FMBC Invest
The computed 12-month bankruptcy probability of FMBC Invest is 3.4% (moderate). The 2024 annual accounts show equity of €134k and a net result of €378k. The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
| Equity | €134k |
| Net result | €378k |
| Active | 3 yrs |
| Board | 1 |
Mixed profile: strong on profitability, weaker on solvency.
Computed on 4 of 5 axes. Not measured: growth. An unmeasured axis is not a zero: no data was read for it.
Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
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See plans →| Fiscal year | 2024 |
|---|---|
| Deposit | micro |
| Revenue | - |
| EBITDA | - |
| Net profit | €378k |
| Cash flow | - |
| Staff costs | - |
| Income taxes | - |
| Dividends | €250k |
| Total assets | €1.10M |
| Equity | €134k |
| Debt | €970k |
| of which ≤ 1y | €660k |
| of which > 1y | €311k |
| Working capital | €-105k |
| Employees (FTE) | - |
| 2024 | |
|---|---|
| Current ratio | 0.84 |
| Quick ratio | 0.84 |
| Working capital ratio | -9.5% |
| Solvency | 12.2% |
| Debt / equity | 7.23 |
| Long-term debt ratio | 2.31 |
| Interest coverage | - |
| Gross margin | - |
| Net margin | - |
| ROA | 34.2% |
| ROE | 281.8% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
| Line item | Code | 2024 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €1.10M |
| Fixed assets | 21/28 | €550k |
| Financial fixed assets | 28 | €550k |
| Current assets | 29/58 | €555k |
| Amounts receivable within one year | 40/41 | €147k |
| Cash & bank | 54/58 | €8k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €1.10M |
| Equity | 10/15 | €134k |
| Contributions / capital | 10/11 | €6k |
| Reserves | 13 | €128k |
| Accumulated profits (losses) | 14 | €0 |
| Amounts payable | 17/49 | €970k |
| Amounts payable after one year | 17 | €311k |
| Amounts payable within one year | 42/48 | €660k |
| Income statement | ||
| Operating result | 9901 | €-720 |
| Financial income | 75 | €400k |
| Financial charges | 65 | €21k |
| Result before taxes | 9903 | €378k |
| Net result for the period | 9904 | €378k |
| Result to be appropriated | 9905 | €378k |
-
Current09-08-2023 → present
2 events
- 09-08-2023 Appointed· Director
- 09-08-2023 Appointed· Managing director
| NACE primary | - |
| Legal form | Private limited company(610) |
| Incorporation | 09-08-2023 |
| Status | Active |
| Postal code | 7322 |
Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 51522A0322/00N000 | Wallonia | 1,047 m² | 1 · 261 m² | 12.5 m · 3 fl. |
| 53062B0036/00Z002 | Wallonia | 933 m² | 1 · 5 m² | 1.4 m |
A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.
18-12-2025 Articles of association amended
Technical details
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"schema": "v3.2",
"act_meta": {
"model_id": 36,
"extractor": "constrained-core-35b"
},
"statute_change": {
"name_change": true,
"seat_change": false,
"object_change": false,
"effective_date": "2025-11-21",
"legal_form_change": false
},
"bedrijfsrevisor": null,
"subject_company": {
"kbo": "0804.673.594",
"name_full": "GROUPE CUVELIER",
"legal_form": "SRL"
},
"signature_regime": null,
"special_mandates": [],
"governance_change": {
"admin_delegated_added": []
}
}17-09-2024 2 directors appointed
- Patrick Cuvelier, Bestuurder
- Patrick Cuvelier, Gedelegeerd bestuurder
Technical details
{
"events": [
{
"kind": "director_in",
"role": "bestuurder",
"person": {
"rrn": null,
"name": "Patrick Cuvelier",
"address": null,
"birth_date": null
},
"effective_date": "2023-08-09",
"evidence_quote": "Approuve \u00E0 l\u0027unanimit\u00E9 la nomination de Monsieur Patrick Cuvelier, domicili\u00E9 Parc de la Sablonni\u00E8re 18 4-1 \u00E0 7000 Mons, au poste d\u0027administrateur et ce, avec effet r\u00E9troactif au 9 aout 2023."
},
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},
"effective_date": "2023-08-09",
"evidence_quote": "Les administrateurs, apr\u00E8s d\u00E9lib\u00E9rations, ont d\u00E9cid\u00E9 de le nommer administrateur d\u00E9l\u00E9gu\u00E9 \u00E9galement depuis le 9 aout 2023."
}
],
"schema": "v3.2",
"act_meta": {
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"extractor": "constrained-core-35b"
},
"subject_company": {
"kbo": "0804.673.594",
"name_full": "GROUPE CUVELIER",
"legal_form": "SRL"
}
}11-08-2023 Incorporation of a new SRL
Technical details
{
"kind": "oprichting",
"seat": "7034 Obourg, Rue des Ecoles 85",
"schema": "v3.2",
"act_meta": {
"model_id": 36,
"extractor": "constrained-core-35b"
},
"founders": [
{
"org": null,
"kind": "natural_person",
"person": {
"dob": null,
"name": "Fabien CUVELIER",
"niss": null,
"address": "7034 Mons (Obourg), Rue des Ecoles 85"
},
"share_class": "Ordinary",
"partner_role": null,
"holder_org_kbo": null,
"holder_org_name": null,
"contribution_type": "cash",
"amount_paid_in_eur": 0,
"holder_person_name": "Fabien CUVELIER",
"is_subscriber_only": false,
"n_shares_subscribed": 50,
"amount_subscribed_eur": 3000,
"is_anonymous_silent_partner": false
},
{
"org": null,
"kind": "natural_person",
"person": {
"dob": null,
"name": "Marilina BIACCALLI",
"niss": null,
"address": "7034 Mons (Obourg), Rue des Ecoles 85"
},
"share_class": "Ordinary",
"partner_role": null,
"holder_org_kbo": null,
"holder_org_name": null,
"contribution_type": "cash",
"amount_paid_in_eur": 0,
"holder_person_name": "Marilina BIACCALLI",
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"amount_subscribed_eur": 3000,
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}
],
"capital_eur": 6000,
"subject_company": {
"kbo": "0804.673.594",
"name_full": "GROUPE CUVELIER",
"legal_form": "SRL"
},
"initial_directors": [],
"incorporation_date": "2023-08-08",
"post_incorporation_mandates": []
}Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.
| Legal nameFR | FMBC Invest |