Skip to content
Checked.be
Complete company report
Generated 11-07-2026
Active BE 0437.552.251Private limited company

FOCUS

Berkensingel 24 ·2490 Balen, Belgium· 37 yrs active
Sector: Financial services (64210)
Conclusion Checked

FOCUS is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The company has been active since 1989 and the Belgian State Gazette contains no insolvency or warning signals. No processed annual-account figures are available; this conclusion rests on registry and State Gazette data only.

Based on State Gazette and CBE data.
Key figures
Active 37 yrs
Locations 1
Publications 1
Bankruptcy probability (12 mo) Checked model v1 · free

This is a financial institution (bank, insurer or financial holding). Our bankruptcy model is trained on ordinary trading and manufacturing companies; a bank balance sheet falls outside that scope. We therefore show no bankruptcy probability rather than a misleading figure.

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 3 signals
Long-established
Founded in 1989, 37 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.
Administratively compliant
No FOD Economie strikeouts (UBO, accounts, address, activity).
Administrative Flags 0 events
No administrative flags
Financial overview10 NBB filings
Financials being processed
NBB has 10 filing(s) on record for this company, latest fiscal year 2024 (verkort). The annual accounts are being processed.
Filings on record
Fiscal year Type Filed Reference
31-12-2024 verkort 31-10-2025 2025-00561372
31-12-2023 verkort 30-09-2024 2024-00481920
31-12-2022 verkort 22-08-2023 2023-00352283
31-12-2021 verkort 31-08-2022 2022-20409975
31-12-2020 micro 07-07-2021 2021-33000570
31-12-2019 micro 31-08-2020 2020-48800255
31-12-2018 micro 09-10-2019 2019-69100490
31-12-2017 micro 18-10-2018 2018-69600446
31-03-2016 verkort 28-10-2016 2016-67200043
31-03-2015 verkort 29-07-2015 2015-38700244
Legal Structure
NACE primary Financial services(64210)
Legal form Private limited company(610)
Incorporation24-05-1989
StatusActive
Postal code2490
Establishment units 1 location
FOCUS
Berkensingel 24, 2490 BalenOverige financiële instellingen, n.e.g.
since 19892.044.498.395
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
13003A0070/00N003 Flanders 4,522 m² 1 · 397 m² 12.9 m · 2 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 11 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025
31-10-2025
NBB filing Annual accounts filed
fiscal year 2024 · verkort
2024
30-09-2024
NBB filing Annual accounts filed
fiscal year 2023 · verkort
2023
10-11-2023
State Gazette act Director changes
Sara Van Hove
22-08-2023
NBB filing Annual accounts filed
fiscal year 2022 · verkort
2022
31-08-2022
NBB filing Annual accounts filed
fiscal year 2021 · verkort
2021
07-07-2021
NBB filing Annual accounts filed
fiscal year 2020 · micro
2020
31-08-2020
NBB filing Annual accounts filed
fiscal year 2019 · micro
2019
09-10-2019
NBB filing Annual accounts filed
fiscal year 2018 · micro
2018
18-10-2018
NBB filing Annual accounts filed
fiscal year 2017 · micro
2016
28-10-2016
NBB filing Annual accounts filed
fiscal year 2016 · verkort
2015
29-07-2015
NBB filing Annual accounts filed
fiscal year 2015 · verkort
Belgisch Staatsblad, acts 1 acts
All acts · 1 updated 2 years ago
2023
10-11-2023 3 directors appointed, 1 resigning Director changes·Sara Van Hove
  • JAMAR Guy, Statutaire bestuurder
  • DEMEERSSEMAN Christine, Statutaire bestuurder
  • DEMEERSSEMAN Christine, Niet statutaire bestuurder
  • JAMAR Guy, Statutaire bestuurder
Notary: Sara Van Hove · BalenFirm: MICHEL LESSELIERS-SARA VAN HOVE, GEASSOCIEERDE NOTARISSEN
Technical details 
{
  "events": [
    {
      "kind": "director_out",
      "role": "statutaire bestuurder",
      "person": {
        "rrn": null,
        "name": "JAMAR Guy",
        "address": null,
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": "eervol",
      "subkind": "renewal",
      "via_org": null,
      "statutory": "statutair",
      "compensated": false,
      "effective_date": null,
      "evidence_quote": "De vergadering besluit om de huidige statutaire bestuurder (destijds statutaire zaakvoerder), de heer JAMAR Guy, voornoemd, eervol ontslag te geven uit hun functie als statutaire bestuurder.",
      "decharge_status": "pending_next_agm",
      "mandate_duration": {
        "kind": "indefinite",
        "value": null
      },
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    },
    {
      "kind": "director_in",
      "role": "statutaire bestuurder",
      "person": {
        "rrn": null,
        "name": "JAMAR Guy",
        "address": null,
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": null,
      "subkind": "renewal",
      "via_org": null,
      "statutory": "statutair",
      "compensated": false,
      "effective_date": null,
      "evidence_quote": "De vergadering besluit als nieuwe statutaire bestuurder te herbenoemen: - De heer JAMAR Guy, voornoemd.",
      "decharge_status": null,
      "mandate_duration": {
        "kind": "indefinite",
        "value": null
      },
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    },
    {
      "kind": "director_in",
      "role": "statutaire bestuurder",
      "person": {
        "rrn": null,
        "name": "DEMEERSSEMAN Christine",
        "address": null,
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": null,
      "subkind": "renewal",
      "via_org": null,
      "statutory": "statutair",
      "compensated": false,
      "effective_date": null,
      "evidence_quote": "De vergadering besluit als nieuwe statutaire bestuurder te benoemen: - Mevrouw DEMEERSSEMAN Christine, voornoemd.",
      "decharge_status": null,
      "mandate_duration": {
        "kind": "indefinite",
        "value": null
      },
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    },
    {
      "kind": "director_in",
      "role": "niet-statutaire bestuurder",
      "person": {
        "rrn": null,
        "name": "DEMEERSSEMAN Christine",
        "address": null,
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": null,
      "subkind": "renewal",
      "via_org": null,
      "statutory": "niet_statutair",
      "compensated": null,
      "effective_date": null,
      "evidence_quote": "De vergadering stelt vast dat ingevolge voormelde wetgeving voortaan de functie van niet-statutaire bestuurder van de vennootschap uitoefenen: - Mevrouw DEMEERSSEMAN Christine, voornoemd.",
      "decharge_status": null,
      "mandate_duration": {
        "kind": "indefinite",
        "value": null
      },
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    },
    {
      "kind": "decharge_granted",
      "role": "statutaire bestuurder",
      "person": {
        "rrn": null,
        "name": "JAMAR Guy",
        "address": null,
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": null,
      "subkind": "renewal",
      "via_org": null,
      "statutory": "statutair",
      "compensated": null,
      "effective_date": null,
      "evidence_quote": "De vergadering aanvaardt het ontslag als niet-statutaire bestuurder van mevrouw DEMEERSSEMAN Christine, voornoemd, aan wie bij de eerstvolgende jaarvergadering kwijting verleend zal worden.",
      "decharge_status": "granted",
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    },
    {
      "kind": "decharge_granted",
      "role": "statutaire bestuurder",
      "person": {
        "rrn": null,
        "name": "DEMEERSSEMAN Christine",
        "address": null,
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": null,
      "subkind": "renewal",
      "via_org": null,
      "statutory": "statutair",
      "compensated": null,
      "effective_date": null,
      "evidence_quote": "De vergadering aanvaardt het ontslag als niet-statutaire bestuurder van mevrouw DEMEERSSEMAN Christine, voornoemd, aan wie bij de eerstvolgende jaarvergadering kwijting verleend zal worden.",
      "decharge_status": "granted",
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    }
  ],
  "notary": {
    "name": "Sara Van Hove",
    "firm_city": null,
    "firm_name": "MICHEL LESSELIERS-SARA VAN HOVE, GEASSOCIEERDE NOTARISSEN",
    "office_city": "Balen",
    "is_associated": true
  },
  "act_meta": {
    "language": "nl",
    "pub_date": "2023-11-10",
    "filing_date": "2023-11-08",
    "act_kind_objet": "Onderwerp akte:"
  },
  "decisions": [
    {
      "body": "buitengewone_algemene_vergadering",
      "date": "2023-10-24",
      "unanimous": null
    }
  ],
  "is_correction": false,
  "subject_company": {
    "kbo": "0437.552.251",
    "name_full": "FOCUS",
    "legal_form": "BV"
  },
  "publication_proxy": {
    "kind": "org",
    "org_kbo": "0875.430.542",
    "org_name": "VGD Accountants en Belastingconsulenten",
    "person_name": null,
    "org_rep_person_name": null,
    "person_role_at_subject": null
  },
  "co_filed_documents": [
    "expeditie van de notulen",
    "geco\u00F6rdineerde statuten"
  ],
  "corrected_publication_numac": null
}
Credit advice verdict per customer and amount

Should this customer buy amount X on invoice? Enter the amount and payment terms, you get an instant GREEN/AMBER/RED verdict, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
AI due-diligence brief Checked AI

Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.

Coming soon
AI-generated from Checked data; indicative, not legal or investment advice.
Company registry (CBE) Crossroads Bank
Activities
Holdings64200Activiteiten van holdings64210
Primary activity highlighted.
Names & trade names
Legal nameNL FOCUS
Registered office
Berkensingel 24
2490 Balen, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
Similar companies Same NACE
Beherman Invest BE 0413.697.575 · Bornem
INTERNATIONAL BUSINESS CONSULTANTS BE 0423.709.658 · Herentals
Investeringsmaatschappij Argenta - Société d'investissements Argenta - Investierungsgesellschaft Argenta BE 0404.453.475 · Antwerpen
Limago BE 0432.324.347 · Antwerpen
LOGOS BE 0426.840.184 · Schilde
Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative