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DE HASPENGOUWER

Active
Private limited companyfounded 1997active for 28 yearsKorenstraat 3, 3740 Bilzen-Hoeselt, BelgiumKBO/BCE: BE 0461.946.068
Summary

DE HASPENGOUWER has been active since 1997 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €79,348 and a net result of €23,129. Equity has been growing by about 40% per year since 2018. Its solvency ranks better than 32% of 12,757 sector peers (NACE 47, financial year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).

Overview

Official details

Source: KBO
Status
Active since 21-11-1997 Normal situation
Activity
Retail sale of fruit and vegetables NACE 47210
Joint committees
201 Paritair Comité voor de zelfstandige kleinhandel
119 Paritair Comité voor de handel in voedingswaren · annual accounts 2025
Establishment unit
2.084.322.637 3740 Bilzen-Hoeselt, since 25-11-1997
Financial year end
31 December
Peppol
Reachable since 15-12-2025

Board and ownership

Board

Financial position

86 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.3%
Annual accounts 2025
Gross margin
€206,681
▲ 10.8%
Turnover
≈ €1.0m
estimated
Profit
€23,129
▲ 168%
Equity
€79,348
▲ 41.1%
Total assets
€381,386
▼ 1.3%
Employees on 31-12-2025
4
=
Filed on 10-07-2026, 21 days before the deadline
Score breakdownraises riskSector: Retail trade (NACE 47)Equity €79,348 (20.8% of total assets)lowers riskLiquidity: current ratio 0.58, cash €117,199Founded in 1997Show the evidence

Checked score

Score 2025
86 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 57% of micro companies in retail trade (NACE 47)
Financial strength · tick: 2024
Average
Solvency 46+6
equity 20.8% of total assets
Liquidity 46+14
short-term debt 77.7% · cash 30.7%
Profitability 76+4
return on assets 6.1%
Bankruptcy probability within 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%

About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,272 companies, NACE 47, micro)
Last 24 months 12-2024: 1.2% 01-2025: 1.2%● unchanged vs 12-2024 02-2025: 1.2%● unchanged vs 01-2025 03-2025: 1.1%▼ -0.1 percentage points vs 02-2025 04-2025: 1.1%● unchanged vs 03-2025 05-2025: 1.1%● unchanged vs 04-2025 06-2025: 1.1%● unchanged vs 05-2025 07-2025: 1.3%▲ +0.2 percentage points vs 06-2025 08-2025: 1.9%▲ +0.6 percentage points vs 07-2025highest value 09-2025: 0.5%▼ -1.4 percentage points vs 08-2025 10-2025: 0.5%● unchanged vs 09-2025 11-2025: 0.5%● unchanged vs 10-2025 12-2025: 0.5%● unchanged vs 11-2025 01-2026: 0.5%● unchanged vs 12-2025 02-2026: 0.5%● unchanged vs 01-2026 03-2026: 0.5%● unchanged vs 02-2026 04-2026: 0.5%● unchanged vs 03-2026 05-2026: 0.5%● unchanged vs 04-2026 06-2026: 0.5%● unchanged vs 05-2026 07-2026: 0.5%● unchanged vs 06-2026 08-2026: 0.3%▼ -0.2 percentage points vs 07-2026lowest value 09-2026: 0.3%● unchanged vs 08-2026lowest value 10-2026: 0.3%● unchanged vs 09-2026lowest value 11-2026: 0.3%● unchanged vs 10-2026lowest value
Credit of up to €6,000 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 0.58 (0.47 in 2024), below 1. Short-term debt is 77.7% and cash 30.7% of total assets. 79.2% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 37% of them on solvency, 45% on liquidity, 64% on profitability and 84% on growth.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Liquidity: current ratio 0.58, cash €117,199
NBB · annual accounts
raises risk · Sector: Retail trade (NACE 47)
KBO
lowers risk · Founded in 1997
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Equity €79,348 (20.8% of total assets)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-07-2026, 21 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
21 days early
2024
7 days late
2023
27 days late
2022
29 days late
2021
31 days late
2020
33 days late
2019
56 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 23 days after the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 28 August (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
02-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • New directorlatest change 12-02-2026 · 2 in office 1 joined View

Recent changes

  1. · Gazette deed Resignation: GIJBELS Johan Clement Paul (director)Reappointment: GIJBELS Johan Clement Paul (director)
  2. · Gazette deed Incorporation
All 15 events

Comparable companies

These companies have the same main activity as DE HASPENGOUWER: retail sale of fruit and vegetables (NACE 47210). They are comparable in size and age: total assets between €296,000 and €439,000, founded between 1984 and 2008.

CompanyTotal assetsGross margin
DE HASPENGOUWER Bilzen-Hoeselt€381,386€206,681
Vano & Co Menen€296,073€184,326
FRUITHANDEL VH Blankenberge€361,695€155,612
DIGNEF J & P Landen€438,859€161,412
POISSONNERIE SPRONCK Thimister-Clermont€412,693€232,809
LATEMSE FRUITBOETIEK Sint-Martens-Latem€300,778€118,495
TARTINE GOURMANDE Zwevegem€358,048€228,835
Full comparison

Key facts about DE HASPENGOUWER

What is the company number of DE HASPENGOUWER?
The company number of DE HASPENGOUWER is 0461.946.068. The VAT number is the same number with BE in front: BE 0461.946.068.
Where is DE HASPENGOUWER based?
The registered office is at Korenstraat 3, 3740 Bilzen-Hoeselt.Company details
What does DE HASPENGOUWER do?
According to the KBO register, the main activity is retail sale of fruit and vegetables (NACE 47210).
What is the legal form of DE HASPENGOUWER?
The legal form of DE HASPENGOUWER is Private limited company (BV).
When was DE HASPENGOUWER founded?
DE HASPENGOUWER was founded on 21-11-1997.
Is DE HASPENGOUWER still active?
Yes, DE HASPENGOUWER is an active enterprise in the KBO register.
How many employees does DE HASPENGOUWER have?
DE HASPENGOUWER had an average of 3.1 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
Which joint committee does DE HASPENGOUWER fall under?
In its 2025 annual accounts, DE HASPENGOUWER states joint committees 201 (Paritair Comité voor de zelfstandige kleinhandel) and 119 (Paritair Comité voor de handel in voedingswaren).
What is the turnover of DE HASPENGOUWER?
The turnover in financial year 2025 is ≈ €1.0m. This figure is estimated from the gross margin of €206,681 and 30 comparable companies (NACE 472). It probably lies between €560,000 and €1.6m.
Is DE HASPENGOUWER profitable?
In financial year 2025, DE HASPENGOUWER made a profit of €23,129.
Where can I find the annual accounts of DE HASPENGOUWER?
DE HASPENGOUWER filed 29 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of DE HASPENGOUWER due?
DE HASPENGOUWER must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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