DIADE
ActiveDIADE has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €265k and a net result of €146k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 17% of 4501 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
47
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability34▲+4
Solvency29▲+1
Growth78=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €12k at 30 days acceptable
Liquidity tight (current ratio 1.27 against 1.47 in 2024; short-term debt: 75.3% and cash: 2.7% of total assets), and 96% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
4%
Return on assets
2.2%
Age of the figures
15 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 17% of 4501 sector peers (2025).
NBB · sector comparisonPosition among 4501 sector peers
Solvency
better than 17%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 18-12-2025, 44 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
44 d early
2024
49 d early
2022
81 d early
2021
69 d early
2020
74 d early
2019
25 d early
2018
43 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close17-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€146k▼ 24.3%
2024 · €192k
2018: €-173k
2019: €-170k
2020: €214k
2021: €-351k
2022: €329k
2024: €192k
2018 → 2025
Working capital
€1.37M▲ 15.0%
2024 · €1.19M
2018: €2.42M
2019: €2.66M
2020: €2.24M
2021: €1.34M
2022: €1.34M
2024: €1.19M
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220242025Trend
Equity€-50k-€-401k▼ 698%€-73k▲ 81.9%€120k€265k▲ 122%
Operating result€373k-€-243k€165k€57k▼ 65.4%€188k▲ 228%
Net result€214k-€-351k€329k€192k▼ 41.5%€146k▼ 24.3%
Result per fiscal year
Operating resultNet result
The operating result rises in 2025; 2025 is 228% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €6.63M
Fixed assets
€273k▼ 2.3%
Current assets
€6.36M▲ 70.4%
Equity and liabilities €6.63M
Equity
€265k▲ 122%
Debt
€6.37M▲ 63.3%
The debt ratio falls from 97.0% to 96.0%. Equity and debt are higher.
Key figures and ratios
EBITDA
€203k▲
2024 · €83k
Cash flow
€161k▼
2024 · €218k
Solvency
4.0%▲
2024 · 3.0%
Current ratio
1.27▼
2024 · 1.47
Quick ratio
0.20▼
2024 · 0.27
Debt / equity
23.99▼
2024 · 32.55
ROE
54.9%▼
2024 · 160.5%
ROA
2.2%▼
2024 · 4.8%
Interest coverage
1.56▲
2024 · 0.62
Debt
€6.37M▲
2024 · €3.90M
Debt ≤ 1 year
€5.00M▲
2024 · €2.55M
Debt > 1 year
€1.33M▲
2024 · €1.33M
Income taxes
€831▲
2024 · €148
Staff costs
€48k▼
2024 · €73k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€4.02M€6.63M▲
Formation expenses20€8k-
Fixed assets21/28€279k€273k▼
Intangible fixed assets21€3k€1k▼
Tangible fixed assets22/27€20k€14k▼
Furniture and vehicles24€18k€12k▼
Other tangible fixed assets26€2k€1k▼
Financial fixed assets28€257k€258k▲
Current assets29/58€3.73M€6.36M▲
Stocks and contracts in progress3€3.05M€5.34M▲
Stocks30/36€3.05M€5.34M▲
Amounts receivable within one year40/41€555k€814k▲
Trade receivables40€100k€273k▲
Other amounts receivable41€455k€541k▲
Cash at bank and in hand54/58€112k€178k▲
Deferred charges and accrued income490/1€20k€25k▲
Equity and liabilities
Total equity and liabilities10/49€4.02M€6.63M▲
Equity10/15€120k€265k▲
Contributions10/11€19k€19k=
Reserves13€2k€2k=
Distributable reserves133€2k€2k=
Profit (loss) carried forward14€99k€245k▲
Amounts payable17/49€3.90M€6.37M▲
Amounts payable after more than one year17€1.33M€1.33M▲
Financial debts170/4-€5k
Other amounts payable178/9€1.33M€1.33M=
Amounts payable within one year42/48€2.55M€5.00M▲
Financial debts43€752k€2.87M▲
Credit institutions430/8€752k€2.87M▲
Trade debts44€24k€208k▲
Suppliers440/4€24k€208k▲
Taxes, remuneration and social security45€21k€21k▼
Taxes450/3€10k€12k▲
Remuneration and social security454/9€11k€8k▼
Other amounts payable47/48€1.75M€1.90M▲
Accrued charges and deferred income492/3€27k€40k▲
Income statement
Code20242025
Remuneration, social security and pensions62€73k€48k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€26k€15k▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€3k-
Other operating charges640/8€16k€3k▼
Gross operating margin9900€175k€254k▲
Operating profit (loss)9901€57k€188k▲
Financial income75/76B€269k€89k▼
Recurring financial income75€269k€89k▼
Financial charges65/66B€134k€130k▼
Recurring financial charges65€134k€130k▼
Profit (loss) for the period before taxes9903€192k€146k▼
Income taxes67/77€148€831▲
Profit (loss) for the period9904€192k€146k▼
Profit (loss) for the period to be appropriated9905€192k€146k▼
Appropriation of the result
Profit (loss) to be appropriated9906€99k€245k▲
Profit (loss) brought forward from the previous period14P€-93k€99k▲
Social balance
Average headcount (FTE)90871.01.0=
The notes to these accounts (16 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
18-12
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
30-06
Financial
Equity above €200kEq €265k ▲122%
3 profitable years in a row build equity to €265k.
2024
13-12
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
30-06
Financial
Equity above €100kEq €120k
2 profitable years in a row build equity to €120k.
2023
11-05
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
31-12
Financial
Back to profitnet €329k
Net result €329k after one loss-making year.
23-05
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
31-12
Financial
Weakest financial yearnet €-351k ▼264%
Net result drops to €-351k, the lowest in the series; recovery starts the following year.
18-05
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
31-12
Financial
Back to profitnet €214k
Net result €214k after 2 loss-making years.
06-07
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
18-06
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 31 days late
2017
29-05
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
2016
09-05
NBB filing
Annual accounts filed
fiscal year 2015 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
9 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Liège · 1 establishment unit since 2012
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Paradis 884000 LiègeGround area
631 m²
Building footprint
424 m²
Volume, LiDAR
1,317 m³
Parcel 62805B0460/00P003, Wallonia · tallest building 9.3 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Rue Paradis 88, 4000 Liège
since 20122.208.896.074
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62805B0460/00P003 | Wallonia | 631 m² | 1 · 424 m² | 9.3 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
SAROS
BE 0437.630.841
Nazareth-De Pinte · Eq €266k
ASL
BE 0433.035.318
Antwerpen · Eq €265k
Berten
BE 0891.346.361
Tielt · Eq €266k
KJK-Group
BE 0639.926.123
Sint-Niklaas · Eq €267k
SEMGI
BE 0666.691.589
Mechelen · Eq €268k
Of 1,292 companies in sector 68122 we hold annual accounts for 899. 590 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded13-04-2012
Fiscal year end30-06
Activities, NACEBEL
68121Development of residential building projects
68122Development of non-residential building projects
Sources
Crossroads Bank for EnterprisesNational Bank · 12 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.