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FlvrLab

Active
Groot Begijnhof 75 ·3000 Leuven, Belgium
BE 0754.901.015
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Age5 yrs

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of FlvrLab is 1.0% (low). The 2025 annual accounts show negative equity (€-14k) and a net result of €-31k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 5% of 2732 sector peers (fiscal year 2025). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 5 annual accounts.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone
1.0% Low
0%0,5%1,5%4%10%≥25%
Lower-failure-rate sector Annual accounts: weaker financial profile +Young company +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Trust signals

3 signals
More than 3 years active
Founded in 2020, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.
Administratively compliant
No FOD Economie strikeouts (UBO, accounts, address, activity).

Administrative Flags

0 events
No administrative flags

Financials

TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€-31k
Working capital€-18k

Annual accounts & ratios

Source: NBB · 2025
Annual accounts filed on 02-04-2026 with the NBB · fiscal year 2025 · micro
€-40k€-20k€0€20k€40kOperating result 2021: €-1k€-1kNet result 2021: €-1k€-1kOperating result 2022: €-6k€-6kNet result 2022: €-6k€-6kOperating result 2024: €33k€33kNet result 2024: €27k€27kOperating result 2025: €-31k€-31kNet result 2025: €-31k€-31k20212022202320242025
Operating resultNet result
Trajectory (indicative)
Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.
volatile Too volatile to project: the yearly deviation from the trend is ~40% of the level (threshold 35%). We therefore deliberately show no projection line.
€-20k€-10k€0€10k€20k2021: €5k2022: €-6422023: €-6422024: €18k2025: €-14k20212022202320242025
How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

Sector comparison
Fiscal year 2025 · NACE 62, Computer programming & consultancy · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency -177.5% 62.2%
better than 5% of 2732 sector peers
Net result €-31k €40k
better than 5% of 2734 sector peers
Equity €-14k €62k
better than 5% of 2733 sector peers
Gross operating margin €-30k €63k
better than 5% of 2734 sector peers
Total assets €8k €120k
better than 5% of 2734 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Net profit
€-31k
- far below sector median
Total assets
€8k
-64.3% -95% vs sector
Equity
€-14k
- far below sector median
Working capital
€-18k
- far below sector median
Income taxes
€151
-97.3% -93% vs sector
Dividends
€9k
- 21-25
Debt
€21k
+481.0% +65% vs sector
Debt ≤ 1y
€21k
+481.0% +131% vs sector
Current ratio
0.16
-96.6% -98% vs sector
Quick ratio
0.16
-96.6% -98% vs sector
Solvency
-177.5%
- far below sector median
Debt / equity
-1.56
- far below sector median
ROE
230.9%
+50.9% far above sector median
ROA
-409.8%
- far below sector median
Figures by fiscal year
Fiscal year2025
Revenue-
EBITDA-
Net profit€-31k
Cash flow-
Staff costs-
Income taxes€151
Dividends-
Total assets€8k
Equity€-14k
Debt€21k
of which ≤ 1y€21k
of which > 1y-
Working capital€-18k
Employees (FTE)-
Ratios (computed)
2025
Current ratio0.16
Quick ratio0.16
Working capital ratio-233.8%
Solvency-177.5%
Debt / equity-1.56
Long-term debt ratio-
Interest coverage-
Gross margin-
Net margin-
ROA-409.8%
ROE230.9%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2025
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2025
Balance sheet, Assets
TOTAL ASSETS 20/58€8k
Fixed assets 21/28€4k
Financial fixed assets 28€4k
Current assets 29/58€3k
Amounts receivable within one year 40/41€501
Cash & bank 54/58€2k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€8k
Equity 10/15€-14k
Contributions / capital 10/11€6k
Accumulated profits (losses) 14€-20k
Amounts payable 17/49€21k
Amounts payable within one year 42/48€21k
Income statement
Gross operating margin 9900€-30k
Operating result 9901€-31k
Financial charges 65€245
Result before taxes 9903€-31k
Income taxes 67/77€151
Net result for the period 9904€-31k
Result to be appropriated 9905€-31k
You're seeing the latest fiscal year only. Unlock 4 prior years (figures + ratios) with a paid plan. See plans →
Ratios computed by Checked.

Health barometer

FY 2025 · computed
17 / 100 Critical
050100

Unlock the full score breakdown, per-year score history and the indicative credit limit with Plus.

See plans →
Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative, not credit advice.

Structure & network

Locations & real estate

Establishment units

1 location
FlvrLab BV
Naamsestraat 84, 3000 LeuvenOntwerpen en programmeren van computerprogramma's
since 20202.308.040.665
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels2
Ground area287 m²
Buildings2
Building footprint173 m²
Volume (LiDAR)2,390 m³
Tallest building19.3 m · ±6 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
24504D1014/00F000 Flanders 166 m² 1 · 52 m² 12.6 m · 3 fl.
24504D0619/00F000 Flanders 122 m² 1 · 122 m² 19.2 m · 6 fl.
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Analysis

Snowflake analysis

financial profile on 5 axes
Health17Profitability100Solvency33Growth32Stability94
55 / 100

Mixed profile: strong on profitability, weaker on health.

Health 17
Profitability 100
Solvency 33
Growth 32
Stability 94

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Credit advice

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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

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Company registry

Company registry (CBE)

Crossroads Bank
Activities
Computerconsultancy-activiteiten62020Activiteiten op het gebied van computerconsultancy en beheer van computerfaciliteiten62200
Primary activity highlighted.
Names & trade names
Legal nameNL FlvrLab
Registered office
Groot Begijnhof 75
3000 Leuven, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.