ARKADY
ActiveARKADY has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €21k and a net result of €-15k. Equity remains stable across the filed fiscal years (±2.3% per year). Its solvency ranks better than 18% of 8657 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
57
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability56▼-10
Solvency39▼-9
Growth32▼-26
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity short (current ratio 0.25 against 0.38 in 2024; short-term debt: 52.6% and cash: 1.2% of total assets), and 86.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
13.9%
Return on assets
-10.2%
Age of the figures
12 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year €-15k
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 18% of 8657 sector peers (2025).
NBB · sector comparisonPosition among 8657 sector peers
Solvency
better than 18%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 30-04-2026, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
on the day
2024
on the day
2023
on the day
2022
on the day
2021
1 d early
2020
on the day
2019
1 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€21k▼ 42.5%
2024 · €36k
2018: €39k
2019: €32k
2020: €40k
2021: €39k
2022: €38k
2023: €39k
2024: €36k
2018 → 2025
Total assets
€149k▼ 4.4%
2024 · €155k
2018: €232k
2019: €212k
2020: €198k
2021: €172k
2022: €156k
2023: €157k
2024: €155k
2018 → 2025
Net result
€-15k▼ 431%
2024 · €-3k
2018: €-6k
2019: €-7k
2020: €7k
2021: €-874
2022: €-1k
2023: €1k
2024: €-3k
2018 → 2025
Working capital
€-59k▼ 27.6%
2024 · €-46k
2018: €-71k
2019: €-75k
2020: €-65k
2021: €-63k
2022: €-64k
2023: €-56k
2024: €-46k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€39k-€38k▼ 2.7%€39k▲ 2.9%€36k▼ 7.4%€21k▼ 42.5%
Operating result€778-€135▼ 82.6%€2k▲ 1,656%€-3k€-15k▼ 481%
Net result€-874-€-1k▼ 18.2%€1k€-3k€-15k▼ 431%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €15k in 2025 against €3k in 2024; the loss grows and 2025 has the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €149k
Fixed assets
€129k▲ 1.0%
Current assets
€20k▼ 29.2%
Equity and liabilities €149k
Equity
€21k▼ 42.5%
Debt
€128k▲ 7.0%
The debt ratio rises from 76.9% to 86.1%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€6k▼
2024 · €17k
Cash flow
€6k▼
2024 · €16k
Solvency
13.9%▼
2024 · 23.1%
Current ratio
0.25▼
2024 · 0.38
Quick ratio
0.25▼
2024 · 0.38
Debt / equity
6.20▲
2024 · 3.33
ROE
-73.8%▼
2024 · -8.0%
ROA
-10.2%▼
2024 · -1.8%
Interest coverage
27.31▼
2024 · 90.27
Debt
€128k▲
2024 · €120k
Debt ≤ 1 year
€78k▲
2024 · €74k
Debt > 1 year
€46k=
2024 · €46k
Income taxes
€140▲
2024 · €132
Staff costs
€2k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€155k€149k▼
Fixed assets21/28€128k€129k▲
Tangible fixed assets22/27€128k€129k▲
Furniture and vehicles24€1k€1k▲
Leasing and similar rights25€127k€128k▲
Current assets29/58€28k€20k▼
Amounts receivable within one year40/41€24k€18k▼
Trade receivables40€18k€12k▼
Other amounts receivable41€6k€6k▲
Cash at bank and in hand54/58€4k€2k▼
Equity and liabilities
Total equity and liabilities10/49€155k€149k▼
Equity10/15€36k€21k▼
Contributions10/11€19k€19k=
Reserves13€27k€27k=
Distributable reserves133€27k€27k=
Profit (loss) carried forward14€-9k€-25k▼
Amounts payable17/49€120k€128k▲
Amounts payable after more than one year17€46k€46k=
Financial debts170/4€46k€46k=
Amounts payable within one year42/48€74k€78k▲
Trade debts44€20k€24k▲
Suppliers440/4€20k€24k▲
Advances received on contracts in progress46€7k€7k=
Taxes, remuneration and social security45€3k€2k▼
Taxes450/3€3k€817▼
Remuneration and social security454/9-€893
Other amounts payable47/48€43k€45k▲
Accrued charges and deferred income492/3-€4k
Income statement
Code20242025
Remuneration, social security and pensions62-€2k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€19k€21k▲
Other operating charges640/8€2k€2k▼
Gross operating margin9900€19k€10k▼
Operating profit (loss)9901€-3k€-15k▼
Financial income75/76B€8-
Recurring financial income75€8-
Financial charges65/66B€186€219▲
Recurring financial charges65€186€219▲
Profit (loss) for the period before taxes9903€-3k€-15k▼
Income taxes67/77€132€140▲
Profit (loss) for the period9904€-3k€-15k▼
Profit (loss) for the period to be appropriated9905€-3k€-15k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-9k€-25k▼
Profit (loss) brought forward from the previous period14P€-7k€-9k▼
Social balance
Average headcount (FTE)9087-0.3
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-04
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
30-09
Financial
Weakest financial yearnet €-15k
Net result drops to €-15k, the lowest in the series.
30-04
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
30-04
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
30-09
Financial
Back to profitnet €1k
Net result €1k after 2 loss-making years.
30-04
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
29-04
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
30-04
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
30-09
Financial
Back to profitnet €7k
Net result €7k after 2 loss-making years.
29-04
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
20-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 112 days late
21-05
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 386 days late
2017
02-05
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 2 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hove · 1 establishment unit since 2007
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Huib Hostelei 92540 HoveGround area
90 m²
Building footprint
90 m²
Volume, LiDAR
633 m³
Parcel 11021A0251/00R005, Flanders · tallest building 8.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Arkady
since 20072.164.031.002
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11021A0251/00R005 | Flanders | 90 m² | 1 · 90 m² | 8.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2024 · 2 entries · 236 EUR awarded · 236 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 38 EUR | 38 EUR |
| 2022 | 1 | 198 EUR | 198 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 82,569 companies in sector 70200 we hold annual accounts for 52,573. 30,870 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded16-07-2007
Fiscal year end30-09
Activities, NACEBEL
55203Holiday cottages, homes and apartments
70200Business and other management consultancy
70220Business consulting
74142
46900Non-specialised wholesale trade
51900
55232
74300Other professional, scientific and technical activities
74301Translation services
74852
Sources
Crossroads Bank for EnterprisesNational Bank · 18 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:mc.heeren@telenet.be
Phone:03/454.15.81