Equity
€78,312 ▼ 9.6%
FLOY CONCEPT paid out €19,545 in dividends. That is 174% of the 2025 profit.
FLOY CONCEPT
Lifetime
14 annual accounts with figures on one time axispeak €78,727 (2024)
€23,393▼ 70.3%
peak €48,952 (2024)
€11,211▼ 77.1%
peak €86,646 (2024)
€78,312▼ 9.6%
€41,120▼ 44.3%
Board1 name since 2023
1 director
Documentsfilings and deeds
01-07-202630 days before the deadline
2025micro format
Gross margin from €78,727 to €23,393Result from €48,952 to €11,211Dividend €19,545Debts from €73,882 to €41,120
Key points
from the 2025 annual accountsChecked score
Bankruptcy probability within 12 months
Financial strength
Score breakdown
Comparable companies, two years later
In July 2024, 34,721 companies had the same profile as FLOY CONCEPT has now. Each dot stands for 87 companies, two years later.
95.3%
were still trading
4.0%
stopped another way
0.7%
went bankrupt
Test of the method
The method was tested on the 497,762 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 2.9% | 3.1% |
| 10 | 5.6% | 6.1% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 34,721 companies, not a prediction for FLOY CONCEPT. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0843190811
Change of role: , from manager to director
holds all the shares · General meeting of 20-09-2023 · Gazette deed
Incorporation
published on 01-02-2012 · Gazette deed
First establishment
Fond du Village 32, Namur
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| FLOY CONCEPT Namur | €119,432 | €23,393 | 65.6% | - |
| LARUELLE JOEL Bastogne | €111,006 | €23,734 | 52.8% | - |
| @Dott Wetteren | €123,048 | €18,796 | -42.6% | - |
| Gran Momento Diepenbeek | €122,587 | €20,657 | 14.2% | - |
| TOYISSIMO Uccle | €138,062 | €23,886 | 92.9% | - |
| U.F.A.C.O. Ixelles | €94,492 | €21,265 | -10.2% | - |
| SIRNAKI INVEST Brussels | €130,963 | €18,507 | -25.2% | - |
These companies have the same main activity as FLOY CONCEPT: agents in non-specialised wholesale trade (NACE 46190). They are comparable in size and age: total assets between €94,500 and €138,000, founded between 2009 and 2014.
Official details
Source: KBO- Status
- Active since 30-01-2012Normal situation
- Activity
- Agents in non-specialised wholesale tradeNACE 46190
- Establishment unit
- 2.207.672.6865100 Namur, since 30-01-2012
- Financial year end
- 31 December
- Peppol
- Reachable since 09-12-2025
Annual accounts 2025
- €119,432▼ 25.6%
- Filing
- Filed on 01-07-2026, 30 days before the end of the filing period
Insights on FLOY CONCEPT
FLOY CONCEPT files the micro format. That format states no turnover. The gross margin fell from €25,720 in 2012 to €23,393 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about FLOY CONCEPT
- What is the company number of FLOY CONCEPT?
- The company number of FLOY CONCEPT is 0843.190.811. The VAT number is the same number with BE in front: BE 0843.190.811.
- Where is FLOY CONCEPT based?
- The registered office is at Fond du Village 32, 5100 Namur.Company details
- What does FLOY CONCEPT do?
- According to the KBO register, the main activity is agents in non-specialised wholesale trade (NACE 46190).
- What is the legal form of FLOY CONCEPT?
- FLOY CONCEPT is a private limited company (BV).
- When was FLOY CONCEPT founded?
- FLOY CONCEPT was founded on 30-01-2012.
- Is FLOY CONCEPT still active?
- Yes, FLOY CONCEPT is an active enterprise in the KBO register.
- What is the turnover of FLOY CONCEPT?
- The turnover in financial year 2025 is ≈ €160,000. This figure is estimated from the gross margin of €23,393 and 38 comparable companies (NACE 46190). It probably lies between €89,000 and €310,000. It is a rough estimate.Financials
- Is FLOY CONCEPT profitable?
- In financial year 2025, FLOY CONCEPT made a profit of €11,211.
- Where can I find the annual accounts of FLOY CONCEPT?
- FLOY CONCEPT filed 14 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of FLOY CONCEPT due?
- FLOY CONCEPT must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Check which of your other customers you can e-invoice via Peppol.Peppol check Compare this company with its sector.Sector benchmark See what changed in the latest annual accounts.What changed
See how customers, suppliers and banks see your own company and what to improve first.