Financials
- Fiscal year
- 2024
- Total assets
- €949,952
- Profit
- €43,651
- Solvency
- 84.0%
Total assets▲ 9.3%
Net result
20182024
ARVA - BURO
ActiveSummary
ARVA - BURO has been active since 1990 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €797,554 and a net result of €43,651. Equity is growing by ~5.7% per year across the filed fiscal years. Its solvency ranks better than 91% of 6127 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.6% (low).
Overview
What they do
Wholesale trade
NACE 46492NACE 51475
1 site
How big
€949,952total assets 2024
- Equity
- €797,554
- Profit
- €43,651
Who decides
- Parent
- FLOREMVAL · 99%
Accounts 63 d overdue0 of 10 deeds read
Why 56Capped at 59: a confirmed filing finding- Figures for FY 2024 (filed 30-10-2025)- 1 financial year not filed after the legal deadline; latest accounts 91 days late; 3 of the last 3 late+ Founded in 1990+ Equity €797,554 (84.0% of total assets)Show the evidence
Checked score
Score 2024
56
/ 100
Fair
Probability in this band: 1.5% to 4.2%
Better than 64% of its sector peers (NACE 46, micro)
Performance against the sector, not lower risk
A confirmed filing finding caps the score at 59. Every signal that weighs is under Signals.
Financial strength · tick = 2023
Strong
Solvency
100=
equity 84.0% of total assets
Liquidity
48-2
short-term debt 16.0% · cash 1.8%
Profitability
74-3
return on assets 4.6%
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
About 6 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
- Figures for FY 2024 (filed 30-10-2025) raises the probability
- Founded in 1990 lowers the probability for this profile
- Equity €797,554 (84.0% of total assets) lowers the probability
- 1 financial year not filed after the legal deadline; latest accounts 91 days late; 3 of the last 3 late raises the probability
Credit up to €40,000 at 30 days only on tighter terms
Liquidity ample (current ratio 6.18 against 7.34 in 2023; short-term debt: 16% and cash: 1.8% of total assets), and 16% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 46, micro). Better than this share of them on solvency 90%, liquidity 48%, profitability 62%, growth against the median 56%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-10-2025, 91 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
91 d late
2023
292 d late
2022
213 d late
2021
134 d late
2020
199 d late
2019
412 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 224 days after the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 39% of the sector filed late.
Checked, nothing found (1)
- Annual accounts filedfiscal year 2024 · full…
- Judicial dissolution, liquidator appointedTribunal de l’entreprise du Brabant…
- Annual accounts filedfiscal year 2023 · full…
Key points
By topic
Board & ownership
- Parent
- FLOREMVAL · 99%
Timeline
- Events
- 13
- Since
- 2016
- 30-10-2025Annual accounts filed
- 20-05-2025Judicial dissolution, liquidator appointed
- 19-05-2025Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Public limited company
- Activity
- Wholesale tradeNACE 46492
- Founded
- 09-10-1990
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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