Active BE 0655.719.901Private limited company

FM.HP

· 10 yrs active

Conclusion Checked

The computed 12-month bankruptcy probability of FM.HP is 1.9% (moderate). The 2023 annual accounts show equity of €14k and a net result of €3k. Equity is growing by ~7.7% per year across the filed fiscal years. The company has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 4 annual accounts.

Key figures

Equity	€14k
Net result	€3k
Active	10 yrs
Board	2

Financial profile 5 of 5 axes measured · computed by Checked

74 / 100

Strong profile, led by profitability.

All 5 axes are computed from data Checked has read.

Health 56

Profitability 100

Solvency 60

Growth 52

Stability 100

Bankruptcy probability (12 mo) Checked model v1 · free

1.9% Moderate

0%0,5%1,5%4%10%≥25%

No NACE activity registered +Annual accounts: weaker financial profile +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based

0 / 100

Low risk

Trust signals 2 signals

Established

Founded in 2016, 10 years in business.

No legal incidents

No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags0 events

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Health barometer FY 2023 · computed

56 / 100 Fair

050100

Computed from 4 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.

See plans →

Computed by Checked from the NBB filing for FY 2023. Indicative, not credit advice.

Financial overview5 NBB filings

Annual accounts filed on 29-08-2024 with the NBB · fiscal year 2023 · micro

Operating resultNet result

Trajectory (indicative)

Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.

growing Equity: growth of ~7.7%/year over 4 fiscal years, indicative, assuming unchanged policy.

Solid line = filed figures · dashed = extended trend · area = indicative range.

How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

Net profit

€3k

- 18-23

Total assets

€32k

+12.7% 18-23

Equity

€14k

+29.5% 18-23

Working capital

€-6k

+35.9% 18-23

Debt

€18k

+2.1% 18-23

Debt ≤ 1y

€18k

+2.1% 18-23

Current ratio

0.67

+40.4% 18-23

Quick ratio

0.25

+440.9% 18-23

Show 4 other metrics

Solvency

44.5%

+14.9% 18-23

Debt / equity

1.25

-21.2% 18-23

ROE

22.8%

- 18-23

ROA

10.1%

- 18-23

Figures by fiscal year

Highlight YoY changes (±10%)

Fiscal year	2023
Deposit	micro
Revenue	-
EBITDA	-
Net profit	€3k
Cash flow	-
Staff costs	-
Income taxes	-
Dividends	-
Total assets	€32k
Equity	€14k
Debt	€18k
of which ≤ 1y	€18k
of which > 1y	-
Working capital	€-6k
Employees (FTE)	-

Ratios (computed)

	2023
Current ratio	0.67
Quick ratio	0.25
Working capital ratio	-18.1%
Solvency	44.5%
Debt / equity	1.25
Long-term debt ratio	-
Interest coverage	-
Gross margin	-
Net margin	-
ROA	10.1%
ROE	22.8%
EBITDA margin	-
Days sales outstanding	-
Days payable outstanding	-
Inventory turnover	-
Days inventory (DSI)	-

Balance-sheet composition 2023

Assets

Fixed assets €20k · 62.6% Current assets €12k · 37.4%

Equity & liabilities

Equity €14k · 44.5% Debt €18k · 55.5%

Full annual accounts (19 line items)

Filed balance sheet and income statement, exactly as deposited with the NBB.

Line item	Code	2023
Balance sheet, Assets
TOTAL ASSETS	20/58	€32k
Fixed assets	21/28	€20k
Financial fixed assets	28	€20k
Current assets	29/58	€12k
Stocks & contracts in progress	3	€8k
Cash & bank	54/58	€4k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES	10/49	€32k
Equity	10/15	€14k
Contributions / capital	10/11	€10k
Reserves	13	€267
Accumulated profits (losses)	14	€4k
Amounts payable	17/49	€18k
Amounts payable within one year	42/48	€18k
Income statement
Gross operating margin	9900	€3k
Operating result	9901	€3k
Financial charges	65	€100
Result before taxes	9903	€3k
Net result for the period	9904	€3k
Result to be appropriated	9905	€3k

This table shows the latest fiscal year. 3 prior years, with figures and ratios, belong to a paid plan. See plans →

Ratios computed by Checked.

Directors & mandates 4 directors

Current directors & mandates

Bouarfa Adam
Managing director
State Gazette act 24137459 (24-09-2024)

Current
05-09-2024 → present
2 events
- 31-12-2024 Resigned· Director (executive)
- 05-09-2024 Appointed· Managing director
MWATA LADZO LASEL
Director (executive)
State Gazette act 24118366 (07-08-2024)

Current
23-07-2024 → present

Former directors (2)

Bouarfa Ayman
Director
State Gazette act 24117168 (05-08-2024)

Former
05-08-2024 → 05-09-2024
2 events
- 05-09-2024 Resigned· Managing director
- 05-08-2024 Appointed· Director
Yarhzou El Mahjoub
Director
State Gazette act 24117168 (05-08-2024)

Former
- → 05-08-2024

Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.This list is read straight from this company's published acts, not from the officer register.

Legal Structure

NACE primary	-
Legal form	Private limited company(610)
Incorporation	27-05-2016
Status	Active
Postal code	-

Establishment units 1 location

COIN TOP AFFAIRES

Korporaal Trésigniesstr. 10, 1190 VorstVervaardiging van carrosserieën voor motorvoertuigen

since 20162.254.637.019

Physical sites registered in the Crossroads Bank for Enterprises (CBE).

Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Brussels 2 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
21384D0153/00C002	Brussels	524 m²	1 · 447 m²	17.1 m · 1 fl.
21526D0069/02A005	Brussels	310 m²	1 · 243 m²	10.9 m · 2 fl.

Methodology

via registered seat: 1 · via establishment units: 1

2 of 2 parcels with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Updates 10 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025

06-10-2025

State Gazette act Capital & shares

2024

24-09-2024

State Gazette act Director changes

29-08-2024

NBB filing Annual accounts filed

fiscal year 2023 · micro

07-08-2024

State Gazette act Director changes

05-08-2024

State Gazette act Capital & shares

2023

22-11-2023

State Gazette act Director changes

Jean VAN den WOUWER

14-11-2023

NBB filing Annual accounts filed

fiscal year 2022 · micro

2020

30-10-2020

NBB filing Annual accounts filed

fiscal year 2019 · micro

2019

30-09-2019

NBB filing Annual accounts filed

fiscal year 2018 · micro

2018

30-09-2018

NBB filing Annual accounts filed

fiscal year 2017 · micro

Belgian State Gazette reading coverage 0 of 7 acts read

We know of 7 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Belgisch Staatsblad, acts 5 acts

Capital history · 2

06-10-2025

Capital change

05-08-2024

Capital change

All acts · 5 updated 10 months ago

2025

06-10-2025 All shares are now held by a single shareholder Capital & shares

Original publication ↗

Technical details

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2024

24-09-2024 1 director appointed, 1 resigning Director changes

Bouarfa Adam, Gedelegeerd bestuurder
Bouarfa Ayman, Gedelegeerd bestuurder

Original publication ↗

Technical details

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07-08-2024 MWATA LADZO LASEL appointed as director (executive) Director changes

MWATA LADZO LASEL, Directeur

Original publication ↗

Technical details

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05-08-2024 Transaction in capital or shares Capital & shares

Original publication ↗

Technical details

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2023

22-11-2023 Discharge granted to the board Director changes·Jean VAN den WOUWER

Notary: Jean VAN den WOUWER · Bruxelles

Original publication ↗

Technical details

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        "value": null
      },
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    }
  ],
  "notary": {
    "name": "Jean VAN den WOUWER",
    "firm_city": null,
    "firm_name": null,
    "office_city": "Bruxelles",
    "is_associated": false
  },
  "act_meta": {
    "language": "nl",
    "pub_date": "2023-11-22",
    "filing_date": "2023-11-20",
    "act_kind_objet": "Objet de l\u0027acte:"
  },
  "decisions": [
    {
      "body": "algemene_vergadering",
      "date": "2023-11-18",
      "unanimous": null
    }
  ],
  "is_correction": false,
  "subject_company": {
    "kbo": "0655.719.901",
    "name_full": "NEW AUTOPERMIS",
    "legal_form": "SRL"
  },
  "publication_proxy": {
    "kind": "person",
    "org_kbo": null,
    "org_name": null,
    "person_name": "Jean Van den Wouwer",
    "org_rep_person_name": null,
    "person_role_at_subject": null
  },
  "co_filed_documents": [
    "exp\u00E9dtion",
    "statuts"
  ],
  "corrected_publication_numac": null
}

Credit advice verdict per customer and amount

Company registry (CBE) Crossroads Bank

Names & trade names

Legal nameFR

FM.HP

Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.