Focus

Active

Private limited companyfounded 20251 yr activeEeckhoutdriesstraat 128, 9140 Temse, BelgiumKBO/BCE: BE 1026.563.272

Focus has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €5k and a net result of €3k. Its solvency ranks better than 43% of 2017 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

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Checked score

Score 2025

78 / 100

Excellent

The score combines four axes. Every signal that weighs is under Signals.

Axes

Profitability100

Solvency66

Growth-

Stability67

Bankruptcy probability, 12 months

0.2% Very low

0%0.5%1.5%4%10%≥ 25%

Credit up to €500 at 30 days acceptable

Liquidity ample (current ratio 1.53), but 65.4% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Four signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Lower-failure-rate sector

In this sector companies fail less often than the Belgian average.

Gazette · bankruptcies per sector, NACE 85

Relative position

BE, all sectors

reference

Sector 85

lower

← fewer bankruptcies more bankruptcies →

Young company

A young company has little track record yet and statistically fails more often than an established one.

KBO · incorporation date

Age against the risk zone

Filed after the deadline

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 18-08-2026, 18 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

NBB · 1 filing

Deviation from the deadline

2025

18 d late

← before the deadline after the deadline →

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity

€5k

Total assets

€15k

Net result

€3k

Working capital

€5k

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition

Equity and liabilities €15k

34.6%

65.4%

Equity €5k

Debt €10k

Debt finances 65.4% of the balance-sheet total.

Key figures and ratios

2025 value

Solvency

34.6%

Current ratio

1.53

Quick ratio

1.53

Debt / equity

1.89

ROE

62.4%

ROA

21.6%

Debt

€10k

Debt ≤ 1 year

€10k

Income taxes

€980

Filed annual accounts

As filed with the NBB · 2025

Balance sheet Code2025

Assets

Total assets20/58€15k

Current assets29/58€15k

Amounts receivable within one year40/41€726

Trade receivables40€726

Cash at bank and in hand54/58€10k

Deferred charges and accrued income490/1€5k

Equity and liabilities

Total equity and liabilities10/49€15k

Equity10/15€5k

Contributions10/11€2k

Reserves13€3k

Distributable reserves133€3k

Amounts payable17/49€10k

Amounts payable within one year42/48€10k

Trade debts44€5k

Suppliers440/4€5k

Taxes, remuneration and social security45€3k

Taxes450/3€3k

Other amounts payable47/48€2k

Income statement Code2025

Gross operating margin9900€5k

Operating profit (loss)9901€5k

Financial charges65/66B€275

Recurring financial charges65€275

Profit (loss) for the period before taxes9903€4k

Income taxes67/77€980

Profit (loss) for the period9904€3k

Profit (loss) for the period to be appropriated9905€3k

Appropriation of the result

Profit (loss) to be appropriated9906€3k

Transfer to equity691/2€3k

To other reserves6921€3k

The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

All 1Filings 1

2026

18-08

NBB filing Annual accounts filed

fiscal year 2025 · micro schema · 18 days late

NBB filing

Directors · office · real estate

Directors

1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Temse · 1 establishment unit since 2025

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Eeckhoutdriesstraat 1289140 Temse

Ground area

733 m²

Building footprint

126 m²

Volume, LiDAR

743 m³

Parcel 46025B0966/00V005, Flanders · tallest building 11.8 m, ±2 floors. Linked by address, not a title deed.

1 establishment unit

Focus

Eeckhoutdriesstraat 128, 9140 TemseSports and recreation education

since 20252.377.221.065

1 parcel

Flanders 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
46025B0966/00V005	Flanders	733 m²	1 · 126 m²	11.8 m · 2 fl.

Linked by address, not proof of ownership

Methodology

via registered seat: 1

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 13,460 companies in sector 85510 we hold annual accounts for 715. 452 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification

Legal formPrivate limited company

Founded18-08-2025

Fiscal year end31-12

Activities, NACEBEL

85510Sports and recreation education

93192Activities of independent sportspeople

93199Other sports activities

96999Other personal services

Sources

Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers

Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.