FLOREMVAL
ActiveSummary
The computed 12-month bankruptcy probability of FLOREMVAL is 1.8% (moderate). The 2025 annual accounts show equity of €144,070 and a net result of -€1,411. Equity remains stable across the filed financial years (±0.6% per year). The company has been active since 2012 and the Belgian Official Gazette contains no insolvency or warning signals.
Overview
- Equity
- €144,070
- Loss
- -€1,411
- Holdings
- 1
Why 53raises riskLiquiditeit niet neergelegdLatest accounts 55 days late; 3 of the last 3 latelowers riskSize: total assets €500,000No main activity registeredShow the evidence
Checked score
About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (no NACE code, micro): better than 32% on solvency, 14% on liquidity, 27% on profitability and 41% on growth.
The bankruptcy probability was computed on 22-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
This company filed its last 7 accounts on average 156 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.
Searched, nothing found (2)
- Annual accounts filedfinancial year 2025 · abbreviated…
- Annual accounts filedfinancial year 2024 · micro…
- Amendment of the articles · Legal-form…Capital conversion · Capital
Financials · financial year 2025, abbreviated format
2025 annual accounts filed late (55 days) Filed on 24 September 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00521941.
2021 to 2025, 5 financial years 2018 to 2025, 8 financial years
The operating result is -€1,384 in 2025, compared with -€1,404 in 2023. Comparable figures for the intervening years are unavailable.
What the company sold each financial year and what was left of it. A loss stands below the zero line.
What the company owns (total assets), how much of it is its own (equity) and how much it owes.
Short-term assets minus short-term debts. Above zero the company can pay its bills in the short term.
Use the arrow keys on the chart for the figures per year.
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Other operating charges640/8 | - | - | - | - | €1,956 | - | - | - | - |
| Gross operating margin9900 | -€1,554 | -€484 | -€401 | -€1,154 | - | -€1,404 | - | -€1,384 | - |
| Operating profit (loss)9901 | -€1,554 | -€484 | -€401 | -€1,154 | -€1,956 | -€1,404 | - | -€1,384 | - |
| Recurring financial income75 | €36,350 | €3,800 | €1,000 | - | - | - | - | - | - |
| Financial charges65/66B | - | - | - | €25 | €28 | €33 | €30 | €28 | ▼ 9.5% |
| Recurring financial charges65 | €2,425 | €564 | €25 | €25 | €28 | €33 | €30 | €28 | ▼ 9.5% |
| Profit (loss) for the period before taxes9903 | €32,371 | €2,752 | €574 | -€1,178 | -€1,984 | -€1,438 | -€30 | -€1,411 | ▼ 4,547% |
| Profit (loss) for the period9904 | €32,371 | €2,752 | €574 | -€1,178 | -€1,984 | -€1,438 | -€30 | -€1,411 | ▼ 4,547% |
| Profit (loss) for the period to be appropriated9905 | €32,371 | €2,752 | €574 | -€1,178 | -€1,984 | -€1,438 | -€30 | -€1,411 | ▼ 4,547% |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Assets | |||||||||
| Total assets20/58 | €503,806 | €500,181 | €500,756 | €500,077 | €500,000 | €500,000 | €501,720 | €500,000 | ▼ 0.3% |
| Fixed assets21/28 | €500,000 | €500,000 | €500,000 | €500,000 | €500,000 | €500,000 | €500,000 | €500,000 | = |
| Financial fixed assets28 | €500,000 | €500,000 | €500,000 | €500,000 | €500,000 | €500,000 | €500,000 | €500,000 | = |
| Current assets29/58 | €3,806 | €181 | €756 | €77 | - | - | €1,720 | - | - |
| Cash at bank and in hand54/58 | €1,606 | €181 | €756 | €77 | - | - | €1,720 | - | - |
| Equity and liabilities | |||||||||
| Total equity and liabilities10/49 | €503,806 | €500,181 | €500,756 | €500,077 | €500,000 | €500,000 | €501,720 | €500,000 | ▼ 0.3% |
| Equity10/15 | €146,785 | €149,537 | €150,112 | €148,933 | €146,949 | €145,512 | €145,481 | €144,070 | ▼ 1.0% |
| Contributions10/11 | €6,200 | €6,200 | €6,200 | €6,200 | €6,200 | €6,200 | €6,200 | €6,200 | = |
| Capital10 | - | - | - | €6,200 | €6,200 | - | - | - | - |
| Issued capital100 | - | - | - | €18,600 | €18,600 | - | - | - | - |
| Uncalled capital101 | - | - | - | €12,400 | €12,400 | - | - | - | - |
| Contributions outside capital11 | - | - | - | - | - | €6,200 | €6,200 | €6,200 | = |
| Other1109/19 | - | - | - | - | - | €6,200 | €6,200 | €6,200 | = |
| Reserves13 | €140,585 | €143,337 | €143,912 | €142,733 | €140,749 | €139,312 | €139,281 | €137,870 | ▼ 1.0% |
| Non-distributable reserves130/1 | - | - | - | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Legal reserve130 | - | - | - | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Distributable reserves133 | - | - | - | €140,873 | €138,889 | €137,452 | €137,421 | €136,010 | ▼ 1.0% |
| Amounts payable17/49 | €357,021 | €350,644 | €350,644 | €351,144 | €353,051 | €354,488 | €356,239 | €355,930 | ▼ 0.1% |
| Amounts payable within one year42/48 | €357,021 | €350,644 | €350,644 | €351,144 | €353,051 | €354,488 | €356,239 | €355,930 | ▼ 0.1% |
| Financial debts43 | - | - | - | - | €2 | €3 | - | - | - |
| Credit institutions430/8 | - | - | - | - | €2 | €3 | - | - | - |
| Trade debts44 | €317 | - | - | - | - | - | - | - | - |
| Other amounts payable47/48 | - | - | - | €351,144 | €353,048 | €354,486 | €356,239 | €355,930 | ▼ 0.1% |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €32,371 | €2,752 | €574 | -€1,178 | -€1,984 | -€1,438 | -€30 | -€1,411 | ▼ 4,547% |
| Operating cash flow (approximation) | €32,371 | €2,752 | €574 | -€1,178 | -€1,984 | -€1,438 | -€30 | -€1,411 | ▼ 4,547% |
| Investment in fixed assets (approximation) | - | €0 | €0 | €0 | €0 | €0 | €0 | €0 | - |
| Change in cash | - | -€1,425 | €574 | -€678 | - | - | - | - | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Latest 10 of 13 filings with the National Bank
| Financial year | Type | Filed | Reference |
|---|---|---|---|
| 31-12-2025 | abbreviated format | 24-09-2026 | 2026-00521941 |
| 31-12-2024 | micro format | 23-10-2025 | 2025-00547912 |
| 31-12-2023 | micro format | 19-05-2025 | 2025-00097295 |
| 31-12-2022 | micro format | 26-02-2024 | 2024-00034147 |
| 31-12-2021 | micro format | 12-12-2022 | 2022-20535246 |
| 31-12-2020 | micro format | 15-02-2022 | 2022-05700310 |
| 31-12-2019 | micro format | 26-11-2020 | 2020-72100012 |
| 31-12-2018 | micro format | 24-10-2019 | 2019-71200148 |
| 31-12-2017 | micro format | 20-11-2018 | 2018-72600152 |
| 31-12-2016 | micro format | 26-10-2017 | 2017-67900270 |
Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.
Directors
Owners and capital
Capital and shareholders
- 02-07-2025 Capital stated in the deed · 100 shares
Group and network
Holdings and subsidiaries
1 holdingHoldings 1
-
99%
According to the 2025 annual accounts of FLOREMVAL and those of the other companies, the acts in the Belgian Official Gazette and the LEI register. Annual accounts state the shareholders that notified the company under article 7:225 of the Code of Companies and Associations and the parent companies that consolidate it. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not include these statements in its annual accounts, or does not have to, is not listed.
Connections & network
No directors read yet: 1 of 5 Gazette acts processed.
History
Acts, filings and financial milestones
02-07
Gazette deed
Amendment of the articles · Legal-form change · Resignations & appointmentsCapital conversion · Capital4 facts ▸
- General meeting, 29-03-2024
- Amendment of the articles (2 times)
- Capital conversion, EUR, 12400
- Capital
About the unread acts
Of the 5 Belgian Official Gazette deeds we know for this company, 1 has been read. The other 4 have not been read yet: what they contain is neither established nor disproved here.
Register details
No listing in the Peppol Directory under this enterprise or VAT number. That proves nothing: being listed there is voluntary.
What can you do?
Try sending from your invoicing software; if that fails, ask the customer whether they already receive via Peppol.
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If you follow this company, Checked tells you the day it appears in the Peppol register.
Register as of 22 October 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.
Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.
Sites & property
1 establishment unit
1 parcel
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 25076C0071/00E000 | Wallonia | 923 m² | 1 · 266 m² | 8.2 m · 2 |
How the parcels are linked
Articles of association
What the company does
- PurposeThe activities the company may carry out under its articles.
- “La construction,et la gestion de l'Immobilier/patrimoine immobilier;toutes les transactions relatives à l'immobilier;toutes les transactions…” (deed in French)
5 activities (deed in French)
- La construction,et la gestion de l'Immobilier/patrimoine immobilier;toutes les transactions relatives à l'immobilier;toutes les transactions relatives aux biens immobiliers et aux droits immobiliers,telles que l'achat et la vente,la construction,la rénovation,l'aménagement intérieur et la décoration,la location et le crédit-bail,l'échange,la division foncière et,en général,toutes les transactions directement ou indirectement liés à la gestion ou à la production,à des droits immobiliers ou à des droits de propriété immobilière
- La construction et le gestion de l'immobilier,tout achat et vente,location et location,échange;en particulier,la gestion et la valorisation de tous les titres négociables,actions,obligations,fonds publics
- Acquérir et détenir des participations,sous quelque forme que ce soit,dans toutes sociétés ou sociétés industrielles,commerciales,financières,agricoles ou immobilières existantes ou nouvelles;stimuler,planifier et coordonner te développement des entreprises et des entreprises dans lesquelles elles détiennent une participation;participer à la gestion,à la gestion,à la liquidation et à la supervision de ces sociétés et fournir,une assistance technique,administrative et financière à ces sociétés et sociétés
- Toutes les activités de conseil,y compris dans les domaines susmentionnés
- Effectuer toutes les taches et missions administratives
- DurationHow long the company exists; usually unlimited, so until it is dissolved.
- Unlimited
- Name clauseThe name the company operates under according to its articles.
- FLOREMVAL
- Registered office clauseThe region of the registered office; it decides among other things the language of official documents.
- “Région wallonne, par simple décision organe d'administration,sièges administratifs,agences,ateliers,dépôts,succursales,Belgique,étranger” (deed in French)
Who represents it, and how
- Board ruleHow the board is made up, meets and takes decisions.
- “Avec ou sans limitation,fixée par assemblée,à défaut sans limitation, un ou plusieurs” (deed in French)
Meetings and financial year
- Annual meetingWhen the shareholders meet each year, among other things to approve the annual accounts.
- Last Tuesday of May at 10:00
Oversight and winding up
- Dissolution ruleWhen and by whom the company can be dissolved.
- One provision in the deed
- Liquidation ruleHow assets are shared after dissolution: creditors first, then shareholders.
- One provision in the deed