FLORIM
ActiveSummary
The computed 12-month bankruptcy probability of FLORIM is 1.7% (moderate). For FLORIM, at least two filing cycles of the annual accounts are missing. The 2022 annual accounts show negative equity (-€1.6m) and a net result of -€253,981. Equity is shrinking by ~16.2% per year across the filed fiscal years. Its solvency ranks better than 5% of 6632 sector peers (fiscal year 2022). The company has been active since 1995 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
No current score
Figures too old
The available figures for FY 2022 are too old to assess current financial health.
Filing: At least two filing cycles are missing
Axes, FY 2022 · tick = 2021
Profitability0=
Solvency0=
Growth32=
Track record100
Bankruptcy probability, 12 months
1.7%
Moderate
0%0.5%1.5%4%10%≥ 25%
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Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2022Solvency, return and age of the figures
Solvency
-321.9%
Return on assets
-52.5%
Age of the figures
45 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Two or more financial years not filed
Since the financial year that closed on 31-12-2023, 3 financial years are missing at the National Bank. A company this far behind goes bankrupt within the year nineteen times as often as a punctual filer.
NBB · 10 filingsPosition against the passed deadline
31-12-2023 close31-07-2024 deadline29-09-2026 today
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2022 was due by 31-07-2023 and was filed on 08-10-2024, 435 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
not filed
2023
not filed
2022
435 d late
2021
313 d late
2020
678 d late
2019
122 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 4 accounts on average 387 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.
Checked, nothing found (1)
History
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Financials · fiscal year 2022, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
-€253,981▼ 99.7%
2021 · -€127,200
Working capital
-€404,970▲ 69.7%
2021 · -€1.3m
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20182019202020212022
Operating result-€30,485--€233,603▼ 666%-€187,742▲ 19.6%-€126,827▲ 32.4%-€183,237▼ 44.5%
Net result-€62,298--€247,685▼ 298%-€187,014below the sector's middle half▲ 24.5%-€127,200below the sector's middle half▲ 32.0%-€253,981below the sector's middle half▼ 99.7%
Equity-€740,554--€988,239▼ 33.4%-€1.2mbelow the sector's middle half▼ 18.9%-€1.3mbelow the sector's middle half▼ 10.8%-€1.6mbelow the sector's middle half▼ 19.5%
Total assets€917,252-€612,925▼ 33.2%€529,582within the sector's middle half▼ 13.6%€462,890within the sector's middle half▼ 12.6%€483,494within the sector's middle half▲ 4.5%
Debt€1.7m-€1.6m▼ 3.4%€1.7m▲ 6.5%€1.8m▲ 3.5%€2.0m▲ 15.6%
Working capital-€898,756--€1.1m▼ 25.4%-€1.3mbelow the sector's middle half▼ 11.7%-€1.3mbelow the sector's middle half▼ 6.1%-€404,970below the sector's middle half▲ 69.7%
Solvency-80.7%--161.2%▼ 80.5pp-221.9%below the sector's middle half▼ 60.7pp-281.4%below the sector's middle half▼ 59.5pp-321.9%below the sector's middle half▼ 40.5pp
Current ratio0.45-0.30▼ 0.160.26below the sector's middle half▼ 0.030.24below the sector's middle half▼ 0.020.54below the sector's middle half▲ 0.30
Return on assets (ROA)-6.8%--40.4%▼ 33.6pp-35.3%below the sector's middle half▲ 5.1pp-27.5%below the sector's middle half▲ 7.8pp-52.5%below the sector's middle half▼ 25.1pp
Staff (FTE)9.2-0▼ 100%0below the sector's middle half0below the sector's middle half11within the sector's middle half
above
within
below
the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €183,237 in 2022 against €126,827 in 2021; the loss grows.
Balance-sheet composition
2022 in colour, 2021 as the grey bar beneath
Assets €483,494
Fixed assets
€2,156 ▼ 93.5%
Current assets
€481,339 ▲ 12.0%
Key figures and ratios
Debt to equity
-1.31▲
2021 · -1.36
Debt ≤ 1 year
€886,308▼
2021 · €1.8m
Debt > 1 year
€1.2m
Income taxes
€8▲
2021 · €4
Staff costs
€143,916▲
2021 · €0
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | €1,226 | €1,378 | €38,718 | ▲ 2,709% |
| Goods, raw materials, services and sundry goods60/61 | - | - | €142,202 | €135,145 | €826,719 | ▲ 512% |
| Remuneration, social security and pensions62 | - | - | €0 | €0 | €143,916 | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €63,849 | €59,756 | €54,894 | €50,828 | - | - |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | - | - | €17,200 | -€33,642 | - | - |
| Other operating charges640/8 | - | - | €922 | €245 | €993 | ▲ 304% |
| Non-recurring operating charges66A | - | - | €5,593 | €200 | - | - |
| Gross operating margin9900 | €346,129 | -€146,767 | -€109,133 | -€109,194 | -€38,329 | ▲ 64.9% |
| Operating profit (loss)9901 | -€30,485 | -€233,603 | -€187,742 | -€126,827 | -€183,237 | ▼ 44.5% |
| Financial income75/76B | - | - | €1,266 | €424 | €55 | ▼ 87.1% |
| Recurring financial income75 | €5,640 | €427 | €1,266 | €424 | €55 | ▼ 87.1% |
| Financial charges65/66B | - | - | €534 | €794 | €70,791 | ▲ 8,819% |
| Recurring financial charges65 | €33,876 | €15,085 | €534 | €794 | €10,074 | ▲ 1,169% |
| Non-recurring financial charges66B | - | - | - | - | €60,717 | - |
| Profit (loss) for the period before taxes9903 | -€62,298 | -€247,615 | -€187,010 | -€127,196 | -€253,973 | ▼ 99.7% |
| Income taxes67/77 | - | €70 | €4 | €4 | €8 | ▲ 100% |
| Profit (loss) for the period9904 | -€62,298 | -€247,685 | -€187,014 | -€127,200 | -€253,981 | ▼ 99.7% |
| Profit (loss) for the period to be appropriated9905 | -€62,298 | -€247,685 | -€187,014 | -€127,200 | -€253,981 | ▼ 99.7% |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €917,252 | €612,925 | €529,582 | €462,890 | €483,494 | ▲ 4.5% |
| Formation expenses20 | €106 | €0 | - | - | - | - |
| Fixed assets21/28 | €177,408 | €138,762 | €83,868 | €33,039 | €2,156 | ▼ 93.5% |
| Intangible fixed assets21 | - | €0 | - | - | - | - |
| Tangible fixed assets22/27 | €174,022 | €138,762 | €83,868 | €33,039 | €0 | ▼ 100% |
| Land and buildings22 | - | - | €10,078 | €7,895 | €0 | ▼ 100% |
| Plant, machinery and equipment23 | - | - | €38,871 | €24,731 | €0 | ▼ 100% |
| Furniture and vehicles24 | - | - | €2,568 | €0 | - | - |
| Leasing and similar rights25 | - | - | €30,985 | €0 | - | - |
| Other tangible fixed assets26 | - | - | €1,365 | €413 | €0 | ▼ 100% |
| Financial fixed assets28 | €3,386 | €0 | - | - | €2,156 | - |
| Current assets29/58 | €739,739 | €474,163 | €445,714 | €429,850 | €481,339 | ▲ 12.0% |
| Stocks and contracts in progress3 | €3,117 | - | - | - | - | - |
| Amounts receivable within one year40/41 | €543,801 | €381,501 | €405,323 | €396,060 | €88,552 | ▼ 77.6% |
| Trade receivables40 | - | - | €74,423 | €73,651 | €63,187 | ▼ 14.2% |
| Other amounts receivable41 | - | - | €330,900 | €322,409 | €25,364 | ▼ 92.1% |
| Cash at bank and in hand54/58 | €188,119 | €83,379 | €29,787 | €25,014 | €392,787 | ▲ 1,470% |
| Deferred charges and accrued income490/1 | - | - | €10,604 | €8,777 | - | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €917,252 | €612,925 | €529,582 | €462,890 | €483,494 | ▲ 4.5% |
| Equity10/15 | -€740,554 | -€988,239 | -€1.2m | -€1.3m | -€1.6m | ▼ 19.5% |
| Contributions10/11 | €224,157 | €224,157 | €224,157 | €224,157 | €224,157 | = |
| Capital10 | - | - | €224,157 | €224,157 | €224,157 | = |
| Issued capital100 | - | - | €224,157 | €224,157 | €224,157 | = |
| Profit (loss) carried forward14 | -€964,711 | -€1.2m | -€1.4m | -€1.5m | -€1.8m | ▼ 16.6% |
| Amounts payable17/49 | €1.7m | €1.6m | €1.7m | €1.8m | €2.0m | ▲ 15.6% |
| Amounts payable after more than one year17 | €7,189 | - | - | - | €1.2m | - |
| Other amounts payable178/9 | - | - | - | - | €1.2m | - |
| Amounts payable within one year42/48 | €1.6m | €1.6m | €1.7m | €1.8m | €886,308 | ▼ 49.8% |
| Trade debts44 | €665,347 | €620,865 | €615,020 | €622,083 | €886,304 | ▲ 42.5% |
| Suppliers440/4 | - | - | €615,020 | €622,083 | €886,304 | ▲ 42.5% |
| Other amounts payable47/48 | - | - | €1.1m | €1.1m | €4 | ▼ 100.0% |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€62,298 | -€247,685 | -€187,014 | -€127,200 | -€253,981 | ▼ 99.7% |
| + Depreciation and write-downs630 | €63,849 | €59,756 | €54,894 | €50,828 | - | - |
| Operating cash flow (approximation) | €1,551 | -€187,929 | -€132,120 | -€76,371 | -€253,981 | ▼ 233% |
| Investment in fixed assets (approximation) | - | -€21,110 | €0 | €0 | €30,884 | - |
| Change in cash | - | -€104,741 | -€53,592 | -€4,772 | €367,773 | ▲ 7,806% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2026
16-09
State Gazette act
Resignations: Cédric Degavre (director) and Philippe De Breuck (director)Appointments: Emmanuel Coria (director) and Benoit Debusschère (director) · Declaration11 facts ▸
State Gazette act
Resignations: Cédric Degavre (director) and Philippe De Breuck (director)
Appointments: Emmanuel Coria (director) and Benoit Debusschère (director) · Declaration11 facts ▸
- General meeting, 01-07-2026
- Director resignation, Cédric Degavre (director)
- Director resignation, Philippe De Breuck (director)
- Director appointment, Emmanuel Coria (director)
- Director appointment, Benoit Debusschère (director)
- Declaration, acceptation du mandat, gratuit
- Declaration, acceptation du mandat, gratuit
- Director resignation, Cédric Degavre (managing director)
- Director resignation, Philippe De Breuck (managing director)
- Director appointment, Emmanuel Coria (managing director)
- Director appointment, Benoit Debusschère (managing director)
2024
08-10
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 435 days late
2023
09-06
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 313 days late
09-06
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 678 days late
2022
31-12
Financial
Weakest financial yearnet -€253,981
Net result drops to -€253,981, the lowest in the series.
2020
30-11
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 122 days late
2019
25-10
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 86 days late
2018
22-08
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 22 days late
2017
27-06
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
2016
25-07
NBB filing
Annual accounts filed
fiscal year 2015 · full schema
2015
31-08
NBB filing
Annual accounts filed
fiscal year 2014 · full schema · 31 days late
2014
29-08
NBB filing
Annual accounts filed
fiscal year 2013 · full schema · 29 days late
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
1 of 14 acts read
About the unread acts
Of the 14 Belgian State Gazette acts we know for this company, 1 has been read. The other 13 have not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 directors, 2 in day-to-day management, last change in 2026
Board 2
Benoit Debusschère
CurrentDirector · since 01-07-2026
Emmanuel Coria
CurrentDirector · since 01-07-2026
Day-to-day management 2
Benoit Debusschère
CurrentManaging director · since 01-07-2026
Emmanuel Coria
CurrentManaging director · since 01-07-2026
Derived from published Gazette acts. The CBE keeps the official list of function holders; we do not read it, so the two can differ.
See the function holders in the CBE →
Not every act has been read: a resignation may be missing here
13 of this company's 14 Belgian State Gazette acts have not been read yet. Appointments and resignations recorded in them are missing above: a director who resigned there may therefore still show here as sitting. The acts are in the Timeline.
Location & real-estate footprint
Registered office, Villers-le-Bouillet · 1 establishment unit since 1995
Ground area
9.7 ha
Building footprint
2.1 ha
Volume, LiDAR
238,400 m³
2 parcels, Wallonia · tallest building 13.0 m, ±4 floors. Linked by address, not a title deed.
13
companies at this address
See who is registered here
1 establishment unit
INTERMARCHE
since 19952.073.921.663
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 61068A0521/00D000 | Wallonia | 9.7 ha | 1 · 2.1 ha | 13.0 m · 4 fl. |
| 85011C0021/00F000 | Wallonia | 185 m² | 1 · 168 m² | 10.8 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Mandate history
4 people since 2026, 2 in office
- Board
- Day-to-day management
- began earlier
| Name | Functions and periods |
|---|---|
| Benoit Debusschère |
|
| Emmanuel Coria |
|
| Cédric Degavre |
|
| Philippe De Breuck |
|
Structure & network
Part of the group
ITM ALIMENTAIRE BELGIUM
36 companies
Group, risk and exposure
Owners and holdings
1 ownerChain of control
- ITM ALIMENTAIRE BELGIUM
- FLORIM
Highest known parent: ITM ALIMENTAIRE BELGIUM. The sources do not say who stands above it.
Owners 1
-
99.98%
Holdings 0
No holding stated in the accounts, acts or LEI register we read.
According to the annual accounts of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.
Connections & network
2 current directorsThe network starts from this company’s directors. Other companies they run appear here as nodes.
This company
Company
Director
Shareholding
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Of 10,509 companies in sector 47110 we hold annual accounts for 5,853. 1,945 are within a factor 10 of this headcount. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPublic limited company
Founded02-08-1995
Fiscal year end31-12
Activities, NACEBEL 2025
47110Non-specialised retail sale with food, beverages or tobacco predominating
E-invoicing
Reachable via Peppol
Peppol ID
0208:0455752223
Registered
10-12-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 29 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.