FM GARAGE
The computed 12-month bankruptcy probability of FM GARAGE is 7.1% (elevated). The 2024 annual accounts show negative equity (€-20k) and a net result of €2k. Equity remains stable across the filed fiscal years (±1.8% per year). Its solvency ranks better than 18% of 6698 sector peers (fiscal year 2024). The company has been active since 2021 and the Belgian State Gazette contains no insolvency signals. The CBE does carry 1 administrative register entry (see administrative flags).
| Equity | €-20k |
| Net result | €2k |
| Better than sector | 18% |
| Active | 5 yrs |
Mixed profile: strong on stability, weaker on profitability.
All 5 axes are computed from data Checked has read.
Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
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The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.
The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.
A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | -22.0% | 20.4% | |
| Net result | €2k | €4k | |
| Equity | €-20k | €16k | |
| Gross operating margin | €5k | €24k | |
| Total assets | €93k | €94k |
| Fiscal year | 2024 |
|---|---|
| Deposit | micro |
| Revenue | - |
| EBITDA | €4k |
| Net profit | €2k |
| Cash flow | €4k |
| Staff costs | - |
| Income taxes | - |
| Dividends | - |
| Total assets | €93k |
| Equity | €-20k |
| Debt | €113k |
| of which ≤ 1y | €113k |
| of which > 1y | - |
| Working capital | €-28k |
| Employees (FTE) | - |
| 2024 | |
|---|---|
| Current ratio | 0.76 |
| Quick ratio | 0.62 |
| Working capital ratio | -29.7% |
| Solvency | -22.0% |
| Debt / equity | -5.54 |
| Long-term debt ratio | - |
| Interest coverage | 10.71 |
| Gross margin | - |
| Net margin | - |
| ROA | 2.5% |
| ROE | -11.5% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
| Line item | Code | 2024 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €93k |
| Fixed assets | 21/28 | €7k |
| Tangible fixed assets | 22/27 | €7k |
| Current assets | 29/58 | €86k |
| Stocks & contracts in progress | 3 | €15k |
| Amounts receivable within one year | 40/41 | €68k |
| Cash & bank | 54/58 | €2k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €93k |
| Equity | 10/15 | €-20k |
| Contributions / capital | 10/11 | €3k |
| Accumulated profits (losses) | 14 | €-23k |
| Amounts payable | 17/49 | €113k |
| Amounts payable within one year | 42/48 | €113k |
| Trade debts payable within one year | 44 | €61k |
| Income statement | ||
| Gross operating margin | 9900 | €5k |
| Operating result | 9901 | €3k |
| Financial charges | 65 | €386 |
| Result before taxes | 9903 | €2k |
| Net result for the period | 9904 | €2k |
| Result to be appropriated | 9905 | €2k |
-
Current31-12-2022 → present
Former directors (2)
-
Former- → 31-12-2022
-
Former- → 31-12-2022
| NACE primary | Detailhandel in auto's en lichte bestelwagens (<= 3,5 ton)(47811) |
| Legal form | Private limited company(610) |
| Incorporation | 25-01-2021 |
| Status | Active |
| Postal code | 1800 |
Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23094D0041/00F000 | Flanders | 7,975 m² | 1 · 1,789 m² | - |
| 23642D0866/00X000 | Flanders | 93 m² | 1 · 82 m² | 11.0 m · 3 fl. |
A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.
13-01-2026 Registered office moved from Zaventem to Vilvoorde
- Imperiastraat 8, 1930 Zaventem → Guldenschaapstraat 6, 1800 Vilvoorde
Technical details
{
"events": [
{
"kind": "zetel_transfer",
"seat_type": "statutaire",
"new_address": {
"city": "Vilvoorde",
"region": "Vlaams Gewest",
"street": "Guldenschaapstraat",
"country": "BE",
"postcode": "1800",
"box_number": null,
"street_number": "6"
},
"old_address": {
"city": "Zaventem",
"region": "Vlaams Gewest",
"street": "Imperiastraat",
"country": "BE",
"postcode": "1930",
"box_number": null,
"street_number": "8"
},
"effective_date": "2025-11-14",
"evidence_quote": "De algemene vergadering besluit om de statutaire zetel over te plaatsen naar 6, Guldenschaapstraat 1800 Vilvoorde."
}
],
"schema": "v3.2",
"act_meta": {
"model_id": 36,
"extractor": "constrained-core-35b"
},
"subject_company": {
"kbo": "0762.434.252",
"name_full": "FM GARAGE",
"legal_form": "BV"
}
}23-06-2023 Registered office moved from Vilvoorde to Zaventem
- Mechelsesteenweg 7, 1800 Vilvoorde → imperiastraat 8, 1930 Zaventem
Technical details
{
"events": [
{
"kind": "zetel_transfer",
"seat_type": "statutaire",
"new_address": {
"city": "Zaventem",
"region": null,
"street": "imperiastraat",
"country": "BE",
"postcode": "1930",
"box_number": null,
"street_number": "8"
},
"old_address": {
"city": "Vilvoorde",
"region": null,
"street": "Mechelsesteenweg",
"country": "BE",
"postcode": "1800",
"box_number": null,
"street_number": "7"
},
"effective_date": "2023-05-30",
"evidence_quote": "Bij besl\u00EDssing van de bestuurder wordt de maatschappelijke zetel van de vennootschap met ingang van 30/05/2023 verplaatst Mechelsesteenweg, 7- 1800 Vilvoorde naar imperiastraat 8 - 1930 Zaventem"
}
],
"schema": "v3.2",
"act_meta": {
"model_id": 36,
"extractor": "constrained-core-35b"
},
"subject_company": {
"kbo": "0762.434.252",
"name_full": "FM GARAGE",
"legal_form": "BV"
}
}31-03-2023 Transaction in capital or shares
Technical details
{
"events": [
{
"kind": "share_transfer",
"amount": null,
"currency": null,
"after_eur": null,
"delta_eur": null,
"before_eur": null,
"amount_type": "onbekend",
"effective_date": "2022-12-31",
"evidence_quote": "OVERDRACHT VAN AANDELEN ... Meneer El Hamouti Mohamed verkoopt als aandelen aan de heer Mosleh Anasse ... Meneer Amzil Faissal verkoopt als aandelen aan de heer Mosleh Arasse ... Na toekenning van aandelen: Mosleh Anasse: 100 aandelen, El Hamouti Mohamed: 0 aandelen, Amzil Faissal: 0 aandelen",
"contribution_type": null
}
],
"schema": "v3.2",
"act_meta": {
"model_id": 36,
"extractor": "constrained-core-35b"
},
"subject_company": {
"kbo": "0762.434.252",
"name_full": "FM GARAGE",
"legal_form": "BV"
}
}27-01-2021 Incorporation of a new BV
Technical details
{
"kind": "oprichting",
"seat": "1800 Vilvoorde, Mechelsesteenweg, 71",
"schema": "v3.2",
"act_meta": {
"model_id": 36,
"extractor": "constrained-core-35b"
},
"founders": [
{
"org": null,
"kind": "natural_person",
"person": {
"dob": "1993-03-31",
"name": "EL HAMOUTI Mohamed",
"niss": null,
"address": "1800 Vilvoorde, Zennelaan 54"
},
"share_class": "Aandelen",
"partner_role": null,
"holder_org_kbo": null,
"holder_org_name": null,
"contribution_type": "cash",
"amount_paid_in_eur": 0,
"holder_person_name": "EL HAMOUTI Mohamed",
"is_subscriber_only": true,
"n_shares_subscribed": 50,
"amount_subscribed_eur": 1500,
"is_anonymous_silent_partner": false
},
{
"org": null,
"kind": "natural_person",
"person": {
"dob": "1981-01-01",
"name": "AMZIL Faissal",
"niss": null,
"address": "1030 Schaarbeek, Helmetsesteenweg 355"
},
"share_class": "Aandelen",
"partner_role": null,
"holder_org_kbo": null,
"holder_org_name": null,
"contribution_type": "cash",
"amount_paid_in_eur": 0,
"holder_person_name": "AMZIL Faissal",
"is_subscriber_only": true,
"n_shares_subscribed": 50,
"amount_subscribed_eur": 1500,
"is_anonymous_silent_partner": false
}
],
"capital_eur": 3000,
"subject_company": {
"kbo": "0762.434.252",
"name_full": "FM GARAGE",
"legal_form": "BV"
},
"initial_directors": [],
"incorporation_date": "2021-01-22",
"post_incorporation_mandates": []
}Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.
| Legal nameNL | FM GARAGE |
- 12-12-2024 Address struck