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Florentine

Active
Private limited companyfounded 20251 yr activeWaterstraat 61, 2970 Schilde, BelgiumKBO/BCE: BE 1023.311.101

The computed 12-month bankruptcy probability of Florentine is 1.5% (moderate). The 2025 annual accounts show equity of €25k and a net result of €-63k. Its solvency ranks better than 27% of 18207 sector peers (fiscal year 2025). The company has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2025
39 / 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes
Profitability0
Solvency32
Growth-
Track record67
Bankruptcy probability, 12 months
1.5% Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days only on tighter terms
Liquidity short (current ratio 0.73; short-term debt: 25.5% and cash: 8.7% of total assets), and 93.2% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Five signals. The signal on the left, the evidence on the right.
+raises riskneutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 1 year 0 10 y
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
6.8%
Return on assets
-17.1%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-07-2026, 23 days ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2025
23 d early
← before the deadline after the deadline →
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€25k
Total assets
€369k
Net result
€-63k
Working capital
€-26k

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition
Assets €369k
Fixed assets €301k
Current assets €68k
Equity and liabilities €369k
Equity €25k
Debt €344k
Debt finances 93.2% of the balance-sheet total.
Key figures and ratios
2025 value
EBITDA
€-56k
Cash flow
€-59k
Solvency
6.8%
Current ratio
0.73
Quick ratio
0.36
Debt / equity
13.65
ROE
-251.2%
ROA
-17.1%
Interest coverage
-18.91
Debt
€344k
Debt ≤ 1 year
€94k
Debt > 1 year
€250k
Staff costs
€4k
Filed annual accounts
As filed with the NBB · 2025
Balance sheet Code2025
Assets
Total assets20/58€369k
Fixed assets21/28€301k
Intangible fixed assets21€11k
Tangible fixed assets22/27€290k
Land and buildings22€290k
Current assets29/58€68k
Stocks and contracts in progress3€35k
Stocks30/36€35k
Amounts receivable within one year40/41€1k
Other amounts receivable41€1k
Current investments50/53€250
Cash at bank and in hand54/58€32k
Equity and liabilities
Total equity and liabilities10/49€369k
Equity10/15€25k
Contributions10/11€89k
Profit (loss) carried forward14€-63k
Amounts payable17/49€344k
Amounts payable after more than one year17€250k
Financial debts170/4€250k
Amounts payable within one year42/48€94k
Trade debts44€54k
Suppliers440/4€54k
Advances received on contracts in progress46€3k
Taxes, remuneration and social security45€1k
Taxes450/3€1k
Other amounts payable47/48€35k
Income statement Code2025
Remuneration, social security and pensions62€4k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k
Other operating charges640/8€109
Gross operating margin9900€-52k
Operating profit (loss)9901€-60k
Financial income75/76B€23
Recurring financial income75€23
Financial charges65/66B€3k
Recurring financial charges65€3k
Profit (loss) for the period before taxes9903€-63k
Profit (loss) for the period9904€-63k
Profit (loss) for the period to be appropriated9905€-63k
Appropriation of the result
Profit (loss) to be appropriated9906€-63k

The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

2026
08-07
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
NBB filing

Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Schilde · 1 establishment unit since 2025
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Waterstraat 612970 Schilde
Ground area
2,054 m²
Building footprint
235 m²
Volume, LiDAR
1,025 m³
Parcel 11039A0390/00A000, Flanders · tallest building 9.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Florentine
Waterstraat 61, 2970 SchildeOther non-specialised retail sale
since 20252.374.728.660
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
11039A0390/00A000 Flanders 2,054 m² 1 · 235 m² 9.0 m · 2 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 6,503 companies in sector 47716 we hold annual accounts for 2,438. 1,655 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded14-05-2025
Fiscal year end31-12
Activities, NACEBEL
47711Retail sale of women's outerwear
47716Retail sale of clothing and accessories for women, men, children and babies (general range)
47511Retail trade
47714Retail trade
47715Retail trade
74120Graphic design and visual communication
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers

Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.