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Mon choix

Active
Private limited companyfounded 20242 yrs activeSchippersstraat 24, 8800 Roeselare, BelgiumKBO/BCE: BE 1006.306.506
Summary

The computed 12-month bankruptcy probability of Mon choix is 3.5% (moderate). The 2025 annual accounts show negative equity (-€92,624) and a net result of -€102,624. Its solvency ranks better than 14% of 18626 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2025
Axes
Profitability0
Solvency0
Growth-
Track record67
Bankruptcy probability, 12 months
3.5% Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.37; short-term debt: 142.2% and cash: 6.1% of total assets), and equity is negative.
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Signals

Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 2 years 0 10 y
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
-42.2%
Return on assets
-46.8%
Age of the figures
18 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 14-10-2025, 17 days ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2025
17 d early
← before the deadline after the deadline →
Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

Mon choix was incorporated on 22 February 2024 as a Private limited company.1 The company has filed annual accounts once, for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

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Financials · fiscal year 2025, micro schema

Equity
-€92,624
Total assets
€219,267
Net result
-€102,624
Working capital
-€197,850

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition
Assets €219,267
Fixed assets €105,318
Current assets €113,949
Key figures and ratios
2025 value
EBITDA
-€95,371
Cash flow
-€92,256
Solvency
-42.2%
Current ratio
0.37
Quick ratio
0.05
Debt to equity
-3.37
ROA
-46.8%
Interest coverage
-266.02
Debt
€311,891
Debt ≤ 1 year
€311,799
Debt > 1 year
€92

Peer companies

Historical observation

Of the 7,638 companies that looked in July 2024 the way this one looks now, 8.9% went bankrupt within 24 months and 85% are still going.

  • Micro
  • 2 to 5 years old
  • negative equity
  • a loss of 10% of the balance sheet or more
8.9% went bankrupt
5.6% stopped otherwise
85% still going

A further 0.7% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 3.5% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.9%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 7,638 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 38 lines
Balance sheet Code2025
Assets
Total assets20/58€219,267
Fixed assets21/28€105,318
Tangible fixed assets22/27€93,618
Plant, machinery and equipment23€93,618
Financial fixed assets28€11,700
Current assets29/58€113,949
Stocks and contracts in progress3€97,386
Stocks30/36€97,386
Amounts receivable within one year40/41€1,818
Other amounts receivable41€1,818
Cash at bank and in hand54/58€13,272
Deferred charges and accrued income490/1€1,473
Equity and liabilities
Total equity and liabilities10/49€219,267
Equity10/15-€92,624
Contributions10/11€10,000
Profit (loss) carried forward14-€102,624
Amounts payable17/49€311,891
Amounts payable after more than one year17€92
Advances received on contracts in progress176€92
Amounts payable within one year42/48€311,799
Trade debts44€25,284
Suppliers440/4€25,284
Taxes, remuneration and social security45€5,239
Taxes450/3€2,797
Remuneration and social security454/9€2,442
Other amounts payable47/48€281,275
Income statement Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€10,368
Other operating charges640/8€4,100
Gross operating margin9900-€91,271
Operating profit (loss)9901-€105,739
Financial income75/76B€3,474
Recurring financial income75€3,474
Financial charges65/66B€359
Recurring financial charges65€359
Profit (loss) for the period before taxes9903-€102,624
Profit (loss) for the period9904-€102,624
Profit (loss) for the period to be appropriated9905-€102,624
Appropriation of the result
Profit (loss) to be appropriated9906-€102,624

The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€10,368
Other operating charges640/8€4,100
Gross operating margin9900-€91,271
Operating profit (loss)9901-€105,739
Financial income75/76B€3,474
Recurring financial income75€3,474
Financial charges65/66B€359
Recurring financial charges65€359
Profit (loss) for the period before taxes9903-€102,624
Profit (loss) for the period9904-€102,624
Profit (loss) for the period to be appropriated9905-€102,624
Line2025
Assets
Total assets20/58€219,267
Fixed assets21/28€105,318
Tangible fixed assets22/27€93,618
Plant, machinery and equipment23€93,618
Financial fixed assets28€11,700
Current assets29/58€113,949
Stocks and contracts in progress3€97,386
Stocks30/36€97,386
Amounts receivable within one year40/41€1,818
Other amounts receivable41€1,818
Cash at bank and in hand54/58€13,272
Deferred charges and accrued income490/1€1,473
Equity and liabilities
Total equity and liabilities10/49€219,267
Equity10/15-€92,624
Contributions10/11€10,000
Profit (loss) carried forward14-€102,624
Amounts payable17/49€311,891
Amounts payable after more than one year17€92
Advances received on contracts in progress176€92
Amounts payable within one year42/48€311,799
Trade debts44€25,284
Suppliers440/4€25,284
Taxes, remuneration and social security45€5,239
Taxes450/3€2,797
Remuneration and social security454/9€2,442
Other amounts payable47/48€281,275
Line2025
Profit (loss) for the period9904-€102,624
+ Depreciation and write-downs630€10,368
Operating cash flow (approximation)-€92,256

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2025
14-10
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
NBB filing
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Roeselare · 1 establishment unit since 2024
seat establishment The establishment unit on the map
Ground area
362 m²
Building footprint
183 m²
Volume, LiDAR
2,139 m³
2 parcels, Flanders · tallest building 16.6 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
Mon choix
Ooststraat 107, 8800 RoeselareWholesale trade
since 20242.356.645.385
2 parcels
Flanders 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
36502B0680/00V002 Flanders 229 m² 1 · 50 m² 7.7 m · 2 fl.
36015A0252/00E000 Flanders 132 m² 1 · 132 m² 16.6 m · 5 fl.
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector and region

This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of 2,215 companies in sector 47711 we hold annual accounts for 888. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded22-02-2024
Fiscal year end31-03
Activities, NACEBEL 2025
47711Retail sale of women's outerwear
47716Retail sale of clothing and accessories for women, men, children and babies (general range)
47715Retail trade
47721Retail sale of footwear
47722Retail trade
E-invoicing
Reachable via Peppol
Peppol ID 0208:1006306506
Also 9925:BE1006306506
Registered 04-12-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 29 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.