Flow & Flavor

Active

Private limited companyfounded 20251 yr activeBerkenstraat 26, 9910 Aalter, BelgiumKBO/BCE: BE 1019.253.036

Flow & Flavor has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €81k and a net result of €71k. Its solvency ranks better than 73% of 18039 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.1% (low).

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Checked score

Score 2025

83 / 100

Excellent

The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.

Axes

Profitability100

Solvency87

Growth-

Track record67

Bankruptcy probability, 12 months

1.1% Low

0%0.5%1.5%4%10%≥ 25%

Credit up to €6k at 30 days only on tighter terms

Liquidity ample (current ratio 2.34; short-term debt: 37.9% and cash: 62.5% of total assets), and 37.9% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Five signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Young company

A young company has little track record yet and statistically fails more often than an established one.

KBO · incorporation date

Age against the risk zone

Higher-failure-rate sector

In this sector companies fail more often than the Belgian average.

Gazette · bankruptcies per sector, NACE 47

Relative position

BE, all sectors

reference

Sector 47

higher

← fewer bankruptcies more bankruptcies →

Annual accounts: healthy financial profile

The latest annual accounts show a healthy profile in solvency, result and liquidity.

NBB · annual accounts 2025

Solvency, return and age of the figures

Solvency

62.1%

Return on assets

54.4%

Age of the figures

9 mo

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-07-2026, 2 days ahead of the deadline.

NBB · 1 filing

Deviation from the deadline

2025

2 d early

← before the deadline after the deadline →

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity

€81k

Total assets

€130k

Net result

€71k

Working capital

€66k

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition

Assets €129k

11%

89.1%

Fixed assets €14k

Current assets €115k

Equity and liabilities €130k

62.1%

37.9%

Equity €81k

Debt €49k

Debt finances 37.9% of the balance-sheet total.

Key figures and ratios

2025 value

EBITDA

€103k

Cash flow

€76k

Solvency

62.1%

Current ratio

2.34

Quick ratio

2.23

Debt / equity

0.61

ROE

87.6%

ROA

54.4%

Interest coverage

347.97

Debt

€49k

Debt ≤ 1 year

€49k

Income taxes

€27k

Filed annual accounts

As filed with the NBB · 2025

Balance sheet Code2025

Assets

Total assets20/58€130k

Formation expenses20€472

Fixed assets21/28€14k

Tangible fixed assets22/27€11k

Plant, machinery and equipment23€1k

Furniture and vehicles24€10k

Financial fixed assets28€3k

Current assets29/58€115k

Stocks and contracts in progress3€6k

Stocks30/36€6k

Amounts receivable within one year40/41€28k

Trade receivables40€27k

Other amounts receivable41€451

Cash at bank and in hand54/58€81k

Deferred charges and accrued income490/1€641

Equity and liabilities

Total equity and liabilities10/49€130k

Equity10/15€81k

Contributions10/11€10k

Reserves13€71k

Distributable reserves133€71k

Amounts payable17/49€49k

Amounts payable within one year42/48€49k

Trade debts44€7k

Suppliers440/4€7k

Taxes, remuneration and social security45€33k

Taxes450/3€33k

Other amounts payable47/48€9k

Income statement Code2025

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6k

Other operating charges640/8€501

Gross operating margin9900€104k

Operating profit (loss)9901€97k

Financial income75/76B€58

Recurring financial income75€58

Financial charges65/66B€296

Recurring financial charges65€296

Profit (loss) for the period before taxes9903€97k

Income taxes67/77€27k

Profit (loss) for the period9904€71k

Profit (loss) for the period to be appropriated9905€71k

Appropriation of the result

Profit (loss) to be appropriated9906€71k

Transfer to equity691/2€71k

To other reserves6921€71k

The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

All 1Filings 1

2026

29-07

NBB filing Annual accounts filed

fiscal year 2025 · micro schema

NBB filing

Directors · office · real estate

Directors

1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Aalter · 1 establishment unit since 2025

establishment The establishment unit on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Berkenstraat 269910 Aalter

Ground area

1,323 m²

Building footprint

209 m²

Volume, LiDAR

1,053 m³

Parcel 44067B1142/00A000, Flanders · tallest building 7.4 m, ±2 floors. Linked by address, not a title deed.

1 establishment unit

Flow & Flavor

Berkenstraat 26, 9910 AalterRetail sale of fruit and vegetables

since 20252.369.738.605

1 parcel

Flanders 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
44067B1142/00A000	Flanders	1,323 m²	1 · 209 m²	7.3 m · 2 fl.

Linked by address, not proof of ownership

Methodology

via registered seat: 1

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Recognitions · licences · registrations

Food safety, FASFC

1 site

Aalter2.369.738.605

1 permission

Toelating · Ambulante eetgelegenheid · since 18-02-2025

Similar companies · same sector, comparable size

Boortmeerbeek · Eq €81k

Of 3,832 companies in sector 47210 we hold annual accounts for 966. 790 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification

Legal formPrivate limited company

Founded27-01-2025

Fiscal year end31-12

Activities, NACEBEL

47210Retail sale of fruit and vegetables

46160Agents in the wholesale of textiles, clothing, fur, footwear and leather goods

56210Event catering

73110Advertising agencies

82990Other business support services

Sources

Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers

Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.