Active BE 0788.298.907Private limited company

FM INTERNATIONAL

Weidestraat (STG) 6 ·9200 Dendermonde, Belgium· 4 yrs active

Sector: Algemene bouw van residentiële gebouwen (41001)

Conclusion Checked

The computed 12-month bankruptcy probability of FM INTERNATIONAL is 2.6% (moderate). The 2024 annual accounts show equity of €20k and a net result of €1k. Its solvency ranks better than 23% of 3838 sector peers (fiscal year 2024). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 2 annual accounts.

Key figures

Equity	€20k
Net result	€1k
Better than sector	23%
Active	4 yrs

Financial profile 5 of 5 axes measured · computed by Checked

51 / 100

Mixed profile: strong on stability, weaker on solvency.

All 5 axes are computed from data Checked has read.

Health 43

Profitability 32

Solvency 20

Growth 68

Stability 94

Bankruptcy probability (12 mo) Checked model v1 · free

2.6% Moderate

0%0,5%1,5%4%10%≥25%

Young company +Higher-failure-rate sector +Annual accounts: weaker financial profile +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based

0 / 100

Low risk

Trust signals 2 signals

More than 3 years active

Founded in 2022, past the statistically most fragile first 3 years.

No legal incidents

No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags0 events

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Health barometer FY 2024 · computed

43 / 100 Weak

050100

Computed from 6 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.

See plans →

Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.

Financial overview2 NBB filings

Annual accounts filed on 28-09-2025 with the NBB · fiscal year 2024 · micro

RevenueOperating resultNet result

Sector comparison

Fiscal year 2024 · NACE 41, Construction of buildings · compared within the same schema type (micro schema)

Metric	This company	Sector median	Position in the sector
Solvency	15.7%	39.5%	better than 23% of 3838 sector peers
Net result	€1k	€9k	better than 28% of 3834 sector peers
Equity	€20k	€29k	better than 40% of 3843 sector peers
Gross operating margin	€103k	€26k	better than 87% of 3831 sector peers
Staff costs	€68k	€16k	higher than 78% of 1129 sector peers

Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.

Revenue

€363k

+33.5% 23-24

EBITDA

€30k

-2.2% 23-24

Net profit

€1k

-87.8% 23-24

Cash flow

€30k

-2.4% 23-24

Total assets

€129k

+7.2% 23-24

Equity

€20k

+529.5% 23-24

Working capital

€-5k

+85.2% 23-24

Staff costs

€68k

-10.1% 23-24

Show 11 other metrics

Debt

€108k

-7.1% 23-24

Debt ≤ 1y

€108k

-7.1% 23-24

Current ratio

0.95

+33.6% 23-24

Quick ratio

0.95

+33.6% 23-24

Solvency

15.7%

+487.1% 23-24

Debt / equity

5.37

-85.2% 23-24

ROE

5.8%

-98.1% 23-24

ROA

0.9%

-88.6% 23-24

Net margin

0.3%

-90.9% 23-24

EBITDA margin

8.2%

-26.7% 23-24

Interest coverage

445.76

- 23-24

Figures by fiscal year

Highlight YoY changes (±10%)

Fiscal year	2024
Deposit	micro
Revenue	€363k
EBITDA	€30k
Net profit	€1k
Cash flow	€30k
Staff costs	€68k
Income taxes	-
Dividends	-
Total assets	€129k
Equity	€20k
Debt	€108k
of which ≤ 1y	€108k
of which > 1y	-
Working capital	€-5k
Employees (FTE)	-

Ratios (computed)

	2024
Current ratio	0.95
Quick ratio	0.95
Working capital ratio	-3.8%
Solvency	15.7%
Debt / equity	5.37
Long-term debt ratio	-
Interest coverage	445.76
Gross margin	28.4%
Net margin	0.3%
ROA	0.9%
ROE	5.8%
EBITDA margin	8.2%
Days sales outstanding	11d
Days payable outstanding	6d
Inventory turnover	-
Days inventory (DSI)	-

Balance-sheet composition 2024

Assets

Fixed assets €25k · 19.5% Current assets €103k · 80.5%

Equity & liabilities

Equity €20k · 15.7% Debt €108k · 84.3%

Full annual accounts (19 line items)

Filed balance sheet and income statement, exactly as deposited with the NBB.

Line item	Code	2024
Balance sheet, Assets
TOTAL ASSETS	20/58	€129k
Fixed assets	21/28	€25k
Tangible fixed assets	22/27	€25k
Current assets	29/58	€103k
Amounts receivable within one year	40/41	€10k
Cash & bank	54/58	€92k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES	10/49	€129k
Equity	10/15	€20k
Accumulated profits (losses)	14	€20k
Amounts payable	17/49	€108k
Amounts payable within one year	42/48	€108k
Trade debts payable within one year	44	€4k
Income statement
Turnover	70	€363k
Gross operating margin	9900	€103k
Operating result	9901	€1k
Financial charges	65	€67
Result before taxes	9903	€1k
Net result for the period	9904	€1k
Result to be appropriated	9905	€1k

This table shows the latest fiscal year. 1 prior year, with figures and ratios, belongs to a paid plan. See plans →

Ratios computed by Checked.

Directors & mandates 2 directors

Current directors & mandates

BENNEBRI WISSEM
Director
State Gazette act 24132365 (11-09-2024)

Current
01-09-2024 → present

Former directors (1)

KALLOUB MOHAMMED OMAR S
Director
State Gazette act 24132365 (11-09-2024)

Former
- → 01-09-2024

Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.This list is read straight from this company's published acts, not from the officer register.

Legal Structure

NACE primary	Algemene bouw van residentiële gebouwen(41001)
Legal form	Private limited company(610)
Incorporation	06-07-2022
Status	Active
Postal code	9200

Establishment units 1 location

FM INTERNATIONAL

Weidestraat (STG) 6, 9200 DendermondeVervaardiging van metalen constructiewerken of gebinten voor de bouw

since 20222.333.485.646

Physical sites registered in the Crossroads Bank for Enterprises (CBE).

Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
42021C0151/00S006	Flanders	53 m²	1 · 53 m²	8.8 m · 2 fl.

Methodology

via registered seat: 1

1 of 1 parcels with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Updates 3 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025

28-09-2025

NBB filing Annual accounts filed

fiscal year 2024 · micro

2024

08-12-2024

NBB filing Annual accounts filed

fiscal year 2023 · micro

11-09-2024

State Gazette act Director changes

Belgian State Gazette reading coverage 0 of 2 acts read

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Belgisch Staatsblad, acts 1 acts

All acts · 1 updated 1 year ago

2024

11-09-2024 1 director appointed, 1 resigning Director changes

BENNEBRI WISSEM, Bestuurder
KALLOUB MOHAMMED OMAR S, Bestuurder

Original publication ↗

Technical details

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Credit advice verdict per customer and amount

Company registry (CBE) Crossroads Bank

Activities

Algemene bouw van residentiële gebouwen41001Algemene bouw van residentiële gebouwen41201Installatie van isolatie43230Isolatiewerkzaamheden43291Overige werkzaamheden in verband met de afwerking van gebouwen43350Overige werkzaamheden in verband met de afwerking van gebouwen43390Gevelreiniging43992Overige reiniging van gebouwen; industriële reiniging81220

Primary activity highlighted.

Names & trade names

Legal nameNL

FM INTERNATIONAL

Registered office

Weidestraat (STG) 6 bus B004

9200 Dendermonde, Belgium

Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.

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