Equity
€142,556 from €662,180 in 2016
Equity fell by 78% in 9 years.
AD TIM
Lifetime
20 annual accounts with figures on one time axis, 32 filings since 1994peak €2.0m (2023)
-€57,212▼ €103,676
lowest -€235,865 (2017)
-€78,510▼ €65,726
peak €662,180 (2016)
€142,556▼ 76.4%
€1.1m▲ 2.7%
peak 21.1 FTE (2019)
14.3 FTE▼ 18.3%
Board5 names since 2017
2 directors and 1 other
Owners
50%
Documentsfilings and deeds
09-07-202622 days before the deadline
2025abbreviated format
Gross margin from €46,464 to -€57,212Loss of €78,510Staff from 17.5 FTE to 14.3 FTECapital decrease of €355,472.23 to €62,000 01-08Dividend €26,353Equity from €602,891 to €142,556
Key points
from the 2025 annual accountsResult
-€78,510 ▼ 514%
The result fell in 2025 from -€12,784 to -€78,510.
Debts
€1.1m 88% of the balance sheet
Suppliers 60%Taxes and wages 0%Other 40%
Of this, €642,688 falls due within a year.
Staff
14.3 FTE from 21.1 in 2019
Between 2019 and 2025, 32% of the full-time equivalents disappeared.
Filings
32 annual accounts since 1994
Six of the last ten came late. The 2023 accounts came latest: 30 days after the end of the period.
Position in the sector
-€78,510
Lower net result than 91% of companies in retail trade. Sector median €38,016 · 13,231 companies.
Equity -76%: capital reduction
Checked score
Bankruptcy probability within 12 months
Financial strength
Score breakdown
Comparable companies, two years later
In July 2024, 2,503 companies had the same profile as AD TIM has now. Each dot stands for 7 companies, two years later.
96.4%
were still trading
1.8%
stopped another way
1.6%
went bankrupt
Another 0.2% stopped without a precise date, possibly only after those two years.
Test of the method
The method was tested on the 497,331 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 2.9% | 3.1% |
| 10 | 5.6% | 6.1% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 2,503 companies, not a prediction for AD TIM. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Board and ownership
Director,
Director
- 50%score equity €144,298 (2025) · 2025 annual accounts of
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0450937558
Capital decrease of €355,472.23 to €62,000
Capital from €417,472.23 to €62,000 · General meeting of 24-07-2025 · Gazette deed
1 director appointed, 1 resignation
Resignation: · Appointment: · Permanent representative: · General meeting of 21-12-2023 · Gazette deed
Appointment: (sole director)
General meeting of 13-12-2023 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| AD TIM Chaumont-Gistoux | €1.2m | -€57,212 | 11.7% | 14.3 |
| FLEURUS DISCOUNT Fleurus | €0.8m | -€78,826 | -113.2% | 9.4 |
| UNIC TESSO Tessenderlo-Ham | €0.6m | -€129,744 | -117.5% | 7.2 |
| Rhisninter Ottignies-Louvain-la-Neuve | €0.8m | -€116,362 | -206.5% | 8.4 |
| CRESCEIS Dilsen-Stokkem | €2.4m | -€48,492 | -52.1% | 8.1 |
| BOB'S FRESH CORNER Haaltert | €0.7m | -€51,324 | 88.1% | - |
| B-ALIVE Jabbeke | €0.7m | -€4,501 | 73.6% | - |
These companies have the same main activity as AD TIM: non-specialised retail sale with food, beverages or tobacco predominating (NACE 47110). They are comparable in size and age: total assets between €563,000 and €2.4m, founded between 1984 and 2011.
Official details
Source: KBO- Status
- Active since 14-09-1993Normal situation
- Activity
- Non-specialised retail sale with food, beverages or tobacco predominatingNACE 47110and 1 other
- Joint committees
- 119Food trade
- 201Independent retail · annual accounts 2025
- Establishment unit
- 2.064.770.4071325 Chaumont-Gistoux, since 20-12-1993
- Financial year end
- 31 December
- Peppol
- Reachable since 16-01-2026
Annual accounts 2025
- €1.2m▼ 26.2%
- Employeeson 31-12-2025
- 14▼ 17.6%
- Filing
- Filed on 09-07-2026, 22 days before the end of the filing period
Insights on AD TIM
AD TIM files the abbreviated format. That format states no turnover. The gross margin fell from €749,176 in 2006 to -€57,212 in 2025.
The balance sheet grew most in 2017 through fixed assets.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about AD TIM
- What is the company number of AD TIM?
- The company number of AD TIM is 0450.937.558. The VAT number is the same number with BE in front: BE 0450.937.558.
- Where is AD TIM based?
- The registered office is at Chaussée de Huy 312, 1325 Chaumont-Gistoux.Company details
- What does AD TIM do?
- According to the KBO register, the main activity is non-specialised retail sale with food, beverages or tobacco predominating (NACE 47110).
- What is the legal form of AD TIM?
- AD TIM is a public limited company (NV).
- When was AD TIM founded?
- AD TIM was founded on 14-09-1993.
- Is AD TIM still active?
- Yes, AD TIM is an active enterprise in the KBO register.
- How many employees does AD TIM have?
- AD TIM had an average of 14.3 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- Which joint committee does AD TIM fall under?
- In its 2025 annual accounts, AD TIM states joint committees 119 (Food trade) and 201 (Independent retail).
- What is the turnover of AD TIM?
- The annual accounts for financial year 2025 state no turnover.
- Is AD TIM profitable?
- In financial year 2025, AD TIM made a loss of €78,510.
- Where can I find the annual accounts of AD TIM?
- AD TIM filed 32 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of AD TIM due?
- AD TIM must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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