FN-CONSULT
ActiveFN-CONSULT has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €113k and a net result of €68k. Its solvency ranks better than 75% of 37968 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2024
91
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability100=
Solvency100▲+24
Growth78
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €10k at 30 days acceptable
Liquidity ample (current ratio 2.33 against 0.61 in 2023; short-term debt: 20.3% and cash: 22.2% of total assets), and 20.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 23-06-2025, 38 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
not confirmed
2024
38 d early
2023
22 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€113k▲ 108%
2023 · €55k
2023: €55k
2023 → 2024
Total assets
€142k▲ 32.9%
2023 · €107k
2023: €107k
2023 → 2024
Net result
€68k▲ 11.9%
2023 · €60k
2023: €60k
2023 → 2024
Working capital
€38k
2023 · €-20k
2023: €-20k
2023 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20232024Trend
Equity€55k-€113k▲ 108%
Operating result€17k-€24k▲ 38.5%
Net result€60k-€68k▲ 11.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result rises in 2024; 2024 is 39% above 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €142k
Fixed assets
€75k=
Current assets
€67k▲ 110%
Equity and liabilities €142k
Equity
€113k▲ 108%
Debt
€29k▼ 45.1%
The debt ratio falls from 49.0% to 20.3%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€24k▲
2023 · €17k
Cash flow
€68k▲
2023 · €61k
Solvency
79.7%▲
2023 · 51.0%
Current ratio
2.33▲
2023 · 0.61
Quick ratio
2.33▲
2023 · 0.60
Debt / equity
0.25▼
2023 · 0.96
ROE
59.6%▼
2023 · 110.8%
ROA
47.6%▼
2023 · 56.5%
Interest coverage
11315.27▼
2023 · 16168.69
Debt
€29k▼
2023 · €52k
Debt ≤ 1 year
€29k▼
2023 · €52k
Income taxes
€12k▲
2023 · €7k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€107k€142k▲
Fixed assets21/28€75k€75k=
Tangible fixed assets22/27€0-
Furniture and vehicles24€0-
Financial fixed assets28€75k€75k=
Current assets29/58€32k€67k▲
Stocks and contracts in progress3€351€0▼
Stocks30/36€351€0▼
Amounts receivable within one year40/41€3k€35k▲
Trade receivables40-€351
Other amounts receivable41€3k€35k▲
Cash at bank and in hand54/58€29k€32k▲
Deferred charges and accrued income490/1€262€270▲
Equity and liabilities
Total equity and liabilities10/49€107k€142k▲
Equity10/15€55k€113k▲
Contributions10/11€1k€1k=
Reserves13€54k€112k▲
Non-distributable reserves130/1€360€360=
Reserves not available under the articles1311€360€360=
Distributable reserves133€53k€112k▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€52k€29k▼
Amounts payable within one year42/48€52k€29k▼
Trade debts44€307€1k▲
Suppliers440/4€307€1k▲
Taxes, remuneration and social security45€8k€11k▲
Taxes450/3€8k€11k▲
Other amounts payable47/48€44k€17k▼
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€229€0▼
Other operating charges640/8€568€644▲
Gross operating margin9900€18k€24k▲
Operating profit (loss)9901€17k€24k▲
Financial income75/76B€50k€56k▲
Recurring financial income75€50k€56k▲
Financial charges65/66B€1€2▲
Recurring financial charges65€1€2▲
Profit (loss) for the period before taxes9903€67k€80k▲
Income taxes67/77€7k€12k▲
Profit (loss) for the period9904€60k€68k▲
Profit (loss) for the period to be appropriated9905€60k€68k▲
Appropriation of the result
Profit (loss) to be appropriated9906€60k€68k▲
Transfer from equity791/2€40k€9k▼
Transfer to equity691/2€29k€68k▲
To other reserves6921€29k€68k▲
Profit to be distributed694/7€72k€9k▼
Return on contributions (dividend)694€72k€9k▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
23-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Liquidity quadruplescurrent ratio 2.33
Current ratio from 0.61 to 2.33; short-term debt falls from €52k to €29k.
31-12
Financial
Equity above €100kEq €113k ▲108%
2 profitable years in a row build equity to €113k.
09-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kontich · 1 establishment unit since 2011
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Veldkant 82550 KontichGround area
6,862 m²
Building footprint
3,365 m²
Volume, LiDAR
28,446 m³
Parcel 11024B0079/00H000, Flanders · tallest building 10.6 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
FN-Consult
since 20112.197.744.242
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11024B0079/00H000 | Flanders | 6,862 m² | 1 · 3,365 m² | 10.6 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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BOSS ADVISORY
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MM CORPORATION
BE 1017.772.005
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HUBIN CONSULT
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Of 82,546 companies in sector 70200 we hold annual accounts for 52,574. 40,780 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded16-02-2011
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.