ 24.0%€882k▲ 7.2%€973k▲ 10.3%€1.03M▲ 6.1%
Net result€489k-€641k▲ 31.1%€710k▲ 10.7%€815k▲ 14.8%€894k▲ 9.8%
Result per fiscal year
Operating resultNet result
The operating result has risen four years in a row; 2024 is 6% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €7.38M
Fixed assets
€7.09M▲ 13.9%
Current assets
€295k▼ 13.5%
Equity and liabilities €7.38M
Equity
€7.00M▲ 14.6%
Debt
€380k▼ 16.8%
The debt ratio falls from 7.0% to 5.1%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€1.22M▲
2023 · €1.16M
Cash flow
€1.09M▲
2023 · €1.01M
Solvency
94.9%▲
2023 · 93.0%
Current ratio
2.13▲
2023 · 1.59
Quick ratio
2.13▲
2023 · 1.59
Debt / equity
0.05▼
2023 · 0.07
ROE
12.8%▼
2023 · 13.3%
ROA
12.1%▼
2023 · 12.4%
Interest coverage
2526.58▲
2023 · 71.58
Debt
€380k▼
2023 · €456k
Debt ≤ 1 year
€138k▼
2023 · €215k
Debt > 1 year
€241k=
2023 · €241k
Income taxes
€168k▲
2023 · €153k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€6.56M€7.38M▲
Fixed assets21/28€6.22M€7.09M▲
Tangible fixed assets22/27€5.41M€5.22M▼
Land and buildings22€5.41M€5.22M▼
Financial fixed assets28€810k€1.87M▲
Affiliated companies280/1€810k€1.87M▲
Amounts receivable281€810k€1.87M▲
Current assets29/58€341k€295k▼
Amounts receivable within one year40/41€139k€246k▲
Trade receivables40€139k€246k▲
Cash at bank and in hand54/58€202k€49k▼
Equity and liabilities
Total equity and liabilities10/49€6.56M€7.38M▲
Equity10/15€6.11M€7.00M▲
Contributions10/11€19k€19k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€6.09M€6.98M▲
Amounts payable17/49€456k€380k▼
Amounts payable after more than one year17€241k€241k=
Financial debts170/4€0-
Credit institutions173€0-
Other amounts payable178/9€241k€241k=
Amounts payable within one year42/48€215k€138k▼
Current portion of amounts payable after more than one year42€110k€0▼
Trade debts44€42k€42k=
Suppliers440/4€42k€42k=
Taxes, remuneration and social security45€63k€97k▲
Taxes450/3€63k€97k▲
Income statement
Code20232024
Operating income70/76A€1.36M€1.42M▲
Other operating income74€1.36M€1.42M▲
Non-recurring operating income76A€0-
Operating charges60/66A€384k€384k▲
Services and other goods61€97k€97k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€191k€191k=
Other operating charges640/8€95k€96k▲
Non-recurring operating charges66A€0-
Operating profit (loss)9901€973k€1.03M▲
Financial income75/76B€12k€32k▲
Recurring financial income75€12k€32k▲
Income from financial fixed assets750€12k€32k▲
Financial charges65/66B€17k€1k▼
Recurring financial charges65€17k€1k▼
Debt charges650€16k€484▼
Other financial charges652/9€311€699▲
Profit (loss) for the period before taxes9903€968k€1.06M▲
Income taxes67/77€153k€168k▲
Taxes670/3€153k€168k▲
Profit (loss) for the period9904€815k€894k▲
Profit (loss) for the period to be appropriated9905€815k€894k▲
Appropriation of the result
Profit (loss) to be appropriated9906€6.09M€6.98M▲
Profit (loss) brought forward from the previous period14P€5.27M€6.09M▲
The notes to these accounts (24 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
30-06
NBB filing
Annual accounts filed
fiscal year 2024 · unclassified schema
2024
31-12
Financial
Highest result since 2018net €894k ▲9.8%
Operating result €1.03M, net result €894k, both a record.
26-06
NBB filing
Annual accounts filed
fiscal year 2023 · unclassified schema
2023
31-12
Financial
Liquidity times 6current ratio 1.59
Current ratio from 0.28 to 1.59; short-term debt falls from €703k to €215k.
19-06
NBB filing
Annual accounts filed
fiscal year 2022 · unclassified schema
2022
31-12
Financial
Equity above €5MEq €5.29M ▲15.5%
5 profitable years in a row build equity to €5.29M.
09-08
NBB filing
Annual accounts filed
fiscal year 2021 · unclassified schema · 9 days late
2021
02-07
NBB filing
Annual accounts filed
fiscal year 2020 · unclassified schema
2020
31-12
Financial
Weakest financial yearnet €489k ▼24.6%
Net result drops to €489k, the lowest in the series; recovery starts the following year.
11-08
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 11 days late
2019
11-07
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
10-07
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
09-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 9 days late
2016
19-08
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 19 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Engis · 1 establishment unit since 2013
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue du Parc industriel 54480 Engis1 establishment unit
Fonciere Bochum
since 20132.221.986.423
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Of 1,292 companies in sector 68122 we hold annual accounts for 901. 333 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded24-05-2013
Fiscal year end31-12
Activities, NACEBEL
68122Development of non-residential building projects
Sources
Crossroads Bank for EnterprisesNational Bank · 12 filings
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.