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Generated 17-07-2026
Active BE 0804.820.183Private limited company

FNZ

Grote Baan 457 ·3530 Houthalen-Helchteren, Belgium· 2 yrs active
Sector: Food & beverage service (56112)
Conclusion Checked

The computed 12-month bankruptcy probability of FNZ is 4.2% (elevated). The 2024 annual accounts show equity of €35k and a net result of €19k. Its solvency ranks better than 70% of 543 sector peers (fiscal year 2024). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 2 annual accounts.
Key figures
Equity €35k
Net result €19k
Staff (FTE) 5.5
Better than sector 70%
Snowflake analysis 5 axes · computed by Checked
Health64Profitability100Solvency48Growth78Stability82
74 / 100

Strong profile, led by profitability.

Health 64
Profitability 100
Solvency 48
Growth 78
Stability 82
Bankruptcy probability (12 mo) Checked model v1 · free
4.2% Elevated
0%0,5%1,5%4%10%≥25%
Higher-failure-rate sector +Young company +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 3 signals
Young company
Founded in 2023, under 3 years, statistically higher risk.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.
Administratively compliant
No FOD Economie strikeouts (UBO, accounts, address, activity).
Administrative Flags 0 events
No administrative flags
Health barometer FY 2024 · computed
64 / 100 Healthy
050100

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Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative, not credit advice.
Financial overview2 NBB filings
Annual accounts filed on 08-08-2025 with the NBB · fiscal year 2024 · verkort
€0€10k€20k€30kOperating result 2023: €17k€17kNet result 2023: €13k€13kOperating result 2024: €29k€29kNet result 2024: €19k€19k20232024
Operating resultNet result
Sector comparison
Fiscal year 2024 · NACE 56, Food & beverage service · compared within the same schema type (abbreviated schema)
Metric This company Sector median Position in the sector
Solvency 38.3% 19.1%
better than 70% of 543 sector peers
Net result €19k €18k
better than 51% of 542 sector peers
Equity €35k €63k
better than 41% of 543 sector peers
Gross operating margin €213k €291k
better than 43% of 540 sector peers
Staff costs €171k €239k
higher than 41% of 471 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
EBITDA
€42k
+109.0% far above sector median
Net profit
€19k
+50.0% far above sector median
Cash flow
€32k
+109.1% far above sector median
Total assets
€92k
-4.3% +5% vs sector
Equity
€35k
+121.6% +26% vs sector
Working capital
€-28k
+30.7% far below sector median
Employees (FTE)
6
+266.7% -55% vs sector
Staff costs
€171k
+729.0% -71% vs sector
Income taxes
€7k
+65.9% far above sector median
Debt
€57k
-29.2% +16% vs sector
Debt ≤ 1y
€55k
-31.6% +33% vs sector
Current ratio
0.49
-1.3% -56% vs sector
Quick ratio
0.20
-34.2% -75% vs sector
Solvency
38.3%
+131.5% -16% vs sector
Debt / equity
1.61
-68.1% +34% vs sector
ROE
54.9%
-32.3% far above sector median
ROA
21.0%
+56.7% far above sector median
Interest coverage
18.41
-76.9% far above sector median
Figures by fiscal year
Fiscal year2024
Revenue-
EBITDA€42k
Net profit€19k
Cash flow€32k
Staff costs€171k
Income taxes€7k
Dividends-
Total assets€92k
Equity€35k
Debt€57k
of which ≤ 1y€55k
of which > 1y-
Working capital€-28k
Employees (FTE)5.5
Ratios (computed)
2024
Current ratio0.49
Quick ratio0.20
Working capital ratio-30.3%
Solvency38.3%
Debt / equity1.61
Long-term debt ratio-
Interest coverage18.41
Gross margin-
Net margin-
ROA21.0%
ROE54.9%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2024
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2024
Balance sheet, Assets
TOTAL ASSETS 20/58€92k
Fixed assets 21/28€65k
Intangible fixed assets 21€11k
Tangible fixed assets 22/27€53k
Current assets 29/58€27k
Stocks & contracts in progress 3€16k
Amounts receivable within one year 40/41€341
Cash & bank 54/58€8k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€92k
Equity 10/15€35k
Contributions / capital 10/11€3k
Reserves 13€32k
Amounts payable 17/49€57k
Amounts payable within one year 42/48€55k
Trade debts payable within one year 44€25k
Income statement
Gross operating margin 9900€213k
Operating result 9901€29k
Financial income 75€13
Financial charges 65€2k
Result before taxes 9903€27k
Income taxes 67/77€7k
Net result for the period 9904€19k
Result to be appropriated 9905€19k
You're seeing the latest fiscal year only. Unlock 1 prior year (figures + ratios) with a paid plan. See plans →
Ratios computed by Checked.
Legal Structure
NACE primary Food & beverage service(56112)
Legal form Private limited company(610)
Incorporation16-08-2023
StatusActive
Postal code3530
Establishment units 1 location
FNZ
Grote Baan 457, 3530 Houthalen-HelchterenEetgelegenheden met beperkte bediening
since 20232.349.210.831
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
72014D0294/00K003 Flanders 928 m² 1 · 134 m² 8.5 m · 2 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 3 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025
08-08-2025
NBB filing Annual accounts filed
fiscal year 2024 · verkort
2024
23-09-2024
State Gazette act Director changes
30-08-2024
NBB filing Annual accounts filed
fiscal year 2023 · verkort
Belgisch Staatsblad, acts 1 acts
All acts · 1 updated 1 year ago
2024
23-09-2024 1 director appointed, 1 resigning Director changes
  • Ben Vanwetswinkel, Bestuurder
  • Ben Vanwetswinkel, Bestuurder
Technical details 
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      },
      "reason": "de_plein_droit_dissolution",
      "subkind": null,
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        "kbo": "0737.470.610",
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        "country": "BE",
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      "statutory": null,
      "compensated": null,
      "effective_date": "2024-07-29",
      "evidence_quote": "",
      "decharge_status": null,
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    {
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      },
      "reason": null,
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      "via_org": {
        "kbo": "1004.674.827",
        "name": "Edro BV",
        "address": null,
        "country": "BE",
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      "statutory": null,
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      "effective_date": "2024-07-29",
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    }
  ],
  "notary": {
    "name": null,
    "firm_city": null,
    "firm_name": null,
    "office_city": null,
    "is_associated": false
  },
  "act_meta": {
    "language": "mixed",
    "pub_date": "2024-09-23",
    "filing_date": "2024-09-11",
    "act_kind_objet": "Onderwerp akte:"
  },
  "decisions": [
    {
      "body": "algemene_vergadering",
      "date": "2024-07-29",
      "unanimous": null
    }
  ],
  "is_correction": false,
  "subject_company": {
    "kbo": "0804.820.183",
    "name_full": "Edro BV",
    "legal_form": "BV",
    "_kbo_filled_from_list": true
  },
  "publication_proxy": {
    "kind": "org",
    "org_kbo": "1004.674.827",
    "org_name": "Edro BV",
    "person_name": null,
    "org_rep_person_name": "Ben Vanwetswinkel",
    "person_role_at_subject": null
  },
  "co_filed_documents": [],
  "corrected_publication_numac": null
}
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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
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Company registry (CBE) Crossroads Bank
Activities
Eetgelegenheden met beperkte bediening56102Activiteiten van eetgelegenheden met beperkte bediening, muv mobiele eetgelegenheden56112
Primary activity highlighted.
Names & trade names
Legal nameNL FNZ
Registered office
Grote Baan 457
3530 Houthalen-Helchteren, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative