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Fluctus

Active
Private limited companyfounded 20251 yr activeAchtel 8, 2310 Rijkevorsel, BelgiumKBO/BCE: BE 1019.334.792
Summary

Fluctus has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €43,336 and a net result of €44,168. Its solvency ranks better than 37% of 38840 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Overview

Activity
Business and other management consultancy
NACE 70200
1 site
Size
€109,151total assets 2025
Equity
€43,336
Profit
€44,168
Turnover not published (abridged schema)
Financial health
95 Excellent Checked score 2025
Bankruptcy chance 12 m
0.1%
Structure
Accounts 35 d early0 of 1 deed read
Why 95- Founded in 2025+ Sector Activities of head offices; management consultancy activities (NACE 70)+ Liquidity: current ratio 0.93, cash €44,255+ Size: total assets €109,151Show the evidence

Checked score

Score 2025
95 / 100
Excellent
Probability in this band: under 0.55%
Better than 61% of its sector peers (NACE 70, micro)
Performance against the sector, not lower risk
Financial strength
Strong
Solvency 65
equity 39.7% of total assets
Liquidity 69
short-term debt 60.3% · cash 40.5%
Profitability 100
return on assets 40.5%
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (48,265 companies)
Last 24 months 02-2026: 0.4% 03-2026: 0.4%● 0.0% vs 02-2026 04-2026: 0.4%▲ +2.2% vs 03-2026 05-2026: 0.4%▲ +1.6% vs 04-2026 06-2026: 0.4%▲ +1.6% vs 05-2026 07-2026: 0.4%▲ +12.2% vs 06-2026 08-2026: 0.4%● 0.0% vs 07-2026 09-2026: 0.5%▲ +15.3% vs 08-2026highest value 10-2026: 0.1%▼ -89.3% vs 09-2026lowest value
  • Sector Activities of head offices; management consultancy activities (NACE 70) lowers the probability
  • Liquidity: current ratio 0.93, cash €44,255 lowers the probability
  • Founded in 2025 raises the probability for this profile
  • Size: total assets €109,151 lowers the probability for this profile
Credit up to €4,000 at 30 days acceptable
Liquidity short (current ratio 0.93; short-term debt: 60.3% and cash: 40.5% of total assets), and 60.3% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 70, micro). Better than this share of them on solvency 38%, liquidity 61%, profitability 85%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 05-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

Credit check for your own amount and term

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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Sector Activities of head offices; management consultancy activities (NACE 70)
In the bankruptcy model this factor lowers the probability.
KBO
lowers risk · Liquidity: current ratio 0.93, cash €44,255
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
raises risk · Founded in 2025
In the bankruptcy model this factor raises the probability for this profile.
KBO
lowers risk · Size: total assets €109,151
In the bankruptcy model this factor lowers the probability for this profile.
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-06-2026, 35 days ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2025
35 d early
← before the deadline after the deadline →
Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…

Financials · fiscal year 2025, micro schema

Equity
€43,336
Total assets
€109,151
Net result
€44,168
Working capital
-€4,761

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition
Assets €109,151
Fixed assets €48,097
Current assets €61,054
Equity and liabilities €109,151
Equity €43,336
Debt €65,815
Debt finances 60.3% of the balance-sheet total.
Key figures and ratios
2025 value
EBITDA
€65,909
Cash flow
€53,292
Current ratio
0.93
Debt to equity
1.52
ROE
101.9%
ROA
40.5%
Interest coverage
7347.71
Debt ≤ 1 year
€65,815
Income taxes
€12,608

Peer companies

Historical observation

Of the 11,280 companies that looked in July 2024 the way this one looks now, 0.7% went bankrupt within 24 months and 97% are still going.

  • Micro
  • under 2 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
0.7% went bankrupt
2.6% stopped otherwise
97% still going

A further 0.1% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 0.1% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,471 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 11,280 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 40 lines
Balance sheet Code2025
Assets
Total assets20/58€109,151
Fixed assets21/28€48,097
Tangible fixed assets22/27€47,747
Plant, machinery and equipment23€878
Furniture and vehicles24€40,959
Other tangible fixed assets26€5,910
Financial fixed assets28€350
Current assets29/58€61,054
Amounts receivable within one year40/41€15,204
Trade receivables40€15,204
Cash at bank and in hand54/58€44,255
Deferred charges and accrued income490/1€1,595
Equity and liabilities
Total equity and liabilities10/49€109,151
Equity10/15€43,336
Contributions10/11€1
Reserves13€43,335
Distributable reserves133€43,335
Profit (loss) carried forward14€0
Amounts payable17/49€65,815
Amounts payable within one year42/48€65,815
Trade debts44€2,405
Suppliers440/4€2,405
Taxes, remuneration and social security45€23,961
Taxes450/3€23,961
Other amounts payable47/48€39,449
Income statement Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€9,124
Other operating charges640/8€212
Gross operating margin9900€66,121
Operating profit (loss)9901€56,785
Financial charges65/66B€9
Recurring financial charges65€9
Profit (loss) for the period before taxes9903€56,777
Income taxes67/77€12,608
Profit (loss) for the period9904€44,168
Profit (loss) for the period to be appropriated9905€44,168
Appropriation of the result
Profit (loss) to be appropriated9906€44,168
Transfer to equity691/2€43,335
To other reserves6921€43,335
Profit to be distributed694/7€833
Return on contributions (dividend)694€833

The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€9,124
Other operating charges640/8€212
Gross operating margin9900€66,121
Operating profit (loss)9901€56,785
Financial charges65/66B€9
Recurring financial charges65€9
Profit (loss) for the period before taxes9903€56,777
Income taxes67/77€12,608
Profit (loss) for the period9904€44,168
Profit (loss) for the period to be appropriated9905€44,168
Line2025
Assets
Total assets20/58€109,151
Fixed assets21/28€48,097
Tangible fixed assets22/27€47,747
Plant, machinery and equipment23€878
Furniture and vehicles24€40,959
Other tangible fixed assets26€5,910
Financial fixed assets28€350
Current assets29/58€61,054
Amounts receivable within one year40/41€15,204
Trade receivables40€15,204
Cash at bank and in hand54/58€44,255
Deferred charges and accrued income490/1€1,595
Equity and liabilities
Total equity and liabilities10/49€109,151
Equity10/15€43,336
Contributions10/11€1
Reserves13€43,335
Distributable reserves133€43,335
Profit (loss) carried forward14€0
Amounts payable17/49€65,815
Amounts payable within one year42/48€65,815
Trade debts44€2,405
Suppliers440/4€2,405
Taxes, remuneration and social security45€23,961
Taxes450/3€23,961
Other amounts payable47/48€39,449
Line2025
Profit (loss) for the period9904€44,168
+ Depreciation and write-downs630€9,124
Operating cash flow (approximation)€53,292

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Directors

Directors
No directors read yet: 0 of 1 Gazette act processed. See the function holders in the CBE →

Owners and capital

Owners

No owners or capital events in the accounts and acts we read.

History

Fluctus was incorporated on 29 January 2025 as a Private limited company.1 The company has filed annual accounts once, for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

Acts, filings and financial milestones

2026
26-06
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
NBB filing
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Register details

Identification
Legal formPrivate limited company
Founded29-01-2025
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
E-invoicing
Reachable via Peppol
Peppol ID 0208:1019334792
Also 9925:BE1019334792
Registered 08-12-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 6 October 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.

Sites & property

Location & real-estate footprint
Registered office, Rijkevorsel · 1 establishment unit since 2025
seat establishment The establishment unit on the map
Ground area
2,572 m²
Building footprint
165 m²
Volume, LiDAR
244 m³
Parcel 13037A0319/00P002, Flanders · tallest building 4.9 m. Linked by address, not a title deed.
1 establishment unit
Fluctus
Achtel 8, 2310 RijkevorselBusiness and other management consultancy
since 2025unit no. 2.369.479.574
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
13037A0319/00P002 Flanders 2,572 m² 1 · 165 m² 4.9 m
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.